What is the latest figure for China SME banks RMB deposits and loans?

Total Loans stood at 1,325,724.89 100 million yuan in Sep 2026. That is +0.4% from Aug 2026 and +4.1% from a year earlier.

How far back does the China SME banks RMB deposits and loans data go?

The series on this page is monthly and runs from Jan 2015 to Sep 2026. Source: People's Bank of China — Statistics Department, Statistical Data. Every series in the table can be charted over its full history and downloaded as CSV or Excel.

What do China SME banks RMB deposits and loans measure?

This table measures the monthly sources and uses of renminbi credit funds for small and medium-sized Chinese-funded banks, reporting aggregate deposits, central bank borrowing, loans by maturity, and investment holdings.

What breakdowns are included in China small and medium bank credit funds?

The dataset provides detailed breakdowns of deposits across individual, corporate, and fiscal categories, alongside credit uses such as short-term loans, medium- and long-term lending, paper financing, and financial leases.

How do China SME bank credit funds differ from large bank credit funds?

China SME bank credit funds reflect the balance sheets of joint-stock, city commercial, and rural financial institutions, capturing credit conditions across regional lenders rather than nationwide state-owned banking giants.

China SME banks RMB deposits and loans

Name: China SME banks RMB deposits and loans
Creator: People's Bank of China — Statistics Department, Statistical Data
License: https://creativecommons.org/licenses/by/4.0/

China SME banks RMB deposits and loans cover monthly sources and uses of credit funds.

Source: People's Bank of China — Statistics Department, Statistical DataLast updated: Oct 15, 2026, 16:38 UTCCurated by Bui Thanh Phuc

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Indicator	09-2026	08-2026	07-2026	06-2026	05-2026	04-2026	03-2026	02-2026	01-2026	12-2025	11-2025	10-2025	09-2025	08-2025	07-2025	06-2025	05-2025	04-2025	03-2025	02-2025	01-2025	12-2024	11-2024	10-2024	09-2024	08-2024	07-2024	06-2024	05-2024	04-2024	03-2024	02-2024	01-2024	12-2023	11-2023	10-2023	09-2023
Funds Sources6
Total Deposits2	1,595,756.82	1,588,964.53	1,578,959.36	1,585,165.11	1,569,301.4	1,567,296.01	1,567,319.93	1,535,182.47	1,536,366.43	1,511,712.46	1,499,785.86	1,496,230.63	1,487,562.37	1,478,387.54	1,471,033.73	1,470,156.72	1,453,545.07	1,447,083.42	1,450,096.1	1,420,771.53	1,403,340.99	1,390,339.77	1,377,166.14	1,368,501.89	1,363,274.14	1,352,496.19	1,346,061.23	1,349,323.46	1,334,893.64	1,332,573.8	1,335,951.88	1,310,518.93	1,309,011.78	1,295,558.24	1,298,173.79	1,288,043.2	1,279,642.46
Domestic Deposits4	1,589,175.35	1,582,193.55	1,572,143.49	1,578,531.72	1,562,846.6	1,560,763.41	1,560,730.02	1,529,118.2	1,530,263.45	1,505,819.36	1,493,756.64	1,490,256.87	1,481,579.65	1,472,413.03	1,464,805.53	1,464,190.93	1,447,577.83	1,441,156.75	1,443,964.32	1,414,923.46	1,397,817.42	1,384,874.15	1,371,519.31	1,362,962.34	1,357,724.81	1,346,890.01	1,340,611.29	1,343,845.32	1,329,707.99	1,327,451.23	1,330,536.69	1,305,369.35	1,303,899.68	1,290,423.02	1,292,993.56	1,282,763.23	1,274,328.76
Individual Deposits3	803,116	795,487.97	793,648.99	793,530.33	785,995.96	784,457.25	784,698.84	775,754.47	760,508.93	754,143.24	745,961.04	747,828.56	745,113.86	737,721.47	737,044.84	738,053.65	727,817.18	723,724.53	724,479.64	712,168.35	704,705.96	686,102.55	678,870.26	676,335.56	674,237.34	668,106.37	664,258.11	663,351.18	654,098.22	651,094.88	651,039.08	640,795.12	624,908.38	613,486.99	607,572.07	604,319.41	599,984.79
Demand Deposits	155,463.44	152,660.76	153,060.92	156,192.18	150,533.52	150,901.25	155,313.41	155,631.49	152,302.89	152,468.19	147,422.37	146,793.92	148,152.84	143,476.48	144,187.44	146,050.66	138,819.6	139,142.19	143,564.76	141,099.32	147,433.64	141,106.7	135,989.92	135,074.58	135,138.76	133,715.53	133,651.94	136,682.82	132,337.61	129,786.65	133,619.91	133,045.43	133,225.08	130,934.22	129,099.37	128,550.61	128,354.58
Time Deposits	560,437.68	557,302.04	553,607.79	549,655.25	547,024.42	544,819.44	540,649.15	532,864.76	523,269.23	518,078.21	516,488.29	518,999.39	513,699.06	512,029.65	510,249.23	508,474.55	504,723.7	499,157.66	495,112.89	486,569.89	472,285.05	461,317.27	458,577.58	456,299.58	452,575.26	448,707.3	444,250.31	438,751.42	434,096.72	428,351.99	423,562.62	415,140.52	400,731.58	391,253.68	387,509.89	384,379.38	378,922.71
Structural Deposits	7,532.12	7,732.16	7,801.19	7,944.25	8,382.74	8,504.5	8,548.97	8,470.63	8,483.34	8,278.49	8,181.38	8,156.29	8,650.74	8,481.51	8,619.05	8,931.09	9,213.61	9,522.49	9,776.76	9,390.43	9,621.38	8,969.77	9,243.19	9,154.91	9,545.6	9,204.77	9,359.08	9,612.93	9,550.46	9,609.54	9,913.09	10,022.61	10,023.57	10,243.43	10,171.49	10,208.61	10,599.03
Corporate Deposits4	591,804.83	584,949.17	581,796.58	589,813.79	578,401.44	578,409.23	581,666.76	562,118.98	580,823.9	566,656.21	562,084.53	560,600.96	566,265.21	562,776.24	560,869.39	566,108.27	556,608.03	556,507.25	560,449.36	539,370.26	539,236.6	542,692.97	535,503.95	531,376.26	533,250.92	526,296.91	522,768.35	531,352.68	520,341.31	522,649.37	525,492.06	509,741.49	525,669.91	526,268.73	530,802.57	528,493.42	528,018.12
Demand Deposits	151,492.02	149,623.06	150,318.91	158,611.06	151,173.4	150,825.07	158,172.09	145,627.75	156,682.45	148,078.87	143,658.3	142,295.29	141,560.4	138,289.17	138,695.88	145,374.88	136,819.79	137,137.93	144,311.2	133,442.42	130,946.32	136,203.04	130,939.49	128,679.94	130,780.63	130,730.01	132,494.58	143,183.17	140,779.34	149,979.93	164,491.11	157,702.09	165,922.58	165,418.5	164,977.04	164,707.17	164,758.3
Time Deposits	172,286.68	170,205.03	168,408.54	166,193.37	165,728.05	165,266.88	163,114.93	162,984.68	162,834.73	162,451.85	159,966.55	159,465.51	159,311.59	160,145.14	162,145.36	161,401.2	164,125.13	162,396.68	159,370.6	157,198.08	155,411.83	154,764.52	153,462.1	153,286.87	151,552.34	147,726.53	144,307.06	139,010.19	135,587.23	129,526.8	132,646.57	128,709.18	128,729.17	128,168.54	126,403.01	124,829.42	123,294.23
Margin Deposits	71,571.31	69,814.41	69,134.97	67,643.61	66,174.74	63,651.99	61,657.21	62,858.59	64,737.4	66,504.78	65,959.68	65,722.52	66,423.59	66,879.78	65,877.32	64,044.97	65,207.35	64,375.92	61,991.31	61,292.7	62,544.54	63,437.86	62,832.42	62,341.11	61,525.32	59,777.55	57,067.17	55,271.47	53,970.29	51,894.22	51,192.1	51,032.37	54,364.7	55,573.1	56,574.76	56,096.76	55,496.81
Structural Deposits	22,614.14	23,148.15	23,315	23,150.13	25,030.24	25,684.81	24,021.3	23,513	23,501.38	20,200.09	22,079.45	22,664.97	23,262.73	23,370.04	22,900.41	22,528.48	23,355.51	23,678.19	22,771.71	23,156.71	23,675.83	19,620.55	20,815.32	20,762.84	21,530.29	21,890.23	21,624.43	21,226.85	21,547.3	21,109.58	19,075.79	18,583.43	18,574.68	17,479.92	19,546.32	20,413.43	21,069.08
Time Deposits of Treasury	10,010.88	9,709.89	9,202.94	8,949.41	9,491.6	8,936	8,740.48	7,170.29	6,570.63	6,329.06	8,297.32	7,529.64	7,689.24	7,491.46	8,208.07	8,590.42	8,960.9	7,204.59	7,944.16	7,642.41	5,983.87	5,395.45	7,101.08	7,122.21	8,441.01	8,162.93	6,979.85	6,746.94	6,847.12	6,449.09	6,381.83	6,263.85	5,821.55	6,469.2	6,630.01	6,560.25	6,378.96
Deposits of Non-depository Financial Institutions	184,243.65	192,046.52	187,494.97	186,238.2	188,957.6	188,960.94	185,623.95	184,074.47	182,359.97	178,690.85	177,413.74	174,297.72	162,511.34	164,423.86	158,683.24	151,438.6	154,191.72	153,720.37	151,091.16	155,742.44	147,890.99	150,683.18	150,044.02	148,128.31	141,795.55	144,323.8	146,604.99	142,394.51	148,421.35	147,257.89	147,623.72	148,568.89	147,499.84	144,198.1	147,988.91	143,390.15	139,946.89
Overseas Deposits	6,581.47	6,770.98	6,815.87	6,633.38	6,454.8	6,532.6	6,589.91	6,064.27	6,102.99	5,893.1	6,029.23	5,973.76	5,982.72	5,974.5	6,228.2	5,965.79	5,967.25	5,926.67	6,131.78	5,848.06	5,523.57	5,465.62	5,646.83	5,539.56	5,549.33	5,606.19	5,449.94	5,478.14	5,185.65	5,122.58	5,415.19	5,149.58	5,112.1	5,135.21	5,180.24	5,279.97	5,313.7
Financial Bonds	182,234.76	181,018.58	177,772.39	175,510.33	178,421.51	179,878.72	182,131.88	183,218.84	185,385.2	183,866.92	183,386.42	183,434.64	184,615.31	184,257.09	183,955.55	182,360.94	181,036.55	180,122.12	179,326.96	179,660.35	179,577.26	179,664.19	179,490.28	177,162.3	175,788.09	175,624.89	173,950.49	172,135.38	170,913.56	167,478.53	165,571.64	165,186.64	168,112.72	166,876.04	165,695.07	163,998.25	163,265.83
Repo	37,119.03	34,284.1	39,539.64	41,578.06	35,729.83	38,464.35	40,502.62	51,587.26	49,170.85	52,572.67	48,497.86	49,430.01	55,246.04	53,406.33	52,537.61	50,499.49	47,536.3	46,256.6	45,345.1	45,989.76	50,458.77	40,707.35	38,357.4	39,099.34	42,588.46	36,776.95	33,259.94	32,920.85	31,926.17	34,145.49	38,227.35	44,352.95	47,033.8	48,743.89	46,182.77	44,337.87	49,812.71
Borrowings from the Central Bank	67,216.59	68,657.84	69,648.06	68,498.64	68,668.48	68,218.49	68,240.55	66,797.62	65,336.1	61,685.83	60,033.59	59,918.74	58,125.82	56,726.51	54,886.84	55,989.74	54,583.32	55,378.35	56,369.76	56,507.31	56,876.58	59,356.13	64,545.25	66,089.92	66,212.23	68,001.21	68,622.8	70,075.15	70,183.24	70,775.91	72,087.82	72,612.23	74,093.05	74,304.25	65,374.27	63,060.73	61,714.67
Inter-bank Transactions( Sources Side)	108,885.36	106,580.22	107,699.13	112,301.02	112,913.64	114,731.99	120,343.64	116,895.77	117,709.66	116,826.96	119,224.1	120,004.75	117,849.03	118,515.83	119,165.95	121,063.19	122,987.23	126,755.76	127,847.12	129,209.02	131,977.54	131,295.17	126,546.67	126,073.59	128,307.64	125,745.89	129,639.02	132,577.84	135,627.43	135,811.94	130,181.14	128,017.47	125,582.21	115,833.51	113,763.98	114,827.63	116,296.1
Other Items	197,212.88	194,674.9	194,787.71	197,002.87	194,008.29	191,641.51	189,313.19	183,877.44	184,042.52	187,854.88	188,031.15	187,543.81	187,835.23	188,345.97	189,223.9	191,361.28	188,611.16	185,761.8	182,140.97	181,295.95	180,412.35	184,023.63	180,832.1	179,047.1	179,748.38	179,873.49	178,150.32	178,358.91	175,595.42	171,163.27	168,292.8	164,720.71	163,050.37	162,363.57	158,180.53	155,317.13	153,530.47
Total Funds Sources	2,188,425.45	2,174,180.17	2,168,406.28	2,180,056.03	2,159,043.14	2,160,231.06	2,167,851.8	2,137,559.4	2,138,010.77	2,114,519.73	2,098,958.98	2,096,562.58	2,091,233.81	2,079,639.26	2,070,803.58	2,071,431.36	2,048,299.63	2,041,358.06	2,041,126.02	2,013,433.92	2,002,643.47	1,985,386.25	1,966,937.85	1,955,974.16	1,955,918.94	1,938,518.62	1,929,683.81	1,935,391.6	1,919,139.47	1,911,948.94	1,910,312.62	1,885,408.93	1,886,883.93	1,863,679.5	1,847,370.42	1,829,584.8	1,824,262.25
Funds Uses6
Total Loans2	1,325,724.89	1,320,423.14	1,321,829.93	1,325,320.92	1,319,089.97	1,318,383.53	1,316,763.83	1,305,161.02	1,301,474.71	1,282,273.05	1,276,842.37	1,276,189.96	1,273,381.23	1,267,838.26	1,266,645.96	1,268,169.18	1,256,314.23	1,255,569.81	1,257,266.76	1,242,709.07	1,238,620.05	1,216,655.26	1,210,305.53	1,208,550.12	1,207,472.17	1,199,371.94	1,196,462.1	1,195,760.9	1,187,798.45	1,186,193.3	1,181,726.95	1,167,095.46	1,159,633.55	1,138,870.59	1,132,942.89	1,128,050.89	1,124,957.37
Domestic Loans5	1,311,476.19	1,306,432.51	1,307,790.34	1,311,773.23	1,305,433.57	1,304,980.19	1,303,989.08	1,292,508.83	1,288,996.34	1,270,002.5	1,264,478.99	1,263,903.02	1,261,520.4	1,255,710.69	1,255,363.88	1,257,478.03	1,245,428.97	1,244,475.31	1,245,979.7	1,231,452.2	1,227,467.72	1,206,040.44	1,200,087.52	1,198,821.46	1,198,194.72	1,189,704.21	1,186,801.04	1,186,579.45	1,178,901.01	1,177,687.21	1,173,762.41	1,159,377.5	1,152,320.35	1,131,953.66	1,126,248.96	1,121,362.33	1,118,543.22
Short-term Loans	415,511.84	415,607.73	418,301.07	420,656.13	418,040.95	419,337.86	421,047.43	416,761.01	416,062.3	410,292.28	410,016.24	411,612.71	411,927.54	410,081.86	411,047.03	413,660.89	406,549.56	405,850.23	408,304.65	402,891.13	400,928.34	394,439.94	392,099.51	392,113.77	391,560.37	388,569.45	388,851.07	390,935.38	387,832.27	388,746.59	389,036.88	383,850.13	382,438.63	376,793.38	375,387.48	374,177.06	373,293.72
Mid & Long-term Loans	825,563.51	819,913.74	817,338.82	817,615.7	812,897.48	811,940.76	812,696.28	805,277.84	801,658.73	785,414.47	782,714.49	780,932.03	779,198.14	773,607.81	770,966.76	772,562.23	765,211.73	763,316.22	762,376.01	753,242	750,720.64	733,648.98	731,594.53	729,930.75	728,548.89	722,738.32	719,629.57	718,518.74	712,090.49	709,108.31	707,130.16	698,974.71	693,736.39	678,025.96	673,200.29	669,921.44	667,803.33
Paper Financing	69,561.36	70,070.2	71,324.05	72,695.46	73,658.27	72,879.84	69,453.59	69,694.54	70,523.79	73,541.32	70,975.12	70,524.11	69,533.08	71,136.34	72,471.51	70,384.16	72,786.21	74,435.57	74,395.38	74,379.67	74,882.53	77,034.01	75,406.89	75,670.3	76,982.97	77,286.61	77,226.21	76,071.53	77,916.6	78,731.92	76,517.05	75,475.37	75,079	76,110.58	76,520.85	76,097.57	76,260.34
Financial Leases	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Advances	839.48	840.84	826.39	805.94	836.87	821.73	791.78	775.43	751.52	754.42	773.13	834.15	861.63	884.67	878.57	870.74	881.46	873.28	903.65	939.4	936.2	917.51	986.58	1,106.64	1,102.48	1,109.83	1,094.19	1,053.79	1,061.66	1,100.38	1,078.33	1,077.3	1,066.34	1,023.74	1,140.34	1,166.25	1,185.82
Overseas Loans	14,248.7	13,990.63	14,039.59	13,547.69	13,656.4	13,403.34	12,774.75	12,652.19	12,478.37	12,270.56	12,363.39	12,286.95	11,860.84	12,127.57	11,282.09	10,691.14	10,885.26	11,094.5	11,287.06	11,256.88	11,152.33	10,614.81	10,218.02	9,728.66	9,277.46	9,667.73	9,661.05	9,181.45	8,897.44	8,506.09	7,964.53	7,717.96	7,313.2	6,916.92	6,693.93	6,688.56	6,414.15
Portfolio Investments	506,542.57	508,418.51	506,777.48	500,013.49	500,192.7	500,895.1	498,586.41	496,657.49	495,344.05	488,654.91	492,871.72	486,197.88	484,939.92	484,795.8	475,941.76	464,390.5	464,091.29	453,950.31	448,513.45	444,722.51	436,484.82	428,092.59	423,563.84	420,549.93	412,606.94	411,505.28	402,297.2	400,955.82	402,878.94	398,791.55	397,814.15	391,882.93	392,290.2	393,238.25	396,711.61	390,770.33	382,687.42
Shares and Other Investments	141,799.39	143,074.52	142,848.76	140,748.56	145,996.85	144,299.38	140,496.51	144,377.59	144,655.43	144,283.03	145,099.29	143,560.69	142,115.89	143,169.92	143,000.98	142,359.4	142,967.51	141,622.2	139,071.23	139,497.02	144,008.99	146,180.92	145,636.87	146,835.7	144,943.36	146,699.35	147,118.3	146,418.57	148,354.24	146,855.21	141,752.6	143,760.61	143,458.14	141,094.42	140,349.41	141,477.74	141,499.62
Reverse Repo	32,782.03	29,108.65	26,749.87	33,893.23	28,229.18	30,081.81	34,050.31	24,645.9	32,391.28	29,620.83	21,493.13	24,696.41	21,184.18	20,207.6	21,441.45	26,639.84	22,281.13	24,093.76	27,021.21	22,077.04	18,618.92	28,591.56	28,244.31	27,076.57	27,726.67	27,124.3	28,190.86	29,931.99	27,262.23	25,505.48	28,423.99	27,724.29	34,537.36	25,322.2	23,595.26	21,688.29	19,058.9
Reserves with the Central Bank	97,489.9	92,362.91	90,786.4	102,702.88	89,289.1	88,904.82	97,676.51	87,727.69	87,096.89	98,230.33	87,096.84	86,870.18	90,660.3	85,984.95	86,347.44	91,981.42	83,461.11	87,328.1	91,154.66	86,340.78	87,701.89	94,896.99	85,920.73	84,831.14	91,731.81	86,720.89	87,330.78	93,611.27	85,002.91	86,684.13	91,222.71	84,466.1	86,112.51	99,717.14	88,205.51	83,808.85	89,981.55
Inter-bank Transactions( Uses Side)	84,086.67	80,792.45	79,413.84	77,376.95	76,245.34	77,666.42	80,278.24	78,989.7	77,048.42	71,457.58	75,555.63	79,047.44	78,952.29	77,642.72	77,425.98	77,891.03	79,184.35	78,793.88	78,098.71	78,087.49	77,208.81	70,968.93	73,266.56	68,130.7	71,437.98	67,096.87	68,284.57	68,713.04	67,842.69	67,919.28	69,372.23	70,479.54	70,852.18	65,436.9	65,565.74	63,788.7	66,077.37

Latest reading

The series on this page is monthly and runs from Jan 2015 to Sep 2026. Source: People's Bank of China — Statistics Department, Statistical Data.

About this data

China SME banks RMB deposits and loans cover monthly sources and uses of credit funds. Breakdowns include demand and time deposits, corporate deposits, central bank borrowings, repo, short-term loans, mid-and-long-term loans, and financial leases. Published monthly by the People's Bank of China, the dataset tracks small and medium-sized lenders since 2015.

Frequently asked questions

What is the latest figure for China SME banks RMB deposits and loans?: Total Loans stood at 1,325,724.89 100 million yuan in Sep 2026. That is +0.4% from Aug 2026 and +4.1% from a year earlier.
How far back does the China SME banks RMB deposits and loans data go?: The series on this page is monthly and runs from Jan 2015 to Sep 2026. Source: People's Bank of China — Statistics Department, Statistical Data. Every series in the table can be charted over its full history and downloaded as CSV or Excel.
What do China SME banks RMB deposits and loans measure?: This table measures the monthly sources and uses of renminbi credit funds for small and medium-sized Chinese-funded banks, reporting aggregate deposits, central bank borrowing, loans by maturity, and investment holdings.
What breakdowns are included in China small and medium bank credit funds?: The dataset provides detailed breakdowns of deposits across individual, corporate, and fiscal categories, alongside credit uses such as short-term loans, medium- and long-term lending, paper financing, and financial leases.
How do China SME bank credit funds differ from large bank credit funds?: China SME bank credit funds reflect the balance sheets of joint-stock, city commercial, and rural financial institutions, capturing credit conditions across regional lenders rather than nationwide state-owned banking giants.