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China large banks RMB deposits and loans

China large banks RMB deposits and loans cover monthly sources and uses of credit funds.

Source: People's Bank of China — Statistics Department, Statistical DataLast updated: Curated by Bui Thanh Phuc

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Indicator09-202608-202607-202606-202605-202604-202603-202602-202601-202612-202511-202510-202509-202508-202507-202506-202505-202504-202503-202502-202501-202512-202411-202410-202409-202408-202407-202406-202405-202404-202403-202402-202401-202412-202311-202310-202309-2023
Funds Sources6
Total Deposits21,690,234.041,673,339.311,669,596.671,672,794.171,661,410.751,653,003.421,654,507.981,632,828.291,615,141.91,573,420.991,557,977.751,544,438.941,551,101.041,530,409.221,522,506.221,527,767.911,502,707.441,492,338.21,497,370.141,471,549.611,450,172.871,428,409.251,447,282.111,437,984.461,446,303.551,414,369.181,401,896.051,413,433.531,395,882.541,389,307.761,430,597.511,396,705.61,382,496.741,346,891.761,338,618.61,318,915.221,335,427.71
Domestic Deposits41,681,203.251,664,580.611,660,596.611,663,435.881,652,184.661,643,915.911,645,550.611,624,018.381,606,462.981,564,761.261,548,879.981,535,107.851,541,673.671,521,1551,513,564.61,518,858.091,493,821.261,483,415.761,488,523.371,462,697.471,441,415.281,420,300.151,439,103.911,429,744.841,437,691.281,405,835.041,393,330.011,404,861.731,387,140.081,380,651.281,421,724.161,388,507.841,374,089.911,338,745.21,330,282.041,310,314.851,327,001.03
Individual Deposits3917,587.41901,327.39902,079.47908,003.75896,302.82899,037.53916,332.98901,270.49885,966.85871,009.43853,202.11844,624.63856,411.48834,432.48834,061.75844,242.78827,362.53826,435.9839,539.33821,146.95823,021.23787,225.11772,754.76767,514.29775,390.65759,791.97756,604.2759,898.04747,962.99746,949.47765,468.45748,044.04732,804.11718,772.51704,942.89699,329.01708,176.82
Demand Deposits282,903.99274,883.99276,838.19282,707.08274,447.99277,501.32289,663.68287,393282,419.39280,957268,993.19268,364.48277,773.94264,775.53266,470.96274,858.8260,959.21261,348.73273,896.96265,706.41278,056.87263,708.27252,815.41249,936.63254,992.65249,345.94249,893.22255,199.78249,032.26248,948.12261,311.72256,060.95254,571.08250,243.13241,936.49239,929.13246,215.41
Time Deposits431,912.99425,995.08420,059.16415,739.58412,640.56410,427.44407,844.48398,998.49387,778377,953.53374,067.82368,062.52365,919.51363,592.39361,995.37361,285.49360,187.75358,128.3355,599.81349,898.95340,330.34332,295.83329,169.13327,357.45325,289.67320,140.39315,939.71311,708.23308,796.02305,393.94304,080.97298,577.8290,920.33285,422.06281,364.23277,898.82274,559.85
Structural Deposits5,189.045,134.395,231.224,686.085,838.876,368.686,680.316,698.296,359.644,698.484,464.063,897.753,735.883,668.723,499.862,367.654,361.95,024.332,982.155,219.145,855.563,181.373,633.783,716.953,186.123,821.523,737.592,960.793,988.554,275.23,723.114,787.594,680.713,816.263,842.874,153.093,968.93
Corporate Deposits4535,473.14525,435.52523,509.89531,093.77524,530.27523,971.84532,502.17515,070.92526,667.59512,943.32509,604.36503,687.57505,147.09498,155.24495,865.67505,984.09495,588.37498,065.39505,914.34489,504.41487,543.33491,476.6489,411.55485,645.25489,903.34485,516.97486,287.46497,346.16495,461.92500,508.73521,542.97505,817.27516,977.85497,553.89501,279.94500,127.13507,484.28
Demand Deposits170,706.86166,200.69166,696.91169,465.4165,854.89164,104.88170,631.49161,266.2168,810.54162,875.67160,687.37157,167.49158,790.58154,626.51152,682.72159,867.58151,691.23147,923.03153,717.06143,328.67143,843.42148,550.54145,293.66141,429.24141,875.73141,387.86141,710.82148,746.76144,944.26146,333.16162,725.35154,799.49162,214.42158,200.46158,800.17159,158.19162,714.26
Time Deposits145,458.08143,483.61142,178.16140,985.35140,029.26140,181.04138,427.47135,812.63133,137.97134,007.15134,055.4132,484.67137,457.07137,114.8137,127.65138,150.24138,402.98139,969.76137,792.37138,048.43137,904.94138,126.17138,718.54141,697.79141,496.41139,663.66141,863.85142,676.33145,278.82147,624.26148,242.69146,878.47146,050.03140,404.33136,086.73133,481.82131,916.22
Margin Deposits20,696.2919,890.919,760.7320,044.9320,406.6720,440.5320,468.7120,199.5120,087.3618,489.7816,979.9415,320.8214,435.7714,329.2414,241.3714,687.7616,224.6917,263.9417,272.9417,391.1917,526.1616,953.1415,489.8714,447.8414,238.4814,226.1213,801.0114,25615,406.4216,161.1816,567.8215,781.416,107.515,126.9114,542.8114,031.7714,206.65
Structural Deposits13,820.8813,904.6615,124.8512,93614,836.1715,608.0712,532.5915,314.2413,819.499,352.4111,063.9910,506.6610,583.5910,422.9310,274.710,062.1511,033.5511,446.3510,874.5112,046.4212,532.548,312.3210,513.8911,131.9612,381.7512,138.9811,731.4810,819.0111,443.7810,518.219,339.459,646.219,556.748,660.1210,421.2710,880.810,825.03
Time Deposits of Treasury8,715.268,741.68,246.338,081.057,555.37,575.856,479.376,184.815,304.584,311.316,279.616,169.136,496.096,596.247,584.966,986.637,384.56,282.025,669.585,553.854,2804,585.295,542.165,663.816,279.416,091.945,961.995,564.65,305.25,543.355,348.114,611.264,082.264,253.445,050.345,044.24,972.1
Deposits of Non-depository Financial Institutions219,427.43229,076.09226,760.93216,257.31223,796.28213,330.69190,236.09201,492.17188,523.96176,497.2179,793.9180,626.52173,619.01181,971.04176,052.22161,644.59163,485.86152,632.45137,400.12146,492.26126,570.72137,013.15171,395.44170,921.5166,117.88154,434.17144,476.35142,052.92138,409.98127,649.73129,364.63130,035.26120,225.69118,165.37119,008.87105,814.51106,367.83
Overseas Deposits9,030.88,758.79,000.069,358.299,226.099,087.518,957.378,809.918,678.928,659.749,097.769,331.099,427.389,254.228,941.628,909.828,886.188,922.448,846.778,852.148,757.598,109.098,178.28,239.628,612.278,534.148,566.048,571.818,742.468,656.478,873.358,197.768,406.838,146.568,336.568,600.378,426.68
Financial Bonds197,056.48198,898.49198,722.83196,410.74192,564.03189,273.21189,251.44189,297.54188,969.85189,865.44188,951.59185,357.19184,681.88186,107.15182,319.28177,783.99174,832.41170,983.6170,566.4168,864.32167,448.86166,696.25165,924.47166,310.47163,958.47162,802.06160,673.58158,929.91158,392.13156,338.41154,148.75154,606.5153,709.05155,153.34154,608.55152,593.24151,025.85
Repo66,610.3462,745.4362,894.5856,469.5857,571.7961,649.1362,529.5266,771.766,651.4458,670.1958,456.0758,416.5755,878.6153,008.348,842.0145,061.6442,261.644,596.1144,711.3245,738.5445,031.329,460.1319,281.0912,496.336,242.999,618.017,196.645,131.923,905.475,436.323,403.673,319.759,899.758,320.17,740.569,189.574,201.47
Borrowings from the Central Bank66,525.663,458.2463,261.9262,630.9162,294.4662,436.0962,830.9561,191.6259,507.1753,995.8152,711.2850,678.5950,571.2850,029.0448,954.0749,568.0950,873.1550,451.3246,095.0447,724.9351,332.7957,410.3563,723.1169,021.9571,384.7673,586.0574,795.5573,166.7774,922.2374,755.1977,745.7878,17577,452.7374,167.1769,216.6866,604.6165,298.42
Inter-bank Transactions( Sources Side)83,345.6384,497.5681,069.9879,686.977,766.5780,461.581,341.9885,597.686,553.583,834.1190,899.3894,380.3294,700.8694,501.1796,140.3396,735.1597,386.9592,470.7689,106.8481,974.5879,052.3482,911.2681,712.4776,138.5676,094.5172,624.771,678.8370,110.1165,865.6360,261.0959,871.0259,612.3660,477.1762,960.9257,668.5153,639.3155,024.78
Other Items197,914.83195,139.5197,508.96193,777.36197,812.89196,056.68194,045.5191,852.8190,705.09195,439.83195,303.61197,385.79192,502.74191,304.27193,277.82191,722.97184,805.8183,276.96184,290.21180,740.9184,730.98187,747.63183,600.25181,673.23180,100.85178,921.25179,247.99180,261.15176,316.61174,113.73171,244.23169,877.04169,490.51176,650.56169,815.95166,852.96169,618.83
Total Funds Sources2,301,686.932,278,078.542,273,054.942,261,769.662,249,420.482,242,880.022,244,507.372,227,539.552,207,528.962,155,226.362,144,299.682,130,657.42,129,436.412,105,359.142,092,039.722,088,639.742,052,867.352,034,116.952,032,139.941,996,592.881,977,769.141,952,634.881,961,523.51,943,625.011,944,085.131,911,921.261,895,488.631,901,033.41,875,284.611,860,212.51,897,010.961,862,296.261,853,525.951,824,143.851,797,668.851,767,794.911,780,597.06
Funds Uses6
Total Loans21,447,812.181,441,885.931,438,713.331,436,442.411,427,780.711,423,223.521,421,437.651,403,775.351,396,955.281,369,797.631,366,080.131,363,544.481,360,650.871,353,851.741,348,984.161,346,129.291,333,753.421,327,983.381,321,711.921,300,274.81,292,495.791,263,208.131,259,900.681,254,252.091,249,660.151,242,098.651,235,718.661,232,329.951,219,805.291,212,056.081,207,493.621,192,842.131,184,110.421,155,830.11,150,471.741,145,299.481,139,874.6
Domestic Loans51,431,421.941,424,790.271,422,150.841,421,575.561,412,885.531,409,182.991,408,8471,391,174.961,384,889.881,357,432.631,353,888.381,351,247.621,349,298.441,341,925.151,336,950.361,335,354.921,322,980.41,317,1561,311,442.581,289,836.571,282,725.331,253,957.991,251,180.41,246,258.21,242,060.471,233,806.141,227,417.651,224,903.521,212,806.241,205,552.871,201,760.141,186,767.991,178,386.291,150,229.711,145,141.041,139,924.721,134,675.79
Short-term Loans303,282.99301,091.47301,518.34303,449.44299,538.96299,432.95302,891.62292,391.93290,565.21276,314.64274,591.92275,490.38277,342.51273,401.32272,891.66276,154.82269,025.46268,103.37271,400.14259,493.31256,778.97246,725.25247,929.05247,994.01248,238.9247,179.32248,949.29251,782.99247,632.95246,971.6250,316.66243,407.99239,530.33226,310.9228,210.45228,182.69229,834.78
Mid & Long-term Loans1,024,056.571,019,496.151,018,789.191,021,552.641,018,757.941,020,002.641,025,541.131,016,474.181,012,491.88993,513.38992,602.95991,976.55992,280.27986,207.23983,632.24985,489.75978,529.29976,186.68975,588.21963,628.2961,664.15939,740.77938,524.22934,979.42933,667.66927,374.24924,643.95923,836.41917,562.81915,552.8915,107.26902,754.58895,572.03871,466.7866,325.98862,876.36859,500.61
Paper Financing103,619.93103,740.57101,379.0296,109.7894,117.9889,278.3279,958.8581,846.1681,380.3587,162.7886,247.0683,343.379,238.281,878.6679,983.7873,269.0274,994.5272,422.2764,001.4366,272.2863,832.4267,042.6964,242.1162,780.2759,659.6558,762.7153,318.9948,728.5947,050.0942,459.835,765.5840,030.9142,703.9651,872.4149,982.8148,217.2844,645.66
Financial Leases0000000000000000000000000
Total Advances462.45462.08464.28463.7470.65469.07455.4462.68452.45441.84446.46437.39437.46437.95442.68441.33431.13443.68452.8442.78449.79449.28485.02504.5494.26489.87505.43555.53560.39568.67570.63574.51579.97579.69621.8648.4694.75
Overseas Loans16,390.2317,095.6616,562.4914,866.8514,895.1814,040.5412,590.6512,600.3912,065.412,36512,191.7412,296.8611,352.4311,926.5912,033.810,774.3710,773.0210,827.3710,269.3510,438.239,770.469,250.148,720.287,993.897,599.698,292.518,301.017,426.436,999.056,503.215,733.486,074.145,724.135,600.395,330.75,374.765,198.81
Portfolio Investments627,495.81621,356.49612,222.32604,906.06599,005.19588,567.27584,768.74577,465.65567,672.07555,219.08547,455.03539,080.17534,767.54526,354.81517,380.15504,980.95495,406.76488,885.57486,025.32483,214.15477,575.55468,882.6460,766.58453,985.03448,626.52440,342.5432,971.38430,478.98426,302.81418,391.14420,500.93416,748.94413,794.66410,949.81405,732.41403,352.66396,566.14
Shares and Other Investments35,698.8834,333.536,130.8336,530.1937,558.3137,950.9537,733.6337,472.8937,225.2536,919.5636,003.1336,265.7235,121.6333,900.6133,296.3433,572.4433,375.0233,164.7633,505.2833,783.1734,063.1834,570.1133,558.6733,931.4534,201.7534,370.2134,093.8634,310.4433,965.6234,004.7233,654.3333,205.6233,342.3433,578.7733,507.2733,825.1733,791.83
Reverse Repo36,472.8526,006.5923,933.530,002.1731,835.3234,218.9840,167.7448,551.8148,112.0141,727.0246,004.7643,594.8644,817.0746,237.1844,088.5353,528.2842,027.2732,702.9837,341.2421,268.4623,580.2744,608.3150,040.7645,274.8944,695.9640,443.9630,718.934,073.2628,941.5125,960.5260,614.6151,562.6452,683.2752,781.4648,668.7534,167.9353,476.82
Reserves with Central Bank122,613.14121,977.37126,674.77116,098.83115,834.71122,036.21123,390.38124,973.09122,497.77118,602.31116,531.46115,879.42118,962.61112,896.95115,076.64116,124.49112,692.85115,400.51114,714.39120,754.47111,119.36103,257.24118,254.66116,405.2125,440.91114,348.8120,022.13121,650.04116,996.9119,514.85123,940.73123,697.4125,897.23131,348.5123,772.28117,780.92121,150.52
Inter-bank Transactions( Uses Side)31,594.0832,518.6535,380.1937,789.9937,406.2436,883.137,009.2335,300.7635,066.5932,960.7632,225.1832,292.7535,116.6832,117.8533,213.9134,304.335,612.0335,979.7538,841.7837,297.8238,935.0138,108.539,002.1539,776.3541,459.8340,317.1341,963.6948,190.7249,272.4750,285.1850,806.7444,239.5343,698.0339,655.2135,516.433,368.7535,737.16

Latest reading

The series on this page is monthly and runs from Jan 2015 to Sep 2026. Source: People's Bank of China — Statistics Department, Statistical Data.

About this data

China large banks RMB deposits and loans cover monthly sources and uses of credit funds. Breakdowns include individual and corporate deposits, central bank borrowings, repo, financial bonds, short-term loans, mid-and-long-term loans, and portfolio investments. Published monthly by the People's Bank of China, this series provides historical data since 2015.

Frequently asked questions

What is the latest figure for China large banks RMB deposits and loans?
Total Loans stood at 1,447,812.18 100 million yuan in Sep 2026. That is +0.4% from Aug 2026 and +6.4% from a year earlier.
How far back does the China large banks RMB deposits and loans data go?
The series on this page is monthly and runs from Jan 2015 to Sep 2026. Source: People's Bank of China — Statistics Department, Statistical Data. Every series in the table can be charted over its full history and downloaded as CSV or Excel.
What do China large banks RMB deposits and loans measure?
This table measures the month-end sources and uses of renminbi credit funds for large Chinese-funded commercial banks, tracking balance-sheet items including customer deposits, central bank borrowings, loans, and portfolio investments.
Which deposit and loan breakdowns are available for China large banks?
The dataset categorises deposits into individual and corporate holdings, demand, time, and structural deposits, while domestic loans are broken down into short-term loans, medium- and long-term loans, and paper financing.
How does this table differ from China Big Four banks RMB deposits and loans?
While Big Four statistics cover only the four largest state commercial banks, the large banks table encompasses all major nationwide Chinese-funded commercial lenders above the central bank's large-institution classification threshold.