France PEA: open plans more than 8 years ago
France PEA: open plans more than 8 years ago stood at 4,035,066 Plans in 2025, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Equity savings plans, annual table (Value · Annual), with a complete series running from 2016 to 2025. The complete series with an interactive chart, free to download.
This indicator in the Equity savings plans, annual table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity savings plan (PEA): plans open at 31 December | 7,293,637 | 7,283,376 | 6,986,282 | 6,468,487 | 6,631,627 | 6,557,076 | 6,289,365 | 6,152,276 | 6,090,933 | 6,282,379 | |
| Equity savings plan (PEA): plans opened more than 8 years ago | 4,035,066 | 4,045,306 | 3,909,809 | 3,569,159 | 3,626,328 | 3,717,390 | 3,540,086 | 3,802,426 | 4,028,860 | 4,440,112 | |
| Equity savings plan (PEA): plans opened less than 5 years ago | 2,258,236 | 2,285,292 | 2,184,467 | 1,833,860 | 2,148,834 | 2,055,456 | 1,949,518 | 1,645,169 | 1,454,694 | 1,335,581 |
Understanding france PEA: open plans more than 8 years ago
The metric documents active equity savings accounts that have exceeded eight years of continuous existence since their creation. Included in this population are long-term household investment portfolios that have cleared major fiscal hurdles, while all younger or recently established plans are excluded. This count highlights the entrenched core of retail investors who maintain structural market exposure over extended periods.
Interpreting this long-duration cohort involves assessing generational wealth preservation and structural holding power rather than immediate economic shocks. Data revisions are minimal for this established segment, as administrative records are stable over time. Analysts comparing this series against newer brackets should account for the natural accumulation of capital through compounding, which distinguishes seasoned portfolios from initial setups. Evaluating this series alongside total closures provides insight into the long-term retention capacity of the domestic investment framework.
Frequently asked questions
- What criteria define plans in this maturity bracket?
- The accounts must have been open for more than eight years relative to the annual observation date.
- What does this series indicate about retail investors?
- It measures the enduring core of long-term participants who maintain their equity savings vehicles across extensive timeframes.
- Why might balances in this tier differ from younger plans?
- Longer operational lifespans typically allow for greater asset accumulation through both consistent deposits and market appreciation.