France PEA equity savings plan: open plans at 31 December
France PEA equity savings plan: open plans at 31 December stood at 7,293,637 Plans in 2025, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Equity savings plans, annual table (Value · Annual), with a complete series running from 2016 to 2025. The complete series with an interactive chart, free to download.
This indicator in the Equity savings plans, annual table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity savings plan (PEA): plans open at 31 December3 | 7,293,637 | 7,283,376 | 6,986,282 | 6,468,487 | 6,631,627 | 6,557,076 | 6,289,365 | 6,152,276 | 6,090,933 | 6,282,379 | |
| Equity savings plan (PEA): plans opened less than 5 years ago | 2,258,236 | 2,285,292 | 2,184,467 | 1,833,860 | 2,148,834 | 2,055,456 | 1,949,518 | 1,645,169 | 1,454,694 | 1,335,581 | |
| Equity savings plan (PEA): plans opened between 5 and 8 years ago | 1,000,336 | 952,778 | 892,006 | 765,468 | 856,465 | 784,230 | 799,762 | 704,681 | 607,379 | 506,686 |
Understanding france PEA equity savings plan: open plans at 31 December
Active tax-advantaged equity savings accounts functioning across the domestic financial system make up this cumulative stock measure. The count aggregates every standard equity savings portfolio officially registered and legally maintained at the conclusion of the calendar year, regardless of initial funding level or subsequent trading activity. Accounts subjected to administrative closure processes, statutory liquidation, or full capital withdrawal before the final day of the reference period are omitted from this tally, meaning the figure isolates surviving accounts rather than lifetime openings. Compared against sibling breakdown rows that isolate specific duration cohorts or closure volumes, this overall stock metric provides the broad baseline for total participation in domestic equity investment vehicles.
Interpreting this annual position requires accounting for regulatory holding periods and structural tax incentives that discourage frequent churning, making year-on-year comparisons more reliable than shorter interval checks. Revisions to early estimates occasionally occur when financial institutions submit late adjustments regarding dormant accounts or delayed closure confirmations. Analysts evaluating this accumulation series should avoid direct comparisons with raw annual inflow aggregates, because a stable or rising stock level can coincide with shifting capital volumes depending on market valuations and average portfolio sizes. Seasonality plays a minor role in annual stock tallies compared to transaction flows, yet administrative processing backlogs at year-end can sometimes shift official registration timestamps into subsequent periods.
Frequently asked questions
- What exact status must an equity savings plan hold to be counted in this total?
- A plan must be officially active and open on the final calendar day of the reference year without having undergone formal closure.
- Does this series include specialized small-business equity savings vehicles?
- No, this specific tally covers standard retail equity savings plans while excluding alternative SME-focused investment structures.
- Why might the open plan count diverge from the total volume of cash deposited?
- Plan counts reflect individual account holders rather than monetary values, meaning market performance and varying contribution sizes can cause deposits and account numbers to move independently.