France PEA equity savings plan: plans closed during the year
France PEA equity savings plan: plans closed during the year stood at 307,989 Plans in 2025, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Equity savings plans, annual table (Value · Annual), with a complete series running from 2016 to 2025. The complete series with an interactive chart, free to download.
This indicator in the Equity savings plans, annual table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity savings plan (PEA): plans closed during the year2 | 307,989 | 328,525 | 317,224 | 265,333 | 309,164 | 293,215 | 317,707 | 348,527 | 417,446 | 419,115 | |
| Equity savings plan (PEA): plans closed less than 5 years after opening | 106,025 | 115,230 | |||||||||
| Equity savings plan (PEA): plans closed more than 5 years after opening | 201,964 | 213,295 | 203,784 | 171,887 | 203,921 | 193,830 | 220,729 | 267,302 | 339,966 | 348,598 |
Understanding france PEA equity savings plan: plans closed during the year
The metric records the aggregate count of equity savings accounts terminated during the annual reporting cycle. Included are voluntary closures by account holders, mandatory closures due to regulatory infractions, and liquidations stemming from the death of the holder, while active portfolios remain excluded. This count serves as an indicator of account attrition and retail investor withdrawal from the designated savings scheme.
Interpreting closure numbers requires contextualizing them against the total pool of open plans to determine relative dropout rates. Early provisional figures are occasionally adjusted as financial institutions finalize year-end administrative reconciliation. Analysts should exercise caution when comparing this series across different periods, as regulatory updates or tax law modifications can induce sudden spikes in terminations. Evaluating closures alongside new openings provides a clear picture of overall portfolio churn within the financial system.
Frequently asked questions
- What events trigger a count in this closure series?
- Any formal termination of an equity savings plan during the year, whether voluntary, mandatory, or due to account holder death.
- How does this differ from plan withdrawals?
- Closures represent the complete shutdown and deletion of the account, whereas withdrawals remove capital while leaving the account active.
- Why is monitoring closures important for researchers?
- It measures retail attrition and helps explain whether changes in total open plans stem from lack of interest or plan maturity.