France PEA: open plans less than 5 years ago
France PEA: open plans less than 5 years ago stood at 2,258,236 Plans in 2025, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Equity savings plans, annual table (Value · Annual), with a complete series running from 2016 to 2025. The complete series with an interactive chart, free to download.
This indicator in the Equity savings plans, annual table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity savings plan (PEA): plans open at 31 December | 7,293,637 | 7,283,376 | 6,986,282 | 6,468,487 | 6,631,627 | 6,557,076 | 6,289,365 | 6,152,276 | 6,090,933 | 6,282,379 | |
| Equity savings plan (PEA): plans opened less than 5 years ago | 2,258,236 | 2,285,292 | 2,184,467 | 1,833,860 | 2,148,834 | 2,055,456 | 1,949,518 | 1,645,169 | 1,454,694 | 1,335,581 | |
| Equity savings plan (PEA): plans opened between 5 and 8 years ago | 1,000,336 | 952,778 | 892,006 | 765,468 | 856,465 | 784,230 | 799,762 | 704,681 | 607,379 | 506,686 |
Understanding france PEA: open plans less than 5 years ago
The tally captures active equity savings accounts that have existed for less than half a decade from their initial establishment date. Included within this scope are newly minted portfolios undergoing early capital accumulation, while older accounts that have crossed the regulatory threshold are systematically filtered out into separate maturity tiers. This breakdown highlights the immediate pipeline of retail market entrants and isolates the behavior of novice savers from legacy participants.
Interpreting this cohort involves tracking annual recruitment patterns without overreacting to short-term promotional campaigns by financial institutions. Revisions to these counts are rare once annual processing concludes, though late administrative reporting can occasionally shift borderline accounts. Analysts must remember that early-stage plans often feature smaller average balances and higher sensitivity to initial deposit limits than mature counterparts. Comparing this bracket with older cohorts clarifies whether shifts in overall account numbers stem from fresh customer acquisition or internal maturation.
Frequently asked questions
- Which accounts are included in this category?
- It includes all active equity savings plans that were officially opened less than five years prior to the reference date.
- Why is the five-year duration significant for these plans?
- The duration marks a critical regulatory milestone governing tax exemptions on withdrawals and structural plan flexibility.
- How does this cohort compare to older plan categories?
- Plans in this tier typically display different deposit and withdrawal dynamics compared to accounts that have matured past five or eight years.