France equity savings plans: bank PEA outstanding amount
France equity savings plans: bank PEA outstanding amount stood at 125.27 EUR billion in Q1 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Securities held by residents table (Value · Quarterly), with a complete series running from Q1 2008 to Q1 2026. The complete series with an interactive chart, free to download.
This indicator in the Securities held by residents table
| Indicator | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity savings plans (PEA) | |||||||||||
| Bank PEA, outstanding amount | 125.27 | 126.49 | 124.19 | 119.4 | 119.1 | 114.06 | 116.89 | 111.77 | 117.51 | 112.67 | |
| Bank PEA securities accounts, number | 5,771,273 | 5,642,380 | 5,593,245 | 5,585,162 | 5,468,997 | 5,396,052 | 5,345,634 | 5,299,895 | 5,278,918 | 5,236,241 |
Understanding france equity savings plans: bank PEA outstanding amount
This series measures the aggregate monetary value of assets held within standard bank equity savings plans, capturing cash balances and eligible financial instruments managed through credit institutions. It encompasses traditional equity-linked savings arrangements available to individual investors, distinct from specialized enterprise-focused variants or insurance-based plans governed by alternative regulatory frameworks. The valuation reflects market prices of underlying securities combined with uninvested cash waiting to be deployed within the accounts.
Interpreting fluctuations requires separating capital gains and losses from net household contributions, as market volatility heavily influences the total valuation without any underlying shift in deposit volumes. Comparing this metric against broader household financial wealth highlights the specific portion allocated to tax-advantaged domestic equity vehicles. Analysts should note that periodic reporting adjustments can occur when institutions refine their data consolidation methods or reclassify specific accounts, making long-term structural assessments more reliable than single-period changes.
Frequently asked questions
- What assets are included in the bank PEA outstanding amount?
- The total captures eligible equities, qualifying investment funds, and cash balances held within standard bank-administered savings plans.
- Does this series include insurance-based equity savings plans?
- No, insurance-managed plans are recorded separately and are excluded from this specific banking sector aggregate.
- Why might the outstanding amount change without new deposits?
- Market price movements alter portfolio valuations independently of any new capital inflows or withdrawals by account holders.