France equity savings plans: bank PEA accounts number
France equity savings plans: bank PEA accounts number stood at 5,771,273 Accounts in Q1 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Securities held by residents table (Value · Quarterly), with a complete series running from Q4 2014 to Q1 2026. The complete series with an interactive chart, free to download.
This indicator in the Securities held by residents table
| Indicator | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity savings plans (PEA) | |||||||||||
| Bank PEA securities accounts, number | 5,771,273 | 5,642,380 | 5,593,245 | 5,585,162 | 5,468,997 | 5,396,052 | 5,345,634 | 5,299,895 | 5,278,918 | 5,236,241 | |
| PEA for SMEs and mid-sized companies (PEA-PME), outstanding amount | 4.11 | 3.71 | 3.65 | 3.06 | 2.65 | 2.93 | 2.87 | 2.72 | 2.76 | 2.66 |
Understanding france equity savings plans: bank PEA accounts number
This metric counts the total number of active securities accounts established under standard bank equity savings plans across participating financial institutions. It tracks customer participation breadth rather than monetary value, isolating the volume of individual contracts from market price fluctuations and asset appreciation. This volume indicator complements monetary aggregates by revealing whether capital expansions stem from new account openings or heavier funding of existing portfolios.
Evaluating account counts requires acknowledging structural inertia, as closures typically lag behind periods of market downturns while new openings respond gradually to regulatory shifts or promotional campaigns. Seasonality is minimal, though administrative cleanups by reporting institutions can introduce step changes when dormant accounts are formally purged from the registry. Comparing this count with specialized investment plan volumes clarifies consumer preferences for general versus targeted tax-sheltered products.
Frequently asked questions
- What does a change in the bank PEA accounts number signify?
- It reflects net customer adoption or attrition, tracking the aggregate volume of active standard savings contracts.
- Are dormant accounts included in this total?
- Institutions periodically purge inactive registries, though definitions of dormancy can vary across reporting banks.
- Does this series account for the financial value stored within the accounts?
- No, this is strictly a volume count of open accounts and carries no monetary valuation information.