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France LEP individual accounts count

France LEP individual accounts count stood at 12,131,420 Accounts in 2025, according to ECB Data Portal – Banking structural statistical indicators (SSI), France. It is one of the indicators in the Financial sector structure (annual) table (Value · Annual), with a complete series running from 2008 to 2025. The complete series with an interactive chart, free to download.

Source: ECB Data Portal – Banking structural statistical indicators (SSI), FranceLast updated: Curated by Bui Thanh Phuc
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This indicator in the Financial sector structure (annual) table

Indicator2025202420232022202120202019201820172016
Popular savings account (LEP)
Number of accounts held by individuals12,131,42011,871,33510,907,5328,334,9436,869,7077,040,0817,293,9398,519,0188,731,4288,862,090
Deposits during the year27,15627,39131,97117,99510,74011,87411,85410,79610,81910,906

Understanding france LEP individual accounts count

The aggregate quantity of popular regulated savings passbook contracts actively maintained by eligible retail customers counts every operational account tied to qualifying individuals across the banking system. This metric enumerates individual contracts rather than monetary value, ensuring that each qualifying natural person is represented by their authorized account holding. Accounts belonging to ineligible individuals or corporate bodies are excluded due to statutory eligibility criteria governing the product.

When evaluating this account count, researchers should account for the administrative lag that occurs when customers lose their qualifying tax status and banks subsequently mandate account closure or conversion. Comparing this unit volume against the outstanding monetary amount provides insight into average balances per qualifying account. Analysts must avoid using this contract count as a broad measure of total national population savings, as eligibility is legally restricted to specific income brackets.

Frequently asked questions

What happens to an account if the holder's income exceeds the eligibility limit?
Banks typically require the closure or conversion of the account once the customer no longer meets the legal income criteria.
Does this count include corporate or association accounts?
No, eligibility is strictly limited to individual natural persons meeting specific fiscal requirements.
How does this volume relate to the monetary outstanding series?
Dividing the total monetary outstanding amount by this account count yields the average balance per qualifying retail saver.

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