France PEA: open plans between 5 and 8 years ago
France PEA: open plans between 5 and 8 years ago stood at 1,000,336 Plans in 2025, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Equity savings plans, annual table (Value · Annual), with a complete series running from 2016 to 2025. The complete series with an interactive chart, free to download.
This indicator in the Equity savings plans, annual table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity savings plan (PEA): plans open at 31 December | 7,293,637 | 7,283,376 | 6,986,282 | 6,468,487 | 6,631,627 | 6,557,076 | 6,289,365 | 6,152,276 | 6,090,933 | 6,282,379 | |
| Equity savings plan (PEA): plans opened between 5 and 8 years ago | 1,000,336 | 952,778 | 892,006 | 765,468 | 856,465 | 784,230 | 799,762 | 704,681 | 607,379 | 506,686 | |
| Equity savings plan (PEA): plans opened more than 8 years ago | 4,035,066 | 4,045,306 | 3,909,809 | 3,569,159 | 3,626,328 | 3,717,390 | 3,540,086 | 3,802,426 | 4,028,860 | 4,440,112 |
Understanding france PEA: open plans between 5 and 8 years ago
Specific cohorts of tax-privileged retail investment vehicles that have survived continuously for a defined intermediate duration are isolated within this vintage-based count. The inventory tallies surviving portfolios whose original opening date places them inside the exact chronological window spanning between five and eight years prior to the current observation period. Accounts established outside this specific operational window, including younger portfolios and those crossing older longevity thresholds, are systematically filtered out of this particular sub-aggregate. This structural subdivision allows researchers to isolate a distinct phase of fiscal maturity where statutory penalties for early capital withdrawal typically expire under domestic tax regulations.
Evaluating this vintage category requires focusing on annual comparisons to track how cohorts progress through distinct regulatory milestones over time. Revisions to historical vintage counts are infrequent but can happen if financial institutions correct initial account opening dates or resolve retroactive status disputes. Analysts must avoid comparing this intermediate longevity count directly against total open plans, as shifts in marketing or demographic trends can alter the proportion of portfolios entering this specific age bracket independently of overall market growth. Seasonal influences are generally absent from these multi-year age brackets since passage of time dictates entry and exit rather than calendar timing.
Frequently asked questions
- How is the age of an equity savings plan determined for this category?
- Age is calculated from the exact calendar date when the initial contract and account were officially established by the financial institution.
- What happens to a plan once it exceeds the maximum age threshold of this bracket?
- It transitions out of this specific cohort and is counted instead within older maturity categories in subsequent reporting periods.
- Does this metric include accounts that experienced temporary freezes or zero balances?
- Yes, as long as the legal contract remains open and active within the specified age window, the account is included regardless of its cash or asset level.