France household money market funds: outstanding
France household money market funds: outstanding stood at 29.33 EUR billion in Q1 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Household financial wealth table (Value · Quarterly), with a complete series running from Q1 2012 to Q1 2026. The complete series with an interactive chart, free to download.
This indicator in the Household financial wealth table
| Indicator | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Main financial investments, total | 6,551.3 | 6,590.5 | 6,559.3 | 6,484.3 | 6,465.7 | 6,415.3 | 6,466.8 | 6,340.9 | 6,417.6 | 6,262.4 | |
| Interest-bearing products | 3,922.3 | 3,911.4 | 3,919.7 | 3,895.4 | 3,868.1 | 3,863.3 | 3,863.3 | 3,828 | 3,793.1 | 3,759.3 | |
| Money market funds | 29.33 | 25.73 | 26 | 25.99 | 24.33 | 23.66 | 22.41 | 20.34 | 18.27 | 16.04 |
Understanding france household money market funds: outstanding
The cumulative stock of funds placed by resident individuals into short-term collective investment vehicles that invest principally in high-quality, liquid money market instruments covers units and shares held in specialized funds designed for capital preservation and immediate liquidity. This metric records the total outstanding valuation of these specific short-term fund holdings at the end of the reporting period, separating them from long-term equity funds or volatile risk assets. It isolates cash-equivalent institutional products that offer yield characteristics distinct from ordinary bank deposits.
Analyzing this balance requires accounting for shifts in relative interest rates between traditional bank accounts and short-term collective investments, which can prompt rapid portfolio reallocation across seasons. Revisions to these outstanding figures typically stem from updated fund administrator reports and corrected unit valuation pricing. Observers should evaluate period-on-period changes alongside prevailing yield spreads to understand shifts in household liquidity preferences. Comparing this series with standard bank deposits clarifies whether savers are seeking professional cash management or holding traditional retail balances.
Frequently asked questions
- What financial instruments constitute money market fund holdings in this context?
- Units and shares in collective investment schemes that hold short-term, high-quality debt instruments and cash equivalents are included.
- What causes revisions to the reported outstanding balances of these funds?
- Updates from fund managers regarding unit pricing and corrected administrative reporting lead to revised historical stock levels.
- How do interest rate movements influence this specific asset category?
- Changes in yield spreads between bank deposits and money market instruments frequently drive household shifts into or out of these funds.