France bank PEA holdings: money market funds
France bank PEA holdings: money market funds stood at 1.87 EUR billion in Q1 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Securities held by residents table (Value · Quarterly), with a complete series running from Q1 2008 to Q1 2026. The complete series with an interactive chart, free to download.
This indicator in the Securities held by residents table
| Indicator | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bank PEA holdings by asset | |||||||||||
| Money market funds | 1.87 | 1.97 | 2.03 | 2.01 | 1.88 | 1.89 | 1.23 | 1.17 | 1.14 | 1.01 | |
| Alternative funds | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Understanding france bank PEA holdings: money market funds
This metric tracks the total monetary value of money market fund shares held within regulated savings plans, capturing short-term, highly liquid debt instruments. It isolates cash-equivalent institutional and retail funds from long-term bond, equity, and diversified portfolios, serving as a proxy for dry powder awaiting deployment into riskier assets. Valuations remain relatively stable compared to equity holdings, reflecting short-term yield accrual and high-quality debt pricing.
When evaluating this data, users should observe that money market funds often experience rapid inflows during periods of market uncertainty as investors seek capital preservation. Comparing this series with cash balances held directly in bank accounts clarifies the preference for professionally managed short-term liquidity instruments. Revisions are infrequent, typically restricted to late administrative reporting from fund custodians.
Frequently asked questions
- What are the primary characteristics of assets in money market funds?
- Holdings consist of short-term, highly liquid debt securities such as treasury bills, commercial paper, and certificates of deposit.
- How do money market funds differ from uninvested cash deposits?
- Money market funds are collective investment securities generating short-term yields, whereas cash balances represent unallocated bank deposits.
- Why do balances in this series spike during market downturns?
- Investors frequently reallocate risky equity portfolios into liquid money market funds to preserve capital during volatility.