France PEA-PME SME savings plan: average securities held
France PEA-PME SME savings plan: average securities held stood at 12,428 EUR in 2025, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Equity savings plans, annual table (Value · Annual), with a complete series running from 2024 to 2025. The complete series with an interactive chart, free to download.
This indicator in the Equity savings plans, annual table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| SME equity savings plan (PEA-PME) | |||||||||||
| SME equity savings plan (PEA-PME): average securities held per plan | 12,428 | 10,084 | |||||||||
| SME equity savings plan (PEA-PME): plans open at 31 December | 298,916 | 291,045 | 270,631 | 249,439 | 239,021 | 223,308 | 216,778 | 206,468 | 188,252 | 182,545 |
Understanding france PEA-PME SME savings plan: average securities held
The average market capitalization of financial instruments held within active retail accounts dedicated to smaller domestic enterprises is computed through this valuation metric. The calculation divides the total aggregate market value of all eligible securities across the entire population by the active plan count, expressing the result in single currency units. Excluded from this average are uninvested cash deposits sitting inside the accounts and assets held in standard, non-specialized retail investment vehicles.
Interpreting this mean asset figure requires caution because significant wealth concentration among a small number of heavily funded accounts can distort the average upward, making the median a potentially different picture. Year-on-year comparisons reflect a dual influence of fresh capital injections and underlying stock market price movements, requiring analysts to decouple valuation gains from actual new savings behavior.
Frequently asked questions
- Does this average include uninvested cash reserves held inside the plans?
- No, this metric calculates the mean market value strictly for securities and financial instruments held within the portfolios.
- How is this average figure derived mathematically?
- It is calculated by dividing the total aggregate market value of all portfolio securities by the total count of active plans.
- Can stock market volatility impact this series independently of investor contributions?
- Yes, fluctuations in equity prices directly alter the average securities value even if investors make zero new cash deposits.