France household banknotes and coins: outstanding
France household banknotes and coins: outstanding stood at 157,812 EUR million in Q2 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Household financial wealth table (Value · Quarterly), with a complete series running from Q4 1995 to Q2 2026. The complete series with an interactive chart, free to download.
This indicator in the Household financial wealth table
| Indicator | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total | 7,607,996 | 7,396,260 | 7,455,400 | 7,395,056 | 7,214,820 | 7,148,860 | 7,087,946 | 7,152,142 | 7,026,459 | 7,094,787 | |
| Currency and deposits | 2,150,742 | 2,128,422 | 2,130,397 | 2,138,201 | 2,126,843 | 2,112,391 | 2,107,624 | 2,116,043 | 2,107,144 | 2,082,627 | |
| Banknotes and coins | 157,812 | 154,357 | 152,412 | 149,167 | 145,543 | 141,975 | 139,981 | 136,673 | 133,307 | 129,189 |
Understanding france household banknotes and coins: outstanding
Physical tender in circulation held directly by the household sector is quantified through this specific metric, isolating tangible cash from electronic bank balances and formal savings deposits. Included are all paper banknotes and metal coins issued legally for transactions, while excluded are bank deposits, electronic money tokens, and foreign currency holdings not recognized locally. This narrow category functions as a subset of broader monetary aggregates, focusing solely on unmediated physical medium of exchange.
Evaluating this physical cash indicator involves recognizing strong seasonal spikes driven by retail shopping periods and tourism cycles. Revisions are typically minimal compared to complex financial instruments, as physical issuance data relies on central bank emission records rather than statistical estimation. Analysts evaluating transaction habits should contrast this series with digital payment volumes to understand shifts in liquidity preferences.
Frequently asked questions
- Does this series include foreign currency banknotes?
- No, it focuses exclusively on legal tender issued domestically.
- Why does physical cash holding show seasonal patterns?
- Households withdraw more physical money during holiday seasons and major retail shopping periods.
- How reliable are early estimates for banknotes and coins?
- Estimates are generally stable because they derive directly from central bank physical issuance registers.