Housing loans in Yonne, Bourgogne-Franche-Comté, France
Housing loans in Yonne, Bourgogne-Franche-Comté, France stood at 5,163.64 EUR million in Jul 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Bank credit and deposits by territory table (Value · Monthly), with a complete series running from Jun 2007 to Jul 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank credit and deposits by territory table
| Indicator | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bourgogne-Franche-Comté | |||||||||||
| Yonne | 5,163.64 | 5,149.66 | 5,137.6 | 5,142.56 | 5,135.06 | 5,134.7 | 5,136.55 | 5,149.93 | 5,117.3 | 5,114.78 | |
| Côte-d'Or | 12,882.82 | 12,854.12 | 12,806.93 | 12,815.07 | 12,805.4 | 12,819.89 | 12,800.36 | 12,772.71 | 12,788.55 | 12,781.72 |
Understanding housing loans in Yonne, Bourgogne-Franche-Comté, France
This indicator aggregates the total outstanding principal of mortgage and housing loans provided by financial intermediaries to individuals within Yonne. It isolates residential property debt from all other credit categories, such as business operating loans, agricultural credit, and short-term consumer financing. By concentrating strictly on household housing liabilities, the dataset offers a clear view of residential debt accumulation.
Reading the series requires keeping in mind that early estimates are subject to routine administrative revisions as reporting banks finalize their returns. Year-on-year comparisons are recommended over period-on-period changes to bypass seasonal dips in real estate transactions and construction activity. Users should also watch for structural breaks resulting from bank mergers, portfolio transfers, or regulatory reclassifications that can alter historical series continuity.
Frequently asked questions
- Are home improvement loans included alongside house purchase mortgages?
- Yes, loans intended for major renovations and structural home improvements are part of the housing loan classification.
- How do interest rate fluctuations impact the reported outstanding stock?
- While rates influence new borrowing and amortization speeds, the stock changes primarily through net new disbursements and loan repayments.
- Does this series include loans to expatriates owning property in the region?
- The focus is on credit granted to resident households, though specific residency definitions follow standard banking reporting rules.