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France household financial assets: total outstanding

France household financial assets: total outstanding stood at 7,607,996 EUR million in Q2 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Household financial wealth table (Value · Quarterly), with a complete series running from Q4 1995 to Q2 2026. The complete series with an interactive chart, free to download.

Source: Banque de France – Webstat (webstat.banque-france.fr)Last updated: Curated by Bui Thanh Phuc
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This indicator in the Household financial wealth table

IndicatorQ2-2026Q1-2026Q4-2025Q3-2025Q2-2025Q1-2025Q4-2024Q3-2024Q2-2024Q1-2024
Total77,607,9967,396,2607,455,4007,395,0567,214,8207,148,8607,087,9467,152,1427,026,4597,094,787
Currency and deposits2,150,7422,128,4222,130,3972,138,2012,126,8432,112,3912,107,6242,116,0432,107,1442,082,627
Debt securities56,69256,19258,08256,49554,10153,87055,87254,23654,21153,083

Understanding france household financial assets: total outstanding

This series tracks the aggregate market value of all financial assets held by the household sector, capturing currency, deposits, debt securities, equities, investment fund shares, and insurance entitlements combined. Unlike sibling rows that isolate specific instrument classes, this measure summarizes the complete stock of accumulated portfolio wealth before subtracting any financial liabilities. Non-financial assets such as residential real estate and physical valuables remain excluded from this specific balance sheet aggregation.

Interpreting this metric requires distinguishing between genuine portfolio expansion driven by fresh savings and valuation shifts caused by market price fluctuations or exchange rate movements. Early estimates are routinely subject to revision as new administrative tax data and updated institutional reports become available to compilers. Analysts should compare successive periods alongside transaction flow metrics to determine whether asset accumulation stems from active capital allocation or passive valuation gains across volatile asset categories.

Frequently asked questions

What categories of wealth are excluded from this aggregate?
Physical assets like owner-occupied housing, land, commercial real estate, and consumer durables are omitted, as the series focuses exclusively on financial claims.
Does this series account for household debt liabilities?
No, this metric reflects gross financial assets and does not deduct outstanding mortgages, consumer loans, or other financial liabilities owed by the sector.
Why might the total stock change without any new household savings?
Shifts in equity market valuations, bond prices, and foreign exchange rates directly alter the market value of existing holdings from one quarter to the next.

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