France household other deposits: outstanding
France household other deposits: outstanding stood at 1,364,114 EUR million in Q2 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Household financial wealth table (Value · Quarterly), with a complete series running from Q4 1995 to Q2 2026. The complete series with an interactive chart, free to download.
This indicator in the Household financial wealth table
| Indicator | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total | 7,607,996 | 7,396,260 | 7,455,400 | 7,395,056 | 7,214,820 | 7,148,860 | 7,087,946 | 7,152,142 | 7,026,459 | 7,094,787 | |
| Currency and deposits | 2,150,742 | 2,128,422 | 2,130,397 | 2,138,201 | 2,126,843 | 2,112,391 | 2,107,624 | 2,116,043 | 2,107,144 | 2,082,627 | |
| Other deposits | 1,364,114 | 1,363,364 | 1,368,638 | 1,371,649 | 1,368,618 | 1,368,602 | 1,370,375 | 1,369,378 | 1,361,856 | 1,350,975 |
Understanding france household other deposits: outstanding
This series measures funds placed in savings accounts, notice accounts, and fixed-term certificates of deposit held by the household sector that cannot be used directly for payment transfers. Unlike transferable deposits, these instruments typically involve restrictions on immediate withdrawal, such as agreed maturities or required notice periods, often offering higher yields in exchange. This classification separates precautionary and yield-seeking savings from operational everyday transaction balances.
Users should evaluate these balances in conjunction with prevailing interest rate differentials across competing financial products, as yield spreads heavily influence household allocation choices. Revisions to early estimates occur as reporting institutions refine their categorization of client accounts following regulatory audits. Comparing this series with transferable deposits reveals whether savers are prioritizing immediate liquidity or locking in returns over longer horizons.
Frequently asked questions
- What types of financial products are captured in other deposits?
- Term deposits, regulated savings passbooks, and notice accounts requiring a specific waiting period before withdrawal are all included.
- Can these deposits be accessed before their maturity date?
- Early withdrawal is often possible but typically incurs financial penalties or the loss of accrued interest depending on the specific product terms.
- Why do these balances fluctuate independently of transaction accounts?
- Households frequently shift funds between transaction accounts and term deposits to optimize interest earnings based on shifting monetary policy rates.