France household currency and deposits: outstanding
France household currency and deposits: outstanding stood at 2,150,742 EUR million in Q2 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Household financial wealth table (Value · Quarterly), with a complete series running from Q4 1995 to Q2 2026. The complete series with an interactive chart, free to download.
This indicator in the Household financial wealth table
| Indicator | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Currency and deposits3 | 2,150,742 | 2,128,422 | 2,130,397 | 2,138,201 | 2,126,843 | 2,112,391 | 2,107,624 | 2,116,043 | 2,107,144 | 2,082,627 | |
| Banknotes and coins | 157,812 | 154,357 | 152,412 | 149,167 | 145,543 | 141,975 | 139,981 | 136,673 | 133,307 | 129,189 | |
| Transferable deposits | 628,815 | 610,701 | 609,347 | 617,385 | 612,683 | 601,814 | 597,268 | 609,992 | 611,981 | 602,462 |
Understanding france household currency and deposits: outstanding
Liquid monetary claims owned by resident households are quantified here by summing physical cash alongside transferable bank balances and term deposits. This aggregate encapsulates both overnight deposits and savings instruments held within domestic credit institutions, separating highly liquid forms from longer-term financial commitments like equities or insurance reserves. Unlike narrower cash measures, this total covers multiple deposit categories regardless of maturity structure.
Interpreting these balances requires accounting for periodic reclassifications between institutional sectors and updates to reporting methodologies by financial intermediaries. Analysts should prioritize year-on-year evaluations to filter out predictable seasonal payment cycles, such as holiday spending surges or annual tax settlements. Comparing this stock figure against flow metrics helps distinguish genuine wealth accumulation from valuation adjustments.
Frequently asked questions
- What forms of money are included in currency and deposits?
- Physical banknotes, coins, transferable checkable deposits, and various savings or term accounts held by households are covered.
- How does this differ from debt securities?
- Currency and deposits represent direct bank claims or cash, whereas debt securities are tradable certificates acknowledging credit.
- Why use year-on-year comparisons for this series?
- Annual comparisons eliminate recurring seasonal swings tied to holiday cash withdrawals and tax payment schedules.