US Household Wealth Distribution
US household wealth distribution by wealth, income, and age.
| Indicator | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | Q3-2023 | Q2-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| By Wealth Percentile5 | ||||||||||||||
| Top 0.1%5 | ||||||||||||||
| Next 0.9% (remainder of top 1%)5 | ||||||||||||||
| Next 9% (percentiles 90–99)5 | ||||||||||||||
| Next 40% (percentiles 50–90)5 | ||||||||||||||
| Bottom 50%5 | ||||||||||||||
| By Income Percentile6 | ||||||||||||||
| Top 1% income5 | ||||||||||||||
| 80th-99th income percentiles5 | ||||||||||||||
| 60th-80th income percentiles5 | ||||||||||||||
| 40th-60th income percentiles5 | ||||||||||||||
| 20th-40th income percentiles5 | ||||||||||||||
| Bottom 20% income5 | ||||||||||||||
| By Age of Head of Household4 | ||||||||||||||
| Head of household aged 70 or older5 | ||||||||||||||
| Head of household aged 55-695 | ||||||||||||||
| Head of household aged 40-545 | ||||||||||||||
| Head of household under 405 | ||||||||||||||
| By Generation4 | ||||||||||||||
| Silent Generation and earlier (born before 1946)5 | ||||||||||||||
| Baby Boomers (born 1946–1964)5 | ||||||||||||||
| Generation X (born 1965–1980)5 | ||||||||||||||
| Millennials (born 1981–5 | ||||||||||||||
| By Race and Ethnicity4 | ||||||||||||||
| White households5 | ||||||||||||||
| Black households5 | ||||||||||||||
| Hispanic households5 | ||||||||||||||
| Other households5 | ||||||||||||||
| By Education4 | ||||||||||||||
| College graduate5 | ||||||||||||||
| Some college5 | ||||||||||||||
| High school graduate5 | ||||||||||||||
| No high school diploma5 |
Latest reading
Share of nationwide household net worth stood at 15% in Q2 2026. That is +0.5 pp from Q1 2026 and +0.9 pp from a year earlier. The series on this page is quarterly and runs from Q3 1989 to Q2 2026. Source: Federal Reserve Board — Distributional Financial Accounts (DFA).
- Latest
- 15%
- Q2 2026
- vs previous period
- +0.5 pp
- Q1 2026
- vs a year earlier
- +0.9 pp
About this data
US household wealth distribution by wealth, income, and age. This quarterly Federal Reserve table tracks assets, liabilities, and net worth across demographic groups since 1989. Figures are available in billions of dollars and percentage shares. Review how wealth concentration evolves across different percentiles.
Wealth distribution by age
In Q2 2026, households headed by someone aged 55–69 held 41.0% of US household net worth, the largest share of any age group; households headed by someone under 40 held 6.5%.
| Age of head of household | Share of net worth, Q2 2026 |
|---|---|
| Under 40 | 6.5% |
| Aged 40–54 | 19.0% |
| Aged 55–69 | 41.0% |
| Aged 70 or older | 33.6% |
Top 1% wealth share
In Q2 2026, the wealthiest 1% of US households held 32.5% of household net worth (top 0.1%: 15.0%; next 0.9%: 17.5%), up from 31.2% a year earlier.
| Wealth group | Share of net worth, Q2 2026 |
|---|---|
| Top 0.1% | 15.0% |
| Next 0.9% | 17.5% |
| Top 1% (sum) | 32.5% |
Frequently asked questions
- What does the US Household Wealth Distribution measure?
- It measures total assets, liabilities, and net worth for United States households broken down by wealth percentile, income percentile, age of head of household, generation, race, and education.
- How often is the distribution of household wealth updated?
- The data is published quarterly by the Federal Reserve Board through the Distributional Financial Accounts series, with historical records extending back to 1989.
- What specific demographic breakdowns are available?
- The series provides breakdowns by wealth percentile, income percentile, age of head of household, generation, race and ethnicity, and education level.
- How is nationwide net worth calculated in this table?
- Nationwide household net worth is calculated by subtracting total liabilities, such as home mortgages and consumer credit, from total assets, including real estate, corporate equities, and pension entitlements.
