US Finance Company Credit by Loan Type
Monthly loans and leases held by US finance companies - captive auto lenders, equipment lessors, consumer lenders and other nonbank creditors - from the Federal Reserve's G.20 release, back to the 1940s for the total.
| Indicator | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | 09-2025 | 08-2025 | 07-2025 | 06-2025 | 05-2025 | 04-2025 | 03-2025 | 02-2025 | 01-2025 | 12-2024 | 11-2024 | 10-2024 | 09-2024 | 08-2024 | 07-2024 | 06-2024 | 05-2024 | 04-2024 | 03-2024 | 02-2024 | 01-2024 | 12-2023 | 11-2023 | 10-2023 | 09-2023 | 08-2023 | 07-2023 | 06-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total loans and leases, not seasonally adjusted3 | 1,956.32 | 1,951.6 | 1,940.61 | 1,948.56 | 1,935.23 | 1,941.05 | 1,964.28 | 1,959.95 | 1,960.55 | 1,970.53 | 1,954.88 | 1,948.37 | 1,963.2 | 1,949.07 | 1,949.99 | 1,952.88 | 1,940.43 | 1,948.93 | 1,970.12 | 1,962.58 | 1,962.15 | 1,960.71 | 1,950.54 | 1,938.58 | 1,946.32 | 1,927.3 | 1,924.77 | 1,911.94 | 1,889.61 | 1,895.12 | 1,905.39 | 1,886.5 | 1,876.2 | 1,872.55 | 1,853.86 | 1,843.98 | 1,846.11 | |
| Consumer4 | 919.08 | 920.64 | 919.48 | 924.73 | 924.66 | 929.66 | 933.2 | 930.74 | 932.27 | 933.87 | 935.9 | 934.81 | 935.82 | 938.07 | 940.02 | 939 | 941.21 | 944.67 | 943.48 | 938.34 | 937.1 | 934.28 | 933.07 | 930.37 | 926.98 | 927.3 | 924.8 | 922.91 | 921.99 | 922.81 | 921.96 | 918.93 | 916.4 | 913.94 | 910.97 | 906.52 | 902.74 | |
| Motor vehicle loans | 530.82 | 531.31 | 531.81 | 532.95 | 532.51 | 536.52 | 539.7 | 538.44 | 539.98 | 542.48 | 547.63 | 547.52 | 549.23 | 551.88 | 554.2 | 554.97 | 556.94 | 559.71 | 559.36 | 556.01 | 554.92 | 553.35 | 551.67 | 548.69 | 544.66 | 542.43 | 537.93 | 533.25 | 529.02 | 525.71 | 521.94 | 517.48 | 513.25 | 508.81 | 504.41 | 498.24 | 492.9 | |
| Motor vehicle leases | 219.63 | 219.56 | 216.79 | 219.76 | 219.66 | 219.9 | 219.6 | 218.32 | 218.12 | 216.83 | 212.92 | 212.02 | 210.98 | 210.08 | 209.35 | 208.29 | 207.33 | 206.5 | 204.06 | 201.27 | 199.94 | 198.45 | 197.04 | 195.92 | 195.05 | 194.65 | 193.78 | 193.62 | 193.88 | 194.72 | 194.68 | 194.73 | 194.9 | 195.24 | 195.04 | 195.59 | 196.24 | |
| Revolving credit | 15.3 | 15.3 | 15.27 | 15.18 | 15.5 | 15.88 | 16.3 | 16.06 | 15.82 | 15.58 | 15.81 | 15.98 | 16.12 | 16.38 | 16.6 | 16.83 | 17.29 | 17.77 | 18.29 | 18.28 | 18.27 | 18.26 | 18.51 | 18.74 | 18.97 | 19.1 | 19.15 | 19.17 | 19.68 | 20.24 | 20.85 | 20.71 | 20.6 | 20.42 | 20.55 | 20.68 | 20.77 | |
| Other consumer loans | 153.33 | 154.48 | 155.61 | 156.84 | 157 | 157.36 | 157.59 | 157.91 | 158.35 | 158.98 | 159.54 | 159.28 | 159.48 | 159.74 | 159.86 | 158.91 | 159.65 | 160.69 | 161.76 | 162.77 | 163.96 | 164.22 | 165.85 | 167.02 | 168.3 | 171.13 | 173.94 | 176.86 | 179.42 | 182.13 | 184.49 | 186.02 | 187.65 | 189.47 | 190.97 | 192.01 | 192.83 | |
| Real estate2 | 316.2 | 316.64 | 316.62 | 317.46 | 317.46 | 318.53 | 318.93 | 319.63 | 320.11 | 322.37 | 320.5 | 320.62 | 320.19 | 322.02 | 321.74 | 322.35 | 322.87 | 322.89 | 324.35 | 324.08 | 325.22 | 325.58 | 327.12 | 327.77 | 327.97 | 327.05 | 328.19 | 328.27 | 330.2 | 331.89 | 331.63 | 331.33 | 332.05 | 332.34 | 332.87 | 334.07 | 336.37 | |
| One-to-four-family | 280.63 | 281 | 281.66 | 281.64 | 281.69 | 283.08 | 283.33 | 283.84 | 284.46 | 286.96 | 286.92 | 286.28 | 286.59 | 288.16 | 287.62 | 288.36 | 288.49 | 288.23 | 290 | 289.71 | 290.46 | 291.17 | 292.53 | 293.01 | 293.61 | 292.62 | 293.25 | 293.43 | 294.47 | 295.93 | 296.21 | 295.11 | 295.2 | 295.07 | 295.21 | 296.58 | 297.3 | |
| Other real estate | 35.57 | 35.64 | 34.97 | 35.82 | 35.77 | 35.44 | 35.6 | 35.8 | 35.66 | 35.41 | 33.58 | 34.34 | 33.6 | 33.86 | 34.12 | 33.99 | 34.38 | 34.66 | 34.35 | 34.38 | 34.76 | 34.41 | 34.59 | 34.76 | 34.37 | 34.42 | 34.94 | 34.84 | 35.73 | 35.96 | 35.42 | 36.21 | 36.85 | 37.27 | 37.67 | 37.49 | 39.07 | |
| Business3 | 721.03 | 714.31 | 704.51 | 706.37 | 693.11 | 692.86 | 712.16 | 709.58 | 708.17 | 714.29 | 698.47 | 692.95 | 707.2 | 688.97 | 688.24 | 691.53 | 676.35 | 681.37 | 702.29 | 700.16 | 699.83 | 700.85 | 690.35 | 680.44 | 691.37 | 672.95 | 671.78 | 660.77 | 637.42 | 640.43 | 651.8 | 636.24 | 627.75 | 626.28 | 610.02 | 603.39 | 607 | |
| Motor vehicles3 | 172.93 | 171.57 | 166.48 | 169.79 | 165.75 | 164.17 | 175.7 | 176.39 | 172.42 | 177.99 | 166.94 | 162.4 | 175.05 | 165.29 | 166.81 | 173.55 | 166.44 | 169.2 | 179.85 | 176.78 | 173.7 | 171.65 | 161.06 | 152.9 | 165.84 | 157 | 156.36 | 155.94 | 141.72 | 143.32 | 151.35 | 140.08 | 131.75 | 131.05 | 122.25 | 118.43 | 124.63 | |
| Retail loans | 51.89 | 51.69 | 51.63 | 51.56 | 51.74 | 52.15 | 51.57 | 51.07 | 50.91 | 50.62 | 50.39 | 50.08 | 49.77 | 49.32 | 48.81 | 48.03 | 47.67 | 47.53 | 45.61 | 44.05 | 43.19 | 42.29 | 41.76 | 41.16 | 40.69 | 40.43 | 40.18 | 39.8 | 39.53 | 39.37 | 38.72 | 38.12 | 37.63 | 36.84 | 36.21 | 35.53 | 34.9 | |
| Wholesale (dealer floorplan) loans | 108.39 | 107.36 | 102.41 | 105.97 | 101.86 | 99.94 | 112.12 | 113.44 | 109.74 | 115.8 | 105.13 | 101.03 | 114.13 | 104.81 | 106.96 | 114.66 | 108.03 | 111.01 | 123.66 | 122.17 | 120.04 | 119.04 | 109.06 | 101.58 | 115.41 | 106.61 | 106.3 | 106.32 | 92.4 | 94.22 | 102.97 | 92.29 | 84.47 | 84.57 | 76.36 | 73.25 | 80.03 | |
| Leases | 12.64 | 12.52 | 12.43 | 12.26 | 12.15 | 12.08 | 12.02 | 11.88 | 11.77 | 11.57 | 11.42 | 11.3 | 11.15 | 11.16 | 11.04 | 10.85 | 10.75 | 10.67 | 10.57 | 10.56 | 10.47 | 10.32 | 10.24 | 10.16 | 9.73 | 9.96 | 9.87 | 9.81 | 9.79 | 9.73 | 9.65 | 9.67 | 9.65 | 9.64 | 9.67 | 9.65 | 9.71 | |
| Equipment2 | 359.31 | 355.79 | 354.54 | 352.47 | 348.74 | 350.02 | 353.77 | 348.48 | 352.97 | 354.3 | 350.61 | 350.77 | 351.17 | 344.66 | 344.44 | 343.08 | 338.75 | 339.56 | 344.79 | 344.57 | 347.92 | 349.87 | 352.93 | 350.66 | 350.16 | 343.9 | 340.69 | 335.77 | 331.49 | 330.98 | 332.39 | 330.65 | 331.01 | 329.9 | 326.14 | 323.23 | 321.58 | |
| Loans | 194.75 | 190.98 | 190.13 | 188.22 | 184.26 | 185.5 | 187.55 | 185.42 | 188.73 | 190.91 | 188.83 | 190.06 | 189.8 | 187.01 | 187.45 | 186.85 | 182.69 | 182.42 | 186.18 | 184.65 | 187.13 | 190.59 | 194.99 | 193.54 | 193.54 | 189.91 | 187.74 | 185.44 | 181.4 | 180.17 | 179.93 | 178.02 | 177.77 | 178.46 | 175.87 | 173.83 | 173.67 | |
| Leases | 164.56 | 164.81 | 164.41 | 164.25 | 164.47 | 164.52 | 166.23 | 163.05 | 164.25 | 163.39 | 161.79 | 160.71 | 161.37 | 157.64 | 156.99 | 156.24 | 156.06 | 157.13 | 158.61 | 159.93 | 160.8 | 159.28 | 157.94 | 157.13 | 156.61 | 153.99 | 152.95 | 150.32 | 150.09 | 150.81 | 152.46 | 152.64 | 153.24 | 151.45 | 150.27 | 149.41 | 147.91 | |
| Other business credit | 188.79 | 186.95 | 183.49 | 184.11 | 178.63 | 178.67 | 182.68 | 184.7 | 182.78 | 182 | 180.91 | 179.77 | 180.97 | 179.03 | 176.99 | 174.9 | 171.15 | 172.61 | 177.64 | 178.81 | 178.21 | 179.34 | 176.36 | 176.88 | 175.38 | 172.05 | 174.73 | 169.07 | 164.21 | 166.13 | 168.06 | 165.51 | 164.99 | 165.32 | 161.64 | 161.72 | 160.79 | |
| Total loans and leases, seasonally adjusted3 | 1,958.17 | 1,967.7 | 1,955.68 | 1,961.68 | 1,961.85 | 1,960.01 | 1,964.28 | 1,965.43 | 1,965.77 | 1,971.15 | 1,966.43 | 1,963.09 | 1,965.06 | 1,965.17 | 1,965.06 | 1,966 | 1,967.04 | 1,967.89 | 1,970.12 | 1,968.88 | 1,968 | 1,962.68 | 1,962.52 | 1,952.76 | 1,948.21 | 1,942.21 | 1,938.63 | 1,923.42 | 1,914.11 | 1,912.73 | 1,905.39 | 1,893.65 | 1,882.65 | 1,876.22 | 1,865.82 | 1,857.13 | 1,847.86 | |
| Consumer | 921.07 | 922.4 | 921.55 | 927.59 | 927.38 | 929.91 | 933.2 | 931.72 | 933.19 | 934.81 | 936.76 | 936.54 | 937.8 | 939.83 | 942.09 | 941.86 | 943.93 | 944.92 | 943.48 | 939.31 | 938 | 934.96 | 933.86 | 931.98 | 928.82 | 928.99 | 926.94 | 925.87 | 924.95 | 923.14 | 921.96 | 919.94 | 917.29 | 914.53 | 911.76 | 908.11 | 904.67 | |
| Real estate | 316.66 | 316.95 | 316.92 | 317.89 | 317.28 | 318.22 | 318.93 | 320.01 | 320.38 | 322.85 | 320.64 | 320.62 | 320.65 | 322.34 | 322.03 | 322.79 | 322.69 | 322.58 | 324.35 | 324.55 | 325.7 | 326.32 | 327.35 | 327.66 | 328.47 | 327.28 | 328.36 | 328.68 | 329.91 | 331.55 | 331.63 | 332 | 332.92 | 333.47 | 333.19 | 333.86 | 336.81 | |
| Business | 720.44 | 728.34 | 717.22 | 716.2 | 717.19 | 711.88 | 712.16 | 713.7 | 712.19 | 713.49 | 709.03 | 705.94 | 706.61 | 703 | 700.94 | 701.36 | 700.43 | 700.39 | 702.29 | 705.03 | 704.3 | 701.39 | 701.31 | 693.12 | 690.92 | 685.93 | 683.33 | 668.86 | 659.24 | 658.04 | 651.8 | 641.71 | 632.44 | 628.22 | 620.88 | 615.17 | 606.38 |
Latest reading
Total loans and leases, not seasonally adjusted stood at 1,956.32 Billion USD in Jun 2026. That is +0.2% from May 2026 and −0.4% from a year earlier. The series on this page is monthly and runs from Jan 1943 to Jun 2026. Source: Federal Reserve Board - G.20 Finance Companies.
- Latest
- 1,956.32 Billion USD
- Jun 2026
- vs previous period
- +0.2%
- May 2026
- vs a year earlier
- −0.4%
About this data
Monthly loans and leases held by US finance companies - captive auto lenders, equipment lessors, consumer lenders and other nonbank creditors - from the Federal Reserve's G.20 release, back to the 1940s for the total. Consumer credit is split into auto loans, auto leases, revolving and other loans; business credit into retail and dealer-floorplan (wholesale) auto financing, auto leases, equipment loans and leases and other; and real estate into single-family and other. Floorplan lending to auto dealers is an early signal of dealer inventory building. Every subtotal equals the sum of its parts. Seasonally adjusted totals are shown at the bottom. Source: Federal Reserve Board (G.20).
Frequently asked questions
- What does US finance company credit measure?
- It measures loans and leases held by finance companies — firms that lend but do not take deposits — split into consumer, real estate and business credit.
- Who publishes it and how far back does the data run?
- The Federal Reserve Board publishes it monthly in the G.20 Finance Companies release, with series on this page running from January 1943.
- What kinds of lending are included?
- Motor vehicle loans and leases, revolving credit, other consumer loans, one-to-four-family and other real estate, and business lending including dealer floorplan (wholesale) loans and equipment leases.
- Why track finance companies separately from banks?
- Because they are a large share of auto and equipment lending and are funded by commercial paper and bank lines rather than deposits, so their credit supply tightens faster in a funding squeeze.
