How often is this US credit union data published and how far back does it go?

The data is published quarterly by the National Credit Union Administration and covers the sector beginning from the first year 2015.

What breakdowns are available in this credit union statistics table?

The table includes breakdowns for loan types such as first mortgages, vehicle loans, and credit cards, alongside deposit accounts, membership counts, and delinquency figures.

How do these credit union figures differ from commercial bank statistics?

Credit unions are member-owned depository institutions distinct from investor-owned banks, though their insured deposits share similar regulatory oversight under the National Credit Union Share Insurance Fund in the United States.

US Credit Union Assets, Members and Loans

Name: US Credit Union Assets, Members and Loans
Creator: NCUA (National Credit Union Administration)
License: https://creativecommons.org/licenses/by/4.0/

US credit union association assets, members, and loans, featuring quarterly data from the NCUA.

Indicator	Q2-2026	Q1-2026	Q4-2025	Q3-2025	Q2-2025	Q1-2025	Q4-2024	Q3-2024	Q2-2024	Q1-2024	Q4-2023	Q3-2023	Q2-2023
Number of credit unions	4,299	4,336	4,374	4,419	4,460	4,505	4,550	4,596	4,631	4,670	4,702	4,745	4,787
Number of members	147.39	147.05	145.98	146.22	145.04	144.53	143.66	143.37	142.38	141.75	140.63	140.17	139.08
Total assets	2,522.7	2,507.68	2,456.47	2,420.23	2,401.5	2,390.23	2,330.4	2,334.46	2,320.02	2,330.33	2,278.31	2,251.84	2,241.15
Total liabilities, deposits, and shares (memo)	2,522.7	2,507.68	2,456.47	2,420.23	2,401.5	2,390.23	2,330.4	2,334.46	2,320.02	2,330.33	2,278.31	2,251.84	2,241.15
Total loans and leases5	1,779.27	1,744.97	1,736.49	1,717.62	1,696.07	1,668.49	1,660.25	1,645.67	1,632.89	1,616	1,617.83	1,604.76	1,576.6
Unsecured loans4
Credit cards	87.65	86.49	88.29	86.43	85.51	84.29	85.67	83.52	82.49	81.29	82.49	79.17	77.14
Other unsecured loans	71.56	70.7	72.16	71.62	70.9	69.96	71.16	70.8	69.91	68.97	69.56	68.69	66.52
Payday alternative loans (PAL)	0.15	0.14	0.15	0.14	0.13	0.12	0.14	0.13	0.12	0.11	0.12	0.11	0.11
Non-federally guaranteed student loans	6.27	6.47	6.59	6.7	6.72	6.96	7	7.14	7.16	7.33	7.35	7.45	7.45
Vehicle loans and leases3
New vehicles	162.2	159.88	162.01	162.98	164.08	164.4	166	167.94	170.69	172.85	177.28	178.58	178.36
Used vehicles	327.51	324.05	322.43	323.67	323.76	321.54	320.14	322.65	324.25	323.92	325.91	327.6	324.51
Leases	6.23	5.98	6.04	6.12	6.14	6.27	6.42	6.46	6.43	6.62	6.83	6.9	6.82
Real estate loans3
First mortgages, 1-4 family dwellings	651.04	636.81	630.51	621.64	612.28	602.36	598.69	592.43	587.95	582.48	581.71	580.04	572.55
Junior mortgages, 1-4 family dwellings	189.52	183.43	179.81	174.03	167.17	160.35	155.91	149.98	143.02	136.22	132.34	125.61	118.09
Other real estate	2.43	2.37	2.38	2.43	2.1	2.09	2.08	2.04	2.1	1.94	1.97	1.94	2.04
Business loans2
Real estate secured	190.38	185.5	182.15	177.45	172.8	168.04	163.84	158.68	154.74	150.7	147.95	143.91	139.66
Not real estate secured	15.04	14.37	14.34	13.77	13.56	13.07	13.15	12.6	12.48	12.08	11.97	11.72	11.29
Other secured loans	69.27	68.79	69.64	70.63	70.93	69.05	70.05	71.31	71.55	71.48	72.35	73.04	72.05
New loans (year-to-date)	330.08	151.19	610.09	455.28	293.84	137.53	530.1	388.02	252.24	114.29	549.73	425.19	283.49
Total member deposits6	2,147.51	2,143.37	2,087.91	2,053.18	2,041.6	2,040.55	1,979.16	1,954.6	1,946.54	1,954.24	1,900.45	1,894.96	1,897.1
Regular shares	594.65	596.98	576.25	573.08	579.06	582.09	561.73	559.44	570.67	581.13	575.79	595.06	621.48
Share draft accounts	418.87	422.53	411.17	395.43	395.27	402.42	383.03	377.41	381.29	385.79	373.97	381.55	388.17
Money market accounts	389.83	384.73	371.02	362.49	357.99	354.16	341.81	334.51	335.19	335.8	334.85	343.14	354.56
Share certificates	616.19	611.52	602.39	594.24	581.89	575.81	566.12	555.92	532.87	522.26	487.95	447.94	407.82
IRA/KEOGH accounts	88.5	88.39	88.45	88.73	88.56	87.82	87.39	87.43	86.81	86.19	85.39	84.91	84.3
Other shares	15.33	14.73	13.51	14.14	14.11	13.43	12.78	13.59	13.49	15.55	14.9	16.1	16.58
Of which: member shares	2,123.37	2,118.89	2,062.8	2,028.12	2,016.87	2,015.73	1,952.85	1,928.31	1,920.31	1,926.71	1,872.86	1,868.7	1,872.91
Cash and deposits in other institutions	165.45	198.76	170.39	163.09	171.23	195.61	155.41	165.25	168.31	194.86	134.45	121.02	123.13
Regulatory capital	288.28	282.25	277.19	274.63	269.28	264.64	260.76	260.39	256.45	252.58	249.07	248.24	244.29
Delinquent loans two months or more	17.05	14.71	17.76	16.23	15.31	13.26	16.13	14.91	13.71	12.49	13.37	11.51	9.88
Allowance for credit losses (CECL)	23.41	23.08	23.28	22.69	22.17	21.77	21.81	20.98	20.69	20.41	20.37	18.51	16.32
Charge-offs (year-to-date)	8.33	4.24	16	11.79	7.96	4.09	15.56	11.38	7.61	3.82	11.55	7.93	5.02
Net income (year-to-date)	11.32	5.15	18.94	14.46	8.94	3.95	14.52	11.97	7.9	3.78	15.32	12.57	8.78
Interest income (year-to-date)	64.66	31.89	124.63	92.82	60.95	29.88	116.22	86.31	56.64	27.85	99.01	72.17	46.61
Interest expense (year-to-date)	21.2	10.52	43.51	32.63	21.69	10.79	44.31	32.92	21.54	10.59	31.69	21.8	13.19
Non-interest income (year-to-date)	14.01	6.44	27.02	20.2	13.12	6.21	26.87	20.41	13.65	6.71	25.21	18.51	12.35
Number of loans outstanding	89.92	89.75	90.04	90.3	90.27	89.94	90.69	90.46	90.15	89.91	90.84	90.61	90.6

Latest reading

Total assets stood at 2,522.7 USD billion in Q2 2026. That is +0.6% from Q1 2026 and +5.0% from a year earlier. The series on this page is quarterly and runs from Q2 2015 to Q2 2026. Source: NCUA (National Credit Union Administration).

Latest: 2,522.7 USD billion; Q2 2026
vs previous period: +0.6%; Q1 2026
vs a year earlier: +5.0%

About this data

US credit union association assets, members, and loans, featuring quarterly data from the NCUA. It tracks total assets, member deposits, loans by type, delinquent loans, and net income. Data series begin in 2015 and update quarterly with official reports. These nationwide figures cover the entire insured credit union sector without sampling.

Frequently asked questions

What does the US credit union association assets, members, and loans table measure?: It measures the aggregate financial performance and balance sheet metrics of all insured credit unions in the United States, including total assets, member shares, loans, delinquent loans, and net income.
How often is this US credit union data published and how far back does it go?: The data is published quarterly by the National Credit Union Administration and covers the sector beginning from the first year 2015.
What breakdowns are available in this credit union statistics table?: The table includes breakdowns for loan types such as first mortgages, vehicle loans, and credit cards, alongside deposit accounts, membership counts, and delinquency figures.
How do these credit union figures differ from commercial bank statistics?: Credit unions are member-owned depository institutions distinct from investor-owned banks, though their insured deposits share similar regulatory oversight under the National Credit Union Share Insurance Fund in the United States.