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US Bank and Savings Institution Financials

US commercial bank and savings institution financials from the FDIC.

Source: FDIC — Federal Deposit Insurance CorporationLast updated: Sep 21, 2026, 15:14Curated by Bui Thanh PhucAbout this data ↓

Indicator20252024202320222021202020192018201720162015201420132012201120102009200820072006200520042003200220012000199919981997199619951994199319921991199019891988198719861985198419831982198119801979197819771976197519741973197219711970196919681967196619651964196319621961196019591958195719561955195419531952195119501949194819471946194519441943194219411940193919381937193619351934
Commercial Banks16
Total assets23,971.5722,806.8522,362.9722,227.2122,102.3220,403.8317,419.5916,659.5916,152.8915,567.3614,833.614,409.0313,603.6413,315.2412,575.4511,990.0811,732.6912,212.5211,079.839,997.38,941.618,323.97,521.397,008.566,491.796,192.255,687.975,400.194,983.854,551.344,285.283,984.653,684.873,486.133,413.493,369.563,283.833,116.32,986.592,928.852,719.892,499.392,333.292,185.752,019.791,848.391,686.211,503.441,129.711,004.02935.83897.85819.39725.97629.48566.5521.53497.93448.77401.32374.02343.85310.71295.07276.58255.65242.81236.7220.84215.51208.6200.12190.64186.26177.16166.56155.26152.12152.73147.32157.54134.57112.2295.4476.8170.7163.1456.7954.2156.1850.9246.44
Total liabilities21,497.320,513.820,178.2220,118.8119,896.8218,319.2115,439.8614,776.6714,332.3513,831.8313,159.7112,803.5712,081.6911,820.6811,161.3610,632.8510,430.9511,065.179,943.618,973.858,035.547,479.596,835.486,366.135,902.45,665.535,211.294,941.144,568.584,178.123,937.833,674.473,390.033,224.253,183.123,152.283,080.042,920.682,806.772,747.522,551.462,345.88
Equity capital2,471.512,290.722,182.222,106.262,203.332,082.031,976.881,879.491,816.271,729.391,667.331,598.111,510.691,479.041,395.951,330.591,281.491,147.351,136.221,023.46906.07844.32685.91642.43589.39526.72476.68459.05415.27373.22347.45310.18294.84261.88230.36217.27203.79195.62179.81181.34168.43153.500000000000000000000000000000000000000000000000000
Deposits19,014.4718,156.8917,75218,051.9418,325.6316,608.1613,554.0312,841.9912,415.0211,933.9611,303.1610,888.6510,333.619,959.739,206.98,466.348,275.118,020.557,251.456,678.456,021.445,549.84,992.084,651.144,343.34,149.023,803.53,655.053,399.153,174.943,005.922,854.212,737.922,682.122,673.012,6332,535.372,419.52,324.232,273.62,109.171,955.261,835.461,699.591,583.071,476.151,358.241,229.66922.66825775.21741.71677.36613.02535.7479.17434.14432.66394.07351.4330.29305.09273.73260.59247.16228.38218.45214.46199.86195.95190.67183.03174.83171.1163153.35143.14140.64141.85136.99147.77125.71104.187.869.4163.4656.0749.7747.1849.2644.1239
Net loans and leases12,537.6711,807.9511,566.4111,36310,362.119,942.869,709.679,307.238,855.28,454.088,020.67,472.47,064.926,840.376,488.996,325.836,222.066,622.026,478.725,857.935,260.244,787.024,311.664,043.963,780.043,722.943,404.93,156.322,899.312,742.672,535.642,292.392,086.761,967.811,988.092,042.941,995.841,877.751,772.321,721.761,603.081,486.231,298.181,208.451,117.61,004.03933.28830.98592.44519.41489.21493.89448.7379.44319.62290.07279.06258.01231.53214.87200.09174.21153.68139.54124.34117.07110.2997.7247.6289.8382.0870.1367.0863.6257.2651.7242.240.8937.5830.7325.7721.3518.8418.8121.2518.416.8616.0216.7215.9314.3214.6
Net income (full year)281.31258.31244.29248.48261.94135.77216.68221.01151.13156.37151.51139.71143.03129.68109.8878.06-10.7615.1897.41127.64112.98102.84101.7188.7173.5170.2771.0161.4358.7551.9948.4844.3542.8331.8217.7915.8715.4524.712.7517.317.8715.4214.8614.9314.7513.9512.810.748.97.867.257.066.565.635.214.824.323.773.53.452.512.282.1521.9921.481.71.371.211.151.311.020.990.910.940000000000000000
Full-time equivalent employees1,935,4931,935,3981,961,2622,003,3781,936,5311,929,8791,927,6311,929,0511,937,5781,910,1551,891,1071,896,1141,909,8641,946,0671,936,8411,907,5391,876,4261,930,0341,940,6961,926,3011,852,1581,799,7821,742,8781,729,8681,686,3531,656,3841,642,8301,612,2521,524,8621,475,7491,470,9951,475,7251,482,1941,466,6611,476,4341,505,6841,521,4541,517,1081,535,8661,553,8011,553,7551,518,7171,500,7321,490,8211,480,9231,434,2901,389,8281,313,2541,314,0411,248,7941,182,7911,137,8081,088,9941,020,154974,994946,497899,197862,360805,666756,587
Reporting institutions at year-end3,7983,9204,0274,1294,2314,3724,5174,7084,9095,1025,3305,5965,8366,0616,2636,5066,8137,0617,2627,3807,5077,6127,7507,8708,0648,2978,5648,7579,1259,5109,92210,43210,94511,45011,90912,32912,69713,11913,70514,19314,40214,48314,45414,43514,40114,42114,35114,37814,39714,38014,31214,21813,96413,72113,60213,50213,46413,47913,50613,52913,53613,48513,28313,11613,10713,11813,10613,11513,15613,20913,22813,31413,42213,43113,44713,43813,43513,41813,40213,35813,30113,26713,27313,34613,42913,44113,53713,66013,79613,97214,12514,146
Number of offices72,65872,25073,71173,71974,54577,12879,23881,48082,73084,20985,86786,55687,49488,52288,30887,97088,73188,87085,23082,76179,82877,30274,72173,52172,44271,89971,59670,11468,76666,58265,57864,30362,78562,42663,29762,12960,12658,93758,51858,01657,12055,79455,00253,92054,90152,87950,87248,90247,23345,31144,38142,60240,36738,28736,68235,09933,61332,44531,39030,37129,23428,04426,72825,40624,41423,55422,72121,96421,34720,78320,13419,60219,22318,86718,56618,23517,96417,70017,49717,28517,19617,14117,01616,89916,94416,92916,99217,07117,17617,23217,23714,146
Past due 90+ days and nonaccrual118.28114.7298.3580.3484.16107.1182.2286.99101.69117.02122.63144.3186.92249279.07319.93355.63195.8384.2346.3339.4241.2952.1459.7153.8342.2932.530.7228.2228.8130.0230.3842.5561.8875.6477.5861.8456.1763.1248.3243.7343.46
Interest income (full year)1,174.71,198.51,087.51700.88518.58556.97650.4606.96521.5469.08435.27425.97426.93441.33451.84477.77477.5524.84605.01541.83428.01341.94331.53353.38398.29424.14363.79359.44337.5310.83300.44256.06243.76253.89287.68318.94315.92271.04243.8236.81247.27249.43216.42237.39230.38175.79138.44103.6281.9872.7857.6760.9646.8234.8631.4830.3827.1822.4219.0917.08
Interest expense (full year)483.35542.03430.63111.7232.2270.21147.97110.9766.5848.3740.1640.3845.6656.4170.2288.05118.12207.41304.3259.41162.5195.3793.9118.98185.67222.26173.47177.97163.95149.06147.17110.5105.23121.21166.54204.09204.29164.32144.39142.31156.78168.52143.41168.75169.24119.7687.6759.2344.4439.2130.1234.9324.3715.5313.5412.411.499.297.716.61
Noninterest income (full year)325.57299.19294.21279.35285.17265.19251.3253.44235.29232.27232.86227.38231.57227.2212.31216.05241.92193.32210.38216.86202.17184.1186.16171.61158.35153.8144.5123.79104.0893.2282.1476.0474.7765.4759.5854.7750.844.8541.4135.830.9926.4623.2320.1417.514.3211.369.618.097.618.66.895.975.24.734.193.512.972.622.37
Noninterest expense (full year)571.37551.39560.69505.21475.68466.06434.58428.23406.69388.2382.02388.03380.95386.36373.94355.93372.15328.93312.23288.53274.72256.08244.47232.17221.96215.64203.36193.44169.08159.81148.85143.39139.03130.33124.21115.24107.65100.8996.8489.8882.0373.5266.6361.353.4346.4640.5235.4330.827.623.621.4318.4716.3415.1114.3611.9710.098.877.97
Provision for credit losses (full year)85.3781.0879.3847.53-31.14124.1249.5843.5743.6642.5332.4225.0427.251.5969.03145.28229.47151.3956.4725.1526.3225.8334.4847.842.9729.7421.5622.0919.8716.3112.5910.9316.7425.9434.1131.9730.9217.0937.4722.0717.7513.810.788.325.044.453.763.53.243.643.582.281.250.960.860.690.520.510.43
Income taxes (full year)74.8863.6856.263.2667.333.1956.356.4890.1668.7564.9262.2965.152.6646.0833.594.366.2142.6759.2653.6849.1549.1443.6536.7237.7339.2331.931.7628.0826.0622.3419.814.448.237.689.529.975.395.255.614.714.013.023.894.654.443.932.872.411.792.082.121.711.692.172.161.271.181.03
Savings Institutions16
Total assets1,1901,201.231,212.811,280.091,518.591,377.741,153.751,214.751,197.381,151.761,074.321,078.931,057.611,062.781,240.761,249.381,259.91,504.441,851.941,764.031,832.241,687.21,474.571,358.931,314.531,217.061,148.181,088.081,025.831,028.391,025.31,009.76999.451,030.651,113.971,261.461,429.831,621.241,495.791,381.211,257.511,139.63
Total liabilities1,073.071,088.321,109.931,187.311,371.91,243.471,028.761,084.211,068.591,026.75955.79952.15933.35935.911,093.581,102.521,124.041,363.31,648.11,546.691,626.51,498.551,335.761,230.331,201.321,114.191,053.3993.62936.55941.95939.31929.89921.34956.571,045.661,194.211,360.81,555.491,442.371,325.641,212.861,104.65
Equity capital116.91112.88102.8692.73146.66134.25124.96130.5128.73124.98118.5126.76124.24126.84146.99146.64135.6141.14203.85217.34205.74188.65138.8128.61113.21102.8794.8894.4689.2785.7785.9979.8878.1174.0868.3167.2569.0365.7553.4155.1744.2534.59
Deposits977.21973.77979.471,081.791,286.661,139.16920.89967.62931.49912.13840.41825.15806.27805.27927.43905.2890.11943.41,101.431,089.51,063.74987.92925.6878.64811.74735.06706.81704.7703.95727.54741.6736.85770.85825.13902.44983.051,077.11,190.551,134.021,079.861,019.69941.99
Net loans and leases667.49646.74622.68626.92667.77643.76645.24680.91704.17691.06660.03668.62642.35641.74742.18765.73770.41,000.471,263.161,240.031,323.51,202.54997.54888.64868.91820.29754.16714691.46680.87647.54634.69623.61647.87724812.75915.88996.67908.25857.11818.51732.54
Full-year net income12.988.798.7912.9115.9610.6615.1714.7112.613.8211.5412.0611.2118.238.061.65-6.172.3117.1419.8518.218.0515.2612.8510.7910.9110.778.877.077.666.356.796.670.82-4.67-5.61-4.74-5.42.775.491.14
Full-time equivalent employees98,260102,745103,997108,555119,513122,168121,648123,941125,099129,223128,792137,099143,837148,830156,321165,798170,129204,812256,643263,798280,981280,730286,575271,982264,867243,658243,820236,726244,631252,963250,045261,204284,086293,464302,584342,54273,66975,92373,12464,67355,01546,552
Reporting institutions at year-end521547563581606626658
Number of offices4,5594,7194,9846,3557,2657,6147,72700000000000000000000000000000000000
Past-due 90+ days and nonaccrual10.599.77.98.414.119.2411.4110.6411.2811.9311.7713.7815.8621.5827.7532.1432.4429.7623.919.739.626.728.028.337.545.855.526.227.618.839.179.5113.216.8423.9424.8735.5939.8743.0737.3123.8315.13
Full-year interest income62.7563.2458.0546.5141.8843.8151.7250.9347.9243.8840.340.3539.8942.0151.8755.2458.8372.01113.3595.4888.5871.2168.8572.0883.9184.0774.4974.569.5472.8971.3663.6466.1777.6997.59117.67135.11126.35119.62119.43118.27107.67
Full-year interest expense19.5924.520.085.573.756.6410.358.56.415.726.396.297.088.813.5517.523.0834.6964.0450.3339.7326.2226.8932.0947.2852.1843.0443.9840.7742.5942.8133.6334.746.1369.9591.93111.13100.8193.9996.8189.8987.55
Full-year noninterest income11.4611.4510.3610.5214.4414.412.4211.8219.3320.8919.7620.0120.6221.0617.0918.9717.7915.3522.0123.2420.5618.8716.1611.0911.2111.439.839.737.117.547.216.278.746.787.718.2211.769.7511.513.0612.1211.42
Full-year noninterest expense30.7430.329.4730.4432.2430.8429.4829.0134.1633.2832.832.3933.4232.6935.733.7731.5636.6152.7741.9840.8237.8233.7130.1428.7425.5324.0924.421.2125.8921.9423.327.1125.4926.928.8430.9429.631.8136.4426.7820.79
Full-year provision for credit losses7.228.417.054.060.347.665.256.16.785.154.023.944.115.477.5311.1218.1621.5611.883.973.142.842.513.32.862.031.561.812.22.542.122.484.315.177.139.2210.549.659.610.270.180.07
Full-year income taxes3.612.392.523.674.643.024.364.347.617.065.556.085.165.744.454.71.6-0.193.648.6910.79.199.637.987.285.766.145.694.863.064.193.793.873.752.81.371.162.953.884.32.670.91

Latest reading

Total assets stood at 23,971.57 USD billion in 2025. That is +5.1% from 2024. The series on this page is annual and runs from 1934 to 2025. Source: FDIC — Federal Deposit Insurance Corporation.

Latest
23,971.57 USD billion
2025
vs previous period
+5.1%
2024

About this data

US commercial bank and savings institution financials from the FDIC. It provides annual balance sheet and income data since 1934. The national figures cover commercial banks and savings institutions across the United States. Data is based on institution headquarters.

Frequently asked questions

What does the FDIC commercial bank and savings institution financial data measure?
It measures annual financial statement items including assets, liabilities, deposits, equity capital, and net income for FDIC-insured institutions in the United States.
How often is this banking data published and what is the historical coverage?
The financial data is published annually by the Federal Deposit Insurance Corporation and historical series begin in 1934.
What institutional categories are included in the dataset?
The dataset provides separate figures for commercial banks and savings institutions operating across the United States.
How are geographic locations attributed in the dataset?
State-level figures in the United States are based on the physical location of each institution's headquarters rather than the geographic spread of its branches.
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