France household currency and deposits: quarterly asset acquisition
France household currency and deposits: quarterly asset acquisition stood at 22,218 EUR million in Q2 2026, according to Banque de France – Webstat (webstat.banque-france.fr). It is one of the indicators in the Household financial wealth table (Value · Quarterly), with a complete series running from Q4 1995 to Q2 2026. The complete series with an interactive chart, free to download.
This indicator in the Household financial wealth table
| Indicator | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total | 68,911 | 55,049 | 15,361 | 25,808 | 100,286 | 43,545 | 1,852 | 30,624 | 68,249 | 58,345 | |
| Currency and deposits | 22,218 | -2,228 | -7,792 | 8,210 | 15,228 | 5,121 | -9,188 | 9,013 | 24,234 | 5,226 | |
| Debt securities | 318 | -1,376 | 1,587 | 847 | 548 | -164 | 1,001 | -354 | 1,170 | 2,703 |
Understanding france household currency and deposits: quarterly asset acquisition
Net quarterly acquisitions and withdrawals of physical currency and bank deposits by the household sector are quantified within this series. It captures fresh net placements into checking accounts, savings books, time deposits, and cash holdings, separating liquid monetary instruments from riskier market investments like equities or debt securities. This flow isolates how much new capital individuals allocate to safe, bank-guaranteed monetary holdings during each specific quarter.
Analyzing these deposit flows requires watching for calendar anomalies, such as long holiday weekends at quarter ends that temporarily inflate physical cash holdings. Revisions to early estimates typically arise when monetary financial institutions submit corrected statistical returns regarding customer deposit breakdowns. Comparing quarterly flows against longer-term deposit stock trends helps distinguish structural shifts in saving habits from temporary liquidity management by households.
Frequently asked questions
- What specific financial instruments are counted in this deposit flow measure?
- Physical currency, transferable checking deposits, savings accounts, and time deposits held at financial institutions are included.
- How does this deposit flow differ from total asset acquisition?
- This series tracks only cash and bank deposits, excluding purchases of securities, shares, or insurance products.
- What causes revisions to initial deposit transaction figures?
- Updated regulatory reporting by commercial banks and corrected classifications between institutional sectors generate periodic revisions.