US Mortgage Originations by State
US mortgage disbursement by state and purpose, from the CFPB and FFIEC.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|---|---|---|
| Loan Disbursement Count1 | |||||||||
| United States10 | 6,807,732 | 6,178,757 | 5,692,438 | 8,396,128 | 15,056,726 | 14,614,392 | 9,320,768 | 7,711,966 | |
| DISBURSEMENT VALUE1 | |||||||||
| United States4 | 2,402.18 | 2,037.15 | 1,772.13 | 2,841.52 | 4,781.52 | 4,382.49 | 2,662 | 1,988.7 |
Latest reading
United States stood at 6,807,732 Loans in 2025. That is +10.2% from 2024. The series on this page is annual and runs from 2018 to 2025. Source: Consumer Financial Protection Bureau / FFIEC — Home Mortgage Disclosure Act.
- Latest
- 6,807,732 Loans
- 2025
- vs previous period
- +10.2%
- 2024
About this data
US mortgage disbursement by state and purpose, from the CFPB and FFIEC. This annual series tracks residential loan counts and disbursement values across the United States since 2018. Derived from the Home Mortgage Disclosure Act database, it covers approved loans from regulated financial institutions. Use the table to compare annual mortgage volume trends by geographic region and loan purpose.
Ranking by state — 2025
All 50 states ranked on Loan Disbursement Count by the latest reading, 2025. Highest first.
- 1California572,268 Loans
- 2Texas526,689 Loans
- 3Florida491,046 Loans
- 4North Carolina281,159 Loans
- 5Ohio277,933 Loans
- 6Pennsylvania272,809 Loans
- 7Georgia242,931 Loans
- 8Illinois232,591 Loans
- 9New York232,239 Loans
- 10Michigan229,505 Loans
- 11Virginia203,054 Loans
- 12Arizona183,878 Loans
- 13Indiana178,349 Loans
- 14New Jersey178,220 Loans
- 15Tennessee176,247 Loans
- 16Washington175,441 Loans
- 17Colorado156,418 Loans
- 18Wisconsin154,669 Loans
- 19Missouri146,780 Loans
- 20South Carolina143,083 Loans
- 21Massachusetts135,614 Loans
- 22Maryland126,664 Loans
- 23Minnesota122,789 Loans
- 24Alabama115,118 Loans
- 25Kentucky100,653 Loans
- 26Utah95,957 Loans
- 27Oregon89,385 Loans
- 28Oklahoma79,051 Loans
- 29Iowa75,933 Loans
- 30Connecticut74,717 Loans
- 31Nevada69,682 Loans
- 32Louisiana69,272 Loans
- 33Arkansas66,490 Loans
- 34Kansas60,511 Loans
- 35Idaho56,607 Loans
- 36Mississippi54,718 Loans
- 37Nebraska43,920 Loans
- 38New Mexico39,313 Loans
- 39New Hampshire35,609 Loans
- 40Maine35,498 Loans
- 41West Virginia29,629 Loans
- 42Delaware27,033 Loans
- 43Rhode Island26,004 Loans
- 44Montana23,001 Loans
- 45Hawaii19,858 Loans
- 46South Dakota17,111 Loans
- 47North Dakota14,333 Loans
- 48Vermont13,418 Loans
- 49Wyoming13,328 Loans
- 50Alaska11,907 Loans
Frequently asked questions
- What does the US Mortgage Disbursement by State and Purpose table measure?
- This table measures the number and total dollar value of residential mortgage loans disbursed across the United States. It provides breakdowns by U.S. state and loan purpose, such as home purchases, sourced from the Home Mortgage Disclosure Act database.
- How frequently is this mortgage disbursement data published and how far back does it go?
- The data is published annually by the Consumer Financial Protection Bureau and the Federal Financial Institutions Examination Council, typically in March of the following year. Historical series in the United States go back to 2018.
- Which breakdowns and loan categories are included in the table?
- The table includes geographic breakdowns by individual U.S. state as well as national totals, alongside categories for loan purpose such as home purchase and other purposes. It reports both the loan disbursement count and the total disbursement value in US dollars.
- How does this mortgage data differ from mortgage application metrics?
- Unlike metrics that track total mortgage applications or loan originations, this table specifically counts approved and disbursed loans. It excludes denied applications and withdrawn files, functioning as a census of actual lending activity across the United States.
