What is the latest figure for Germany bank lending and deposit volumes?

The latest reading is 90,618 EUR million, for Aug 2026. That is −7.3% from Jul 2026 and +3.8% from a year earlier.

How far back does the Germany bank lending and deposit volumes data go?

The series on this page is monthly and runs from Jan 2003 to Aug 2026. Source: Deutsche Bundesbank. Every series in the table can be charted over its full history and downloaded as CSV or Excel.

What do the Germany bank lending and deposit volumes measure?

They measure the amount of new bank loans and deposits agreed each month in Germany, alongside the total outstanding stock of debt. This data from the Deutsche Bundesbank tracks borrowing by households and non-financial corporations.

What breakdowns are available for German bank lending data?

German bank lending volumes are broken down by sector, such as households or non-financial corporations, and by loan purpose, including housing and consumption. The data also separates loans by their size, original maturity, initial rate fixation period, and the presence of collateral.

What is the difference between new business and outstanding amounts in German bank lending?

New business captures the volume of fresh loans and deposits agreed in Germany during a specific month, reflecting current market activity. Outstanding amounts represent the total accumulated stock of all active loans and deposits at the end of that month.

Germany bank lending and deposit volumes

Name: Germany bank lending and deposit volumes
Creator: Deutsche Bundesbank

Germany bank lending and deposit volumes, tracking new business and outstanding amounts each month.

Source: Deutsche BundesbankLast updated: Oct 06, 2026, 04:04 UTCCurated by Bui Thanh Phuc

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Indicator	08-2026	07-2026	06-2026	05-2026	04-2026	03-2026	02-2026	01-2026	12-2025	11-2025	10-2025	09-2025	08-2025	07-2025	06-2025	05-2025	04-2025	03-2025	02-2025	01-2025	12-2024	11-2024	10-2024	09-2024	08-2024	07-2024	06-2024	05-2024	04-2024	03-2024	02-2024	01-2024	12-2023	11-2023	10-2023	09-2023	08-2023
New business volumes2
New business (volumes) of German banks7
Loans to non-financial corporations26
Loans to non-financial corporations, total, SUD949A	90,618	97,713	115,316	89,738	91,384	109,494	81,159	81,140	125,593	95,355	101,776	110,335	87,286	106,962	113,947	92,181	100,242	116,480	74,593	77,873	108,179	79,102	95,792	102,848	75,678	83,558	101,220	82,546	79,786	94,238	72,892	75,818	108,487	79,316	76,734	83,317	73,312
Loans to non-financial corporations over EUR 1 million, with floating rate or initial rate fixation up to 3 months, SUD249	61,165	58,543	62,115	52,636	55,835	66,161	50,606	52,875	70,190	56,212	62,214	67,698	56,818	66,702	65,141	57,737	62,178	73,242	42,460	46,446	57,247	42,867	57,149	61,466	45,248	45,556	49,489	48,837	48,268	53,381	43,747	46,995	60,264	46,163	46,237	51,188	43,696
Loans to non-financial corporations up to EUR 0.25 million, with floating rate or initial rate fixation up to 3 months, SUD237	6,269	7,471	7,232	6,959	7,065	7,179	6,890	6,740	7,036	7,147	7,358	6,773	6,229	7,467	7,760	7,311	7,374	7,604	6,752	6,613	7,260	7,134	7,145	6,790	5,855	5,868	6,956	6,328	5,414	7,196	6,521	6,245	6,794	6,633	6,448	6,555	5,964
Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million, with floating rate or initial rate fixation up to 3 months, SUD243	3,107	3,678	3,695	3,347	3,608	3,740	3,247	3,511	3,912	3,353	3,690	3,546	3,212	3,562	3,521	3,102	3,618	3,676	3,184	3,303	3,562	3,158	3,630	3,518	2,831	3,157	2,991	2,846	3,181	3,508	2,662	2,913	3,223	2,689	3,120	2,969	2,774
Loans to non-financial corporations up to EUR 1 million with floating rate or an initial rate fixation up to 1 year, SUD224	11,109	13,316	13,541	12,500	12,682	13,581	12,244	12,191	13,545	12,808	13,317	12,267	11,161	13,131	13,373	12,468	12,970	13,802	11,983	11,896	12,994	12,259	12,241	11,734	9,906	10,470	11,582	10,468	9,851	12,574	10,256	10,279	11,245	10,430	10,963	10,804	10,015
Loans to non-financial corporations over EUR 1 million with floating rate or an initial rate fixation up to 1 year, SUD227	68,171	66,337	80,048	61,804	62,955	77,941	56,568	56,920	87,390	65,448	72,060	81,582	63,605	76,290	81,528	65,528	70,351	85,549	49,183	51,774	73,362	50,355	67,518	73,859	52,170	55,383	71,086	57,369	56,030	67,328	49,631	54,103	76,500	56,524	54,862	60,497	51,942
Loans to non-financial corporations up to EUR 1 million with an initial rate fixation of over 1 year and up to 5 years, SUD225	2,095	3,120	3,641	3,103	2,804	3,432	2,670	2,307	3,706	2,958	3,222	3,340	2,089	3,104	3,409	2,736	2,735	2,856	2,168	2,321	3,586	3,309	3,587	3,423	2,515	3,672	4,052	3,568	3,249	1,930	1,809	1,856	2,020	1,838	1,781	1,689	1,698
Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 1 year and up to 5 years, SUD228	2,599	4,904	6,563	3,243	3,993	4,211	3,137	2,891	8,447	4,266	4,401	4,422	3,329	4,977	6,136	5,022	5,617	5,457	4,723	4,680	6,644	5,052	4,689	5,256	4,129	5,738	6,869	4,985	4,605	5,644	6,114	3,830	7,141	3,644	3,674	3,077	3,017
Loans to non-financial corporations up to EUR 1 million with an initial rate fixation of over 5 years, SUD226	927	1,228	1,120	1,034	1,147	1,290	933	985	1,311	1,045	1,065	1,058	1,046	1,223	1,209	1,073	1,163	1,102	1,079	1,111	1,367	1,083	1,042	1,083	1,115	1,236	984	961	1,118	1,017	879	932	1,115	936	912	959	999
Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 5 years, SUD229	5,717	8,808	10,403	8,054	7,803	9,039	5,607	5,846	11,194	8,830	7,711	7,666	6,056	8,237	8,292	5,354	7,406	7,714	5,457	6,091	10,226	7,044	6,715	7,493	5,843	7,059	6,647	5,195	4,933	5,745	4,203	4,818	10,466	5,944	4,542	6,291	5,641
Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 5 and up to 10 years, SUD253	3,817	6,421	6,166	5,343	5,759	5,358	3,797	4,445	6,652	5,632	5,196	5,127	3,534	5,321	5,098	3,209	5,071	4,661	3,142	3,663	5,643	3,759	4,325	3,878	3,433	4,443	3,938	3,430	3,542	3,320	2,741	2,961	5,441	3,731	3,158	4,158	3,977
Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 5 and up to 10 years, SUD241	175	254	242	198	242	279	204	189	216	202	213	210	189	245	223	230	264	234	218	245	224	218	230	233	252	258	238	225	242	241	225	209	220	209	229	185	227
Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with initial rate fixation of over 5 and up to 10 years, SUD247	470	648	547	555	647	625	457	534	681	535	516	562	491	602	609	577	577	551	523	575	633	486	557	535	576	685	489	513	665	535	461	506	540	474	504	506	502
Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 10 years, SUD254	1,900	2,387	4,236	2,711	2,044	3,681	1,810	1,401	4,541	3,199	2,515	2,539	2,522	2,916	3,194	2,144	2,336	3,053	2,314	2,427	4,583	3,285	2,389	3,615	2,410	2,616	2,709	1,765	1,391	2,426	1,462	1,857	5,025	2,213	1,384	2,134	1,664
Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 10 years, SUD242	46	65	50	45	49	68	50	61	57	45	65	45	56	57	52	44	57	67	52	65	67	56	39	43	40	50	37	39	34	45	36	54	39	46	32	46	62
Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with initial rate fixation of over 10 years, SUD248	237	260	282	235	209	319	221	201	358	263	271	241	310	320	324	222	265	250	285	226	443	323	216	271	247	243	220	184	177	196	158	162	317	208	147	223	208
Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 3 months and up to 1 year, SUD250	7,006	7,794	17,933	9,167	7,120	11,780	5,962	4,044	17,199	9,236	9,846	13,884	6,787	9,587	16,386	7,791	8,173	12,307	6,723	5,328	16,115	7,488	10,369	12,393	6,922	9,828	21,597	8,532	7,762	13,947	5,884	7,107	16,236	10,361	8,624	9,309	8,246
Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 3 months and up to 1 year, SUD238	1,260	1,555	1,889	1,682	1,492	1,985	1,563	1,450	1,944	1,821	1,669	1,389	1,211	1,394	1,463	1,513	1,472	1,875	1,538	1,393	1,498	1,451	859	882	668	694	1,013	774	724	1,312	614	572	725	669	787	768	695
Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with initial rate fixation of over 3 months and up to 1 year, SUD244	473	612	724	513	517	677	544	490	653	486	600	559	509	708	629	541	505	646	510	586	673	516	607	544	553	751	622	520	531	558	460	549	503	440	608	513	583
Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 1 and up to 3 years, SUD251	1,205	2,010	3,425	1,194	1,439	1,754	1,938	1,065	3,682	1,669	1,242	1,969	1,613	1,499	2,326	2,067	2,554	2,245	2,269	1,989	3,368	2,445	2,506	3,055	2,124	3,291	3,450	2,705	2,293	3,090	4,721	2,113	4,061	1,585	1,702	1,348	1,451
Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 3 and up to 5 years, SUD252	1,394	2,893	3,138	2,049	2,554	2,457	1,200	1,826	4,765	2,598	3,158	2,452	1,716	3,478	3,810	2,955	3,064	3,212	2,453	2,691	3,276	2,607	2,183	2,201	2,005	2,447	3,419	2,280	2,312	2,554	1,393	1,717	3,081	2,059	1,972	1,729	1,566
Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 3 and up to 5 years, SUD240	289	391	369	289	350	382	290	306	409	354	366	357	310	440	349	362	402	360	333	348	377	345	352	378	476	554	546	515	592	453	435	445	460	419	407	442	465
Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with an initial rate fixation of over 3 and up to 5 years, SUD246	205	269	256	220	299	296	217	250	343	225	244	245	213	287	241	222	292	267	185	286	300	234	291	205	220	300	241	231	270	250	211	296	342	280	267	229	285
Loans to non-financial corporations over EUR 1 million, floating rate or initial rate fixation up to 1 year , with original maturity over 1 year, SUD284	16,766	19,690	30,741	15,830	19,248	28,693	13,415	16,338	35,814	18,109	21,640	28,279	16,722	25,450	31,802	16,157	21,696	28,453	17,898	18,969	35,874	17,612	32,119	26,456	16,181	20,546	31,730	19,398	21,764	29,757	18,375	17,993	37,064	22,236	21,859	25,617	18,492
Loans to non-financial corporations up to EUR 0.25 million, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD280	336	385	406	356	351	409	323	328	441	395	384	372	340	402	389	376	382	415	332	304	352	317	300	342	330	308	252	200	247	244							931
Loans to non-financial corporations over EUR 0.25 million up to EUR 1 million, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD282	596	799	747	561	696	728	614	702	862	578	743	672	575	842	716	548	774	753	619	733	910	586	703	676	482	677	546	516	635	626	506	667	780	520	822	609	629
Loans to non-financial corporations with collateral or guarantees28
Loans to non-financial corporations with collateral and/or guarantees, total, SUD969A	7,565	11,124	13,966	7,689		14,469	6,415	8,527	16,179	10,044	10,754	13,903	9,483	12,486	13,402	9,430	11,244	13,622	7,522	9,796	14,563	9,335	19,382	11,171	8,058	10,570	12,576	8,862	8,922	11,566	7,393	8,277	15,673	10,586	12,103		9,797
Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, with floating rate or initial rate fixation up to 3 months, SUD274	4,019	4,600	6,347	3,486	4,565	6,672	3,293	5,002	8,130	4,357	4,641	6,425	4,173	5,952	6,649	5,008	5,320	6,081	4,462	5,122	6,411	4,220	13,658	5,536	3,992	4,290	3,958	4,863	4,342	6,147	4,374	4,428	7,488	5,973	6,467	6,449	5,711
Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, with floating rate or initial rate fixation up to 3 months, SUD262	51	58	55	49	55	51	50	50	60	51	60	54	49	59	55	47	55	58	49	58	68	54	56	56	37	53	51	46	60	39	45	56	68	44	58	53	62
Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, with floating rate or initial rate fixation up to 3 months, SUD268	251	313	314	245	278	342	254	340	376	234	288	315	255	295	314	218	331	335	274	299	342	255	304	277	232	244	229	228	299	293	229	290	327	228	314	320	287
Loans to non-financial corporations up to EUR 1 million with collateral and/or guarantees, with floating rate or an initial rate fixation up to 1 year, SUD624	418	487	529	388	451	517	386	477	542	385	475	473	398	512	478	348	487	473	398	460	537	381	472	401	360	482	392	356	457	412	351	446	459	353	508	450	425
Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, with floating rate or an initial rate fixation up to 1 year, SUD627	5,213	6,616	9,187	4,602		10,183	3,944	5,619	10,688	6,108	6,923	8,849	5,781	8,174	8,401	6,101	6,626	8,614	5,067	5,675	8,580	5,321	15,034	6,840	4,614	6,631	7,255	5,522	5,989	8,292	5,054	5,880	10,040	7,211	8,840		6,747
Loans to non-financial corporations up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 year and up to 5 years, SUD625	141	175	178	156	177	195	154	166	208	158	187	201	169	221	171	169	198	166	158	186	172	149	179	140	161	162	173	151	159	99	113	150	139	107	140	109	122
Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 year and up to 5 years, SUD628	428	971	1,501	458	995	820	527	819	2,381	913	1,168	1,277	1,364	1,386	2,152	1,248	1,852	1,617	558	1,564	2,131	1,386	1,453	1,356	1,033	1,646	2,681	1,249	1,001	1,271	846	707	1,915	1,045	1,005	1,187	890
Loans to non-financial corporations up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 5 years, SUD626	257	352	318	294	341	405	289	302	379	313	299	321	337	389	285	291	340	313	320	298	368	295	282	328	285	305	251	247	272	277	231	250	291	250	213	253	279
Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 5 years, SUD629	1,108	2,523	2,253	1,791	1,725	2,349	1,115	1,144	1,981	2,167	1,702	2,782	1,434	1,804	1,915	1,273	1,741	2,439	1,021	1,613	2,775	1,803	1,962	2,106	1,605	1,344	1,824	1,337	1,044	1,215	798	844	2,829	1,620	1,397	1,487	1,334
Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 5 and up to 10 years, SUD278	594	1,811	1,235	1,008	1,150	1,138	639	750	1,371	1,064	872	1,896	800	1,054	967	722	1,149	1,573	596	876	1,587	840	938	1,237	1,092	631	1,303	748	632	826	381	471	1,220	948	856	832	763
Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 5 and up to 10 years, SUD266	39	56	53	49	44	63	38	49	44	51	43	40	40	52	44	53	54	44	49	48	48	35	46	41	40	45	43	40	40	41	52	44	42	38	40	36	41
Loans to non-financial corporations over EUR 0.25 million up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 5 and up to 10 years, SUD272	127	210	163	164	209	189	145	152	212	168	152	182	166	179	131	149	184	166	149	154	176	133	148	181	157	156	111	133	160	153	117	124	149	134	109	135	137
Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 10 years, SUD279	514	712	1,018	783	575	1,211	476	394	610	1,103	830	886	634	750	948	551	592	866	425	737	1,188	963	1,024	869	513	713	521	589	412	389	417	373	1,609	672	541	655	571
Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 10 years, SUD267	16	19	16	13	16	23	18	34	18	16	18	15	19	21	13	16	17	26	19	38	28	21	15	15	12	15	12	10	10	11	11	35	13	16	12	12	18
Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and or guarantees, initial rate fixation of over 10 years, SUD273	75	67	86	68	72	130	88	67	105	78	86	84	112	137	97	73	85	77	103	58	116	106	73	91	76	89	85	64	62	72	51	47	87	62	52	70	83
Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 months and up to 1 year, SUD275	1,194	2,016	2,840	1,116		3,511	651	617	2,558	1,751	2,282	2,424	1,608	2,222	1,752	1,093	1,306	2,533	605	553	2,169	1,101	1,376	1,304	622	2,341	3,297	659	1,647	2,145	680	1,452	2,552	1,238	2,373		1,036
Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 3 months and up to 1 year, SUD263	44	24	45	20	21	26	21	17	18	26	29	23	19	26	20	20	19	20	23	19	24	16	25	21	17	25	20	20	16	19	18	19	22	14	21	16	14
Loans to non-financial corporations over EUR 0.25 million up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 months and up to 1 year, SUD269	72	92	115	74	97	98	61	70	88	74	98	81	75	132	89	63	82	60	52	84	103	56	87	47	74	160	92	62	82	61	59	81	42	67	115	61	62
Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 and up to 3 years, SUD276	254	598	771	242	480	379	345	273	1,144	386	370	398	565	206	370	473	947	534	279	815	1,148	582	925	1,023	450	774	1,101	321	521	825	593	268	991	301	597	441	621
Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 1 and up to 3 years, SUD264	19	20	21	17	19	26	19	23	32	27	27	27	32	34	30	26	22	29	26	30	29	24	21	22	27	30	26	23	25	12	15	12	16	8	14	11	15
Loans to non-financial corporations over EUR 0.25 million up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 and up to 3 years, SUD270	31	23	34	27	30	36	32	34	37	25	36	30	36	40	47	37	48	41	34	43	41	31	51	42	27	35	31	39	20	24	35	36	34	30	39	28	23
Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 and up to 5 years, SUD277	174	373	730	216	515	441	182	546	1,237	527	798	879	799	1,180	1,782	775	905	1,083	279	749	983	804	528	333	583	872	1,580	928	480	446	253	439	924	744	408	746	269
Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 3 and up to 5 years, SUD265	56	61	57	47	54	58	47	53	62	59	59	57	52	73	50	53	57	52	54	55	55	44	48	38	49	52	51	48	60	28	31	32	30	15	30	25	30
Loans to non-financial corporations over EUR 0.25 million up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 and up to 5 years, SUD271	35	71	66	65	74	75	56	56	77	47	65	87	49	74	44	53	71	44	44	58	47	50	59	38	58	45	65	41	54	35	32	70	59	54	57	45	54
Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD285	2,812	3,585	6,169	2,407	3,862	7,165	1,856	3,174	7,627	3,570	4,727	6,460	3,772	5,476	5,277	3,030	3,859	6,092	2,478	2,690	5,444	2,854	12,517	4,381	2,449	4,151	5,179	2,983	3,410	5,109	2,941	3,452	7,052	3,893	5,642	6,023	2,766
Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD281	36	40	41	37	39	37	34	38	40	38	47	40	34	39	38	29	35	35	40	38	40	27	28	23	17	24	22	18	21	13	27	27	25	25	35	19	25
Loans to non-financial corporations over EUR 0.25 million up to EUR 1 million with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD283	127	164	182	125	156	188	117	207	224	102	170	172	135	201	181	92	206	164	134	161	213	121	174	109	75	145	103	91	155	121	86	150	136	89	186	122	115
Consumer loans to households6
Loans for consumption to households, SUD230	9,054	9,058	8,334	6,943	7,866	8,892	7,427	7,487	6,433	7,034	7,476	7,398	7,204	9,097	7,344	7,674	7,773	8,070	7,253	7,695	6,152	7,472	7,760	7,641	8,287	9,917	8,426	8,491	9,080	8,190	8,245	8,062	6,106	8,130	8,347	8,036	8,818
Loans for consumption to households with a floating rate or an initial rate fixation up to 1 year, SUD213	233	247	222	199	203	215	226	215	254	228	220	202	189	238	212	218	216	250	239	270	293	342	293	287	315	331	304	328	320	260	262	261	298	329	288	274	288
Loans for consumption to households with an initial rate fixation of over 1 year and up to 5 years, SUD214	2,932	3,271	3,097	2,597	2,802	3,299	2,454	2,464	2,687	2,506	2,717	2,640	2,610	3,160	2,605	2,698	2,729	2,986	2,452	2,529	2,585	2,653	2,758	2,745	3,069	3,914	3,359	3,330	3,581	3,173	2,909	2,718	2,491	2,863	2,893	2,798	3,011
Loans for consumption to households with an initial rate fixation of over 5 years, SUD215	5,889	5,541	5,015	4,147	4,861	5,378	4,746	4,808	3,492	4,299	4,539	4,556	4,405	5,700	4,527	4,758	4,829	4,834	4,562	4,896	3,274	4,477	4,709	4,610	4,902	5,672	4,763	4,833	5,180	4,757	5,073	5,082	3,317	4,938	5,166	4,964	5,518
Loans for consumption to households with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, SUD255	8	6	6	5	6	4	8	8	13	7	3	7	5	10	11	10	7	6	9	7	12	5	6	5	6	10	6	9	7	4	7	7	7	7	7	3	4
Loans for consumption to households with collateral and/or guarantees, initital rate fixation of over 5 years, SUD257	29	34	34	31	32	43	37	35	33	43	44	38	38	48	35	40	30	41	31	31	27	39	37	27	27	32	27	30	35	28	24	21	19	9	24	21	20
Housing loans to households10
Housing loans to households, SUD231	17,891	21,675	19,782	17,219	21,192	24,167	18,710	19,014	19,553	19,614	20,060	18,834	18,734	22,489	19,234	19,870	21,500	22,151	19,077	19,743	16,989	17,721	17,878	16,611	16,811	19,511	16,296	15,403	16,793	15,439	14,245	14,667	12,151	13,473	13,831	12,286	14,386
Housing loans to households with a floating rate or an initial rate fixation up to 1 year, SUD216	2,347	2,622	2,450	2,070	2,458	2,669	2,198	2,466	2,436	2,266	2,412	2,043	2,195	2,698	2,411	2,214	2,720	2,494	2,265	2,276	2,088	1,984	1,991	1,898	1,816	2,340	2,039	1,828	1,869	1,739	1,783	1,862	1,576	1,723	1,989	1,523	2,198
Housing loans to households with an initial rate fixation of over 1 year and up to 5 years, SUD217	1,634	2,029	2,104	1,772	2,211	2,631	1,956	2,046	2,161	2,054	2,251	2,069	2,029	2,507	2,109	2,064	2,284	2,206	1,745	1,944	1,876	1,720	1,802	1,581	1,658	1,839	1,476	1,480	1,868	1,755	1,612	1,584	1,553	1,588	1,403	1,171	1,388
Housing loans to households with an initial rate fixation of over 5 years and up to 10 years, SUD218	6,236	7,339	6,894	6,130	7,529	7,723	6,359	6,704	6,834	6,458	6,623	6,438	5,854	7,301	6,088	6,235	7,032	6,585	5,622	6,090	4,961	5,062	6,232	5,987	6,122	7,547	6,163	6,051	6,234	5,414	5,153	5,397	4,349	4,936	5,304	4,534	5,275
Housing loans to households with an initial rate fixation of over 10 years, SUD219	7,674	9,684	8,334	7,247	8,994	11,145	8,197	7,797	8,122	8,835	8,775	8,285	8,655	9,983	8,626	9,357	9,464	10,865	9,445	9,433	8,065	8,956	7,853	7,146	7,216	7,786	6,618	6,044	6,822	6,530	5,697	5,825	4,672	5,225	5,136	5,058	5,525
Housing loans to households with collateral and/or guarantees, SUD631	7,602	9,465	8,532	7,735	9,389	10,821	8,208	8,282	8,462	8,634	8,862	8,144	8,021	9,722	8,576	8,657	9,112	9,663	8,180	8,728	7,399	7,880	8,012	7,608	7,548	8,861	7,745	6,873	7,898	7,324	6,827	7,051	5,588	6,174	6,207	5,704	6,467
Housing loans to households with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, SUD258	940	937	940	913	980	1,055	891	964	993	916	951	781	927	1,106	1,107	961	1,048	1,013	935	936	802	770	843	746	745	877	844	740	783	737	717	706	612	669	769	540	767
Housing loans to households with collateral and/or guarantees, initial rate fixation of over 1 and up to 5 years, SUD259	743	920	986	893	1,048	1,305	896	1,015	966	1,009	1,086	924	883	1,149	959	932	1,045	1,057	817	902	764	791	787	687	710	808	682	677	853	762	764	746	609	728	587	551	637
Housing loans to households with collateral and/or guarantees, initial rate fixation of over 5 and up to 10 years, SUD260	2,599	3,206	2,941	2,628	3,194	3,470	2,783	2,755	2,874	2,701	2,882	2,679	2,522	3,119	2,695	2,624	2,936	2,878	2,340	2,629	2,167	2,224	2,635	2,689	2,614	3,290	2,777	2,483	2,770	2,491	2,314	2,461	1,935	2,170	2,335	2,092	2,399
Housing loans to households with collateral and/or guarantees, initial rate fixation of over 10 years, SUD261	3,320	4,402	3,665	3,301	4,167	4,991	3,638	3,548	3,629	4,008	3,943	3,760	3,689	4,348	3,815	4,140	4,083	4,715	4,088	4,261	3,666	4,095	3,747	3,486	3,479	3,886	3,442	2,973	3,492	3,334	3,032	3,138	2,432	2,607	2,516	2,521	2,664
Loans to households for other purposes7
Loans for other purposes to households, SUD220Z	3,640	4,578	4,910	3,503	4,072	5,766	4,239	4,386	5,840	4,017	4,210	4,276	3,905	5,481	5,040	4,448	5,045	5,067	3,912	4,448	5,673	3,925	4,543	3,804	3,109	4,100	3,711	3,199	3,544	3,987	2,997	3,673	4,287	3,152	3,348	3,526	3,430
Loans for other purposes to households with a floating rate or an initial rate fixation up to 1 year, SUD220	1,501	1,656	2,009	1,466	1,713	2,178	1,586	1,792	2,173	1,397	1,550	1,587	1,350	1,765	1,869	1,510	1,724	1,936	1,284	1,834	1,993	1,283	1,598	1,504	1,063	1,636	1,479	1,288	1,314	1,522	1,237	1,717	1,719	1,345	1,483	1,489	1,290
Loans for other purposes to sole proprietors and unincorporated partnerships, floating rate or initial rate fixation up to 1 year, SUD233	1,083	1,116	1,437	985	1,166	1,588	1,032	1,291	1,610	1,033	1,199	1,274	1,025	1,323	1,426	1,158	1,297	1,427	982	1,360	1,482	942	1,226	1,122	758	1,261	1,109	859	962	1,215	908	1,335	1,256	900	1,094	1,094	934
Loans for other purposes to households with an initial rate fixation of over 1 year and up to 5 years, SUD221	743	963	989	703	705	1,335	819	829	1,009	716	805	749	741	1,093	973	775	985	966	722	781	1,385	726	1,073	696	621	744	838	749	891	814	675	823	1,234	764	724	848	910
Loans for other purposes to sole proprietors and unincorporated partnerships with an initial rate fixation of over 1 and up to 5 years, SUD234	580	773	826	575	573	1,003	608	705	813	579	665	628	627	893	841	662	839	744	600	632	851	592	785	517	532	625	683	643	760	700	573	656	660	587	547	523	551
Loans for other purposes to households with an initial rate fixation of over 5 years, SUD222	1,396	1,959	1,912	1,334	1,654	2,253	1,834	1,765	2,658	1,904	1,855	1,940	1,814	2,623	2,198	2,163	2,336	2,165	1,906	1,833	2,295	1,916	1,872	1,604	1,425	1,720	1,394	1,162	1,339	1,651	1,085	1,133	1,334	1,043	1,141	1,189	1,230
Loans for other purposes to sole proprietors and unincorporated partnerships with an initial rate fixation of over 5 years, SUD235	978	1,357	1,369	985	1,216	1,700	1,398	1,322	2,075	1,462	1,332	1,501	1,274	1,932	1,586	1,597	1,641	1,579	1,371	1,346	1,720	1,468	1,419	1,188	1,027	1,272	1,052	818	1,034	1,273	793	823	945	762	831	842	896
Revolving loans, overdrafts and credit card debt5
Revolving loans and overdrafts, convenience and extended credit card debt to non-financial corporations, SUD287	96,593	93,259	96,344	94,230	92,348	92,456	91,024	91,824	90,162	93,609	95,076	97,950	97,570	96,409	99,597	97,029	97,684	97,972	97,053	95,185	92,551	95,914	94,754	97,568	96,173	96,983	98,856	96,257	96,481	97,035	95,704	93,839	92,617	95,688	94,418	95,468	94,939
Revolving loans and overdrafts, convenience and extended credit card debt to households, SUD286	40,893	40,574	41,695	40,225	40,074	40,916	39,309	39,531	41,284	39,171	39,941	41,044	39,255	39,559	40,764	39,321	39,556	39,990	39,062	38,696	40,036	37,775	38,998	40,475	38,728	38,598	38,787	38,754	38,415	39,566	38,233	38,673	39,266	38,416	39,186	39,548	39,026
Revolving loans and overdrafts to non-financial corporations, SUD223	95,646	92,785	95,853	93,793	91,884	91,960	90,579	91,399	89,711	93,122	94,599	97,459	97,174	95,960	99,155	96,562	97,251	97,488	96,579	94,744	92,120	95,415	94,271	97,065	95,725	96,494	98,366	95,778	95,979	96,538	95,225	93,367	92,164	95,191	93,913	95,004	94,514
Revolving loans and overdrafts to households, SUD212	27,587	27,365	28,638	27,507	27,535	28,393	26,983	27,363	27,279	26,182	27,178	28,090	26,700	26,847	28,352	27,146	27,379	28,704	27,079	27,109	27,444	26,131	27,202	28,680	26,783	26,764	27,550	27,112	27,036	27,767	27,163	27,497	27,422	26,932	27,570	27,976	27,146
Extended credit card debt to households, SUD232	7,033	6,971	6,990	6,923	6,907	6,790	6,815	6,977	7,060	7,354	7,213	7,208	7,164	7,092	7,042	7,026	6,996	6,661	6,962	6,677	6,729	6,731	6,714	6,695	6,487	6,442	6,425	6,427	6,438	6,459	6,460	6,534	6,609	6,614	6,656	6,629	6,611
Deposits10
Non-financial corporations' deposits, overnight, SUD207	590,976	591,465	585,878	579,303	581,024	583,475	573,377	584,787	610,657	592,293	592,970	581,120	571,394	572,854	557,668	568,569	557,697	552,856	558,073	558,822	582,203	565,279	557,777	553,465	547,151	544,474	530,169	535,774	527,442	525,597	524,848	535,302	553,882	556,270	551,400	548,230	548,242
Households' deposits, overnight, SUD201	1,936,182	1,938,549	1,936,297	1,949,058	1,937,360	1,920,077	1,932,615	1,919,251	1,918,138	1,917,519	1,877,689	1,868,441	1,874,089	1,855,750	1,844,588	1,845,040	1,828,142	1,803,869	1,804,335	1,780,715	1,787,584	1,774,986	1,739,552	1,732,207	1,738,837	1,702,120	1,706,912	1,701,051	1,698,724	1,698,313	1,698,248	1,702,116	1,731,513	1,726,394	1,728,935	1,748,975	1,757,994
Non-financial corporations' deposits with an agreed maturity of up to 1 year, SUD208	71,196	90,261	87,234	81,180	91,178	83,435	77,292	86,727	87,250	79,637	93,111	84,291	81,549	87,657	87,185	90,164	98,637	103,430	119,955	109,604	114,224	109,103	119,676	116,890	94,979	102,515	104,386	99,982	109,540	109,409	94,014	91,219	92,454	99,933	95,412	95,610	89,027
Households' deposits with an agreed maturity of up to 1 year, SUD202	49,842	52,657	49,651	45,175	49,366	50,089	50,316	52,858	46,112	43,516	49,171	45,388	45,166	48,916	46,565	48,151	50,945	50,773	54,518	61,538	52,894	54,471	52,529	53,747	54,951	52,304	47,821	50,351	52,193	47,316	55,090	56,368	49,974	57,743	51,187	40,232	46,037
Non-financial corporations' deposits with an agreed maturity of over 1 and up to 2 years, SUD209	546	1,139	870	663	562	857	579	847	475	524	674	711	583	399	758	466	429	524	500	518	351	387	686	813	357	1,347	1,187	1,720	815	609	527	419	855	820	752	807	570
Households' deposits with an agreed maturity of over 1 and up to 2 years, SUD203	4,319	4,967	5,139	4,384	4,325	3,914	4,623	4,503	3,447	3,881	3,945	3,044	3,215	3,176	3,106	3,153	3,328	3,481	4,215	4,411	3,014	4,516	3,955	2,726	3,013	3,175	3,156	3,284	3,789	3,332	5,651	5,846	4,896	6,243	5,558	3,611	4,422
Non-financial corporations' deposits with an agreed maturity of over 2 years, SUD210	790	939	619	707	669	790	488	543	652	512	581	575	533	543	667	614	545	831	619	665	1,027	472	512	648	1,078	842	1,248	1,543	573	538	239	401	343	418	266	287	210
Households' deposits with an agreed maturity of over 2 years, SUD204	3,127	3,517	3,370	2,726	3,304	3,148	3,790	3,742	3,731	3,475	3,035	2,480	2,768	2,837	2,769	2,281	2,252	2,115	2,412	2,573	1,710	1,664	1,881	1,531	1,824	2,188	1,930	1,947	2,954	2,296	2,339	3,300	4,389	4,292	2,743	1,787	2,374
Households' deposits redeemable at notice of up to 3 months, SUD205	312,553	314,958	318,171	320,773	322,775	325,253	327,830	329,487	331,135	330,272	331,336	332,637	334,001	335,159	336,995	338,411	339,757	341,412	343,642	345,517	346,876	345,853	347,649	350,119	352,793	355,745	359,875	364,344	368,393	373,900	379,659	386,987	396,006	400,980	411,490	420,872	429,372

Latest reading

The series on this page is monthly and runs from Jan 2003 to Aug 2026. Source: Deutsche Bundesbank.

About this data

Germany bank lending and deposit volumes, tracking new business and outstanding amounts each month. The Deutsche Bundesbank publishes these figures to detail loans to non-financial corporations and households, separating consumption, housing and other purposes. Data is broken down by maturity, initial rate fixation, loan size and collateral, covering both new agreements and accumulated stocks since 2003. Analysing lending volume alongside interest rate fixation helps to understand borrowing conditions.

Frequently asked questions

What is the latest figure for Germany bank lending and deposit volumes?: The latest reading is 90,618 EUR million, for Aug 2026. That is −7.3% from Jul 2026 and +3.8% from a year earlier.
How far back does the Germany bank lending and deposit volumes data go?: The series on this page is monthly and runs from Jan 2003 to Aug 2026. Source: Deutsche Bundesbank. Every series in the table can be charted over its full history and downloaded as CSV or Excel.
What do the Germany bank lending and deposit volumes measure?: They measure the amount of new bank loans and deposits agreed each month in Germany, alongside the total outstanding stock of debt. This data from the Deutsche Bundesbank tracks borrowing by households and non-financial corporations.
What breakdowns are available for German bank lending data?: German bank lending volumes are broken down by sector, such as households or non-financial corporations, and by loan purpose, including housing and consumption. The data also separates loans by their size, original maturity, initial rate fixation period, and the presence of collateral.
What is the difference between new business and outstanding amounts in German bank lending?: New business captures the volume of fresh loans and deposits agreed in Germany during a specific month, reflecting current market activity. Outstanding amounts represent the total accumulated stock of all active loans and deposits at the end of that month.