Germany bank interest rates
Germany bank interest rates track the percentages agreed on new business and outstanding amounts.
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| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | 09-2025 | 08-2025 | 07-2025 | 06-2025 | 05-2025 | 04-2025 | 03-2025 | 02-2025 | 01-2025 | 12-2024 | 11-2024 | 10-2024 | 09-2024 | 08-2024 | 07-2024 | 06-2024 | 05-2024 | 04-2024 | 03-2024 | 02-2024 | 01-2024 | 12-2023 | 11-2023 | 10-2023 | 09-2023 | 08-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| New business7 | ||||||||||||||||||||||||||||||||||||||
| Loans to non-financial corporations27 | ||||||||||||||||||||||||||||||||||||||
| Business, Loans to non-financial corporations, total, SUD939A | 3.59 | 3.78 | 3.79 | 3.48 | 3.55 | 3.58 | 3.35 | 3.47 | 3.48 | 3.34 | 3.37 | 3.33 | 3.23 | 3.36 | 3.49 | 3.49 | 3.66 | 3.77 | 4.13 | 4.24 | 4.27 | 4.45 | 4.68 | 4.68 | 5.02 | 4.98 | 5.06 | 5.1 | 5.2 | 5.19 | 5.06 | 5.16 | 5.19 | 5.17 | 5.39 | 5.16 | 5.11 | |
| Business renegotiated loans, Loans to non-financial corporations, total, SUD191 | 3.98 | 4.06 | 3.98 | 3.82 | 3.8 | 3.89 | 3.71 | 3.7 | 3.57 | 3.65 | 3.69 | 3.6 | 3.53 | 3.56 | 3.67 | 3.79 | 3.9 | 4.08 | 4.22 | 4.24 | 4.34 | 4.62 | 4.82 | 4.88 | 4.98 | 5.12 | 5.11 | 5.27 | 5.35 | 5.42 | 5.36 | 5.37 | 5.34 | 5.28 | 5.27 | 5.3 | 5.15 | |
| Business, Loans to non-financial corporations over EUR 1 million, with floating rate or initial rate fixation up to 3 months, SUD149 | 3.28 | 3.49 | 3.52 | 3.11 | 3.27 | 3.29 | 3 | 3.21 | 3.17 | 2.98 | 3.05 | 2.97 | 2.91 | 3.08 | 3.19 | 3.15 | 3.44 | 3.53 | 4.1 | 4.18 | 4.3 | 4.43 | 4.73 | 4.64 | 5.12 | 5 | 5.07 | 5.11 | 5.22 | 5.26 | 5.18 | 5.15 | 5.26 | 4.99 | 5.27 | 5.05 | 5.04 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million, with floating rate or initial rate fixation up to 3 months, SUD137 | 4.27 | 4.23 | 4.18 | 4.08 | 3.99 | 3.96 | 3.94 | 3.91 | 4.02 | 3.95 | 3.96 | 3.97 | 3.9 | 3.93 | 4.03 | 4.09 | 4.23 | 4.43 | 4.52 | 4.62 | 4.91 | 4.97 | 5.15 | 5.29 | 5.53 | 5.58 | 5.64 | 5.65 | 5.7 | 5.63 | 5.81 | 5.88 | 6.29 | 6.57 | 6.75 | 6.29 | 6.31 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million, with floating rate or initial rate fixation up to 3 months, SUD143 | 4.28 | 4.19 | 4.06 | 3.98 | 3.96 | 3.91 | 3.88 | 3.91 | 3.87 | 3.84 | 3.87 | 3.87 | 3.86 | 3.91 | 3.91 | 4.07 | 4.21 | 4.34 | 4.5 | 4.67 | 4.79 | 4.93 | 5.09 | 5.29 | 5.42 | 5.55 | 5.52 | 5.67 | 5.61 | 5.62 | 5.68 | 5.75 | 5.7 | 5.72 | 5.71 | 5.65 | 5.52 | |
| Business, Loans to non-financial corporations up to EUR 1 million with a floating rate or an initial rate fixation up to 1 year, SUD124 | 4.33 | 4.26 | 4.18 | 4.08 | 4.02 | 3.98 | 3.95 | 3.93 | 3.97 | 3.94 | 3.94 | 3.95 | 3.92 | 3.94 | 4 | 4.09 | 4.23 | 4.41 | 4.52 | 4.64 | 4.88 | 4.98 | 5.12 | 5.28 | 5.48 | 5.57 | 5.59 | 5.67 | 5.67 | 5.64 | 5.77 | 5.81 | 6.07 | 6.27 | 6.35 | 6.04 | 6.01 | |
| Business, Loans to non-financial corporations over EUR 1 million with a floating rate or an initial rate fixation up to 1 year, SUD127 | 3.34 | 3.55 | 3.6 | 3.18 | 3.32 | 3.38 | 3.06 | 3.25 | 3.25 | 3.06 | 3.11 | 3.06 | 2.97 | 3.14 | 3.27 | 3.23 | 3.46 | 3.59 | 4.08 | 4.2 | 4.26 | 4.44 | 4.68 | 4.65 | 5.1 | 5.03 | 5.07 | 5.13 | 5.24 | 5.27 | 5.19 | 5.18 | 5.28 | 5.07 | 5.3 | 5.09 | 5.06 | |
| Business, Loans to non-financial corporations up to EUR 1 million with an initial rate fixation of over 1 and up to 5 years, SUD125 | 5.94 | 5.94 | 6.07 | 6.08 | 5.88 | 5.87 | 5.85 | 5.72 | 5.89 | 5.96 | 5.97 | 6 | 5.71 | 5.81 | 6 | 5.96 | 5.85 | 5.83 | 5.77 | 5.66 | 6.15 | 6.31 | 6.23 | 6.44 | 6.52 | 6.5 | 6.58 | 6.62 | 6.6 | 6.7 | 6.77 | 6.48 | 6.6 | 6.87 | 6.93 | 6.76 | 6.63 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 1 year and up to 5 years, SUD128 | 3.85 | 3.8 | 3.91 | 3.7 | 3.77 | 3.76 | 3.44 | 3.6 | 3.62 | 3.59 | 3.64 | 3.73 | 3.69 | 3.23 | 3.88 | 3.92 | 3.82 | 4.27 | 3.69 | 3.79 | 3.77 | 3.73 | 4.16 | 4.21 | 3.95 | 4.14 | 4.49 | 4.12 | 4.4 | 4.29 | 3.29 | 4.51 | 4.63 | 4.66 | 5.02 | 5.03 | 4.47 | |
| Business, Loans to non-financial corporations up to EUR 1 million with an initial rate fixation of over 5 years, SUD126 | 4.28 | 4.14 | 4.28 | 4.15 | 4.15 | 3.94 | 3.96 | 3.96 | 3.91 | 3.82 | 3.93 | 3.93 | 3.88 | 3.87 | 3.87 | 3.87 | 3.96 | 3.95 | 3.81 | 3.88 | 3.7 | 3.78 | 3.89 | 3.93 | 3.98 | 4.22 | 4.26 | 4.24 | 4.2 | 4.24 | 4.19 | 4.21 | 4.33 | 4.5 | 4.61 | 4.35 | 4.46 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 5 years, SUD129 | 3.96 | 3.9 | 3.81 | 3.65 | 3.67 | 3.71 | 3.63 | 3.59 | 3.77 | 3.49 | 3.5 | 3.65 | 3.56 | 3.49 | 3.51 | 3.49 | 3.58 | 3.5 | 3.42 | 3.65 | 3.27 | 3.33 | 3.6 | 3.63 | 3.76 | 3.73 | 3.75 | 3.69 | 3.84 | 3.79 | 3.85 | 3.64 | 3.79 | 4.1 | 4.11 | 4.1 | 3.95 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 5 and up to 10 years, SUD153 | 4.02 | 3.96 | 3.86 | 3.76 | 3.65 | 3.77 | 3.63 | 3.72 | 3.8 | 3.59 | 3.56 | 3.69 | 3.6 | 3.49 | 3.49 | 3.53 | 3.64 | 3.51 | 3.47 | 3.7 | 3.35 | 3.54 | 3.71 | 3.83 | 3.81 | 3.85 | 3.82 | 3.59 | 3.86 | 3.68 | 3.91 | 3.74 | 4 | 4.31 | 4.2 | 4.22 | 3.99 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 5 and up to 10 years, SUD141 | 5 | 4.7 | 4.99 | 4.79 | 4.85 | 4.59 | 4.61 | 4.6 | 4.54 | 4.57 | 4.66 | 4.65 | 4.59 | 4.66 | 4.55 | 4.44 | 4.56 | 4.73 | 4.5 | 4.67 | 4.47 | 4.62 | 4.61 | 4.52 | 4.43 | 5.11 | 5.14 | 4.91 | 5.1 | 4.88 | 5.08 | 5.03 | 5.04 | 5.37 | 5.23 | 5.3 | 5.16 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with an initial rate fixation of over 5 and up to 10 years, SUD147 | 4.24 | 4.01 | 4.12 | 3.98 | 3.93 | 3.83 | 3.81 | 3.8 | 3.77 | 3.66 | 3.77 | 3.79 | 3.71 | 3.75 | 3.74 | 3.76 | 3.83 | 3.77 | 3.69 | 3.73 | 3.67 | 3.74 | 3.81 | 3.89 | 3.98 | 4.05 | 4.11 | 4.07 | 4 | 4.09 | 3.98 | 4.15 | 4.42 | 4.4 | 4.52 | 4.19 | 4.41 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 10 years, SUD154 | 3.85 | 3.74 | 3.73 | 3.44 | 3.73 | 3.62 | 3.63 | 3.19 | 3.72 | 3.33 | 3.37 | 3.56 | 3.49 | 3.49 | 3.53 | 3.43 | 3.43 | 3.49 | 3.36 | 3.57 | 3.18 | 3.1 | 3.4 | 3.43 | 3.7 | 3.52 | 3.65 | 3.89 | 3.8 | 3.93 | 3.73 | 3.48 | 3.56 | 3.74 | 3.9 | 3.85 | 3.85 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 10 years, SUD142 | 4.15 | 4.14 | 4.12 | 4.28 | 4.28 | 3.74 | 3.62 | 3.29 | 3.87 | 3.83 | 3.87 | 3.93 | 3.86 | 3.77 | 3.75 | 3.97 | 4.07 | 3.71 | 3.78 | 3.16 | 3.6 | 3.59 | 3.66 | 3.85 | 3.99 | 3.94 | 4.15 | 4.19 | 4.1 | 4.32 | 3.95 | 3.22 | 4.02 | 4.23 | 4.55 | 4.3 | 4.26 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with an initial rate fixation of over 10 years, SUD148 | 3.86 | 3.91 | 4.01 | 3.97 | 3.97 | 3.64 | 3.75 | 4 | 3.82 | 3.59 | 3.7 | 3.63 | 3.72 | 3.49 | 3.68 | 3.56 | 3.66 | 3.67 | 3.52 | 3.6 | 3.38 | 3.32 | 3.39 | 3.52 | 3.54 | 3.81 | 3.64 | 3.91 | 3.72 | 3.86 | 3.59 | 3.65 | 3.7 | 3.93 | 3.97 | 3.92 | 3.85 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 3 months and up to 1 year, SUD150 | 3.85 | 4.02 | 3.86 | 3.63 | 3.67 | 3.89 | 3.59 | 3.69 | 3.57 | 3.49 | 3.46 | 3.52 | 3.44 | 3.58 | 3.56 | 3.78 | 3.59 | 3.96 | 3.96 | 4.36 | 4.13 | 4.48 | 4.37 | 4.74 | 5 | 5.17 | 5.08 | 5.19 | 5.34 | 5.32 | 5.22 | 5.42 | 5.33 | 5.42 | 5.42 | 5.3 | 5.16 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 3 months and up to 1 year, SUD138 | 4.7 | 4.44 | 4.31 | 4.23 | 4.2 | 4.1 | 4.09 | 4.06 | 3.93 | 4.04 | 3.98 | 4.07 | 4.1 | 4.08 | 4.02 | 4.08 | 4.31 | 4.48 | 4.59 | 4.67 | 5.16 | 5.13 | 5.2 | 5.31 | 5.47 | 5.55 | 5.48 | 5.85 | 5.77 | 5.69 | 5.8 | 5.62 | 5.85 | 5.72 | 5.98 | 5.5 | 5.61 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with an initial rate fixation of over 3 months and up to 1 year, SUD144 | 4.56 | 4.48 | 4.45 | 4.44 | 4.23 | 4.15 | 3.98 | 3.96 | 4.12 | 4.22 | 3.97 | 4.01 | 4.04 | 3.96 | 4.14 | 4.18 | 4.12 | 4.39 | 4.49 | 4.56 | 4.55 | 4.93 | 4.91 | 5.1 | 5.32 | 5.53 | 5.43 | 5.63 | 5.65 | 5.67 | 5.57 | 5.63 | 5.74 | 5.94 | 5.88 | 5.92 | 5.78 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 1 and up to 3 years, SUD151 | 3.81 | 3.88 | 3.83 | 3.83 | 3.68 | 3.68 | 3.35 | 3.51 | 3.89 | 3.6 | 3.89 | 3.96 | 3.67 | 2.99 | 3.63 | 3.92 | 3.61 | 3.94 | 3.65 | 3.61 | 3.98 | 3.76 | 4.59 | 4.34 | 3.86 | 4.15 | 4.6 | 3.69 | 4.31 | 4.56 | 2.99 | 4.21 | 5.01 | 4.83 | 5.2 | 4.91 | 4.51 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 3 and up to 5 years, SUD152 | 3.89 | 3.74 | 4.01 | 3.63 | 3.82 | 3.83 | 3.58 | 3.65 | 3.41 | 3.59 | 3.54 | 3.55 | 3.7 | 3.33 | 4.04 | 3.92 | 4 | 4.49 | 3.73 | 3.92 | 3.56 | 3.72 | 3.67 | 4.03 | 4.04 | 4.11 | 4.39 | 4.62 | 4.48 | 3.96 | 4.3 | 4.88 | 4.13 | 4.54 | 4.86 | 5.12 | 4.42 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 3 and up to 5 years, SUD140 | 5.36 | 5.31 | 5.34 | 5.24 | 5.17 | 5.2 | 5.13 | 5 | 5.06 | 5.08 | 5.1 | 5.16 | 5.1 | 5.05 | 5.19 | 5.27 | 5.3 | 5.38 | 5.34 | 5.24 | 5.45 | 5.54 | 5.49 | 6.01 | 6.1 | 6.21 | 6.3 | 6.22 | 6.14 | 6.3 | 6.44 | 6.14 | 6.26 | 6.28 | 6.25 | 6.05 | 6.05 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with an initial rate fixation of over 3 and up to 5 years, SUD146 | 4.3 | 4.21 | 4.14 | 4.12 | 3.9 | 3.88 | 3.98 | 3.8 | 3.91 | 3.8 | 3.81 | 3.69 | 3.85 | 3.73 | 3.7 | 3.94 | 4.19 | 4.16 | 3.82 | 3.8 | 4.1 | 4.18 | 4.05 | 4.19 | 4.48 | 4.25 | 4.38 | 4.44 | 4.48 | 4.57 | 4.6 | 4.31 | 4.91 | 4.92 | 4.91 | 4.82 | 5.07 | |
| Business, Loans to non-financial corporations over EUR 1 million, floating rate or initial rate fixation up to 1 year , with original maturity over 1 year, SUD184 | 3.98 | 4.04 | 4.01 | 3.72 | 3.68 | 3.87 | 3.62 | 3.65 | 3.55 | 3.59 | 3.63 | 3.58 | 3.47 | 3.66 | 3.67 | 3.7 | 3.86 | 4.08 | 4.34 | 4.29 | 4.24 | 4.68 | 4.82 | 5.06 | 5.28 | 5.21 | 5.35 | 5.59 | 5.5 | 5.61 | 5.45 | 5.45 | 5.49 | 5.12 | 5.55 | 5.3 | 5.33 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD180 | 4.77 | 4.58 | 4.52 | 4.28 | 4.27 | 4.14 | 4.2 | 4.24 | 4.27 | 4.15 | 4.03 | 4.01 | 4.11 | 4.05 | 4.13 | 4.16 | 4.33 | 4.5 | 4.65 | 4.87 | 4.95 | 5.23 | 5.35 | 5.65 | 5.76 | 5.88 | 5.84 | 5.85 | 5.94 | 5.97 | 6.41 | |||||||
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD182 | 4.39 | 4.24 | 4.13 | 4.08 | 4.02 | 3.97 | 3.96 | 4 | 3.88 | 3.87 | 3.9 | 3.87 | 3.94 | 3.9 | 3.95 | 4.15 | 4.25 | 4.32 | 4.45 | 4.63 | 4.77 | 5 | 5.05 | 5.25 | 5.26 | 5.51 | 5.59 | 5.64 | 5.59 | 5.77 | 5.66 | 5.66 | 5.65 | 5.76 | 5.67 | 5.72 | 5.56 | |
| Loans to non-financial corporations with collateral or guarantees28 | ||||||||||||||||||||||||||||||||||||||
| Business, Loans to non-financial corporations with collateral and/or guarantees, total, SUD959A | 3.82 | 3.82 | 3.96 | 3.6 | 3.73 | 3.47 | 3.45 | 3.61 | 3.53 | 3.49 | 3.58 | 3.49 | 3.5 | 3.66 | 3.49 | 3.69 | 3.81 | 3.72 | 3.87 | 4.09 | 4.09 | 4.63 | 4.59 | 4.61 | 4.63 | 4.97 | 4.79 | 4.81 | 5.03 | 4.87 | 4.78 | 4.83 | 4.69 | 5.05 | 5.08 | |||
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, with floating rate or initial rate fixation up to 3 months, SUD174 | 3.87 | 3.81 | 4.1 | 3.55 | 3.58 | 3.73 | 3.38 | 3.38 | 3.58 | 3.7 | 3.61 | 3.55 | 3.54 | 3.62 | 3.6 | 3.39 | 3.86 | 3.91 | 3.71 | 3.95 | 4.53 | 4.51 | 4.85 | 4.94 | 5.1 | 5.15 | 5.33 | 5.17 | 4.89 | 5.13 | 5.18 | 4.96 | 5.38 | 4.85 | 5.18 | 5 | 5.6 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, with floating rate or initial rate fixation up to 3 months, SUD162 | 4.79 | 4.62 | 4.31 | 4.42 | 4.36 | 4.18 | 4.42 | 4.57 | 4.31 | 4.29 | 4.2 | 4.22 | 4.22 | 4.27 | 4.12 | 4.25 | 4.58 | 4.58 | 4.85 | 5.23 | 5.04 | 5.3 | 5.47 | 5.52 | 5.85 | 5.94 | 5.9 | 6.02 | 5.9 | 6.07 | 5.92 | 6.11 | 5.72 | 5.98 | 6.07 | 5.7 | 5.52 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, with floating rate or initial rate fixation up to 3 months, SUD168 | 4.47 | 4.25 | 4.12 | 4.18 | 4.13 | 3.93 | 4.01 | 3.95 | 3.87 | 3.95 | 4 | 3.78 | 3.91 | 3.96 | 3.88 | 4.29 | 4.45 | 4.29 | 4.68 | 4.71 | 4.8 | 4.99 | 5.02 | 5.37 | 5.41 | 5.55 | 5.69 | 5.7 | 5.67 | 5.77 | 5.85 | 5.81 | 5.56 | 5.72 | 5.67 | 5.6 | 5.51 | |
| Business, Loans to non-financial corporations up to EUR 1 million with collateral and/or guarantees, with floating rate or an initial rate fixation up to 1 year, SUD524 | 4.61 | 4.3 | 4.31 | 4.29 | 4.14 | 4.02 | 4.02 | 4.01 | 3.95 | 4.11 | 3.96 | 3.86 | 4.01 | 3.93 | 3.98 | 4.3 | 4.37 | 4.31 | 4.58 | 4.7 | 4.71 | 5 | 5.04 | 5.31 | 5.4 | 5.44 | 5.61 | 5.64 | 5.61 | 5.74 | 5.68 | 5.69 | 5.55 | 5.73 | 5.66 | 5.63 | 5.58 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, with floating rate or an initial rate fixation up to 1 year, SUD527 | 3.79 | 3.73 | 3.97 | 3.56 | 3.79 | 3.41 | 3.39 | 3.55 | 3.67 | 3.52 | 3.54 | 3.45 | 3.54 | 3.6 | 3.41 | 3.74 | 3.88 | 3.81 | 3.97 | 4.38 | 4.5 | 4.79 | 4.97 | 5.03 | 5.06 | 5.34 | 5.13 | 4.93 | 5.24 | 5.16 | 5.04 | 5.22 | 4.9 | 5.21 | 5.45 | |||
| Business, Loans to non-financial corporations up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 and up to 5 years, SUD525 | 4.36 | 4.53 | 4.27 | 4.3 | 3.94 | 4.13 | 4.04 | 3.96 | 4.2 | 4.2 | 4.11 | 4.04 | 4.02 | 4.12 | 4.2 | 4.14 | 4.05 | 4.14 | 4.35 | 4.08 | 4.24 | 4.21 | 4.03 | 4.47 | 4.51 | 4.88 | 4.68 | 4.62 | 4.9 | 4.91 | 4.7 | 4.64 | 5.01 | 4.83 | 5.14 | 5.28 | 5.01 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 year and up to 5 years, SUD528 | 4.34 | 4.63 | 4.32 | 3.92 | 4.22 | 3.72 | 3.9 | 3.77 | 3.88 | 3.58 | 3.69 | 3.84 | 3.92 | 3.37 | 4.28 | 3.89 | 3.68 | 3.93 | 3.47 | 3.83 | 4.33 | 4.1 | 5.02 | 4.41 | 4.64 | 3.88 | 4.86 | 4.71 | 5.13 | 5.35 | 4.55 | 4.09 | 4.81 | 4.51 | 5.38 | 5.19 | 4.32 | |
| Business, Loans to non-financial corporations up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 5 years, SUD526 | 3.8 | 3.59 | 3.78 | 3.58 | 3.64 | 3.39 | 3.59 | 3.52 | 3.56 | 3.45 | 3.52 | 3.47 | 3.4 | 3.48 | 3.47 | 3.42 | 3.45 | 3.45 | 3.43 | 3.35 | 3.23 | 3.21 | 3.41 | 3.55 | 3.6 | 3.81 | 3.55 | 3.76 | 3.69 | 3.75 | 3.6 | 3.68 | 3.82 | 3.88 | 3.95 | 3.88 | 3.85 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 5 years, SUD529 | 3.44 | 3.65 | 3.57 | 3.39 | 3.43 | 3.42 | 3.2 | 3.2 | 3.42 | 2.98 | 3.03 | 3.52 | 3.06 | 3.2 | 3.14 | 3.14 | 3.29 | 3.42 | 3.11 | 3.4 | 2.98 | 2.79 | 3.31 | 3.5 | 3.37 | 3.27 | 3.73 | 3.46 | 3.77 | 3.39 | 3.45 | 3.41 | 3.45 | 3.74 | 3.73 | 3.76 | 3.79 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or gurantees, initial rate fixation of over 5 and up to 10 years, SUD178 | 3.57 | 3.83 | 3.55 | 3.34 | 3.47 | 3.74 | 3.36 | 3.32 | 3.38 | 3.3 | 3.25 | 3.67 | 3.26 | 3.43 | 3.14 | 3.48 | 3.48 | 3.45 | 3.13 | 3.42 | 3.44 | 3.29 | 3.59 | 4.13 | 3.55 | 3.81 | 3.82 | 3.43 | 3.91 | 3.2 | 3.39 | 3.49 | 3.92 | 4.16 | 3.81 | 4.16 | 3.93 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 5 and up to 10 years, SUD166 | 4.03 | 3.62 | 3.9 | 4 | 3.98 | 3.7 | 3.86 | 3.69 | 3.94 | 3.85 | 3.86 | 3.69 | 3.66 | 3.87 | 3.71 | 3.56 | 3.65 | 3.82 | 3.86 | 3.78 | 3.69 | 3.73 | 3.74 | 3.9 | 4.17 | 4.15 | 4.19 | 3.85 | 4.21 | 3.99 | 4.3 | 4.08 | 4.14 | 4.29 | 3.92 | 4.46 | 4.2 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 5 and up to 10 years, SUD172 | 4.07 | 3.67 | 3.92 | 3.58 | 3.55 | 3.52 | 3.73 | 3.62 | 3.5 | 3.56 | 3.66 | 3.58 | 3.34 | 3.54 | 3.53 | 3.5 | 3.48 | 3.44 | 3.39 | 3.41 | 3.39 | 3.51 | 3.53 | 3.67 | 3.59 | 3.99 | 3.71 | 3.71 | 3.67 | 3.73 | 3.42 | 4.01 | 4.15 | 4.12 | 4.19 | 3.98 | 4.1 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 10 years, SUD179 | 3.29 | 3.18 | 3.59 | 3.46 | 3.35 | 3.11 | 3 | 2.97 | 3.53 | 2.68 | 2.8 | 3.21 | 2.81 | 2.88 | 3.14 | 2.71 | 2.93 | 3.37 | 3.09 | 3.38 | 2.37 | 2.36 | 3.06 | 2.59 | 2.98 | 2.78 | 3.5 | 3.48 | 3.56 | 3.8 | 3.5 | 3.32 | 3.09 | 3.14 | 3.61 | 3.26 | 3.6 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 10 years, SUD167 | 3.6 | 3.59 | 3.09 | 3.6 | 3.69 | 2.94 | 3.28 | 2.59 | 3.41 | 3.17 | 2.98 | 3.34 | 3.35 | 3.31 | 3.11 | 3.53 | 3.62 | 3.23 | 3.35 | 2.38 | 3 | 2.67 | 2.93 | 3.17 | 3.31 | 3.06 | 3.44 | 3.66 | 3.61 | 3.91 | 3.3 | 2.63 | 3.2 | 2.78 | 3.87 | 3.21 | 3.66 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 10 years, SUD173 | 3.24 | 3.33 | 3.57 | 3.29 | 3.68 | 3.13 | 3.31 | 3.64 | 3.54 | 2.99 | 3.22 | 3.16 | 3.39 | 3.27 | 3.32 | 3.12 | 3.24 | 3.33 | 3.28 | 3.45 | 2.84 | 2.78 | 3.07 | 3.22 | 3.37 | 3.45 | 3.03 | 3.83 | 3.43 | 3.64 | 3.36 | 3.24 | 3.19 | 3.39 | 3.48 | 3.49 | 3.3 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 months and up to 1 year, SUD175 | 3.51 | 3.55 | 3.7 | 3.59 | 3.9 | 3.53 | 3.47 | 3.46 | 3.59 | 3.33 | 3.53 | 3.2 | 3.32 | 3.63 | 3.51 | 3.28 | 3.83 | 4.53 | 4.15 | 3.96 | 4.47 | 4.14 | 5.11 | 4.57 | 4.9 | 5.34 | 4.81 | 5.03 | 5.53 | 5.07 | 5.28 | 4.76 | 5.15 | 5.3 | 4.62 | |||
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 3 months and up to 1 year, SUD163 | 5.41 | 4.26 | 5.09 | 4.24 | 4.1 | 4.12 | 3.68 | 3.88 | 3.57 | 4.67 | 3.97 | 3.73 | 4.07 | 3.77 | 4.01 | 4.1 | 3.88 | 3.96 | 4.16 | 3.89 | 4.4 | 4.35 | 4.91 | 4.79 | 4.83 | 5.34 | 5.92 | 5.11 | 5.38 | 5.73 | 4.55 | 5.3 | 5.14 | 5.36 | 5.53 | 5.31 | 5.63 | |
| Business, Loans to non-financial corporations over EUR 0.25 million up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 months and up to 1 year, SUD169 | 4.49 | 4.3 | 4.51 | 4.58 | 4.04 | 4.22 | 3.83 | 3.92 | 4.12 | 4.29 | 3.68 | 3.96 | 4.2 | 3.74 | 4.27 | 4.41 | 3.99 | 4.27 | 3.98 | 4.47 | 4.25 | 4.95 | 4.86 | 4.95 | 5.29 | 5.14 | 5.21 | 5.29 | 5.21 | 5.41 | 5.19 | 5.05 | 5.35 | 5.65 | 5.45 | 5.8 | 5.94 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 and up to 3 years, SUD176 | 4.43 | 4.93 | 4.44 | 3.89 | 4.13 | 3.69 | 4.07 | 3.86 | 3.94 | 3.6 | 3.83 | 4.4 | 4 | 3.04 | 3.67 | 3.97 | 3.38 | 3.9 | 3.45 | 3.98 | 4.37 | 4.26 | 5.51 | 4.6 | 5.34 | 3.34 | 5 | 4.84 | 4.85 | 5.79 | 4.64 | 4.66 | 5.28 | 3.98 | 5.69 | 4.91 | 4.31 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 1 and up to 3 years, SUD164 | 4.83 | 4.68 | 4.7 | 4.66 | 4.82 | 4.66 | 4.31 | 4.28 | 5.01 | 5.01 | 4.88 | 4.93 | 4.81 | 4.91 | 4.93 | 5.02 | 4.67 | 4.64 | 5.43 | 4.64 | 4.87 | 4.92 | 4.91 | 5.23 | 5.08 | 5.6 | 5.66 | 5.42 | 5.58 | 5.75 | 5.41 | 5.63 | 5.72 | 5.1 | 5.61 | 5.63 | 5.85 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 and up to 3 years, SUD170 | 4.29 | 5.42 | 3.97 | 4.18 | 3.6 | 3.74 | 3.64 | 3.52 | 3.57 | 3.66 | 3.49 | 3.51 | 3.28 | 3.72 | 3.81 | 3.41 | 3.66 | 3.69 | 4.01 | 3.76 | 3.85 | 4.18 | 3.81 | 4.16 | 4.15 | 4.45 | 4.64 | 4.48 | 4.82 | 4.47 | 4.19 | 4.87 | 5.07 | 5 | 5.33 | 5.4 | 5.11 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 and up to 5 years, SUD177 | 4.21 | 4.13 | 4.2 | 3.95 | 4.29 | 3.76 | 3.58 | 3.72 | 3.82 | 3.57 | 3.62 | 3.58 | 3.86 | 3.42 | 4.4 | 3.84 | 3.98 | 3.94 | 3.49 | 3.66 | 4.28 | 3.98 | 4.16 | 3.82 | 4.11 | 4.36 | 4.76 | 4.66 | 5.44 | 4.53 | 4.33 | 3.74 | 4.31 | 4.73 | 4.93 | 5.35 | 4.34 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 3 and up to 5 years, SUD165 | 4.46 | 4.71 | 4.64 | 4.79 | 4.66 | 4.76 | 4.65 | 4.35 | 4.89 | 4.55 | 4.76 | 4.74 | 4.53 | 4.63 | 4.69 | 4.72 | 4.61 | 4.73 | 4.69 | 4.75 | 4.76 | 4.69 | 4.38 | 4.98 | 5.01 | 5.44 | 5.04 | 5.03 | 5.27 | 6.1 | 5.58 | 5.53 | 5.84 | 4.88 | 5.79 | 5.73 | 5.38 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 and up to 5 years, SUD171 | 4.02 | 4.04 | 3.97 | 3.91 | 3.33 | 3.65 | 3.66 | 3.73 | 3.6 | 3.6 | 3.55 | 3.48 | 3.5 | 3.48 | 3.55 | 3.63 | 3.68 | 3.53 | 3.57 | 3.4 | 3.58 | 3.47 | 3.63 | 3.85 | 3.99 | 4.1 | 4.03 | 3.84 | 4.19 | 3.98 | 4.09 | 3.94 | 4.37 | 4.68 | 4.56 | 4.86 | 4.53 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD185 | 3.66 | 3.68 | 3.92 | 3.56 | 3.39 | 3.88 | 3.27 | 3.3 | 3.62 | 3.7 | 3.52 | 3.57 | 3.44 | 3.55 | 3.72 | 3.45 | 3.82 | 3.96 | 3.99 | 4.08 | 4.41 | 4.63 | 4.83 | 5.09 | 5.08 | 5.1 | 5.43 | 5.47 | 4.9 | 5.46 | 5.34 | 5.07 | 5.24 | 5.24 | 5.58 | 5.17 | 5.14 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD181 | 4.72 | 4.35 | 4.03 | 4.11 | 4.01 | 3.78 | 3.87 | 4.18 | 4.01 | 4.05 | 4.13 | 4.09 | 4.09 | 4.22 | 3.97 | 4.25 | 4.47 | 4.5 | 4.65 | 4.86 | 4.76 | 5.21 | 5.35 | 5.3 | 5.25 | 5.51 | 6.1 | 5.38 | 5.36 | 6.16 | 5.13 | 5.42 | 5.47 | 5.36 | 5.45 | 5.17 | 5.16 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD183 | 4.4 | 3.97 | 3.91 | 3.97 | 3.78 | 3.77 | 3.86 | 3.73 | 3.75 | 3.81 | 3.79 | 3.49 | 3.73 | 3.69 | 3.75 | 4.26 | 4.31 | 3.98 | 4.46 | 4.41 | 4.54 | 4.73 | 4.75 | 4.93 | 4.84 | 4.92 | 5.21 | 5.28 | 5.21 | 5.39 | 5.39 | 5.11 | 4.98 | 5.2 | 5.17 | 5.21 | 5.25 | |
| Consumer loans to households8 | ||||||||||||||||||||||||||||||||||||||
| Business, Loans for consumption to households (annual percentage rate of charge, total cost of loan), SUD130 | 8.99 | 8.53 | 8.35 | 8.53 | 8.54 | 8.13 | 8.47 | 8.55 | 8.32 | 8.43 | 8.32 | 8.27 | 8.35 | 8.36 | 8.26 | 8.3 | 8.33 | 8.13 | 8.34 | 8.54 | 8.41 | 8.49 | 8.46 | 8.45 | 8.42 | 8.33 | 8.29 | 8.46 | 8.34 | 8.27 | 8.56 | 8.73 | 8.69 | 8.72 | 8.66 | 8.57 | 8.46 | |
| Business, Loans for consumption to households, SUD130Z | 8.7 | 8.17 | 8.01 | 8.11 | 8.12 | 7.83 | 8.08 | 8.1 | 7.72 | 8.02 | 7.93 | 7.91 | 7.98 | 8.07 | 7.89 | 7.94 | 7.99 | 7.83 | 7.97 | 8.15 | 7.82 | 8.07 | 8.08 | 8.11 | 8.06 | 8.1 | 8.03 | 8.16 | 8.07 | 8.03 | 8.34 | 8.49 | 8.25 | 8.55 | 8.55 | 8.47 | 8.43 | |
| Business renegotiated loans, Loans for consumption to households, SUD188 | 9.3 | 9.28 | 9.35 | 9.26 | 9 | 8.87 | 8.98 | 8.75 | 8.76 | 8.91 | 8.86 | 8.92 | 8.69 | 8.8 | 8.82 | 8.91 | 8.95 | 8.89 | 9.08 | 8.65 | 8.79 | 9.08 | 9.07 | 9.24 | 9.31 | 9.19 | 9.36 | 9.32 | 9.21 | 9.24 | 9.55 | 9.28 | 9.7 | 9.62 | 9.53 | 9.46 | ||
| Business, Loans for consumption to households with a floating rate or an initial rate fixation up to 1 year, SUD113 | 6.41 | 6.35 | 6.53 | 6.44 | 6.22 | 6.41 | 6.19 | 6.77 | 6.36 | 6.33 | 6.41 | 6.52 | 6.8 | 6.58 | 6.52 | 6.78 | 6.76 | 6.42 | 6.57 | 7.23 | 6.73 | 6.15 | 7.02 | 7.18 | 6.99 | 7.03 | 6.76 | 7.04 | 7.46 | 8.15 | 7.86 | 7.86 | 7.99 | 8.45 | 9.43 | 10.21 | 10.65 | |
| Business, Loans for consumption to households with an initial rate fixation of over 1 year and up to 5 years, SUD114 | 7.53 | 7.02 | 6.93 | 6.99 | 6.95 | 6.66 | 7.01 | 7.04 | 6.8 | 6.93 | 6.9 | 6.85 | 6.91 | 6.94 | 6.91 | 6.95 | 7.01 | 6.69 | 6.98 | 7.14 | 6.87 | 6.79 | 6.77 | 6.96 | 6.87 | 6.9 | 6.95 | 7.09 | 6.91 | 6.87 | 7.24 | 7.3 | 7.22 | 7.29 | 7.21 | 7.18 | 7.13 | |
| Business, Loans for consumption to households with an initial rate fixation of over 5 years, SUD115 | 9.37 | 8.93 | 8.74 | 8.89 | 8.88 | 8.6 | 8.73 | 8.7 | 8.53 | 8.74 | 8.62 | 8.59 | 8.67 | 8.75 | 8.52 | 8.55 | 8.59 | 8.6 | 8.58 | 8.73 | 8.66 | 8.98 | 8.9 | 8.85 | 8.87 | 8.98 | 8.86 | 8.97 | 8.91 | 8.79 | 8.99 | 9.16 | 9.04 | 9.29 | 9.24 | 9.11 | 9.02 | |
| Business, Loans for consumption to households with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, SUD155 | 4.9 | 4.66 | 5.09 | 4.55 | 3.98 | 4.34 | 3.99 | 4.77 | 4.76 | 5.04 | 5.09 | 4.68 | 4.48 | 4.54 | 4 | 5.02 | 4.63 | 5.34 | 4.88 | 5.15 | 5.28 | 5.56 | 5.26 | 5.91 | 5.92 | 6.18 | 6.39 | 6.08 | 5.56 | 6.69 | 5.83 | 6.3 | 5.84 | 6.42 | 5.35 | 6.59 | 5.58 | |
| Business, Loans for consumption to households with collateral and/or guarantees, initial rate fixation of over 5 years, SUD157 | 5.47 | 5.43 | 5.33 | 5.34 | 5.21 | 5.34 | 5.05 | 5.09 | 5.24 | 4.78 | 5.09 | 5.4 | 5.45 | 5.4 | 5.67 | 5.54 | 5.71 | 5.67 | 5.55 | 5.41 | 5.55 | 5.07 | 5.44 | 5.58 | 5.97 | 5.99 | 6.09 | 5.77 | 5.93 | 5.95 | 6.41 | 6.3 | 6.3 | 5.04 | 6.42 | 5.95 | 6.24 | |
| Housing loans to households12 | ||||||||||||||||||||||||||||||||||||||
| Business, Housing loans to households (annual percentage rate of charge, total cost of loan), SUD131 | 4.05 | 3.98 | 4 | 3.99 | 3.89 | 3.79 | 3.85 | 3.87 | 3.8 | 3.75 | 3.75 | 3.78 | 3.76 | 3.72 | 3.72 | 3.7 | 3.73 | 3.64 | 3.63 | 3.56 | 3.59 | 3.65 | 3.69 | 3.78 | 3.87 | 3.97 | 3.99 | 3.96 | 3.91 | 3.88 | 3.92 | 3.9 | 4.12 | 4.27 | 4.22 | 4.17 | 4.19 | |
| Business, Housing loans to households, SUD131Z | 4.01 | 3.94 | 3.95 | 3.93 | 3.84 | 3.72 | 3.77 | 3.77 | 3.71 | 3.7 | 3.71 | 3.74 | 3.71 | 3.68 | 3.68 | 3.66 | 3.69 | 3.6 | 3.58 | 3.52 | 3.56 | 3.59 | 3.65 | 3.73 | 3.83 | 3.92 | 3.95 | 3.91 | 3.86 | 3.83 | 3.88 | 3.85 | 4.05 | 4.22 | 4.18 | 4.12 | 4.14 | |
| Business renegotiated loans, Housing loans to households, SUD189 | 3.94 | 3.91 | 3.93 | 3.91 | 3.79 | 3.64 | 3.69 | 3.66 | 3.57 | 3.61 | 3.6 | 3.62 | 3.64 | 3.55 | 3.68 | 3.63 | 3.78 | 3.66 | 3.74 | 3.7 | 3.86 | 3.95 | 3.89 | 4.01 | 4.14 | 4.22 | 4.33 | 4.19 | 4.21 | 4.01 | 4.3 | 4.1 | 4.32 | 4.56 | 4.39 | 4.32 | 4.43 | |
| Business, Housing loans to households with a floating rate or an initial rate fixation up to 1 year, SUD116 | 4.4 | 4.41 | 4.36 | 4.34 | 4.18 | 4.07 | 4.17 | 4.16 | 4.12 | 4.17 | 4.16 | 4.16 | 4.18 | 4.12 | 4.24 | 4.33 | 4.44 | 4.41 | 4.56 | 4.6 | 4.78 | 5.02 | 4.99 | 5.29 | 5.37 | 5.38 | 5.51 | 5.44 | 5.45 | 5.28 | 5.41 | 5.44 | 5.56 | 5.62 | 5.53 | 5.4 | 5.29 | |
| Business, Housing loans to households with an initial rate fixation of over 1 year and up to 5 years, SUD117 | 4.03 | 3.97 | 3.96 | 3.92 | 3.78 | 3.63 | 3.63 | 3.6 | 3.61 | 3.56 | 3.6 | 3.58 | 3.55 | 3.5 | 3.52 | 3.52 | 3.59 | 3.62 | 3.6 | 3.5 | 3.7 | 3.67 | 3.81 | 3.88 | 4.01 | 4.15 | 4.19 | 4.14 | 4.06 | 4.09 | 4.04 | 4.08 | 4.44 | 4.61 | 4.53 | 4.48 | 4.53 | |
| Business, Housing loans to households with an initial rate fixation of over 5 years and up to 10 years, SUD118 | 3.81 | 3.78 | 3.76 | 3.74 | 3.66 | 3.6 | 3.61 | 3.58 | 3.58 | 3.56 | 3.58 | 3.6 | 3.56 | 3.55 | 3.52 | 3.51 | 3.48 | 3.39 | 3.35 | 3.3 | 3.32 | 3.36 | 3.42 | 3.47 | 3.6 | 3.64 | 3.66 | 3.6 | 3.57 | 3.55 | 3.59 | 3.56 | 3.8 | 3.92 | 3.85 | 3.89 | 3.81 | |
| Business, Housing loans to households with an initial rate fixation of over 10 years, SUD119 | 4.04 | 3.92 | 3.98 | 3.97 | 3.91 | 3.74 | 3.82 | 3.84 | 3.73 | 3.72 | 3.71 | 3.79 | 3.73 | 3.69 | 3.68 | 3.63 | 3.65 | 3.54 | 3.48 | 3.41 | 3.34 | 3.39 | 3.45 | 3.5 | 3.6 | 3.71 | 3.68 | 3.69 | 3.64 | 3.61 | 3.61 | 3.55 | 3.65 | 3.92 | 3.9 | 3.85 | 3.89 | |
| Business, Housing loans to households with collateral and/or guarantees, SUD531 | 3.86 | 3.78 | 3.82 | 3.82 | 3.73 | 3.57 | 3.62 | 3.65 | 3.58 | 3.57 | 3.57 | 3.62 | 3.59 | 3.56 | 3.57 | 3.55 | 3.58 | 3.5 | 3.48 | 3.41 | 3.4 | 3.41 | 3.5 | 3.57 | 3.69 | 3.77 | 3.78 | 3.77 | 3.74 | 3.66 | 3.7 | 3.69 | 3.86 | 4.02 | 4.01 | 3.93 | 3.96 | |
| Business, Housing loans to households with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, SUD158 | 4.31 | 4.34 | 4.24 | 4.18 | 4.09 | 3.92 | 4.03 | 4.08 | 3.93 | 3.98 | 3.99 | 3.92 | 4.01 | 3.97 | 4.05 | 4.18 | 4.3 | 4.29 | 4.43 | 4.44 | 4.71 | 4.89 | 4.79 | 5.1 | 5.29 | 5.27 | 5.43 | 5.35 | 5.48 | 5 | 5.33 | 5.34 | 5.39 | 5.5 | 5.44 | 5.36 | 5.1 | |
| Business, Housing loans to households with collateral and/or guarantees, initial rate fixation of over 1 and up to 5 years, SUD159 | 3.89 | 3.8 | 3.81 | 3.76 | 3.67 | 3.49 | 3.5 | 3.48 | 3.45 | 3.41 | 3.46 | 3.42 | 3.39 | 3.36 | 3.39 | 3.39 | 3.48 | 3.42 | 3.42 | 3.35 | 3.44 | 3.48 | 3.56 | 3.7 | 3.85 | 3.97 | 4.03 | 3.97 | 3.88 | 3.91 | 3.82 | 3.96 | 4.29 | 4.45 | 4.38 | 4.32 | 4.29 | |
| Business, Housing loans to households with collateral and/or guarantees, initial rate fixation of over 5 and up to 10 years, SUD160 | 3.73 | 3.71 | 3.69 | 3.69 | 3.58 | 3.52 | 3.53 | 3.49 | 3.49 | 3.5 | 3.5 | 3.56 | 3.47 | 3.47 | 3.44 | 3.43 | 3.43 | 3.34 | 3.28 | 3.22 | 3.25 | 3.29 | 3.32 | 3.38 | 3.51 | 3.55 | 3.54 | 3.48 | 3.48 | 3.43 | 3.43 | 3.44 | 3.73 | 3.8 | 3.73 | 3.78 | 3.73 | |
| Business, Housing loans to households with collateral and/or guarantees, initial rate fixation of over 10 years, SUD161 | 3.83 | 3.72 | 3.82 | 3.83 | 3.78 | 3.55 | 3.63 | 3.7 | 3.59 | 3.57 | 3.55 | 3.66 | 3.62 | 3.58 | 3.57 | 3.51 | 3.54 | 3.44 | 3.4 | 3.32 | 3.2 | 3.18 | 3.32 | 3.37 | 3.45 | 3.59 | 3.52 | 3.57 | 3.53 | 3.49 | 3.5 | 3.45 | 3.47 | 3.7 | 3.76 | 3.65 | 3.75 | |
| Loans to households for other purposes8 | ||||||||||||||||||||||||||||||||||||||
| Business, Loans for other purposes to households, SUD120Z | 4.38 | 4.25 | 4.17 | 4.15 | 4.12 | 3.92 | 4.04 | 4.06 | 3.96 | 4.05 | 4.08 | 4.11 | 4.11 | 4.03 | 4.01 | 4.15 | 4.23 | 4.27 | 4.32 | 4.36 | 4.22 | 4.37 | 4.37 | 4.65 | 4.82 | 4.82 | 4.98 | 4.99 | 5.05 | 4.91 | 5.13 | 5.23 | 5.2 | 5.43 | 5.45 | 5.24 | 5.16 | |
| Business renegotiated loans, Loans for other purposes to households, SUD190 | 4.21 | 4.16 | 4.11 | 4.01 | 3.98 | 3.81 | 3.9 | 3.83 | 3.76 | 3.79 | 3.74 | 3.87 | 3.79 | 3.81 | 3.85 | 3.92 | 4.11 | 4.15 | 4.22 | 4.25 | 4.38 | 4.38 | 4.47 | 4.76 | 4.91 | 4.73 | 5.01 | 5 | 4.99 | 5.08 | 5.13 | 5.02 | 5.21 | 5.13 | 5.37 | 5.08 | 5.02 | |
| Business, Loans for other purposes to households with a floating rate or an initial rate fixation up to 1 year, SUD120 | 4.17 | 4.01 | 3.98 | 3.78 | 3.81 | 3.73 | 3.86 | 3.91 | 3.78 | 3.93 | 3.93 | 3.99 | 4.08 | 4 | 3.96 | 4.1 | 4.26 | 4.36 | 4.58 | 4.66 | 4.72 | 4.91 | 4.86 | 5.24 | 5.49 | 5.32 | 5.55 | 5.48 | 5.67 | 5.68 | 5.73 | 5.78 | 5.77 | 5.9 | 5.95 | 5.76 | 5.72 | |
| Business, Loans for other purposes to sole proprietors and unincorporated partnerships with a floating rate or an initial rate fixation up to 1 year, SUD133 | 4.46 | 4.37 | 4.17 | 4.1 | 4.12 | 3.93 | 4.02 | 4.02 | 3.91 | 4.06 | 3.97 | 3.98 | 4.03 | 4.1 | 4.04 | 4.18 | 4.4 | 4.46 | 4.7 | 4.66 | 4.77 | 5.04 | 4.93 | 5.28 | 5.53 | 5.36 | 5.67 | 5.57 | 5.7 | 5.75 | 5.82 | 5.88 | 5.93 | 6.06 | 6.03 | 5.8 | 5.91 | |
| Business, Loans for other purposes to households with an initial rate fixation of over 1 year and up to 5 years, SUD121 | 4.72 | 4.63 | 4.62 | 4.57 | 4.66 | 3.95 | 4.38 | 4.4 | 4.49 | 4.55 | 4.5 | 4.55 | 4.48 | 4.36 | 4.23 | 4.55 | 4.64 | 4.63 | 4.84 | 4.65 | 4.32 | 4.65 | 4.44 | 4.81 | 5.22 | 5.24 | 5.23 | 5.19 | 5.26 | 5.16 | 5.24 | 5.26 | 5.12 | 5.53 | 5.57 | 5.29 | 5.24 | |
| Business, Loans for other purposes to sole proprietors and unincorporated partnerships with an initial rate fixation of over 1 and up to 5 years, SUD134 | 4.93 | 4.81 | 4.71 | 4.75 | 4.85 | 4.12 | 4.63 | 4.55 | 4.66 | 4.74 | 4.62 | 4.66 | 4.58 | 4.47 | 4.33 | 4.65 | 4.74 | 4.78 | 4.98 | 4.8 | 4.75 | 4.72 | 4.77 | 5.09 | 5.33 | 5.39 | 5.35 | 5.34 | 5.39 | 5.25 | 5.4 | 5.34 | 5.58 | 5.6 | 5.67 | 5.57 | 5.55 | |
| Business, Loans for other purposes to households with an initial rate fixation of over 5 years, SUD122 | 4.43 | 4.26 | 4.13 | 4.34 | 4.22 | 4.1 | 4.04 | 4.04 | 3.91 | 3.96 | 4.02 | 4.05 | 3.98 | 3.91 | 3.96 | 4.04 | 4.03 | 4.02 | 3.96 | 3.95 | 3.72 | 3.91 | 3.91 | 4.02 | 4.15 | 4.16 | 4.23 | 4.32 | 4.3 | 4.07 | 4.36 | 4.38 | 4.54 | 4.76 | 4.73 | 4.54 | 4.5 | |
| Business, Loans for other purposes to sole proprietors and unincorporated partnerships with an initial rate fixation of over 5 years, SUD135 | 4.51 | 4.34 | 4.27 | 4.38 | 4.27 | 4.11 | 4.04 | 4.05 | 3.89 | 3.94 | 4.04 | 4.03 | 4.03 | 3.97 | 3.95 | 3.96 | 4.01 | 3.97 | 3.93 | 3.85 | 3.69 | 3.84 | 3.83 | 4.07 | 4.16 | 4.2 | 4.29 | 4.38 | 4.27 | 4.05 | 4.4 | 4.42 | 4.63 | 4.82 | 4.74 | 4.55 | 4.53 | |
| Revolving loans, overdrafts and credit card debt5 | ||||||||||||||||||||||||||||||||||||||
| Business, Revolving loans and overdrafts, convenience and extended credit card debt to non-financial corporations, SUD187 | 5.05 | 4.99 | 5.03 | 4.88 | 4.89 | 4.9 | 4.9 | 4.89 | 4.86 | 4.84 | 4.84 | 4.85 | 4.75 | 4.81 | 5.03 | 5.06 | 5.15 | 5.4 | 5.51 | 5.63 | 5.86 | 6 | 6.1 | 6.27 | 6.36 | 6.34 | 6.32 | 6.38 | 6.37 | 6.48 | 6.47 | 6.48 | 6.49 | 6.41 | 6.42 | 6.25 | 6.11 | |
| Business, Revolving loans and overdrafts, convenience and extended credit card debt to households, SUD186 | 9.39 | 9.32 | 9.34 | 9.24 | 9.26 | 9.3 | 9.31 | 9.44 | 9.04 | 9.37 | 9.46 | 9.46 | 9.45 | 9.53 | 9.79 | 9.87 | 9.98 | 10.31 | 10.3 | 10.44 | 10.42 | 10.69 | 10.75 | 10.95 | 10.76 | 10.76 | 10.96 | 10.95 | 11 | 10.88 | 11.06 | 11.03 | 10.76 | 10.8 | 10.82 | 10.59 | 10.39 | |
| Business, Revolving loans and overdrafts to non-financial corporations, SUD123 | 5.08 | 5.01 | 5.06 | 4.9 | 4.91 | 4.93 | 4.92 | 4.91 | 4.88 | 4.86 | 4.87 | 4.88 | 4.77 | 4.83 | 5.06 | 5.09 | 5.18 | 5.43 | 5.54 | 5.66 | 5.89 | 6.04 | 6.13 | 6.3 | 6.39 | 6.37 | 6.35 | 6.41 | 6.4 | 6.51 | 6.5 | 6.51 | 6.52 | 6.44 | 6.45 | 6.28 | 6.14 | |
| Business, Revolving loans and overdrafts to households, SUD112 | 9.46 | 9.4 | 9.39 | 9.19 | 9.19 | 9.32 | 9.27 | 9.3 | 9.28 | 9.25 | 9.39 | 9.47 | 9.35 | 9.5 | 9.75 | 9.79 | 9.91 | 10.27 | 10.3 | 10.48 | 10.72 | 10.75 | 10.91 | 11.1 | 11.06 | 11.05 | 11.09 | 11.23 | 11.19 | 11.17 | 11.22 | 11.19 | 11.03 | 10.95 | 11.02 | 10.75 | 10.6 | |
| Business, Extended credit card debt to households, SUD132 | 17.52 | 17.38 | 17.24 | 17.22 | 17.17 | 17.08 | 17.04 | 17.08 | 17.04 | 16.99 | 17.01 | 16.97 | 16.96 | 17.22 | 17.43 | 17.43 | 17.65 | 17.66 | 17.75 | 17.94 | 18.26 | 18.26 | 18.29 | 18.66 | 18.6 | 18.61 | 18.67 | 18.66 | 18.65 | 18.66 | 18.29 | 18.22 | 18.17 | 18.18 | 18.09 | 17.86 | 17.79 | |
| Deposits10 | ||||||||||||||||||||||||||||||||||||||
| Business, Non-financial corporations' deposits, overnight, SUD107 | 0.81 | 0.8 | 0.79 | 0.69 | 0.7 | 0.71 | 0.69 | 0.69 | 0.67 | 0.68 | 0.68 | 0.67 | 0.65 | 0.66 | 0.67 | 0.74 | 0.73 | 0.84 | 0.9 | 0.95 | 0.94 | 1.01 | 0.98 | 1.07 | 1.09 | 1.02 | 1 | 1.06 | 1.01 | 1 | 1.03 | 1.05 | 1.02 | 1.02 | 0.97 | 0.92 | 0.81 | |
| Business, Households' deposits, overnight, SUD101 | 0.51 | 0.5 | 0.51 | 0.48 | 0.48 | 0.47 | 0.45 | 0.43 | 0.44 | 0.43 | 0.43 | 0.44 | 0.43 | 0.43 | 0.47 | 0.51 | 0.5 | 0.52 | 0.52 | 0.56 | 0.56 | 0.54 | 0.56 | 0.57 | 0.58 | 0.58 | 0.59 | 0.6 | 0.6 | 0.6 | 0.58 | 0.62 | 0.6 | 0.59 | 0.56 | 0.55 | 0.51 | |
| Business, Non-financial corporations' deposits with an agreed maturity of up to 1 year, SUD108 | 2.25 | 2.25 | 2.16 | 2.01 | 1.97 | 1.92 | 1.88 | 1.88 | 1.88 | 1.89 | 1.88 | 1.91 | 1.9 | 1.9 | 1.91 | 2.04 | 2.16 | 2.36 | 2.54 | 2.72 | 2.85 | 2.99 | 3.14 | 3.34 | 3.45 | 3.51 | 3.56 | 3.71 | 3.74 | 3.74 | 3.7 | 3.71 | 3.71 | 3.73 | 3.74 | 3.64 | 3.5 | |
| Business, Households' deposits with an agreed maturity of up to 1 year, SUD102 | 2.28 | 2.22 | 2.16 | 2 | 1.94 | 1.89 | 1.85 | 1.84 | 1.79 | 1.78 | 1.8 | 1.77 | 1.76 | 1.73 | 1.78 | 1.86 | 1.94 | 2.11 | 2.2 | 2.36 | 2.48 | 2.64 | 2.76 | 2.92 | 3.04 | 3.1 | 3.11 | 3.22 | 3.21 | 3.27 | 3.28 | 3.27 | 3.37 | 3.46 | 3.4 | 3.22 | 3.12 |
Latest reading
The series on this page is monthly and runs from Jan 2003 to Aug 2026. Source: Deutsche Bundesbank.
About this data
Germany bank interest rates track the percentages agreed on new business and outstanding amounts. The table covers loans and deposits for households and non-financial corporations, segmented by loan size, collateral, and initial rate fixation. Available since 2003 on a monthly basis from the Deutsche Bundesbank, the rates are presented as annual percentages. New business indicates current financing conditions, while outstanding amounts reflect the average rates that borrowers are actually paying.
Frequently asked questions
- What is the latest figure for Germany bank interest rates?
- The latest reading is 4.05%, for Aug 2026. That is +0.1 pp from Jul 2026 and +0.3 pp from a year earlier.
- Is Germany bank interest rates at a high or a low right now?
- The reading of 4.05% is the highest since Dec 2023.
- How far back does the Germany bank interest rates data go?
- The series on this page is monthly and runs from Jan 2003 to Aug 2026. Source: Deutsche Bundesbank. Every series in the table can be charted over its full history and downloaded as CSV or Excel.
- What do the Germany bank interest rates measure?
- The Germany bank interest rates measure the financing costs agreed between banks and their customers. The statistics cover new business rates, which show current financing conditions, and the rates on outstanding amounts that borrowers actually pay.
- Which types of loans are included in the German bank interest rate data?
- The German bank interest rate data includes housing loans and loans for consumption to households, as well as revolving loans and overdrafts. It also tracks business loans to non-financial corporations segmented by size and collateral.
- How is the German bank loan data broken down?
- The Germany bank interest rates are broken down by borrower sector, loan size, and the period of initial rate fixation. The data distinguishes between loans with a floating rate and those fixed for various periods up to 10 years.