US Total Bank Loans and Leases
US Total Bank Loans and Leases stood at 13,181,820 USD million in Q2 2026, according to FRED (Federal Reserve Bank of St. Louis). It is one of the indicators in the Bank loans and delinquencies table (Value · Quarterly), with a complete series running from Q1 1985 to Q2 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank loans and delinquencies table
| Indicator | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| LOANS AND LEASES IN BANK CREDIT | |||||||||||
| Total loans and leases | 13,181,820 | 12,957,186 | 12,738,343 | 12,478,285 | 12,327,232 | 12,073,643 | 12,011,125 | 11,913,236 | 11,842,218 | 11,735,823 | |
| Real estate loans | 5,723,139 | 5,682,432 | 5,668,031 | 5,622,763 | 5,594,614 | 5,554,333 | 5,547,444 | 5,545,347 | 5,525,650 | 5,506,857 |
Understanding US Total Bank Loans and Leases
United States total outstanding credit measures the aggregate volume of credit extended by the commercial banking system to the economy in the form of loan and finance lease contracts, published by the Federal Reserve. The scope covers all segments from real estate and business operations to personal expenditures, while also incorporating asset lease-purchase transactions. The fundamental distinction from component indicators is that this figure acts as the most comprehensive aggregate measure of both unsecured and secured credit scale.
The report is compiled on a quarterly basis from the financial statements of depository institutions. Due to reporting lags, the result for the most recent quarter is typically a preliminary estimate and will be adjusted when official audited data becomes available. Analysts should prioritize comparing the figures with the year-on-year period to eliminate seasonal fluctuations, thereby accurately identifying the trend of credit capital expansion or contraction within the economy.
Frequently asked questions
- What types of credit facilities does this metric measure?
- The data covers all bank-held business loans, household loans, and financial lease contracts.
- Why might the latest quarterly result be revised later?
- Initial data is based on preliminary reporting aggregates, which are subsequently reviewed and adjusted for accuracy once complete financial reports become available.
- Which comparison method should be used to evaluate credit trends?
- Year-on-year comparisons help eliminate seasonal effects and better reflect genuine loan growth.