US Homeownership Rate
US Homeownership Rate stood at 65% in Q2 2026, according to Census Bureau (Housing Vacancies and Homeownership, HVS). It is one of the indicators in the Homeownership and vacancy rates table (Value · Quarterly), with a complete series running from Q1 1965 to Q2 2026. The complete series with an interactive chart, free to download.
This indicator in the Homeownership and vacancy rates table
| Indicator | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| RATES | |||||||||||
| Homeownership rate | 65 | 65.3 | 65.7 | 65.3 | 65 | 65.1 | 65.7 | 65.6 | 65.6 | 65.6 | |
| Homeownership rate (seasonally adjusted) | 65.2 | 65.4 | 65.5 | 65.3 | 65.2 | 65.2 | 65.5 | 65.6 | 65.7 | 65.7 |
Understanding US Homeownership Rate
This data series measures the proportion of occupied residential units that are inhabited by their owners across the United States, calculated as a ratio of total occupied housing stock. It includes single-family houses, condominiums, and cooperative apartments where the resident holds equity, while excluding rental properties, institutional housing, and vacant dwellings. This measure is frequently confused with the renter-occupied share or aggregate housing vacancy metrics; however, it specifically isolates the ownership demographic within the occupied housing inventory.
Reading this metric requires tracking periodic survey cycles and recognizing potential sampling adjustments over time. Raw quarterly figures can exhibit distinct seasonal fluctuations related to traditional moving periods, making year-on-year comparisons the most robust method for assessing genuine structural trends in household formation. Analysts should observe methodological revisions carefully when evaluating long-term trajectories in residential property ownership.