UK net worth: households and NPISH
UK net worth: households and NPISH stood at £10,829,163m in 2025, according to Office for National Statistics (ONS). It is one of the indicators in the National net worth table (Value · Annual), with a complete series running from 1995 to 2025. The complete series with an interactive chart, free to download.
This indicator in the National net worth table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Whole economy | 13,313,252 | 13,097,609 | 12,397,410 | 12,659,861 | 11,820,588 | 11,125,285 | 10,535,048 | 10,464,451 | 10,033,278 | 9,760,088 | |
| Households and NPISH | 10,829,163 | 10,683,090 | 10,545,981 | 10,770,596 | 11,492,198 | 11,071,768 | 10,317,697 | 9,822,590 | 9,970,925 | 9,579,269 | |
| Non-financial corporations | 1,992,337 | 2,128,713 | 1,862,810 | 1,831,842 | 1,052,898 | 979,094 | 973,163 | 955,567 | 291,694 | 212,646 |
Understanding UK net worth: households and NPISH
Personal sector wealth combined with the assets of non-profit institutions serving households across the United Kingdom is quantified through this metric, which sums residential property, land, and financial holdings such as pensions and bank deposits, minus total liabilities like mortgages and consumer credit. The inclusion of charities and trade unions alongside private individuals separates this group from corporate or government accounts. This boundary ensures the measure reflects the direct asset accumulation available to everyday citizens and civil society entities rather than commercial enterprises.
Evaluating these figures demands awareness of valuation effects, particularly regarding housing market fluctuations that dominate the asset side of the ledger. Revisions to early estimates frequently occur when tax records, pension fund surveys, and financial derivative valuations are updated. When contrasting this personal sector measure with corporate wealth, analysts should remember that household equity holdings represent claims on corporate assets rather than direct ownership of physical capital assets.
Frequently asked questions
- Are charities included in this household series?
- Yes, non-profit institutions serving households are grouped together with private individuals in this institutional sector.
- How are mortgages treated in household net worth?
- Outstanding mortgage debt is subtracted from the combined value of residential property, land, and financial assets.
- Why do revisions happen to early estimates of personal wealth?
- Initial figures are updated as more complete administrative tax records, pension returns, and survey data become available.