UK CPIH index: insurance
UK CPIH index: insurance stood at 179 in Aug 2026, according to Office for National Statistics (ONS). It is one of the indicators in the Consumer price inflation table (Value · Monthly), with a complete series running from Jan 1988 to Aug 2026. The complete series with an interactive chart, free to download.
This indicator in the Consumer price inflation table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| CPIH index by group | |||||||||||
| Insurance | 179 | 179.9 | 177.1 | 176 | 175.7 | 176.4 | 176.3 | 177.5 | 171.6 | 171.9 | |
| Financial services not elsewhere classified | 90.6 | 90 | 91 | 90.9 | 90.6 | 90.7 | 90.6 | 90.7 | 91.3 | 91.3 |
Understanding UK CPIH index: insurance
Observing retail price shifts for policies protecting against property damage, vehicle accidents, health contingencies, and travel liabilities across the United Kingdom captures the cost of financial risk transfer for households. The series includes premiums paid for motor, home contents, buildings, travel, and private medical insurance, while excluding life assurance and pension contributions. Premium calculations reflect underwriting risks, administrative expenses, insurance premium taxes, and reinsurance costs prevailing in the domestic market.
Reading these figures requires understanding that policy renewals often happen annually, meaning price adjustments experienced by consumers may not align neatly with monthly index prints. Regulatory changes and tax adjustments imposed on policy premiums can introduce sudden upward shifts in the series. Because risk assessments and claims inflation vary significantly across different lines of coverage, overall insurance price movements can diverge sharply from headline consumer price inflation. Analysts look to annual comparisons to interpret the sustained trajectory of protection costs.
Frequently asked questions
- Which types of insurance policies are included in this index?
- It covers motor, home, travel, and private medical insurance premiums.
- Are life insurance and pension products counted here?
- No, life assurance and long-term savings products are excluded from consumer price calculations.
- How do taxes affect this series?
- Changes to insurance premium taxes can cause abrupt upward shifts in the published index.