UK HCI 12-month rate: other owner occupier housing payments
UK HCI 12-month rate: other owner occupier housing payments stood at -2.9% in Jun 2026, according to Office for National Statistics (ONS). It is one of the indicators in the Consumer price inflation table (Value · Monthly), with a complete series running from Feb 2008 to Jun 2026. The complete series with an interactive chart, free to download.
This indicator in the Consumer price inflation table
| Indicator | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | 09-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| All households: 12-month rate by spending category | |||||||||||
| 04.2c Other owner occupier housing payments | -2.9 | -3.2 | -2.8 | -3.2 | -2.8 | -3.5 | -2.7 | -3.3 | -2.1 | -1.5 | |
| 04.3 Regular maintenance and repair of the dwelling | 1.1 | 0.9 | 1.9 | 1 | 1 | 0.5 | 0.5 | 0.1 | 0.4 | 0.5 |
Understanding UK HCI 12-month rate: other owner occupier housing payments
Recording the annual percentage shift in residual ownership expenses associated with home possession across the United Kingdom, this series monitors homeownership costs beyond mortgages and maintenance. It differs from repair and mortgage indices by capturing mandatory fees tied directly to property ownership, such as council taxes, buildings insurance, and home transfer fees. The series isolates the fixed administrative overheads borne by homeowners.
Seasonality is generally low, with most adjustments occurring at the start of financial years when local authority taxes are updated. Revisions occur when administrative tax and insurance datasets are refined. The twelve-month comparison is the most appropriate metric for tracking these persistent ownership outlays, avoiding confusion from minor monthly administrative updates.
Frequently asked questions
- What specific charges are included in other owner occupier housing payments?
- It covers local property taxes, structural insurance, and other mandatory fees associated with legally owning a home.
- Why do these payments typically update once a year?
- Local government taxes and annual insurance policy renewals are scheduled on an annual cycle.
- Are mortgage payments included in this specific category?
- No, mortgage interest and capital repayments are tracked under separate dedicated housing headings.