France adjusted household loans: other lending
France adjusted household loans: other lending stood at 86,103 EUR million in Aug 2026, according to ECB Data Portal – Balance sheet items of monetary financial institutions (BSI), France. It is one of the indicators in the Bank credit outstanding table (Value · Monthly), with a complete series running from Dec 2014 to Aug 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank credit outstanding table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Adjusted loans to households | 1,768,461 | 1,770,616 | 1,765,425 | 1,760,071 | 1,759,454 | 1,758,117 | 1,756,364 | 1,757,278 | 1,759,837 | 1,755,318 | |
| Adjusted other lending to households | 86,103 | 85,746 | 85,243 | 84,760 | 84,579 | 84,096 | 83,747 | 83,459 | 83,055 | 82,459 | |
| Adjusted consumer credit | 235,530 | 237,014 | 235,501 | 233,587 | 234,054 | 233,766 | 232,558 | 233,352 | 235,835 | 234,218 |
Understanding france adjusted household loans: other lending
This indicator captures residual retail financing extended to individuals, adjusted to remove the impact of loan sales, securitisations, and portfolio transfers. It covers miscellaneous personal debt categories that fall outside standard consumer credit or housing loan definitions, cleansed of balance sheet accounting changes. It acts as a specialized sub-component within the broader adjusted household debt framework.
Early monthly estimates are routinely subject to revision as reporting agents submit updated figures. Reclassifications of niche retail loan products can create structural breaks in the historical record. Analysts should rely on annual comparisons to smooth out irregular reporting intervals and administrative noise. Comparing this series with major mortgage or consumer credit aggregates requires recognizing its distinct residual scope.
Frequently asked questions
- What financing is covered in adjusted other lending?
- Residual personal loans and miscellaneous retail credit adjusted for asset sales and securitisations.
- Why is this series tracked separately from consumer credit?
- It isolates specialized or unclassified personal liabilities from standard consumer spending credit.
- What causes volatility in monthly readings?
- Small portfolio sizes and administrative reclassifications can cause noticeable shifts in monthly data.