What is included in France's bank credit outstanding data?

This dataset measures the total outstanding loans and deposits in France, including loans to households for house purchase or consumer credit, and loans to businesses categorized by economic sector and company size.

How often is the France bank credit data updated?

The outstanding bank credit and deposit statistics for France are updated monthly, with historical data series extending back to 1977.

Which business sizes are covered in the French corporate loan data?

The dataset breaks down business credit and lending rates by company size, covering micro-enterprises, small and medium-sized enterprises (SMEs), mid-sized enterprises, and large corporations in France.

Does this dataset include deposit accounts in France?

Yes, the table includes overnight deposits and other deposit types for both households and non-financial corporations in France.

France bank credit outstanding by sector

Name: France bank credit outstanding by sector
Creator: ECB Data Portal – Balance sheet items of monetary financial institutions (BSI), France
License: https://creativecommons.org/licenses/by/4.0/

France's outstanding bank credit and deposits by sector and company size, from the ECB.

Source: ECB Data Portal – Balance sheet items of monetary financial institutions (BSI), FranceLast updated: Sep 17, 2026, 16:52Curated by Bui Thanh PhucAbout this data ↓

Indicator	07-2026	06-2026	05-2026	04-2026	03-2026	02-2026	01-2026	12-2025	11-2025	10-2025	09-2025	08-2025	07-2025	06-2025	05-2025	04-2025	03-2025	02-2025	01-2025	12-2024	11-2024	10-2024	09-2024	08-2024	07-2024	06-2024	05-2024	04-2024	03-2024	02-2024	01-2024	12-2023	11-2023	10-2023	09-2023	08-2023	07-2023
Loans to households by purpose2
Consumer credit	208,406	206,412	204,122	205,193	205,039	202,441	203,956	206,044	204,085	203,805	202,449	200,743	202,432	201,196	199,705	202,300	201,119	198,472	199,199	200,878	198,825	199,202	197,314	196,827	198,478	196,247	196,900	198,524	198,274	195,689	196,206	196,724	197,335	197,930	197,118	196,323	196,612
Other lending to households	81,906	81,411	80,955	81,468	80,997	80,627	80,335	80,065	79,656	79,602	79,645	79,500	79,690	79,141	79,465	79,271	79,186	78,986	78,742	78,439	77,976	78,105	78,059	78,376	78,147	77,826	77,613	77,184	77,215	77,124	77,057	76,969	76,710	78,057	78,214	78,198	78,319
Loans adjusted for sales and securitisation3
Adjusted loans to the private non-financial and financial sector	3,833,815	3,821,408	3,795,090	3,778,107	3,750,082	3,724,692	3,744,318	3,755,755	3,763,985	3,753,740	3,707,621	3,708,956	3,740,975	3,730,859	3,711,352	3,712,863	3,709,679	3,699,748	3,690,307	3,674,421	3,657,054	3,674,136	3,664,776	3,652,596	3,676,827	3,657,252	3,631,313	3,628,139	3,604,294	3,600,545	3,600,193	3,587,010	3,591,793	3,583,982	3,573,270	3,551,214	3,580,082
Adjusted loans to non-financial corporations	1,546,807	1,533,668	1,524,786	1,517,802	1,505,972	1,494,412	1,492,052	1,500,457	1,490,268	1,491,146	1,478,571	1,477,002	1,486,757	1,473,858	1,467,737	1,469,790	1,467,281	1,459,138	1,458,701	1,467,556	1,453,270	1,455,147	1,441,982	1,443,043	1,451,600	1,445,334	1,435,926	1,435,870	1,433,165	1,427,006	1,428,119	1,435,086	1,431,883	1,426,310	1,419,415	1,416,774	1,427,034
Adjusted loans to households3	1,770,617	1,765,425	1,760,071	1,759,454	1,758,117	1,756,364	1,757,278	1,759,837	1,755,318	1,755,105	1,758,265	1,755,032	1,757,272	1,752,146	1,748,021	1,748,415	1,746,586	1,743,624	1,745,287	1,748,794	1,744,227	1,745,384	1,743,651	1,742,914	1,745,765	1,741,605	1,740,972	1,741,884	1,741,877	1,743,451	1,747,118	1,749,953	1,750,103	1,750,719	1,748,898	1,747,884	1,749,858
Loans to other sectors4
Loans to the non-MFI private sector	3,587,823	3,577,058	3,550,361	3,540,391	3,512,838	3,485,472	3,505,703	3,517,301	3,526,232	3,515,570	3,474,839	3,475,327	3,507,659	3,498,611	3,489,044	3,492,816	3,490,893	3,480,680	3,469,983	3,451,335	3,434,717	3,451,071	3,451,734	3,439,442	3,463,174	3,444,292	3,418,726	3,419,734	3,398,192	3,392,655	3,392,235	3,397,988	3,404,634	3,416,121	3,392,347	3,370,241	3,397,930
Loans to general government	223,589	221,804	222,612	222,054	223,569	222,098	223,407	222,949	217,675	217,120	214,208	214,807	214,975	214,388	214,023	214,477	212,767	213,870	215,340	214,662	210,894	209,410	207,918	211,933	208,431	207,519	208,194	210,050	209,128	211,189	216,589	216,575	211,334	213,109	214,478	216,012	214,720
Loans to other financial intermediaries	441,609	451,163	438,914	428,880	413,882	399,627	421,091	422,816	445,813	436,099	401,977	408,640	426,676	424,604	421,616	419,940	423,398	425,357	414,085	388,381	385,380	394,944	405,092	394,094	403,260	393,655	378,418	372,891	352,254	351,231	346,009	330,049	333,339	327,269	327,653	316,152	326,764
Syndicated loans to non-financial corporations	260,108	257,487	258,816	254,213	248,589	244,700	242,117	241,306	241,852	245,216	245,042	246,811	248,437	240,135	242,281	243,571	241,819	241,741	239,607	238,903	237,499	239,319	236,691	235,262	236,773	231,168	236,057	238,410	232,448	235,083	234,105	231,894	239,754	238,441	231,854	230,312	232,062
Household deposits by type3
Overnight deposits	602,351	593,859	589,507	588,455	576,216	573,614	574,699	573,299	574,943	572,466	582,814	583,263	587,436	581,961	576,458	574,723	571,247	566,078	565,229	566,741	566,575	566,009	579,631	579,443	587,050	581,996	573,925	573,521	572,974	572,060	577,376	583,753	584,353	589,685	610,103	608,588	617,099
Deposits with agreed maturity	408,758	405,622	405,081	405,197	405,150	406,286	407,294	409,398	406,493	409,047	410,884	414,903	417,094	417,144	421,330	422,799	426,765	430,007	434,713	439,398	437,518	441,675	444,075	447,374	449,293	448,512	448,385	448,252	448,319	447,366	447,172	443,287	431,791	427,945	423,321	420,990	417,224
Deposits redeemable at notice (regulated savings)	964,197	963,379	965,336	965,817	966,655	965,376	966,215	969,327	949,811	951,688	957,319	960,069	956,242	953,200	951,726	949,355	948,663	946,151	943,780	940,856	913,595	914,134	918,492	919,893	915,929	913,032	911,908	911,026	909,266	906,652	905,063	901,816	879,282	880,955	884,861	887,513	883,519
Corporate deposits by type3
Overnight deposits	529,155	539,083	535,471	537,580	542,050	532,819	530,238	556,378	537,946	530,648	530,062	533,153	531,955	528,575	524,561	521,671	521,347	514,924	513,831	538,869	526,490	509,331	512,635	521,797	523,332	526,930	515,054	520,048	520,257	521,714	522,665	554,526	543,735	532,058	550,632	556,858	564,539
Deposits with agreed maturity	361,079	353,796	345,493	357,751	358,634	359,131	355,393	364,571	352,344	346,888	348,720	338,931	334,296	333,910	338,522	346,484	348,646	348,981	350,770	357,090	349,280	349,128	351,493	348,843	345,542	351,133	345,862	352,211	361,625	355,815	351,335	354,733	340,221	338,095	324,967	310,741	305,920
Deposits redeemable at notice	9,373	9,940	10,154	10,105	10,454	10,229	10,129	9,731	10,058	10,107	11,266	11,314	11,161	11,424	11,302	10,763	10,820	10,849	10,545	10,223	10,479	10,187	11,136	10,715	10,683	10,570	10,490	10,426	10,749	10,713	10,663	10,615	11,652	12,326	14,574	14,978	15,292
Deposits of other sectors4
Deposits of the non-MFI private sector	3,571,923	3,582,199	3,532,013	3,533,944	3,542,788	3,516,741	3,518,866	3,550,319	3,534,039	3,483,346	3,449,167	3,461,296	3,458,400	3,441,883	3,436,559	3,449,150	3,448,989	3,434,095	3,422,444	3,422,744	3,405,465	3,375,552	3,400,116	3,420,889	3,412,899	3,401,943	3,349,610	3,359,632	3,359,168	3,317,395	3,319,384	3,340,425	3,281,274	3,267,737	3,266,083	3,260,990	3,267,398
Deposits of general government	120,170	131,874	112,676	114,504	122,770	115,582	132,623	98,216	113,340	127,378	123,979	103,512	108,238	123,567	123,408	132,540	102,187	115,797	120,681	110,151	114,150	134,751	131,408	116,910	98,746	129,905	101,355	112,931	116,747	118,153	109,515	92,320	80,693	101,911	116,908	87,258	101,827
Deposits of other financial intermediaries	624,366	644,396	610,751	599,049	618,115	598,836	604,033	605,771	637,158	595,659	541,876	554,229	555,584	549,115	550,932	551,944	562,599	554,605	540,455	512,259	533,846	520,079	520,109	529,564	516,955	513,107	486,845	485,382	479,527	444,532	447,385	435,214	423,810	427,807	405,851	403,118	404,549
Repurchase agreements with other financial intermediaries	264,703	285,203	265,450	252,736	271,615	265,637	262,999	259,266	301,767	277,584	216,221	233,822	216,539	222,776	223,287	224,683	223,357	234,509	208,900	174,683	210,399	197,561	189,128	214,526	192,515	186,899	178,820	177,834	176,897	147,522	149,377	121,852	114,881	113,039	86,743	94,075	92,038
Business credit by sector and size4
Mobilised and mobilisable credit, outstanding amount, by sector12
Mobilised and mobilisable credit, outstanding amount, by company size5
Mobilised and mobilisable credit, annual growth rate, by sector12
Mobilised and mobilisable credit, annual growth rate, by company size5
Business loan rates by size and rating3
Interest rates on new loans to non-financial corporations11
New loans to non-financial corporations, amounts8
Interest rates on new loans excluding overdrafts, by company profile9
Analytical accounts of the banking sector2
Central bank (Banque de France)5
French banks (depository corporations)5

Latest reading

Consumer credit stood at 208,406 EUR million in Jul 2026. That is +1.0% from Jun 2026 and +3.0% from a year earlier. The series on this page is monthly and runs from Jan 2003 to Jul 2026. Source: ECB Data Portal – Balance sheet items of monetary financial institutions (BSI), France.

Latest: 208,406 EUR million; Jul 2026
vs previous period: +1.0%; Jun 2026
vs a year earlier: +3.0%

About this data

France's outstanding bank credit and deposits by sector and company size, from the ECB. This monthly dataset tracks loans to households and businesses, including consumer credit and loans for house purchase, since 1977. It details business credit and loan rates by company size, from micro-enterprises to large corporations, and by sector such as manufacturing and real estate. It also includes overnight deposits and corporate deposits.

Frequently asked questions

What is included in France's bank credit outstanding data?: This dataset measures the total outstanding loans and deposits in France, including loans to households for house purchase or consumer credit, and loans to businesses categorized by economic sector and company size.
How often is the France bank credit data updated?: The outstanding bank credit and deposit statistics for France are updated monthly, with historical data series extending back to 1977.
Which business sizes are covered in the French corporate loan data?: The dataset breaks down business credit and lending rates by company size, covering micro-enterprises, small and medium-sized enterprises (SMEs), mid-sized enterprises, and large corporations in France.
Does this dataset include deposit accounts in France?: Yes, the table includes overnight deposits and other deposit types for both households and non-financial corporations in France.