France payment institutions
France payment institutions stood at 70 units in 2025, according to ECB Data Portal – Banking structural statistical indicators (SSI), France. It is one of the indicators in the Financial sector structure (annual) table (Value · Annual), with a complete series running from 2000 to 2025. The complete series with an interactive chart, free to download.
This indicator in the Financial sector structure (annual) table
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Institutions offering payment services | |||||||||||
| Payment institutions | 70 | 70 | 61 | 62 | 1 | 1 | 1 | 1 | 1 | 1 | |
| Electronic money institutions | 29 | 26 | 28 | 24 | 16 | 15 | 14 | 11 | 9 | 8 |
Understanding france payment institutions
Authorised non-bank entities delivering payment execution services, funds transfers, and payment account management are tallied within this operational group. These specialised firms hold regulatory licenses distinct from traditional deposit-taking credit institutions, focusing strictly on transaction processing rather than full-scale commercial lending. Excluded from this count are standard credit establishments and electronic money issuers, ensuring a clean boundary between pure payment facilitators and institutions holding broader balance sheet liabilities.
Evaluation of these entity counts requires noting regulatory framework updates that redefine perimeter requirements for transaction services. Changes in the total tally reflect new market entrants, cross-border passporting adjustments, and corporate restructuring rather than transaction volume throughput. Analysts should avoid equating entity counts with operational scale, as a single registered firm may service millions of payment transactions while another remains dormant.
Frequently asked questions
- Do these institutions accept standard customer savings deposits?
- No, payment service firms generally do not maintain traditional interest-bearing deposit accounts.
- Are credit card issuers automatically classified under this heading?
- Only if they operate under a specific payment institution license rather than a standard banking charter.
- Does this series track the transaction volume handled by these firms?
- No, the metric strictly counts the number of licensed operating entities.