日本の国内銀行の資産・負債等（銀行勘定）の最新値はいくつですか？

2026年8月の現金預け金は274.75兆円でした。2026年7月から−2.6%、前年同期から−21.2%です。

日本の国内銀行の資産・負債等（銀行勘定）は現在、高水準ですか、低水準ですか？

274.75兆円という値は2020年5月以来の低水準です。

日本の国内銀行の資産・負債等（銀行勘定）のデータはいつまでさかのぼれますか？

このページの系列は月次で、1993年10月から2026年8月までの期間を収録しています。出典：日本銀行「時系列統計データ検索サイト」。表のすべての系列は、全期間をグラフで表示し、CSVまたはExcelでダウンロードできます。

国内銀行の資産・負債等（銀行勘定）とはどのような統計ですか？

全国の国内銀行における中核業務（銀行勘定）のバランスシート（資産・負債・純資産）を集計した統計です。日本銀行が月次ベースで集計・公表しており、銀行部門全体の資産規模や財務構成の推移を詳細に把握できます。

どのような項目が集計対象となっていますか？

資産側では貸出金や有価証券、現金預け金、コールローン、買入金銭債権などが並び、負債・資本側では預金、借用金、資本金などが月末残高（億円単位）で集計されています。信託業務を除く銀行本来の資金調達と運用の実態が反映されます。

この統計を読み解くポイントは何ですか？

預金（調達）の伸びに対して貸出金や有価証券投資（運用）がどのように配分されているかを見ることで、金融仲介機能の活発さや銀行のリスク選好を分析できます。また日銀当座預金を含む現金預け金の増減は金融市場の資金余剰感を示します。

日本の国内銀行の資産・負債等（銀行勘定）

Name: 日本の国内銀行の資産・負債等（銀行勘定）
Creator: 日本銀行「時系列統計データ検索サイト」

国内銀行（銀行勘定）の月末の資産・負債（現金、有価証券、貸出金、預金、借用金、資本等）。（132系列。出典：日本銀行時系列統計データ検索サイト）

出典：日本銀行「時系列統計データ検索サイト」最終更新： 2026年10月14日 05:03 UTC編集 Bui Thanh Phuc

グラフのデータを読み込み中…

指標	08-2026	07-2026	06-2026	05-2026	04-2026	03-2026	02-2026	01-2026	12-2025	11-2025	10-2025	09-2025	08-2025	07-2025	06-2025	05-2025	04-2025	03-2025	02-2025	01-2025	12-2024	11-2024	10-2024	09-2024	08-2024	07-2024	06-2024	05-2024	04-2024	03-2024	02-2024	01-2024	12-2023	11-2023	10-2023	09-2023	08-2023
資産23
現金預け金2	2,747,508	2,820,570	2,858,566	3,048,451	3,100,263	3,009,317	3,006,057	3,058,493	3,011,875	3,193,483	3,268,591	3,260,546	3,488,299	3,501,288	3,459,757	3,531,007	3,564,386	3,526,798	3,492,158	3,451,443	3,481,543	3,590,419	3,605,801	3,615,891	3,611,755	3,672,647	3,651,817	3,682,859	3,718,781	3,692,543	3,555,734	3,556,728	3,604,418	3,593,951	3,583,155	3,545,806	3,575,046
うち現金1	70,728	68,172	71,055	71,610	76,283	78,511	73,248	74,499	81,736	76,728	76,673	80,122	74,737	77,735	79,281	81,253	83,775	87,991	84,855	94,246	101,189	91,672	89,696	88,120	81,430	85,592	72,427	82,404	83,596	77,832	79,196	81,578	78,376	79,092	77,414	75,192	78,929
うち切手手形	1,536	1,161	1,834	2,468	2,561	3,206	2,883	1,076	650	4,458	3,742	3,265	1,191	3,207	3,635	4,403	3,604	4,429	3,692	3,849	1,600	2,155	3,545	3,813	1,344	3,966	2,005	6,800	5,003	2,385	3,460	4,026	1,549	3,997	3,900	1,973	4,113
うち預け金1	2,676,521	2,752,113	2,787,240	2,976,571	3,023,696	2,930,517	2,932,517	2,983,635	2,929,713	3,116,444	3,191,621	3,180,128	3,413,261	3,423,263	3,380,198	3,449,461	3,480,333	3,438,523	3,407,033	3,356,887	3,380,022	3,498,428	3,515,765	3,527,480	3,530,037	3,586,765	3,579,080	3,600,141	3,634,852	3,614,397	3,476,222	3,474,833	3,525,727	3,514,533	3,505,411	3,470,260	3,495,753
うち譲渡性預け金	594	1,044	645	645	645	655	675	675	679	679	680	710	820	820	751	820	821	751	821	821	721	771	771	722	727	727	827	933	943	993	1,588	1,793	1,144	1,759	1,760	1,325	1,776
コールローン	96,701	102,613	104,139	112,354	103,938	97,503	113,347	108,776	95,769	102,524	98,759	92,391	96,813	89,458	79,199	87,414	88,984	72,022	90,440	86,136	74,717	84,066	80,483	62,556	77,551	74,727	66,443	83,212	82,472	59,019	190,253	189,141	90,576	189,919	184,634	101,720	191,805
買現先勘定	49,499	55,220	25,747	46,127	36,004	69,124	82,831	85,265	94,438	95,678	89,760	90,572	94,832	96,566	90,657	93,753	103,208	112,282	96,393	74,626	122,943	116,694	117,224	98,263	85,388	77,411	73,082	53,524	48,445	69,114	106,864	89,358	57,102	69,709	29,830	21,725	40,007
債券貸借取引支払保証金	34,037	32,156	28,971	26,415	28,783	41,257	31,929	27,295	27,174	28,484	25,076	31,623	20,365	19,579	21,145	21,279	19,411	25,162	21,094	24,429	28,014	30,377	25,922	32,400	27,678	30,164	32,866	31,721	32,929	41,687	34,212	30,058	30,012	32,842	29,346	37,639	31,094
買入手形	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
買入金銭債権	75,319	73,494	74,376	76,208	77,706	82,603	83,655	73,624	78,109	73,206	72,754	76,404	68,551	68,208	71,190	68,958	70,966	76,412	67,040	65,444	69,924	65,434	64,749	70,825	63,184	63,801	66,358	66,270	77,147	73,497	65,032	65,122	68,389	65,771	65,826	70,409	62,344
特定取引資産6	845,086	842,175	730,713	824,588	803,884	696,907	789,415	784,418	693,320	657,594	636,010	530,206	608,929	605,892	456,632	512,557	427,281	377,963	477,576	494,458	416,686	494,012	482,821	389,374	480,149	496,396	428,596	536,902	528,886	394,844	528,460	511,771	405,044	515,257	556,659	427,024	531,606
商品有価証券	1,670	2,409	1,157	1,126	1,695	914	4,340	3,968	3,834	3,780	4,622	4,374	4,027	3,778	3,991	4,383	4,012	4,751	5,039	4,737	3,477	3,819	3,512	4,022	3,397	1,912	1,772	2,862	2,106	1,091	1,687	2,010	997	1,491	1,479	1,318	1,736
商品有価証券派生商品	1	0	1	1	1	1	2	2	3	3	2	1	1	2	2	4	3	1	1	1	0	1	0	0	1	0	1	5	1	0	0	1	0	4	12	8	3
特定取引有価証券	1,073	1,076	1,086	1,338	1,347	1,337	1,338	1,322	1,343	1,363	1,339	1,294	1,295	1,312	1,045	1,044	1,034	1,077	1,080	1,112	1,139	986	1,011	944	957	1,002	1,056	1,029	1,027	996	991	974	937	966	975	820	804
特定取引有価証券派生商品	2,047	1,633	1,520	2,833	2,165	1,807	2,386	1,775	1,460	1,958	2,076	1,485	2,269	1,829	1,541	1,913	1,902	1,303	1,861	1,457	1,396	1,982	1,947	1,141	2,260	1,630	1,201	2,027	1,761	1,119	2,515	1,832	1,387	2,472	1,991	1,172	1,576
特定金融派生商品	763,528	761,028	657,058	741,009	740,073	643,563	705,404	706,237	619,600	574,501	567,542	464,574	531,329	533,591	385,217	445,891	370,030	324,871	410,656	428,102	353,217	417,933	428,200	332,643	410,826	428,679	358,467	470,947	470,331	349,511	455,382	439,857	333,277	441,057	493,812	371,145	467,123
その他の特定取引資産	76,765	76,026	69,890	78,279	58,601	49,282	75,942	71,111	67,076	75,986	60,426	58,475	70,005	65,378	64,834	59,318	50,297	45,957	58,936	59,045	57,454	69,288	48,149	50,620	62,705	63,170	66,096	60,030	53,656	42,125	67,881	67,095	68,443	69,264	58,386	52,558	60,361
商品有価証券2	261	276	318	303	265	286	289	255	261	270	259	237	237	236	248	254	270	270	313	329	325	333	328	325	401	406	403	413	427	432	453	457	452	450	449	432	443
うち商品国債	13	13	10	22	20	20	11	11	9	11	9	10	13	11	12	13	13	14	13	13	12	16	15	16	15	19	19	23	23	18	23	23	22	28	26	24	30
うち商品地方債	223	217	222	220	214	219	226	217	215	212	216	194	204	206	216	220	221	211	248	260	266	258	259	251	290	286	284	304	315	310	316	330	330	328	329	323	332
金銭の信託	14,499	14,874	14,929	15,158	15,098	15,202	13,428	13,578	13,599	13,317	13,767	13,889	13,547	13,640	14,012	13,902	13,761	13,477	14,442	14,464	14,440	14,285	13,962	13,915	13,721	13,557	13,628	13,730	13,732	13,643	15,095	15,510	14,890	15,593	15,567	14,885	15,607
有価証券6	2,727,656	2,715,632	2,784,019	2,705,469	2,675,076	2,717,831	2,668,432	2,681,191	2,728,424	2,692,134	2,661,092	2,732,855	2,619,712	2,619,622	2,579,174	2,574,389	2,519,150	2,646,907	2,588,203	2,594,812	2,625,789	2,576,964	2,523,627	2,579,882	2,551,201	2,520,190	2,593,958	2,592,224	2,552,758	2,608,565	2,512,453	2,484,035	2,507,553	2,504,706	2,527,770	2,624,054	2,490,144
うち国債	1,078,790	1,039,120	1,032,702	1,025,663	986,403	912,580	934,469	926,393	891,783	924,816	913,650	890,263	895,788	883,519	843,279	894,544	864,470	886,118	868,347	851,845	826,219	834,065	792,961	795,858	843,413	830,182	819,624	848,070	832,342	792,690	792,123	791,429	818,101	813,313	825,451	869,531	858,035
うち地方債	229,763	231,772	227,252	235,253	234,497	227,102	245,332	247,106	247,889	254,846	255,377	248,356	258,392	259,948	256,312	260,230	259,027	251,481	265,472	267,016	264,318	268,413	268,589	264,186	269,864	271,110	269,814	273,381	273,606	269,490	275,297	275,940	274,212	277,193	278,028	273,693	278,543
うち短期社債	5,863	7,375	5,406	4,066	4,604	4,628	9,290	8,992	7,321	6,315	5,544	4,933	6,822	7,091	3,864	5,699	5,918	3,745	6,560	7,909	7,575	10,010	8,921	6,538	8,593	7,904	6,679	8,309	8,235	6,080	8,711	8,821	7,431	11,266	11,406	8,221	10,976
うち社債3	231,212	232,991	227,087	236,849	238,771	229,597	249,292	252,330	249,557	261,257	261,400	253,899	263,658	264,244	259,713	264,280	263,148	254,099	265,596	267,659	264,837	269,225	268,890	266,607	273,352	274,682	271,105	276,175	277,727	274,481	279,673	280,332	278,897	282,533	283,370	279,909	284,545
社債 / うち公社公団債	111,681	111,872	107,388	113,094	114,781	108,091	119,040	121,120	119,309	126,999	127,630	122,152	127,912	128,479	125,081	128,107	127,222	120,419	128,510	131,139	129,249	133,003	133,262	131,013	134,322	135,144	132,787	136,657	138,171	135,675	139,480	140,072	138,361	140,363	141,740	139,358	141,335
社債 / うち金融債	7,224	7,710	6,293	7,242	7,419	6,415	7,654	7,569	6,701	7,291	7,333	6,594	7,241	7,410	7,047	7,340	7,269	6,973	7,589	7,472	7,287	7,478	7,299	7,170	7,255	7,342	7,323	7,268	7,233	7,208	7,342	7,524	7,551	7,761	7,865	8,040	8,182
社債 / うち事業債	112,306	113,408	113,405	116,512	116,569	115,089	122,597	123,639	123,545	126,966	126,435	125,151	128,504	128,353	127,584	128,831	128,655	126,706	129,495	129,047	128,299	128,743	128,327	128,422	131,773	132,194	130,993	132,247	132,323	131,596	132,850	132,734	132,984	134,408	133,764	132,509	135,027
うち株式	126,296	121,447	201,674	123,141	121,214	243,733	126,907	123,217	195,700	123,438	122,149	238,675	120,352	118,441	177,071	119,411	118,837	217,097	118,451	120,949	181,533	120,560	122,332	230,478	126,273	129,827	200,120	132,688	133,507	259,520	134,095	132,591	188,983	132,077	131,492	238,704	134,228
うち外国証券	836,823	867,623	868,189	866,403	876,707	866,152	874,319	894,999	904,400	896,972	878,552	866,049	846,749	858,409	808,881	804,154	776,105	797,590	820,477	842,547	842,785	833,654	819,747	781,869	791,818	777,873	793,257	820,447	790,154	761,110	772,689	750,244	697,319	742,075	752,425	716,438	682,114
貸出金2	6,836,448	6,828,443	6,822,291	6,776,730	6,753,897	6,767,498	6,709,623	6,685,629	6,665,653	6,590,454	6,547,025	6,519,762	6,498,293	6,485,976	6,479,179	6,417,301	6,411,191	6,433,109	6,407,881	6,418,326	6,397,991	6,332,562	6,282,066	6,265,715	6,259,191	6,262,014	6,256,302	6,217,829	6,198,290	6,191,800	6,136,265	6,114,317	6,108,607	6,067,305	6,032,046	6,026,441	5,990,551
割引手形1	3,314	3,395	3,398	4,012	3,586	3,997	4,942	5,377	5,580	5,268	4,478	4,611	5,493	4,716	4,805	5,803	5,053	5,353	5,217	5,680	7,340	7,040	6,069	6,164	7,256	6,225	7,572	6,522	6,666	8,581	7,178	7,427	8,839	7,160	7,261	8,618	7,282
うち商業手形	2,907	3,017	3,028	3,647	3,203	3,620	4,525	4,961	5,152	4,892	4,143	4,279	5,132	4,417	4,499	5,485	4,763	5,135	5,013	5,466	7,041	6,766	5,853	5,955	7,001	6,005	7,302	6,290	6,415	8,270	6,927	7,164	8,531	6,920	7,023	8,345	7,058
貸付金3	6,833,133	6,825,047	6,818,892	6,772,717	6,750,310	6,763,500	6,704,679	6,680,251	6,660,072	6,585,185	6,542,546	6,515,149	6,492,799	6,481,259	6,474,373	6,411,497	6,406,137	6,427,755	6,402,663	6,412,645	6,390,649	6,325,521	6,275,995	6,259,550	6,251,934	6,255,788	6,248,729	6,211,306	6,191,622	6,183,218	6,129,085	6,106,889	6,099,767	6,060,144	6,024,783	6,017,823	5,983,268
手形貸付1	32,844	34,180	34,781	36,725	38,431	41,495	47,003	48,644	50,746	51,759	52,531	53,327	55,908	56,125	56,821	55,088	57,125	61,059	61,498	63,801	65,648	64,644	64,704	66,153	66,938	68,099	68,874	69,942	69,914	73,580	74,889	75,487	79,478	76,930	76,091	78,159	76,617
うち金融機関貸付金	122,727	122,560	121,699	125,300	121,804	120,917	119,901	117,947	117,069	117,787	114,481	114,484	115,521	116,026	116,903	121,882	117,718	113,183	115,171	113,842	113,751	112,514	106,004	106,063	109,727	110,685	110,907	110,764	108,654	109,211	110,112	108,142	107,196	102,654	97,739	96,850	95,230
証書貸付	5,935,549	5,930,277	5,914,057	5,907,611	5,887,258	5,879,170	5,811,785	5,807,416	5,790,036	5,741,586	5,715,171	5,687,926	5,675,124	5,666,900	5,648,151	5,604,532	5,589,934	5,587,813	5,546,603	5,546,847	5,537,049	5,500,729	5,476,262	5,446,269	5,440,151	5,430,257	5,415,726	5,386,595	5,347,900	5,334,490	5,279,062	5,253,704	5,248,361	5,232,596	5,209,914	5,197,745	5,178,024
当座貸越	864,737	860,588	870,052	828,379	824,619	842,833	845,889	824,188	819,288	791,838	774,842	773,894	761,765	758,231	769,399	751,876	759,076	778,882	794,560	801,994	787,950	760,146	735,028	747,125	744,843	757,430	764,127	754,767	773,806	775,145	775,132	777,697	771,926	750,616	738,776	741,917	728,625
外国為替4	50,157	52,001	43,852	48,513	50,265	40,202	47,190	44,826	41,530	44,598	42,852	36,497	40,794	39,879	34,869	39,374	44,820	36,188	44,502	44,190	43,679	42,585	45,723	34,438	41,994	41,333	44,034	40,501	39,288	40,773	42,314	40,926	44,412	46,249	43,385	36,610	40,765
外国他店預け	34,212	34,334	25,301	32,136	35,035	24,029	32,435	29,656	25,733	28,151	27,926	19,870	26,566	24,821	20,350	25,547	30,480	20,598	27,144	27,903	26,174	26,292	29,629	17,983	25,382	25,263	26,858	23,721	22,751	22,725	24,561	23,255	25,841	27,621	25,189	17,601	22,739
外国他店貸	217	100	451	670	171	86	109	885	81	1,419	249	2,006	68	1,030	244	53	426	90	2,259	150	174	71	68	80	287	9	91	120	220	298	415	445	81	949	154	233	301
買入外国為替	7,404	7,820	8,147	8,166	8,173	8,277	7,293	7,042	7,422	7,382	7,183	6,895	6,682	6,839	6,730	6,761	6,953	7,512	7,126	7,735	8,175	7,668	7,642	7,639	7,628	7,761	8,165	8,207	8,555	9,277	8,660	8,668	9,537	8,831	9,353	9,555	9,067
取立外国為替	8,321	9,745	9,952	7,540	6,885	7,807	7,352	7,241	8,291	7,643	7,492	7,724	7,475	7,186	7,543	7,011	6,959	7,986	7,971	8,400	9,155	8,552	8,382	8,733	8,694	8,298	8,918	8,451	7,760	8,471	8,677	8,557	8,951	8,846	8,686	9,220	8,655
その他資産6	1,258,887	1,225,158	1,250,787	1,211,414	1,197,049	1,280,671	1,082,825	1,060,650	1,113,174	997,328	937,367	898,380	849,542	871,664	866,735	877,318	825,948	876,611	858,181	920,946	913,309	824,316	854,622	821,962	729,257	776,441	839,271	879,082	928,209	861,043	876,344	810,523	794,945	859,969	951,921	909,843	834,500
うち未決済為替貸	1,479	1,229	1,748	3,463	1,581	1,545	3,195	2,871	2,136	3,466	1,199	1,396	3,082	1,177	1,511	2,089	1,285	1,413	1,318	1,170	1,897	2,126	1,063	1,337	1,844	1,072	3,244	1,130	1,348	2,869	1,117	1,191	2,105	1,034	1,335	1,874	920
うち金融派生商品	491,551	486,416	480,971	477,591	445,560	494,326	395,458	412,005	427,115	335,118	299,534	313,703	277,889	277,982	228,900	225,485	193,649	219,994	203,598	208,809	232,977	192,628	194,450	208,866	184,069	193,250	225,380	270,571	272,867	248,802	246,543	225,320	217,056	244,390	312,754	320,978	273,043
うち金融商品等差入担保金	58,372	66,353	62,512	60,301	63,233	62,960	54,573	55,581	63,710	63,464	59,854	53,257	48,954	55,527	51,432	52,070	50,793	51,348	51,239	60,352	70,532	63,057	66,751	52,848	56,212	70,316	93,641	96,530	95,271	88,559	87,800	82,756	77,037	90,676	90,306	92,046	86,477
うち社債発行費	1	1	1	1	1	1	3	3	3	3	3	2	3	3	3	3	3	3	5	6	5	5	5	3	5	5	5	5	5	5	7	7	7	7	7	6	5
うち仮払金	14,828	14,122	12,454	17,001	19,470	10,355	18,783	22,026	12,682	20,238	22,108	7,813	17,845	15,695	15,001	18,196	17,102	7,865	17,337	17,593	13,369	16,670	13,688	7,330	14,035	12,197	22,114	21,462	20,327	17,973	22,513	23,141	22,525	24,279	28,490	16,403	21,175
うち本支店未達	613,836	573,356	601,926	558,250	583,094	602,641	516,554	478,059	515,598	474,721	446,136	417,805	388,650	419,076	464,511	469,414	466,160	484,362	473,855	517,384	485,267	432,255	464,675	445,961	360,306	374,233	386,812	377,385	408,615	371,663	390,925	369,711	354,029	371,470	381,775	345,497	321,728
有形固定資産	63,285	63,104	62,802	62,870	62,836	62,611	63,044	62,770	62,140	62,571	62,352	61,496	62,132	61,883	61,498	61,587	61,552	61,304	62,258	62,149	61,638	62,078	62,009	61,232	61,943	61,880	61,544	62,106	61,982	61,809	62,574	62,418	61,813	62,178	62,021	61,339	61,968
無形固定資産	25,842	25,662	25,498	25,648	25,544	24,772	25,007	24,827	24,326	24,395	24,238	23,329	23,155	22,963	22,805	22,624	22,439	21,988	22,526	22,299	21,635	21,787	21,587	20,664	20,592	20,440	20,103	19,861	19,606	19,521	20,087	19,900	19,209	19,470	19,003	18,390	18,734
債券繰延資産	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
前払年金費用	37,559	37,523	38,777	36,407	36,358	36,977	34,175	34,138	35,418	33,820	33,789	35,483	34,118	34,079	35,206	33,168	33,131	34,342	31,576	31,706	32,972	31,082	31,049	32,826	30,348	30,310	31,319	29,505	29,472	30,444	29,376	29,336	30,819	29,443	29,407	30,766	28,790
繰延税金資産	21,050	21,019	15,557	20,023	20,050	15,133	18,070	18,156	14,479	18,057	18,083	10,050	17,751	17,811	15,113	17,711	17,720	13,505	15,648	15,609	12,283	15,624	15,583	9,697	15,846	15,884	15,377	19,369	19,326	8,720	18,947	18,928	15,239	19,103	19,206	15,638	18,549
再評価に係る繰延税金資産	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
支払承諾見返	211,156	210,432	190,771	207,731	207,179	163,802	205,088	207,788	187,054	208,159	202,261	159,178	202,771	203,561	178,823	205,464	204,507	162,602	214,978	225,122	194,154	211,386	203,028	157,825	204,381	211,803	194,788	214,906	212,881	168,412	208,692	209,329	191,111	221,596	219,055	177,217	217,519
貸倒引当金	-35,193	-35,192	-35,123	-35,646	-35,665	-35,264	-36,114	-36,094	-36,060	-36,200	-36,175	-31,952	-37,148	-37,178	-37,120	-37,404	-37,382	-37,015	-37,383	-37,438	-37,089	-37,269	-37,264	-35,307	-36,835	-36,956	-36,915	-37,227	-37,199	-37,047	-36,904	-36,844	-36,140	-36,554	-36,594	-36,618	-37,757
投資損失引当金	-65	-65	-70	-95	-95	-95	-107	-107	-111	-102	-102	-102	-1,076	-1,076	-1,076	-994	-995	-995	-127	-127	-122	-156	-155	-154	-100	-101	-104	-119	-119	-119	-37	-37	-35	-40	-40	-40	-41
合計	15,059,705	15,085,108	15,036,936	15,208,683	15,158,447	15,086,349	14,938,196	14,935,490	14,850,584	14,799,782	14,697,769	14,540,858	14,701,630	14,714,065	14,428,059	14,539,674	14,390,361	14,452,944	14,467,711	14,508,937	14,474,843	14,476,592	14,393,179	14,232,341	14,237,659	14,332,360	14,352,885	14,506,681	14,527,327	14,298,713	14,366,227	14,210,989	14,008,428	14,276,929	14,332,658	14,083,292	14,111,687
負債および資本26
預金11	10,407,270	10,382,001	10,396,434	10,431,271	10,399,414	10,359,012	10,186,507	10,141,456	10,103,541	10,192,954	10,077,576	10,062,133	10,092,653	10,060,779	10,077,271	10,102,707	10,060,117	10,045,414	9,932,795	9,949,509	9,915,411	9,931,928	9,869,182	9,846,763	9,894,264	9,909,908	9,915,501	9,940,835	9,971,766	9,911,676	9,764,248	9,738,023	9,691,548	9,771,535	9,679,862	9,632,151	9,695,106
当座預金	623,270	640,420	676,803	719,836	700,048	686,902	670,972	676,411	651,787	704,545	657,658	662,811	678,821	656,505	691,185	744,757	734,143	718,431	686,249	692,497	700,384	746,375	712,175	712,868	743,612	727,563	763,524	751,078	787,047	794,066	773,155	775,506	788,355	790,446	785,663	787,000	775,080
普通預金	6,287,531	6,333,235	6,367,879	6,405,822	6,381,961	6,444,727	6,290,508	6,306,302	6,307,158	6,243,707	6,226,117	6,256,724	6,271,406	6,250,468	6,355,216	6,318,383	6,305,978	6,370,793	6,267,909	6,277,685	6,323,574	6,271,548	6,259,259	6,272,216	6,319,264	6,293,548	6,334,357	6,252,094	6,293,403	6,403,729	6,207,153	6,185,006	6,202,771	6,160,055	6,118,667	6,126,568	6,124,202
貯蓄預金	63,078	63,227	62,959	62,799	63,108	63,119	63,475	63,664	63,719	63,092	63,322	63,451	63,775	63,915	63,749	63,638	63,886	64,059	64,466	64,637	64,752	64,293	64,519	64,636	66,934	67,397	67,254	67,040	67,964	68,523	69,066	69,680	70,047	69,823	70,436	70,881	71,252
通知預金	20,550	24,407	24,841	24,887	26,373	27,632	22,529	24,859	22,373	25,319	25,901	25,289	26,067	28,712	26,799	28,472	29,336	35,370	29,455	28,490	26,496	28,892	29,276	28,937	27,959	28,236	31,000	34,538	37,345	35,890	31,844	33,306	33,724	34,682	36,019	35,462	37,460
定期預金	2,870,738	2,839,720	2,811,891	2,729,530	2,744,540	2,651,524	2,684,285	2,669,645	2,676,358	2,686,950	2,674,526	2,625,674	2,658,030	2,621,964	2,516,037	2,510,175	2,492,680	2,426,025	2,434,516	2,441,097	2,435,043	2,409,356	2,398,385	2,361,577	2,360,955	2,365,561	2,361,851	2,319,251	2,333,500	2,246,903	2,252,271	2,257,695	2,261,056	2,236,833	2,250,236	2,250,822	2,243,819
定期積金	3,589	3,542	3,606	3,752	3,853	3,787	3,740	3,681	3,573	3,882	4,012	3,942	3,857	3,846	3,915	4,079	4,203	4,158	4,156	4,103	3,929	4,282	4,439	4,391	4,323	4,310	4,372	4,551	4,700	4,625	4,663	4,613	4,435	4,790	4,972	4,862	4,879
別段預金	137,563	107,843	99,755	123,102	114,598	104,854	97,583	54,335	42,709	108,692	86,930	97,223	66,927	105,317	109,506	120,897	116,753	105,759	127,906	114,592	48,522	91,009	86,110	100,912	63,151	106,619	58,440	210,328	141,026	64,764	120,583	113,301	40,650	162,045	93,104	49,512	128,773
納税準備預金	578	566	599	616	617	631	610	605	596	615	628	625	623	611	635	655	665	697	648	655	665	728	722	712	741	720	764	738	774	821	756	760	781	754	790	795	763
非居住者円預金	32,108	29,358	31,175	33,832	31,453	37,632	26,819	26,412	29,740	29,992	25,232	29,640	25,538	24,905	26,427	25,896	25,922	28,390	28,236	32,344	29,650	31,418	27,911	35,165	27,768	27,002	25,666	28,744	32,138	34,352	35,717	34,403	37,899	36,065	34,208	40,828	33,750
外貨預金	368,257	339,674	316,915	327,087	332,854	338,195	325,977	315,532	305,521	326,152	313,240	296,744	297,601	304,526	283,794	285,748	286,543	291,722	289,245	293,401	282,389	284,018	286,378	265,340	279,548	288,943	268,265	272,464	273,860	257,992	269,031	263,744	251,822	276,034	285,759	265,411	275,119
金融機関預金	377,293	367,279	369,334	374,199	366,477	381,816	361,295	355,304	335,959	376,999	357,679	365,786	350,431	358,734	367,346	360,020	362,440	373,857	369,108	377,350	341,677	369,220	364,667	372,539	359,566	371,634	350,719	412,609	379,017	377,316	442,727	435,694	401,432	448,910	428,543	399,645	436,706
譲渡性預金	230,761	241,095	253,118	267,978	259,809	254,813	274,665	278,363	276,430	283,144	275,775	266,584	263,542	264,660	256,037	245,839	253,806	254,175	255,892	257,724	267,992	279,996	273,167	273,781	266,155	266,992	254,797	241,989	235,543	243,114	300,654	308,448	308,711	296,233	334,645	331,725	336,545
債券	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
コールマネー	191,922	188,914	196,363	200,254	209,156	188,958	199,103	198,661	178,760	181,013	171,722	172,983	181,333	175,414	179,282	184,497	180,870	167,738	183,058	170,393	156,342	164,119	152,783	140,694	157,206	168,998	170,292	178,050	185,018	166,121	265,611	244,016	181,086	246,039	251,567	182,585	241,667
売現先勘定	456,915	495,986	497,973	470,014	467,821	534,867	507,829	549,880	588,538	568,471	627,278	596,850	606,280	643,604	588,299	637,447	623,767	722,638	667,852	661,125	680,560	609,379	629,111	615,855	405,126	398,945	411,443	419,635	425,020	414,317	405,083	379,512	421,932	402,438	426,513	432,404	362,197
債券貸借取引受入担保金	161,410	162,257	151,428	148,449	155,124	145,816	173,783	183,809	191,944	181,659	181,134	170,462	190,857	190,109	182,232	188,070	179,708	161,851	197,346	201,937	168,123	196,632	180,620	144,149	173,007	175,942	170,269	186,621	171,434	139,861	163,550	153,572	145,064	160,554	158,741	135,499	144,878
売渡手形	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
コマーシャル・ペーパー	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	74	74	74	138
特定取引負債6	758,695	756,704	653,397	739,792	737,657	637,138	705,531	707,269	620,074	575,735	570,897	463,205	531,879	534,119	386,930	446,591	370,076	321,034	406,283	424,212	349,299	414,841	425,617	325,835	405,605	425,048	358,353	468,188	466,413	338,390	451,654	433,255	324,217	433,527	488,194	360,204	460,935
売付商品債券	592	1,658	1,590	1,684	1,103	739	4,078	5,468	4,530	4,940	6,585	4,417	4,920	4,322	4,797	5,126	5,916	6,258	4,845	5,996	4,843	4,106	3,696	4,120	4,703	8,167	10,022	6,176	4,320	3,794	3,609	1,925	841	1,427	978	729	628
商品有価証券派生商品	0	0	0	0	0	0	0	1	3	1	1	1	1	1	0	3	1	0	2	3	1	0	0	0	4	1	2	2	0	0	0	1	1	5	1	0	1
特定取引売付債券	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
特定取引有価証券派生商品	2,205	1,793	1,684	3,045	2,374	2,012	2,576	1,796	1,504	2,012	2,110	1,515	2,275	1,849	1,506	1,900	1,873	1,324	1,908	1,532	1,502	2,041	2,038	1,161	2,305	1,694	1,326	2,152	1,899	1,207	2,564	1,870	1,446	2,567	2,097	1,315	1,703
特定金融派生商品	755,896	753,251	650,121	735,062	734,179	634,386	698,875	700,002	614,035	568,780	562,200	457,271	524,681	527,946	380,625	439,560	362,285	313,451	399,527	416,679	342,952	408,692	419,882	320,552	398,591	415,184	347,002	459,857	460,194	333,388	445,479	429,458	321,927	429,526	485,117	358,158	458,602
その他の特定取引負債	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
借用金2	1,069,935	1,068,316	1,027,001	1,120,871	1,125,422	1,115,586	1,159,635	1,149,850	1,113,957	1,149,911	1,149,574	1,137,243	1,261,060	1,263,912	1,223,147	1,235,587	1,235,077	1,239,676	1,275,759	1,284,390	1,338,814	1,337,817	1,343,397	1,329,916	1,347,179	1,358,625	1,349,234	1,340,079	1,339,526	1,333,269	1,284,165	1,274,600	1,258,647	1,246,146	1,243,622	1,231,472	1,206,705
再割引手形	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
借入金2	1,069,935	1,068,316	1,027,001	1,120,871	1,125,422	1,115,586	1,159,635	1,149,850	1,113,957	1,149,911	1,149,574	1,137,243	1,261,060	1,263,912	1,223,147	1,235,587	1,235,077	1,239,676	1,275,759	1,284,390	1,338,814	1,337,817	1,343,397	1,329,916	1,347,179	1,358,625	1,349,234	1,340,079	1,339,526	1,333,269	1,284,165	1,274,600	1,258,647	1,246,146	1,243,622	1,231,472	1,206,705
うち日銀借入金	587,501	587,350	554,444	650,133	651,214	651,754	701,660	701,263	665,168	702,568	703,736	701,975	836,012	836,192	810,201	831,980	831,981	832,506	864,669	865,576	920,101	930,721	930,824	929,365	937,084	937,843	912,516	905,762	904,883	908,431	858,569	858,296	851,277	828,724	828,996	814,378	796,559
うち金融機関借入金	386,964	385,193	377,658	376,624	379,607	379,083	373,153	365,253	367,942	368,849	369,718	361,838	358,975	360,659	345,334	339,438	339,457	342,041	345,736	346,167	347,418	339,264	343,263	332,759	337,919	344,833	347,183	345,433	346,483	341,063	341,561	334,326	327,721	335,044	331,276	332,152	324,839
外国為替4	45,651	45,074	48,133	56,075	53,351	52,018	54,251	50,653	56,541	59,171	51,181	56,608	52,504	49,178	63,964	55,416	59,391	51,499	61,783	63,815	68,985	60,109	63,876	70,238	61,407	68,642	71,553	67,797	68,711	67,742	66,229	63,589	61,698	68,350	60,147	63,197	55,639
外国他店預り	43,111	42,505	45,058	52,608	48,308	48,771	51,100	47,770	50,397	55,879	48,936	53,651	49,710	47,041	60,633	53,021	54,938	48,276	59,121	61,538	62,092	57,870	61,914	67,095	59,318	66,341	69,014	65,329	64,634	65,984	63,889	61,663	58,383	65,944	58,429	59,222	53,962
外国他店借	142	181	386	359	316	214	144	35	555	446	101	496	31	4	343	77	373	196	201	139	1,746	29	44	256	41	21	277	234	31	123	167	99	205	207	53	2,479	70
売渡外国為替	137	173	150	153	163	253	307	181	96	199	155	235	142	164	161	142	189	200	205	188	92	172	242	181	138	162	195	166	201	160	168	162	74	180	203	162	150
未払外国為替	2,260	2,213	2,537	2,952	4,563	2,779	2,698	2,665	5,491	2,644	1,987	2,224	2,618	1,966	2,825	2,173	3,889	2,825	2,255	1,948	5,053	2,037	1,674	2,703	1,909	2,117	2,066	2,066	3,842	1,473	2,004	1,663	3,034	2,017	1,460	1,332	1,454
短期社債	2,204	2,234	2,766	2,744	2,845	2,896	2,894	2,907	2,921	2,931	2,474	2,018	3,057	3,104	3,152	3,198	3,245	3,293	3,339	3,340	3,341	3,341	3,341	3,952	4,202	4,202	3,652	3,653	3,653	3,653	1,343	1,343	2,243	3,063	3,063	4,103	4,103

よくある質問

日本の国内銀行の資産・負債等（銀行勘定）の最新値はいくつですか？: 2026年8月の現金預け金は274.75兆円でした。2026年7月から−2.6%、前年同期から−21.2%です。
日本の国内銀行の資産・負債等（銀行勘定）は現在、高水準ですか、低水準ですか？: 274.75兆円という値は2020年5月以来の低水準です。
日本の国内銀行の資産・負債等（銀行勘定）のデータはいつまでさかのぼれますか？: このページの系列は月次で、1993年10月から2026年8月までの期間を収録しています。出典：日本銀行「時系列統計データ検索サイト」。表のすべての系列は、全期間をグラフで表示し、CSVまたはExcelでダウンロードできます。
国内銀行の資産・負債等（銀行勘定）とはどのような統計ですか？: 全国の国内銀行における中核業務（銀行勘定）のバランスシート（資産・負債・純資産）を集計した統計です。日本銀行が月次ベースで集計・公表しており、銀行部門全体の資産規模や財務構成の推移を詳細に把握できます。
どのような項目が集計対象となっていますか？: 資産側では貸出金や有価証券、現金預け金、コールローン、買入金銭債権などが並び、負債・資本側では預金、借用金、資本金などが月末残高（億円単位）で集計されています。信託業務を除く銀行本来の資金調達と運用の実態が反映されます。
この統計を読み解くポイントは何ですか？: 預金（調達）の伸びに対して貸出金や有価証券投資（運用）がどのように配分されているかを見ることで、金融仲介機能の活発さや銀行のリスク選好を分析できます。また日銀当座預金を含む現金預け金の増減は金融市場の資金余剰感を示します。