Japan Senior Loan Officer Survey
Diffusion indices of loan demand from firms and households and of banks' credit standards, quarterly survey of about 50 large banks. 12 series.
| Indicator | Q3-2026 | Q2-2026 | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | Q3-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| DI for Demand for Loans / Firms | -1 | 4 | 8 | 7 | 3 | 8 | 10 | 9 | 6 | 4 | 1 | 5 | 4 | |
| DI for Demand for Loans / Local Governments | 3 | 3 | 1 | -4 | 6 | -1 | -5 | -1 | 0 | 2 | -7 | 0 | -5 | |
| DI for Demand for Loans / Households | 3 | 5 | 0 | -2 | -1 | -2 | -1 | 1 | 1 | -2 | 3 | 0 | -2 | |
| DI for Demand for Loans / By Firm Size / Large Firms | 2 | 4 | 7 | 7 | 7 | 10 | 10 | 6 | 6 | 4 | 1 | 8 | 3 | |
| DI for Demand for Loans / By Firm Size / Medium-sized Firms | -2 | 3 | 5 | 2 | 2 | -3 | -1 | 3 | 1 | 0 | 4 | 6 | 0 | |
| DI for Demand for Loans / By Firm Size / Small Firms | -2 | 2 | 6 | 6 | 0 | 4 | 5 | 5 | 1 | 2 | 2 | 4 | -1 | |
| DI for Demand for Loans / Households / Housing Loans | 1 | 6 | 0 | -2 | -2 | -3 | -2 | 0 | 2 | -1 | -1 | -3 | -5 | |
| DI for Demand for Loans / Households / Consumer Loans | 1 | 2 | 3 | 2 | 4 | 5 | 0 | -2 | 5 | 7 | 9 | 7 | 13 | |
| DI for Credit Standards / Large Firms | 1 | 0 | 1 | 2 | 4 | 2 | 2 | 1 | 1 | 1 | 0 | 0 | 0 | |
| DI for Credit Standards / Medium-sized Firms | 3 | 2 | 2 | 4 | 2 | 2 | 1 | 0 | 1 | 1 | 0 | 0 | 1 | |
| DI for Credit Standards / Small Firms | 5 | 3 | 1 | 3 | 2 | 1 | 1 | 1 | 0 | 1 | 0 | 0 | 1 | |
| DI for Credit Standards / Households | -2 | 0 | 1 | 5 | 2 | 3 | 1 | 1 | 1 | 2 | 3 | 2 | 1 |
Latest reading
DI for Demand for Loans / Firms stood at −1 - in Q3 2026. That is −5 - from Q2 2026 and −4 - from a year earlier. The series on this page is quarterly and runs from Q2 2000 to Q3 2026. Source: Bank of Japan – Time-Series Data Search.
- Latest
- −1 -
- Q3 2026
- vs previous period
- −5 -
- Q2 2026
- vs a year earlier
- −4 -
About this data
Diffusion indices of loan demand from firms and households and of banks' credit standards, quarterly survey of about 50 large banks. 12 series. Source: Bank of Japan, Time-Series Data Search.