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Japan Bank Lending and Deposit Growth

Headline monthly figures on loans and deposits of banks and shinkin banks, including loans adjusted for special factors and year-on-year changes. 25 series.

Source: Bank of Japan – Time-Series Data SearchLast updated: Sep 22, 2026, 13:31Curated by Bui Thanh PhucAbout this data ↓

Indicator08-202607-202606-202605-202604-202603-202602-202601-202612-202511-202510-202509-202508-202507-202506-202505-202504-202503-202502-202501-202512-202411-202410-202409-202408-202407-202406-202405-202404-202403-202402-202401-202412-202311-202310-202309-202308-2023
(1)Loans and Discounts11
Total of major, regional, and shinkin banks(a)6,803,4276,787,8106,757,4196,704,2316,703,2576,670,2506,635,3696,635,1886,603,5926,522,8486,503,8766,478,2056,457,1746,441,4076,394,6196,344,8526,361,6386,366,3506,351,5416,353,8896,328,9386,265,4346,250,0556,240,8456,238,7666,241,8646,223,5346,196,7956,216,2746,194,2496,166,3426,173,0996,142,6876,089,0676,090,1576,075,2306,057,398
Total of major and regional banks6,003,0555,989,2195,960,6595,909,6005,907,6375,877,1315,843,7815,842,9345,812,6585,733,8545,714,5575,691,6435,672,2885,657,5215,611,4515,563,5875,578,1265,584,4725,571,5095,572,4795,548,7885,487,8055,472,1025,464,5805,463,6505,467,6665,450,2055,425,1535,442,3285,420,4135,393,4675,398,5255,369,1455,317,5795,317,6865,303,9575,287,547
Total of major and regional banks / percent changes in average amounts outstanding from previous year5.85.96.26.25.95.24.94.94.84.54.44.23.83.532.62.533.33.23.33.22.933.33.53.63.33.53.63.43.43.43.133.23.4
Major banks(b)2,806,5612,804,0162,787,2402,750,8172,748,4532,715,8202,696,1392,704,3022,682,2062,627,1272,619,8802,609,2852,602,0772,599,3392,565,9442,532,8122,547,1892,555,0442,553,8542,556,9662,540,3592,504,0252,499,5502,500,4272,509,8412,521,1972,513,3922,501,5392,515,8032,495,5132,482,9602,491,7012,468,2852,432,4722,439,4692,431,3272,421,552
Total of regional banks3,196,4943,185,2033,173,4193,158,7833,159,1843,161,3113,147,6423,138,6323,130,4523,106,7273,094,6773,082,3583,070,2113,058,1823,045,5073,030,7753,030,9373,029,4283,017,6553,015,5133,008,4292,983,7802,972,5522,964,1532,953,8092,946,4692,936,8132,923,6142,926,5252,924,9002,910,5072,906,8242,900,8602,885,1072,878,2172,872,6302,865,995
Regional banks I2,636,5102,625,9622,616,2732,603,8482,600,7852,604,0362,592,0982,584,1182,573,7092,553,8222,542,9042,531,9892,521,3562,511,8622,501,5382,488,7802,488,6192,487,3772,477,0122,474,3732,468,3992,448,1112,438,8122,432,0292,423,5012,417,1092,408,8872,398,2212,399,4422,397,9432,384,9502,380,8502,376,3642,363,1072,357,0352,352,2822,346,534
Regional banks II559,984559,241557,146554,935558,399557,275555,544554,514556,743552,905551,773550,369548,855546,320543,969541,995542,318542,051540,643541,140540,030535,669533,740532,124530,308529,360527,926525,393527,083526,957525,557525,974524,496522,000521,182520,348519,461
Shinkin banks(c)800,372798,591796,760794,631795,620793,119791,588792,254790,934788,994789,319786,562784,886783,886783,168781,265783,512781,878780,032781,410780,150777,629777,953776,265775,116774,198773,329771,642773,946773,836772,875774,574773,542771,488772,471771,273769,851
(Reference)Total of major, regional, shinkin, and other surveyed domestically licensed banks7,232,2587,197,4387,140,1687,139,7237,105,4207,064,8197,050,4377,013,6906,925,5996,901,2756,869,2556,843,3816,826,0246,775,4696,722,9226,741,4826,741,1696,720,3326,721,7066,694,7246,626,8406,606,2466,593,9126,588,2246,589,6896,568,6016,536,7106,552,7496,524,7706,492,5646,495,2176,461,9946,404,6106,402,5936,384,2716,361,898
(Reference)Other surveyed domestically licensed banks(d)444,448440,019435,937436,466435,170429,450415,249410,098402,751397,399391,050386,207384,617380,850378,070379,844374,819368,791367,817365,786361,406356,191353,067349,458347,825345,067339,915336,475330,521326,222322,118319,307315,543312,436309,041304,500
(Reference)Foreign banks71,00572,80873,28470,86074,94978,01164,69366,07263,77759,57964,76166,62956,53956,72757,31756,87158,06858,26748,99349,15449,18447,97850,98752,84248,92946,85445,40745,23547,95253,25044,53443,34239,83538,31741,68142,33439,236
(2)Deposits and CDs9
Total of city, regional, and shinkin banks(f)10,724,95310,744,43510,792,14810,825,80710,807,34410,652,52810,589,30910,611,62910,599,90010,586,99310,530,24010,549,86610,555,19110,579,40010,607,34510,605,47910,609,36910,491,23910,472,96510,524,76310,507,50410,496,10910,443,04510,478,34310,492,57210,506,73810,525,37810,529,35010,538,50810,398,92610,330,74210,370,58610,363,08110,371,70110,329,83610,365,84010,372,733
Total of city and regional banks9,100,6549,118,1949,166,4419,200,3029,179,9779,037,9958,972,1258,990,1298,978,3948,966,4178,907,7878,928,6568,933,5738,957,8618,984,6048,985,3908,986,3718,876,6258,853,6088,898,7708,879,6048,871,1058,818,5228,854,0908,867,2518,880,9148,900,5538,909,6828,918,0288,785,8558,714,2378,748,5378,740,3308,750,6958,706,3458,743,0388,749,496
City banks4,898,7624,889,1484,920,8314,987,2544,959,3854,888,7854,826,0854,817,8264,796,3154,801,7204,761,8404,752,9554,768,6714,782,9984,803,2474,844,1224,837,4934,801,2994,779,5904,789,5014,759,9414,762,5154,733,8154,750,4154,767,0904,756,7494,774,2494,826,1744,824,5654,752,5294,686,2124,697,2964,681,3874,702,2614,678,4194,692,4324,705,544
Total of regional banks4,201,8924,229,0464,245,6104,213,0484,220,5924,149,2104,146,0404,172,3034,182,0794,164,6974,145,9474,175,7014,164,9024,174,8634,181,3574,141,2684,148,8784,075,3264,074,0184,109,2694,119,6634,108,5904,084,7074,103,6754,100,1614,124,1654,126,3044,083,5084,093,4634,033,3264,028,0254,051,2414,058,9434,048,4344,027,9264,050,6064,043,952
Regional banks I3,477,8743,504,3793,521,9613,491,2933,492,9433,431,5733,427,5543,449,0363,449,3513,436,3923,417,6923,446,9783,435,8963,446,9083,454,7913,418,8383,427,2293,361,5783,359,1243,388,4363,399,5063,390,4643,367,2053,387,0993,384,0183,405,2713,410,5393,371,7243,381,7053,327,5383,321,2723,340,6513,347,7803,340,2813,321,6133,342,5453,336,956
Regional banks II724,018724,667723,649721,755727,649717,637718,486723,267732,728728,305728,255728,723729,006727,955726,566722,430721,649713,748714,894720,833720,157718,126717,502716,576716,143718,894715,765711,784711,758705,788706,753710,590711,163708,153706,313708,061706,996
Shinkin banks(c)1,624,2991,626,2411,625,7071,625,5051,627,3671,614,5331,617,1841,621,5001,621,5061,620,5761,622,4531,621,2101,621,6181,621,5391,622,7411,620,0891,622,9981,614,6141,619,3571,625,9931,627,9001,625,0041,624,5231,624,2531,625,3211,625,8241,624,8251,619,6681,620,4801,613,0711,616,5051,622,0491,622,7511,621,0061,623,4911,622,8021,623,237
(Reference)Total of city, regional, shinkin, and other surveyed domestically licensed banks13,967,73913,985,90814,004,63613,995,32213,830,44913,766,85913,804,01813,800,33213,779,68213,716,58713,732,26213,732,36413,736,92613,728,45513,708,47213,716,08013,588,28913,568,66013,634,69813,615,53113,582,35413,536,35713,568,12613,592,67813,606,44013,602,50813,606,52413,627,60213,524,17913,479,02613,518,24613,496,89313,491,73813,450,44713,480,20513,491,698
(Reference)Other surveyed domestically licensed banks(g)3,223,3043,193,7603,178,8293,187,9783,177,9213,177,5503,192,3893,200,4323,192,6893,186,3473,182,3963,177,1733,157,5263,121,1103,102,9933,106,7113,097,0503,095,6953,109,9353,108,0273,086,2453,093,3123,089,7833,100,1063,099,7023,077,1303,077,1743,089,0943,125,2533,148,2843,147,6603,133,8123,120,0373,120,6113,114,3653,118,965
Loans and Discounts Adjusted for Special Items5
Total of major and regional banks(i)5,976,7645,947,0685,898,4885,894,8575,869,8195,842,2355,844,6145,814,2645,737,5445,717,2575,690,0715,674,7145,673,2995,630,3405,580,0165,591,7305,589,3965,573,8485,568,5245,544,8085,488,9445,477,2755,473,5835,465,8585,454,1135,437,2745,410,1405,424,9565,406,5335,377,6235,381,6755,359,1615,308,3065,314,1885,299,9685,279,822
Major banks(i)(b)2,795,5062,777,7372,743,1532,739,4812,710,5512,694,9332,705,1722,683,0952,629,1142,621,3952,607,8012,603,2672,610,0402,579,0182,544,4422,557,0432,558,8802,555,8622,553,7112,535,9262,503,0862,501,1092,504,6882,509,4712,509,2112,501,7732,488,2702,500,3752,483,0442,469,7042,478,1892,460,5862,425,1912,436,8882,428,6032,416,296
Total of regional banks(i)3,181,2583,169,3313,155,3353,155,3753,159,2683,147,3013,139,4423,131,1693,108,4313,095,8623,082,2693,071,4473,063,2593,051,3233,035,5743,034,6863,030,5163,017,9863,014,8133,008,8822,985,8582,976,1672,968,8952,956,3872,944,9012,935,5012,921,8712,924,5822,923,4892,907,9192,903,4872,898,5752,883,1152,877,3012,871,3652,863,526
Regional banks I(i)2,622,2772,612,5102,600,7532,597,4452,602,1842,591,8342,584,9002,574,1622,554,9672,543,6312,531,5432,522,1042,516,1272,506,4222,492,8032,491,8022,488,4742,477,5382,473,9892,469,3142,450,6872,442,7742,437,0462,426,4772,416,3092,408,3192,397,1282,398,0072,397,0152,382,9952,378,2672,374,6842,361,5782,356,5382,351,7522,345,101
Regional banks II(i)558,982556,821554,582557,930557,085555,467554,542557,007553,463552,231550,726549,343547,132544,900542,770542,885542,042540,448540,824539,568535,170533,393531,850529,909528,593527,182524,743526,575526,474524,924525,220523,891521,537520,763519,613518,424

Latest reading

Total of major, regional, and shinkin banks(a) stood at 6,803,427 100 million yen in Aug 2026. That is +0.2% from Jul 2026 and +5.4% from a year earlier. The series on this page is monthly and runs from Jan 2000 to Aug 2026. Source: Bank of Japan – Time-Series Data Search.

Latest
6,803,427 100 million yen
Aug 2026
vs previous period
+0.2%
Jul 2026
vs a year earlier
+5.4%

About this data

Headline monthly figures on loans and deposits of banks and shinkin banks, including loans adjusted for special factors and year-on-year changes. 25 series. Source: Bank of Japan, Time-Series Data Search.

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