Japan Bank Lending and Deposit Growth
Headline monthly figures on loans and deposits of banks and shinkin banks, including loans adjusted for special factors and year-on-year changes. 25 series.
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | 09-2025 | 08-2025 | 07-2025 | 06-2025 | 05-2025 | 04-2025 | 03-2025 | 02-2025 | 01-2025 | 12-2024 | 11-2024 | 10-2024 | 09-2024 | 08-2024 | 07-2024 | 06-2024 | 05-2024 | 04-2024 | 03-2024 | 02-2024 | 01-2024 | 12-2023 | 11-2023 | 10-2023 | 09-2023 | 08-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| (1)Loans and Discounts11 | ||||||||||||||||||||||||||||||||||||||
| Total of major, regional, and shinkin banks(a) | 6,803,427 | 6,787,810 | 6,757,419 | 6,704,231 | 6,703,257 | 6,670,250 | 6,635,369 | 6,635,188 | 6,603,592 | 6,522,848 | 6,503,876 | 6,478,205 | 6,457,174 | 6,441,407 | 6,394,619 | 6,344,852 | 6,361,638 | 6,366,350 | 6,351,541 | 6,353,889 | 6,328,938 | 6,265,434 | 6,250,055 | 6,240,845 | 6,238,766 | 6,241,864 | 6,223,534 | 6,196,795 | 6,216,274 | 6,194,249 | 6,166,342 | 6,173,099 | 6,142,687 | 6,089,067 | 6,090,157 | 6,075,230 | 6,057,398 | |
| Total of major and regional banks | 6,003,055 | 5,989,219 | 5,960,659 | 5,909,600 | 5,907,637 | 5,877,131 | 5,843,781 | 5,842,934 | 5,812,658 | 5,733,854 | 5,714,557 | 5,691,643 | 5,672,288 | 5,657,521 | 5,611,451 | 5,563,587 | 5,578,126 | 5,584,472 | 5,571,509 | 5,572,479 | 5,548,788 | 5,487,805 | 5,472,102 | 5,464,580 | 5,463,650 | 5,467,666 | 5,450,205 | 5,425,153 | 5,442,328 | 5,420,413 | 5,393,467 | 5,398,525 | 5,369,145 | 5,317,579 | 5,317,686 | 5,303,957 | 5,287,547 | |
| Total of major and regional banks / percent changes in average amounts outstanding from previous year | 5.8 | 5.9 | 6.2 | 6.2 | 5.9 | 5.2 | 4.9 | 4.9 | 4.8 | 4.5 | 4.4 | 4.2 | 3.8 | 3.5 | 3 | 2.6 | 2.5 | 3 | 3.3 | 3.2 | 3.3 | 3.2 | 2.9 | 3 | 3.3 | 3.5 | 3.6 | 3.3 | 3.5 | 3.6 | 3.4 | 3.4 | 3.4 | 3.1 | 3 | 3.2 | 3.4 | |
| Major banks(b) | 2,806,561 | 2,804,016 | 2,787,240 | 2,750,817 | 2,748,453 | 2,715,820 | 2,696,139 | 2,704,302 | 2,682,206 | 2,627,127 | 2,619,880 | 2,609,285 | 2,602,077 | 2,599,339 | 2,565,944 | 2,532,812 | 2,547,189 | 2,555,044 | 2,553,854 | 2,556,966 | 2,540,359 | 2,504,025 | 2,499,550 | 2,500,427 | 2,509,841 | 2,521,197 | 2,513,392 | 2,501,539 | 2,515,803 | 2,495,513 | 2,482,960 | 2,491,701 | 2,468,285 | 2,432,472 | 2,439,469 | 2,431,327 | 2,421,552 | |
| Total of regional banks | 3,196,494 | 3,185,203 | 3,173,419 | 3,158,783 | 3,159,184 | 3,161,311 | 3,147,642 | 3,138,632 | 3,130,452 | 3,106,727 | 3,094,677 | 3,082,358 | 3,070,211 | 3,058,182 | 3,045,507 | 3,030,775 | 3,030,937 | 3,029,428 | 3,017,655 | 3,015,513 | 3,008,429 | 2,983,780 | 2,972,552 | 2,964,153 | 2,953,809 | 2,946,469 | 2,936,813 | 2,923,614 | 2,926,525 | 2,924,900 | 2,910,507 | 2,906,824 | 2,900,860 | 2,885,107 | 2,878,217 | 2,872,630 | 2,865,995 | |
| Regional banks I | 2,636,510 | 2,625,962 | 2,616,273 | 2,603,848 | 2,600,785 | 2,604,036 | 2,592,098 | 2,584,118 | 2,573,709 | 2,553,822 | 2,542,904 | 2,531,989 | 2,521,356 | 2,511,862 | 2,501,538 | 2,488,780 | 2,488,619 | 2,487,377 | 2,477,012 | 2,474,373 | 2,468,399 | 2,448,111 | 2,438,812 | 2,432,029 | 2,423,501 | 2,417,109 | 2,408,887 | 2,398,221 | 2,399,442 | 2,397,943 | 2,384,950 | 2,380,850 | 2,376,364 | 2,363,107 | 2,357,035 | 2,352,282 | 2,346,534 | |
| Regional banks II | 559,984 | 559,241 | 557,146 | 554,935 | 558,399 | 557,275 | 555,544 | 554,514 | 556,743 | 552,905 | 551,773 | 550,369 | 548,855 | 546,320 | 543,969 | 541,995 | 542,318 | 542,051 | 540,643 | 541,140 | 540,030 | 535,669 | 533,740 | 532,124 | 530,308 | 529,360 | 527,926 | 525,393 | 527,083 | 526,957 | 525,557 | 525,974 | 524,496 | 522,000 | 521,182 | 520,348 | 519,461 | |
| Shinkin banks(c) | 800,372 | 798,591 | 796,760 | 794,631 | 795,620 | 793,119 | 791,588 | 792,254 | 790,934 | 788,994 | 789,319 | 786,562 | 784,886 | 783,886 | 783,168 | 781,265 | 783,512 | 781,878 | 780,032 | 781,410 | 780,150 | 777,629 | 777,953 | 776,265 | 775,116 | 774,198 | 773,329 | 771,642 | 773,946 | 773,836 | 772,875 | 774,574 | 773,542 | 771,488 | 772,471 | 771,273 | 769,851 | |
| (Reference)Total of major, regional, shinkin, and other surveyed domestically licensed banks | 7,232,258 | 7,197,438 | 7,140,168 | 7,139,723 | 7,105,420 | 7,064,819 | 7,050,437 | 7,013,690 | 6,925,599 | 6,901,275 | 6,869,255 | 6,843,381 | 6,826,024 | 6,775,469 | 6,722,922 | 6,741,482 | 6,741,169 | 6,720,332 | 6,721,706 | 6,694,724 | 6,626,840 | 6,606,246 | 6,593,912 | 6,588,224 | 6,589,689 | 6,568,601 | 6,536,710 | 6,552,749 | 6,524,770 | 6,492,564 | 6,495,217 | 6,461,994 | 6,404,610 | 6,402,593 | 6,384,271 | 6,361,898 | ||
| (Reference)Other surveyed domestically licensed banks(d) | 444,448 | 440,019 | 435,937 | 436,466 | 435,170 | 429,450 | 415,249 | 410,098 | 402,751 | 397,399 | 391,050 | 386,207 | 384,617 | 380,850 | 378,070 | 379,844 | 374,819 | 368,791 | 367,817 | 365,786 | 361,406 | 356,191 | 353,067 | 349,458 | 347,825 | 345,067 | 339,915 | 336,475 | 330,521 | 326,222 | 322,118 | 319,307 | 315,543 | 312,436 | 309,041 | 304,500 | ||
| (Reference)Foreign banks | 71,005 | 72,808 | 73,284 | 70,860 | 74,949 | 78,011 | 64,693 | 66,072 | 63,777 | 59,579 | 64,761 | 66,629 | 56,539 | 56,727 | 57,317 | 56,871 | 58,068 | 58,267 | 48,993 | 49,154 | 49,184 | 47,978 | 50,987 | 52,842 | 48,929 | 46,854 | 45,407 | 45,235 | 47,952 | 53,250 | 44,534 | 43,342 | 39,835 | 38,317 | 41,681 | 42,334 | 39,236 | |
| (2)Deposits and CDs9 | ||||||||||||||||||||||||||||||||||||||
| Total of city, regional, and shinkin banks(f) | 10,724,953 | 10,744,435 | 10,792,148 | 10,825,807 | 10,807,344 | 10,652,528 | 10,589,309 | 10,611,629 | 10,599,900 | 10,586,993 | 10,530,240 | 10,549,866 | 10,555,191 | 10,579,400 | 10,607,345 | 10,605,479 | 10,609,369 | 10,491,239 | 10,472,965 | 10,524,763 | 10,507,504 | 10,496,109 | 10,443,045 | 10,478,343 | 10,492,572 | 10,506,738 | 10,525,378 | 10,529,350 | 10,538,508 | 10,398,926 | 10,330,742 | 10,370,586 | 10,363,081 | 10,371,701 | 10,329,836 | 10,365,840 | 10,372,733 | |
| Total of city and regional banks | 9,100,654 | 9,118,194 | 9,166,441 | 9,200,302 | 9,179,977 | 9,037,995 | 8,972,125 | 8,990,129 | 8,978,394 | 8,966,417 | 8,907,787 | 8,928,656 | 8,933,573 | 8,957,861 | 8,984,604 | 8,985,390 | 8,986,371 | 8,876,625 | 8,853,608 | 8,898,770 | 8,879,604 | 8,871,105 | 8,818,522 | 8,854,090 | 8,867,251 | 8,880,914 | 8,900,553 | 8,909,682 | 8,918,028 | 8,785,855 | 8,714,237 | 8,748,537 | 8,740,330 | 8,750,695 | 8,706,345 | 8,743,038 | 8,749,496 | |
| City banks | 4,898,762 | 4,889,148 | 4,920,831 | 4,987,254 | 4,959,385 | 4,888,785 | 4,826,085 | 4,817,826 | 4,796,315 | 4,801,720 | 4,761,840 | 4,752,955 | 4,768,671 | 4,782,998 | 4,803,247 | 4,844,122 | 4,837,493 | 4,801,299 | 4,779,590 | 4,789,501 | 4,759,941 | 4,762,515 | 4,733,815 | 4,750,415 | 4,767,090 | 4,756,749 | 4,774,249 | 4,826,174 | 4,824,565 | 4,752,529 | 4,686,212 | 4,697,296 | 4,681,387 | 4,702,261 | 4,678,419 | 4,692,432 | 4,705,544 | |
| Total of regional banks | 4,201,892 | 4,229,046 | 4,245,610 | 4,213,048 | 4,220,592 | 4,149,210 | 4,146,040 | 4,172,303 | 4,182,079 | 4,164,697 | 4,145,947 | 4,175,701 | 4,164,902 | 4,174,863 | 4,181,357 | 4,141,268 | 4,148,878 | 4,075,326 | 4,074,018 | 4,109,269 | 4,119,663 | 4,108,590 | 4,084,707 | 4,103,675 | 4,100,161 | 4,124,165 | 4,126,304 | 4,083,508 | 4,093,463 | 4,033,326 | 4,028,025 | 4,051,241 | 4,058,943 | 4,048,434 | 4,027,926 | 4,050,606 | 4,043,952 | |
| Regional banks I | 3,477,874 | 3,504,379 | 3,521,961 | 3,491,293 | 3,492,943 | 3,431,573 | 3,427,554 | 3,449,036 | 3,449,351 | 3,436,392 | 3,417,692 | 3,446,978 | 3,435,896 | 3,446,908 | 3,454,791 | 3,418,838 | 3,427,229 | 3,361,578 | 3,359,124 | 3,388,436 | 3,399,506 | 3,390,464 | 3,367,205 | 3,387,099 | 3,384,018 | 3,405,271 | 3,410,539 | 3,371,724 | 3,381,705 | 3,327,538 | 3,321,272 | 3,340,651 | 3,347,780 | 3,340,281 | 3,321,613 | 3,342,545 | 3,336,956 | |
| Regional banks II | 724,018 | 724,667 | 723,649 | 721,755 | 727,649 | 717,637 | 718,486 | 723,267 | 732,728 | 728,305 | 728,255 | 728,723 | 729,006 | 727,955 | 726,566 | 722,430 | 721,649 | 713,748 | 714,894 | 720,833 | 720,157 | 718,126 | 717,502 | 716,576 | 716,143 | 718,894 | 715,765 | 711,784 | 711,758 | 705,788 | 706,753 | 710,590 | 711,163 | 708,153 | 706,313 | 708,061 | 706,996 | |
| Shinkin banks(c) | 1,624,299 | 1,626,241 | 1,625,707 | 1,625,505 | 1,627,367 | 1,614,533 | 1,617,184 | 1,621,500 | 1,621,506 | 1,620,576 | 1,622,453 | 1,621,210 | 1,621,618 | 1,621,539 | 1,622,741 | 1,620,089 | 1,622,998 | 1,614,614 | 1,619,357 | 1,625,993 | 1,627,900 | 1,625,004 | 1,624,523 | 1,624,253 | 1,625,321 | 1,625,824 | 1,624,825 | 1,619,668 | 1,620,480 | 1,613,071 | 1,616,505 | 1,622,049 | 1,622,751 | 1,621,006 | 1,623,491 | 1,622,802 | 1,623,237 | |
| (Reference)Total of city, regional, shinkin, and other surveyed domestically licensed banks | 13,967,739 | 13,985,908 | 14,004,636 | 13,995,322 | 13,830,449 | 13,766,859 | 13,804,018 | 13,800,332 | 13,779,682 | 13,716,587 | 13,732,262 | 13,732,364 | 13,736,926 | 13,728,455 | 13,708,472 | 13,716,080 | 13,588,289 | 13,568,660 | 13,634,698 | 13,615,531 | 13,582,354 | 13,536,357 | 13,568,126 | 13,592,678 | 13,606,440 | 13,602,508 | 13,606,524 | 13,627,602 | 13,524,179 | 13,479,026 | 13,518,246 | 13,496,893 | 13,491,738 | 13,450,447 | 13,480,205 | 13,491,698 | ||
| (Reference)Other surveyed domestically licensed banks(g) | 3,223,304 | 3,193,760 | 3,178,829 | 3,187,978 | 3,177,921 | 3,177,550 | 3,192,389 | 3,200,432 | 3,192,689 | 3,186,347 | 3,182,396 | 3,177,173 | 3,157,526 | 3,121,110 | 3,102,993 | 3,106,711 | 3,097,050 | 3,095,695 | 3,109,935 | 3,108,027 | 3,086,245 | 3,093,312 | 3,089,783 | 3,100,106 | 3,099,702 | 3,077,130 | 3,077,174 | 3,089,094 | 3,125,253 | 3,148,284 | 3,147,660 | 3,133,812 | 3,120,037 | 3,120,611 | 3,114,365 | 3,118,965 | ||
| Loans and Discounts Adjusted for Special Items5 | ||||||||||||||||||||||||||||||||||||||
| Total of major and regional banks(i) | 5,976,764 | 5,947,068 | 5,898,488 | 5,894,857 | 5,869,819 | 5,842,235 | 5,844,614 | 5,814,264 | 5,737,544 | 5,717,257 | 5,690,071 | 5,674,714 | 5,673,299 | 5,630,340 | 5,580,016 | 5,591,730 | 5,589,396 | 5,573,848 | 5,568,524 | 5,544,808 | 5,488,944 | 5,477,275 | 5,473,583 | 5,465,858 | 5,454,113 | 5,437,274 | 5,410,140 | 5,424,956 | 5,406,533 | 5,377,623 | 5,381,675 | 5,359,161 | 5,308,306 | 5,314,188 | 5,299,968 | 5,279,822 | ||
| Major banks(i)(b) | 2,795,506 | 2,777,737 | 2,743,153 | 2,739,481 | 2,710,551 | 2,694,933 | 2,705,172 | 2,683,095 | 2,629,114 | 2,621,395 | 2,607,801 | 2,603,267 | 2,610,040 | 2,579,018 | 2,544,442 | 2,557,043 | 2,558,880 | 2,555,862 | 2,553,711 | 2,535,926 | 2,503,086 | 2,501,109 | 2,504,688 | 2,509,471 | 2,509,211 | 2,501,773 | 2,488,270 | 2,500,375 | 2,483,044 | 2,469,704 | 2,478,189 | 2,460,586 | 2,425,191 | 2,436,888 | 2,428,603 | 2,416,296 | ||
| Total of regional banks(i) | 3,181,258 | 3,169,331 | 3,155,335 | 3,155,375 | 3,159,268 | 3,147,301 | 3,139,442 | 3,131,169 | 3,108,431 | 3,095,862 | 3,082,269 | 3,071,447 | 3,063,259 | 3,051,323 | 3,035,574 | 3,034,686 | 3,030,516 | 3,017,986 | 3,014,813 | 3,008,882 | 2,985,858 | 2,976,167 | 2,968,895 | 2,956,387 | 2,944,901 | 2,935,501 | 2,921,871 | 2,924,582 | 2,923,489 | 2,907,919 | 2,903,487 | 2,898,575 | 2,883,115 | 2,877,301 | 2,871,365 | 2,863,526 | ||
| Regional banks I(i) | 2,622,277 | 2,612,510 | 2,600,753 | 2,597,445 | 2,602,184 | 2,591,834 | 2,584,900 | 2,574,162 | 2,554,967 | 2,543,631 | 2,531,543 | 2,522,104 | 2,516,127 | 2,506,422 | 2,492,803 | 2,491,802 | 2,488,474 | 2,477,538 | 2,473,989 | 2,469,314 | 2,450,687 | 2,442,774 | 2,437,046 | 2,426,477 | 2,416,309 | 2,408,319 | 2,397,128 | 2,398,007 | 2,397,015 | 2,382,995 | 2,378,267 | 2,374,684 | 2,361,578 | 2,356,538 | 2,351,752 | 2,345,101 | ||
| Regional banks II(i) | 558,982 | 556,821 | 554,582 | 557,930 | 557,085 | 555,467 | 554,542 | 557,007 | 553,463 | 552,231 | 550,726 | 549,343 | 547,132 | 544,900 | 542,770 | 542,885 | 542,042 | 540,448 | 540,824 | 539,568 | 535,170 | 533,393 | 531,850 | 529,909 | 528,593 | 527,182 | 524,743 | 526,575 | 526,474 | 524,924 | 525,220 | 523,891 | 521,537 | 520,763 | 519,613 | 518,424 |
Latest reading
Total of major, regional, and shinkin banks(a) stood at 6,803,427 100 million yen in Aug 2026. That is +0.2% from Jul 2026 and +5.4% from a year earlier. The series on this page is monthly and runs from Jan 2000 to Aug 2026. Source: Bank of Japan – Time-Series Data Search.
- Latest
- 6,803,427 100 million yen
- Aug 2026
- vs previous period
- +0.2%
- Jul 2026
- vs a year earlier
- +5.4%
About this data
Headline monthly figures on loans and deposits of banks and shinkin banks, including loans adjusted for special factors and year-on-year changes. 25 series. Source: Bank of Japan, Time-Series Data Search.