Japan Certificate of Deposit Rates

Name: Japan Certificate of Deposit Rates
Creator: Bank of Japan – Time-Series Data Search
License: https://creativecommons.org/licenses/by/4.0/

Average interest rates on newly issued certificates of deposit by maturity. 11 series.

Source: Bank of Japan – Time-Series Data SearchLast updated: Sep 22, 2026, 13:13Curated by Bui Thanh PhucAbout this data ↓

Indicator	07-2026	06-2026	05-2026	04-2026	03-2026	02-2026	01-2026	12-2025	11-2025	10-2025	09-2025	08-2025	07-2025	06-2025	05-2025	04-2025	03-2025	02-2025	01-2025	12-2024	11-2024	10-2024	09-2024	08-2024	07-2024	06-2024	05-2024	04-2024	03-2024	02-2024	01-2024	12-2023	11-2023	10-2023	09-2023	08-2023	07-2023
Total	0.84	0.7	0.62	0.62	0.63	0.55	0.57	0.46	0.39	0.4	0.38	0.4	0.39	0.38	0.39	0.39	0.38	0.37	0.24	0.18	0.16	0.16	0.15	0.12	0.04	0.03	0.03	0.03	0.01	0	0	0	0	0	0	0	0
Less than 30 Days	0.82	0.68	0.61	0.61	0.59	0.52	0.56	0.44	0.37	0.38	0.38	0.38	0.38	0.37	0.38	0.37	0.37	0.35	0.22	0.17	0.15	0.15	0.15	0.1	0.03	0.03	0.03	0.03	0.01	0	0	0	0	0	0	0	0
30 Days to 59 Days	0.78	0.69	0.57	0.6	0.69	0.58	0.52	0.45	0.33	0.36	0.32	0.34	0.29	0.3	0.29	0.34	0.34	0.41	0.21	0.18	0.15	0.13	0.14	0.15	0.03	0.03	0.04	0.02	0.01	0	0	0	0	0	0	0	0
60 Days to 89 Days	0.95	0.81	0.77	0.72	1.06	0.79	0.8	0.64	0.4	0.58	0.48	0.53	0.49	0.43	0.46	0.59	0.5	0.41	0.44	0.21	0.22	0.22	0.18	0.19	0.06	0.06	0.05	0.02	0.02	0	0.01	0	0	0	0	0	0
90 Days to 179 Days	1.24	1.09	0.87	0.95	0.98	0.7	0.71	0.6	0.53	0.58	0.47	0.53	0.56	0.47	0.53	0.51	0.48	0.52	0.34	0.3	0.23	0.24	0.19	0.17	0.1	0.07	0.05	0.05	0.02	0.01	0.01	0	0	0	0	0	0
180 Days or More and Less than 1 Year	1.21	0.79	0.83	0.7	0.61	0.81	0.88	0.79	0.56	0.61	0.4	0.63	0.52	0.56	0.46	0.45	0.32	0.53	0.62	0.32	0.22	0.26	0.17	0.19	0.13	0.11	0.06	0.06	0.02	0.01	0	0.01	0.01	0	0	0.01	0
1 Year or More and Less than 2 Years	1.02	1.21	0.88	0.98	0.58	0.98	1.1	0.73	0.8	0.4	0.43	0.4	0.56	0.34	0.19	0.38	0.5	0.16	0.13	0.14	0.11	0.3	0.32	0.36	0.12	0.08	0.13	0.09	0.03	0.02	0.02	0.01	0.03	0.06	0.01	0.03	0.03
2 Years or More and Less than 3 Years		1.48			1.43	0.68	0.6	1.01			0.9		0.4		0.71	0.7			0.5	0.66	0.2	0.43	0.36			0.41	0.3	0.1		0.06	0.1	0	0.05	0	0	0	0

Latest reading

Total stood at 0.84 percent per annum in Jul 2026. That is +20.1% from Jun 2026 and +115.3% from a year earlier. The series on this page is monthly and runs from Jan 1996 to Jul 2026. Source: Bank of Japan – Time-Series Data Search.

Latest: 0.84 percent per annum; Jul 2026
vs previous period: +20.1%; Jun 2026
vs a year earlier: +115.3%

About this data

Average interest rates on newly issued certificates of deposit by maturity. 11 series. Source: Bank of Japan, Time-Series Data Search.