Lending margins — France bank lending margins and leverage
France bank lending margins and leverage — Lending margins belongs to the Banking risk indicators table (Value · Monthly), in %. This France macroeconomic series is updated regularly and provided free on MacroDataHub, with an interactive chart. The complete series with an interactive chart, free to download.
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This indicator in the Banking risk indicators table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Lending margins4 | |||||||||||
| Lending margin on new loans to households and firms | 1.02 | 0.99 | 1.09 | 1.13 | 1.2 | 1.25 | 1.24 | 1.26 | 1.24 | 1.19 | |
| Lending margin on new loans for house purchase | 0.71 | 0.67 | 0.71 | 0.84 | 0.88 | 0.93 | 0.95 | 0.95 | 0.82 | 0.87 |
Understanding lending margins
Monthly Lending margins — Banking sector risk indicators: lending margins, leverage and funding, France, in %. Source: ECB Data Portal – Risk assessment indicators (RAI), France.