Credit growth and structure — France bank lending margins and leverage
France bank lending margins and leverage — Credit growth and structure belongs to the Banking risk indicators table (Value · Monthly), in %. This France macroeconomic series is updated regularly and provided free on MacroDataHub, with an interactive chart. The complete series with an interactive chart, free to download.
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This indicator in the Banking risk indicators table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Credit growth and structure6 | |||||||||||
| New loans to households and firms, annual growth | 6.81 | 6.16 | 6.52 | 6.45 | 6.44 | 7.05 | 7.81 | 9.69 | 10.51 | 11.49 | |
| Share of variable-rate new loans to households and firms | 43.05 | 46.2 | 40.09 | 38.49 | 39.94 | 42.86 | 36.03 | 38.72 | 43.77 | 38.23 |
Understanding credit growth and structure
Monthly Credit growth and structure — Banking sector risk indicators: lending margins, leverage and funding, France, in %. Source: ECB Data Portal – Risk assessment indicators (RAI), France.