Germany outstanding corporate loans, maturity up to 1 year
Germany outstanding corporate loans, maturity up to 1 year stood at 185,869 EUR million in Aug 2026, according to Deutsche Bundesbank. It is one of the indicators in the Bank lending and deposit volumes table (Value · Monthly), with a complete series running from Jan 2003 to Aug 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank lending and deposit volumes table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Outstanding amounts | |||||||||||
| Loans to non-financial corporations with a maturity of up to 1 year, SUD032 | 185,869 | 185,655 | 187,140 | 186,545 | 183,649 | 185,814 | 187,678 | 186,516 | 185,599 | 189,247 | |
| Loans to non-financial corporations with a maturity of over 2 years, SUD064 | 1,142,324 | 1,138,526 | 1,134,841 | 1,135,599 | 1,131,568 | 1,126,044 | 1,127,619 | 1,124,168 | 1,133,468 | 1,136,057 |
Understanding germany outstanding corporate loans, maturity up to 1 year
Short-term credit obligations held by non-financial businesses capture the accumulated stock of bank lending scheduled for repayment within a twelve-month horizon. The aggregate consolidates overdrafts, revolving facilities, and standard bridging loans, explicitly excluding financing provided to banks or government entities. By focusing on the outstanding end-of-month balance rather than new issuances, the metric illustrates the total near-term debt burden sitting on corporate balance sheets. This specific maturity band highlights routine working capital and operational liquidity needs, contrasting with the multi-year debt structures utilized for capital expenditure and long-term asset acquisition. The amounts are expressed in EUR million.
Year-on-year comparisons provide the most reliable perspective for this series, neutralizing the recurring seasonal spikes associated with corporate tax schedules, dividend distributions, and quarterly accounting window-dressing. Month-on-month assessments frequently capture temporary treasury operations rather than durable shifts in corporate borrowing behavior. Periodic revisions generally stem from late submissions by reporting institutions or retrospective corrections to loan categorizations. Methodological breaks occasionally materialize when large enterprises are reclassified into different institutional sectors, artificially altering the outstanding stock. Cross-referencing these balances with corresponding deposit aggregates offers a clearer view of the net liquidity position maintained by the commercial sector.
Frequently asked questions
- What types of credit are included in this metric?
- This category incorporates overdrafts, syndicated loans, and revolving credit facilities granted to non-financial entities. It strictly excludes bonds or debt securities issued by the corporations themselves.
- Does this series measure new loans granted during the month?
- No, it captures the total unresolved debt stock remaining at the end of the reporting period. New lending flows are recorded in a separate statistical category.
- Are financial corporations included in these figures?
- Loans to banks, insurance companies, and investment funds are omitted entirely from this specific aggregate. It strictly tracks borrowing by entities engaged in producing goods or non-financial services.