Germany household other deposits
Germany household other deposits stood at 1,169.9 EUR billion in Q1 2026, according to Deutsche Bundesbank. It is one of the indicators in the Household financial accounts table (Value · Quarterly), with a complete series running from Q1 1999 to Q1 2026. The complete series with an interactive chart, free to download.
This indicator in the Household financial accounts table
| Indicator | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Other deposits3 | 1,169.9 | 1,163.3 | 1,156.2 | 1,163.2 | 1,179.4 | 1,194.5 | 1,204.4 | 1,188.4 | 1,153.8 | 1,088.1 | |
| Time deposits | 653.3 | 645.5 | 635.9 | 639.5 | 653 | 660 | 646.3 | 627.9 | 591 | 529 | |
| Savings deposits | 380.3 | 384.4 | 390.3 | 393.4 | 393.6 | 399.7 | 405.7 | 413.2 | 424.2 | 438.4 |
Understanding germany household other deposits
Other deposits aggregates all household claims against credit institutions that are not immediately transferable, gathering fixed-term accounts, regular savings deposits, and issued savings certificates into a unified total. It deliberately excludes sight deposits and transaction balances, which reside under transferable deposits, as well as physical legal tender. This intermediate heading captures household banking wealth held for store-of-value and capital-accumulation purposes rather than everyday payment clearance, serving as the parent grouping for all non-sight banking arrangements.
Portfolio realignments across varying maturity horizons and notice arrangements drive movements in this aggregate, reflecting how households respond to changing deposit rate differentials. Quarter-on-quarter changes reveal household responses to shifting deposit terms across banking products, but they can be distorted when funds reallocate between checking accounts and term contracts. Year-on-year analysis is better suited for observing net capital accumulation in interest-bearing bank balances, filtering out seasonal swings associated with end-of-calendar-year interest crediting. Figures are recorded at face value, avoiding equity or bond market pricing volatility, with historical revisions confined to institutional reporting updates.
Frequently asked questions
- Which specific savings instruments are compiled under other deposits?
- This grouping consolidates fixed-term time deposits, notice-dependent savings accounts, and bank savings certificates into a single non-transferable deposit total.
- Are transaction accounts included within this deposit total?
- No, everyday checking and payment accounts are classified separately under transferable deposits.
- Why might other deposits change even if total bank holdings remain unchanged?
- Households frequently shift funds between instant-access transaction accounts and non-transferable deposits depending on prevailing interest rate incentives.