Germany household other accounts excluding trade credits
Germany household other accounts excluding trade credits stood at 3.7 EUR billion in Q1 2026, according to Deutsche Bundesbank. It is one of the indicators in the Household financial accounts table (Value · Quarterly), with a complete series running from Q1 1999 to Q1 2026. The complete series with an interactive chart, free to download.
This indicator in the Household financial accounts table
| Indicator | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total financial assets | 9,489.9 | 9,518.4 | 9,364.3 | 9,235.9 | 9,090.9 | 9,072.1 | 8,927.9 | 8,769.8 | 8,639.4 | 8,435 | |
| Other accounts receivable/payable | 3.7 | 3.7 | 3.7 | 3.7 | 3.8 | 3.8 | 3.8 | 3.8 | 3.8 | 3.8 | |
| Other accounts receivable/payable, excluding trade credits and advances | 3.7 | 3.7 | 3.7 | 3.7 | 3.8 | 3.8 | 3.8 | 3.8 | 3.8 | 3.8 |
Understanding germany household other accounts excluding trade credits
Accrued earnings, pending fiscal refunds, and financial settlement delays stripped of commercial trade advances comprise this narrow row. It isolates non-trade receivables owed to households, focusing specifically on interest earned but not yet credited to accounts, declared corporate dividends awaiting distribution, salary arrears, and income tax refund claims against the public sector. By deliberately excluding trade credits and pre-payments associated with unincorporated business activities, this series separates personal and fiscal timing claims from small enterprise commercial credit lines. Standard investment instruments such as bank deposits, bonds, and equities are omitted from this temporary accrual category.
Interpreting movements in this series requires attention to calendar-driven administrative deadlines. Pronounced seasonal patterns frequently emerge because government tax reconciliations and annual corporate dividend payouts occur during concentrated windows of the calendar year. Period-on-period changes predominantly capture payment processing lags rather than shifts in underlying wealth accumulation. Initial quarterly figures often undergo backward revisions as counterparty administrative registers from government and corporate sectors replace preliminary statistical estimates. A year-on-year comparison against the corresponding quarter is recommended to account for predictable intra-year fiscal settlement patterns. Comparing this series with liquid savings accounts is misleading, as these balances represent pending legal accruals rather than deployable funds.
Frequently asked questions
- How does this row differ from the broader other accounts receivable heading?
- This row removes commercial trade credit and supplier advances, isolating fiscal refunds, accrued interest, and dividend receivables.
- Why do tax payment schedules cause seasonal movements in this series?
- Tax refunds and annual fiscal adjustments concentrate in specific quarters, producing temporary peaks in accrued receivables from public authorities.
- Are unpaid employee wages reflected in these figures?
- Yes, accrued employee compensation and salary timing arrears owed to household workers are included in this non-trade category.