German new business loans >€1 million, fixed over 5 years
German new business loans >€1 million, fixed over 5 years stood at 5,717 EUR million in Aug 2026, according to Deutsche Bundesbank. It is one of the indicators in the Bank lending and deposit volumes table (Value · Monthly), with a complete series running from Jan 2003 to Aug 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank lending and deposit volumes table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Loans to non-financial corporations | |||||||||||
| Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 5 years, SUD229 | 5,717 | 8,808 | 10,403 | 8,054 | 7,803 | 9,039 | 5,607 | 5,846 | 11,194 | 8,830 | |
| Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 5 and up to 10 years, SUD253 | 3,817 | 6,421 | 6,166 | 5,343 | 5,759 | 5,358 | 3,797 | 4,445 | 6,652 | 5,632 |
Understanding german new business loans >€1 million, fixed over 5 years
Isolating major corporate financing backed by extended interest rate guarantees, this dataset tallies newly originated loans to non-financial corporations exceeding EUR 1 million with an initial rate fixation of over 5 years. The large size threshold combined with the lengthy fixation period means these figures largely reflect substantial, long-horizon corporate investments, such as major infrastructure projects or large-scale acquisitions. This separates it from lower-tier borrowing and short-term liquidity management facilities. The volume recorded is the total agreed contract size, excluding purely administrative fee changes to existing loans while capturing any major restructurings that alter the principal or interest structure.
Because individual contracts in this upper-tier category can be extremely large, the series exhibits high natural lumpiness. Month-on-month analysis is generally misleading; year-on-year comparisons provide a far more accurate reflection of the prevailing investment climate among major corporations. Revisions to earlier periods happen regularly due to the complex, syndicated nature of large commercial loans which sometimes delays final reporting. When examining this flow alongside outstanding balance metrics, observers must remember that these high-value loans take many years to amortize, meaning new business spikes will slowly trickle into long-term stock accumulation. Changes to institutional reporting populations can introduce occasional methodological breaks.
Frequently asked questions
- Are loans denominated in foreign currencies included in this EUR 1 million metric?
- Foreign currency loans are converted to the domestic equivalent at the prevailing exchange rate at the time of the agreement.
- Does the rate fixation period indicate the full term of the loan?
- The full repayment schedule may span a much longer timeframe than the initial rate fixation window.
- Are loans between non-financial corporations captured here?
- No, the series strictly measures credit extended by reporting monetary financial institutions, omitting peer-to-peer corporate lending.