France new corporate loans: over 1 year
France new corporate loans: over 1 year stood at 161,866 EUR million in Aug 2026, according to ECB Data Portal – Balance sheet items of monetary financial institutions (BSI), France. It is one of the indicators in the Bank credit outstanding table (Value · Monthly), with a complete series running from Jan 2003 to Aug 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank credit outstanding table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| New loans to non-financial corporations, amounts | |||||||||||
| Loans excluding overdrafts over 1 year, 12-month cumulative flows | 161,866 | 162,152 | 163,643 | 162,372 | 161,731 | 160,286 | 158,720 | 158,071 | 157,515 | 155,172 | |
| Renegotiated loans (raw) | 1,616 | 2,228 | 2,289 | 1,561 | 1,939 | 1,571 | 1,544 | 2,722 | 2,033 | 1,874 |
Understanding france new corporate loans: over 1 year
Annualized cumulative volumes of newly negotiated bank loans with initial maturities exceeding one year for non-financial corporations are quantified here. The measure aggregates monthly long-term credit originations over a rolling 12-month window, filtering out seasonal distortions and calendar anomalies. The scope encompasses machinery purchases, real estate financing, and long-term capital projects, while excluding short-term working capital loans and overdrafts.
Reading this indicator requires recognizing that long-term credit flows reflect strategic investment decisions tied to business confidence and multi-year economic outlooks. Unlike short-term loan metrics, these figures do not fluctuate rapidly in response to immediate cash flow needs. Comparisons with related monthly series should account for the smoothing effect inherent in rolling annual sums.
Frequently asked questions
- What defines the maturity threshold for inclusion in this series?
- Only loan contracts with initial maturities greater than one year are counted.
- How do these long-term flows differ from short-term business credit metrics?
- Long-term flows reflect capital investments and durable asset purchases, whereas short-term flows capture working capital and inventory financing.
- Does this series capture renegotiated existing loans?
- Renegotiations are tracked separately to maintain a clear distinction between brand new credit origination and restructuring.