France household liabilities: other loans
France household liabilities: other loans stood at 318,429.77 EUR million in Q1 2026, according to ECB Data Portal – Distributional Wealth Accounts (DWA), France. It is one of the indicators in the Household wealth distribution table (Value · Quarterly), with a complete series running from Q4 2009 to Q1 2026. The complete series with an interactive chart, free to download.
This indicator in the Household wealth distribution table
| Indicator | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total liabilities | 1,759,193 | 1,761,632 | 1,757,580 | 1,751,949 | 1,747,266 | 1,748,443 | 1,742,818 | 1,740,367 | 1,741,342 | 1,747,765 | |
| Other loans | 318,429.77 | 319,165.73 | 315,402.09 | 312,942.93 | 309,817.59 | 309,300.69 | 306,276.56 | 303,890.83 | 301,160.57 | 301,977.74 | |
| Loans for house purchase | 1,440,763.23 | 1,442,466.27 | 1,442,177.91 | 1,439,006.07 | 1,437,448.41 | 1,439,142.31 | 1,436,541.44 | 1,436,476.17 | 1,440,181.43 | 1,445,787.26 |
Understanding france household liabilities: other loans
Other loans capture all residual household credit categories not classified as mortgages, consumer credit, or specialized housing finance, including personal overdrafts and tax liabilities. This miscellaneous liability measure aggregates short-term borrowings and trade credit extensions from non-bank entities, omitting formal institutional mortgages. It complements primary credit aggregates by capturing smaller, informal, or specialized debt obligations incurred by individuals.
Interpreting this series demands caution regarding data collection lags from non-traditional lenders and frequent revisions to administrative tax debt records. Because these obligations often react rapidly to economic stress, tracking period-on-period movements highlights immediate liquidity pressures. Comparing this series with major mortgage debt reveals shifts in household reliance on secondary credit sources.
Frequently asked questions
- What types of borrowing fall under other loans?
- The category includes personal overdrafts, tax arrears, borrowing from non-bank institutions, and miscellaneous trade credits.
- How does this series differ from consumer credit?
- Consumer credit covers formal installment loans and credit cards, whereas other loans capture residual, miscellaneous, and often informal borrowings.
- Why are revisions common in this liability category?
- Data relies partly on administrative records and non-bank surveys, which are updated less frequently than standard banking statistics.