France household wealth distribution
France household wealth distribution and inequality indicators from the ECB.
| Indicator | Q1-2026 | Q4-2025 | Q3-2025 | Q2-2025 | Q1-2025 | Q4-2024 | Q3-2024 | Q2-2024 | Q1-2024 | Q4-2023 | Q3-2023 | Q2-2023 | Q1-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Wealth inequality7 | ||||||||||||||
| Share of net wealth held by the top 10% | 54.64 | 54.71 | 54.56 | 54.52 | 54.56 | 54.45 | 54.48 | 54.4 | 54.65 | 54.25 | 53.73 | 53.96 | 53.85 | |
| Share of net wealth held by the top 5% | 40.84 | 40.93 | 40.79 | 40.73 | 40.79 | 40.66 | 40.72 | 40.61 | 40.9 | 40.45 | 39.88 | 40.17 | 40.08 | |
| Share of net wealth held by the bottom 50% | 4.96 | 4.96 | 5 | 5 | 4.99 | 5 | 5.02 | 5.02 | 4.97 | 5.02 | 5.11 | 5.07 | 5.09 | |
| Gini coefficient of net wealth | 70.97 | 71.01 | 70.89 | 70.87 | 70.9 | 70.83 | 70.83 | 70.79 | 70.96 | 70.71 | 70.35 | 70.51 | 70.44 | |
| Mean net wealth per household | 438,079.53 | 441,079.97 | 442,944.33 | 436,297.02 | 436,126.85 | 434,370.87 | 438,729.21 | 429,612.31 | 432,120.33 | 432,953.33 | 435,141.73 | 436,847.92 | 436,724.36 | |
| Median net wealth per household | 174,423.68 | 175,141.73 | 176,450.82 | 173,697.21 | 173,776.97 | 173,368.45 | 175,340.54 | 171,280.66 | 171,276.22 | 174,472.3 | 178,383.36 | 178,268.27 | 179,443.93 | |
| Adjusted debt-to-asset ratio of households | 11.19 | 11.14 | 11.07 | 11.19 | 11.17 | 11.22 | 11.08 | 11.28 | 11.23 | 11.24 | 11.19 | 11.15 | 11.12 | |
| Household balance sheet3 | ||||||||||||||
| Net wealth | 13,959,229.06 | 14,054,836.86 | 14,114,243.87 | 13,902,429.96 | 13,897,007.59 | 13,841,054.14 | 13,979,930.97 | 13,689,424.55 | 13,769,341.36 | 13,795,884.78 | 13,865,617.15 | 13,898,963.12 | 13,874,016.94 | |
| Total assets6 | 15,718,422.06 | 15,816,468.86 | 15,871,823.87 | 15,654,378.96 | 15,644,273.59 | 15,589,497.14 | 15,722,748.97 | 15,429,791.55 | 15,510,683.36 | 15,543,649.78 | 15,612,261.15 | 15,643,448.12 | 15,609,283.94 | |
| Housing wealth | 8,863,827.39 | 8,916,056 | 8,989,658.66 | 8,862,875.12 | 8,870,027.3 | 8,871,212.3 | 8,941,084.66 | 8,791,361.38 | 8,793,880.18 | 8,955,473.8 | 9,185,424.72 | 9,146,300.5 | 9,183,531.59 | |
| Non-financial business wealth | 874,629.05 | 883,860.4 | 889,189.73 | 863,646.74 | 858,551.28 | 852,676.49 | 859,125.17 | 833,955.19 | 830,923.4 | 851,004.8 | 875,103.47 | 862,349.74 | 860,756.38 | |
| Deposits | 1,880,805 | 1,880,662 | 1,892,832 | 1,890,286 | 1,879,480 | 1,875,713 | 1,887,166 | 1,880,452 | 1,860,469 | 1,856,982 | 1,864,929 | 1,847,703 | 1,831,882 | |
| Debt securities | 50,976 | 49,468 | 48,970 | 48,819 | 48,644 | 50,208 | 49,055 | 49,148 | 48,129 | 45,438 | 41,452 | 38,399 | 35,892 | |
| Equity and investment fund shares3 | 2,106,763.63 | 2,148,979.46 | 2,133,945.48 | 2,090,397.1 | 2,125,687.01 | 2,080,449.35 | 2,134,828.14 | 2,066,225.97 | 2,159,073.77 | 2,042,352.17 | 1,931,782.95 | 2,003,239.88 | 1,972,645.97 | |
| Listed shares | 268,455 | 261,937 | 296,843 | 308,266 | 314,930 | 317,676 | 327,177 | 314,275 | 338,004 | 321,653 | 311,602 | 324,096 | 316,909 | |
| Financial business wealth (unlisted equity) | 1,378,557.63 | 1,441,789.46 | 1,409,092.48 | 1,374,299.1 | 1,402,825.01 | 1,368,838.35 | 1,411,138.14 | 1,369,474.97 | 1,456,283.77 | 1,379,145.17 | 1,287,494.95 | 1,347,294.88 | 1,326,307.97 | |
| Investment fund shares | 459,751 | 445,253 | 428,010 | 407,832 | 407,932 | 393,935 | 396,513 | 382,476 | 364,786 | 341,554 | 332,686 | 331,849 | 329,429 | |
| Life insurance and annuity entitlements | 1,941,421 | 1,937,443 | 1,917,228 | 1,898,355 | 1,861,884 | 1,859,238 | 1,851,490 | 1,808,649 | 1,818,208 | 1,792,399 | 1,713,569 | 1,745,456 | 1,724,576 | |
| Total liabilities2 | 1,759,193 | 1,761,632 | 1,757,580 | 1,751,949 | 1,747,266 | 1,748,443 | 1,742,818 | 1,740,367 | 1,741,342 | 1,747,765 | 1,746,644 | 1,744,485 | 1,735,267 | |
| Loans for house purchase | 1,440,763.23 | 1,442,466.27 | 1,442,177.91 | 1,439,006.07 | 1,437,448.41 | 1,439,142.31 | 1,436,541.44 | 1,436,476.17 | 1,440,181.43 | 1,445,787.26 | 1,446,001.8 | 1,443,945.54 | 1,436,353.75 | |
| Other loans | 318,429.77 | 319,165.73 | 315,402.09 | 312,942.93 | 309,817.59 | 309,300.69 | 306,276.56 | 303,890.83 | 301,160.57 | 301,977.74 | 300,642.2 | 300,539.46 | 298,913.25 | |
| Net wealth by wealth quintile5 | ||||||||||||||
| Bottom 20% (quintile 1) | -7,425.17 | -7,292.29 | -6,304.9 | -6,493.15 | -6,278.96 | -6,356.61 | -5,359.79 | -5,969.52 | -5,933.9 | -5,592.74 | -4,809.43 | -5,277.2 | -5,310.06 | |
| Quintile 2 | 271,553.08 | 273,721.23 | 281,075.48 | 273,489.24 | 272,374.36 | 271,925.87 | 274,446.98 | 269,984.23 | 268,968.49 | 271,011.21 | 271,889.32 | 272,508.99 | 271,032.1 | |
| Quintile 3 | 1,129,970.43 | 1,137,298.58 | 1,143,610.79 | 1,130,854.61 | 1,129,133.69 | 1,126,580.49 | 1,139,945.33 | 1,116,675.27 | 1,114,115.81 | 1,129,555.24 | 1,161,258.14 | 1,154,513.1 | 1,160,815.7 | |
| Quintile 4 | 2,561,240 | 2,570,139.15 | 2,592,672.75 | 2,556,936.74 | 2,554,000.08 | 2,551,986.81 | 2,573,106.31 | 2,525,838.02 | 2,526,564.44 | 2,558,135.59 | 2,596,950.73 | 2,594,888.73 | 2,597,902.81 | |
| Top 20% (quintile 5) | 10,003,890.73 | 10,080,970.19 | 10,103,189.74 | 9,947,642.53 | 9,947,778.42 | 9,896,917.59 | 9,997,792.15 | 9,782,896.55 | 9,865,626.53 | 9,842,775.47 | 9,840,328.39 | 9,882,329.5 | 9,849,576.4 | |
| Net wealth per household by wealth group8 | ||||||||||||||
| Bottom 20% (quintile 1) | -1.17 | -1.14 | -0.99 | -1.02 | -0.99 | -1 | -0.84 | -0.94 | -0.93 | -0.88 | -0.76 | -0.83 | -0.84 | |
| Quintile 2 | 42.67 | 42.96 | 43.81 | 42.95 | 42.76 | 42.67 | 43.13 | 42.36 | 42.16 | 42.54 | 42.91 | 42.8 | 42.64 | |
| Quintile 3 | 176.98 | 178.26 | 180.54 | 177.27 | 177.05 | 176.78 | 178.61 | 175.1 | 174.89 | 177.35 | 181.01 | 181.42 | 182.7 | |
| Quintile 4 | 401.74 | 403.83 | 406.83 | 401.38 | 400.78 | 400.24 | 403.63 | 396.46 | 396.47 | 401.1 | 407.98 | 407.76 | 409.05 | |
| Top 20% (quintile 5) | 1,570.3 | 1,581.24 | 1,585.99 | 1,561.87 | 1,561.22 | 1,553.59 | 1,568.72 | 1,535.28 | 1,548.15 | 1,545.1 | 1,542.64 | 1,553.04 | 1,550.09 | |
| Bottom 50% | 43.46 | 43.72 | 44.3 | 43.63 | 43.54 | 43.47 | 44.06 | 43.11 | 42.99 | 43.48 | 44.49 | 44.31 | 44.42 | |
| Decile 9 | 746.38 | 750.31 | 754.32 | 743.94 | 742.73 | 741.56 | 746.94 | 733.29 | 734.83 | 740.94 | 748.81 | 748.63 | 748.84 | |
| Top 10% (decile 10) | 2,394.44 | 2,414.49 | 2,415.46 | 2,377.94 | 2,379.25 | 2,367.27 | 2,388.05 | 2,336.82 | 2,362.85 | 2,350 | 2,337.83 | 2,356.36 | 2,352.45 | |
| Net wealth per household by status6 | ||||||||||||||
| Homeowners | 706.49 | 711.44 | 714.55 | 703.6 | 703.52 | 700.71 | 707.81 | 692.91 | 697.08 | 698.81 | 702.92 | 705.4 | 705.18 | |
| Tenants and free users | 79.46 | 79.85 | 80.06 | 79.15 | 78.87 | 78.51 | 79.21 | 77.82 | 78.11 | 77.75 | 77.36 | 77.6 | 77.16 | |
| Employees | 338.31 | 340.87 | 342.66 | 336.98 | 337.06 | 335.61 | 339.47 | 331.96 | 333.53 | 335.09 | 338.54 | 336.08 | 333.15 | |
| Self-employed | 975.92 | 990.12 | 990.56 | 972.19 | 974.85 | 967.4 | 980.94 | 957.65 | 971.99 | 968.1 | 965.47 | 982.97 | 989.22 | |
| Retired | 530.86 | 532.59 | 534.82 | 528.12 | 526.7 | 525.47 | 529.07 | 519.44 | 520.57 | 522.43 | 525.07 | 523.23 | 519.8 | |
| Unemployed | 159.22 | 159.96 | 161.09 | 159.03 | 158.68 | 158.46 | 159.8 | 156.9 | 156.94 | 158.42 | 160.61 | 155.32 | 150.44 |
Latest reading
Share of net wealth held by the top 10% stood at 54.64% in Q1 2026. That is −0.1 pp from Q4 2025 and +0.1 pp from a year earlier. The series on this page is quarterly and runs from Q4 2009 to Q1 2026. Source: ECB Data Portal – Distributional Wealth Accounts (DWA), France.
- Latest
- 54.64%
- Q1 2026
- vs previous period
- −0.1 pp
- Q4 2025
- vs a year earlier
- +0.1 pp
About this data
France household wealth distribution and inequality indicators from the ECB. The dataset includes the Gini coefficient, mean and median net wealth, and the share of net wealth held by the top 10%, top 5%, and bottom 50%. It also details the household balance sheet with breakdowns for housing wealth, deposits, debt securities, equity, and loans. These quarterly series are available in euros, percentages, and index points since 2009.
Frequently asked questions
- What is the Gini coefficient of net wealth in France?
- The Gini coefficient of net wealth in France is a statistical measure of wealth inequality, ranging from 0 to 100, where higher values represent greater concentration of wealth among French households.
- How is the French household wealth distribution data sourced?
- The data is compiled quarterly by the European Central Bank (ECB) as part of the Distributional Wealth Accounts (DWA) for France, ensuring consistency with national financial accounts.
- What asset types are included in the France household balance sheet?
- The balance sheet covers total assets including housing wealth, non-financial business wealth, deposits, debt securities, equity, unlisted financial business wealth, investment fund shares, and life insurance entitlements, alongside liabilities like home loans.
- How far back does the France wealth inequality dataset go?
- The quarterly series tracking French household wealth distribution, inequality metrics, and balance sheet components are available starting from the year 2009.
