France business credit by sector: accommodation and food
France business credit by sector: accommodation and food stood at 61,906 EUR million in Aug 2026, according to ECB Data Portal – Balance sheet items of monetary financial institutions (BSI), France. It is one of the indicators in the Bank credit outstanding table (Value · Monthly), with a complete series running from Mar 2012 to Aug 2026. The complete series with an interactive chart, free to download.
This indicator in the Bank credit outstanding table
| Indicator | 08-2026 | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Mobilised and mobilisable credit, outstanding amount, by sector | |||||||||||
| Accommodation and food services | 61,906 | 62,412 | 62,212 | 62,254 | 61,950 | 61,882 | 61,809 | 61,633 | 61,741 | 61,820 | |
| Information and communication | 59,967 | 60,233 | 59,365 | 57,554 | 57,249 | 55,687 | 55,562 | 55,145 | 55,501 | 56,747 |
Understanding france business credit by sector: accommodation and food
Credit balances granted to enterprises operating in the accommodation and food service industries, including hotels, restaurants, and catering businesses, are quantified by this statistical indicator. The calculation encompasses both short-term operational credit and investment loans for property renovation that have been mobilised or remain eligible for discounting through reporting banks. Unlike sibling rows that monitor heavy industry, trade, or transport, this series isolates hospitality activities characterized by direct consumer service and high fixed-location overheads.
Evaluating these figures requires understanding strong seasonal patterns driven by tourism flows, holiday travel periods, and regional vacation schedules. Initial monthly estimates are frequently revised as hospitality enterprises finalize their seasonal accounts and adjust working capital credit lines. Observers should rely on twelve-month comparisons rather than sequential monthly changes to avoid mistaking regular tourist season rhythms for structural economic shifts. Comparing this hospitality financing series against manufacturing or corporate real estate data highlights the unique vulnerability of consumer-facing service providers to cyclical demand fluctuations.
Frequently asked questions
- What types of businesses are included in this accommodation and food sector?
- The series covers hotels, holiday lodgings, restaurants, bars, and catering establishments providing direct consumer services.
- How does tourism seasonality affect these borrowing figures?
- Regional vacation schedules and peak holiday travel periods generate pronounced intra-year fluctuations in operational credit demand.
- Why is a twelve-month comparison necessary for hospitality credit?
- Annual comparisons prevent seasonal tourism spikes from being misinterpreted as permanent changes in sector indebtedness.