China 5-Year Commercial Bank Bond Yield (AAA)
China 5-Year Commercial Bank Bond Yield (AAA) stood at 1.59% on Sep 2, 2026, according to China Central Depository & Clearing (ChinaBond). It is one of the indicators in the Bond yields table (Value · Daily), with a complete series running from Dec 24, 2009 to Sep 2, 2026. The complete series with an interactive chart, free to download.
This indicator in the Bond yields table
| Indicator | 02-09-2026 | 01-09-2026 | 31-08-2026 | 28-08-2026 | 27-08-2026 | 26-08-2026 | 25-08-2026 | 24-08-2026 | 21-08-2026 | 20-08-2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Commercial bank bonds (AAA) — 5-year maturity | 1.59 | 1.59 | 1.6 | 1.59 | 1.59 | 1.59 | 1.59 | 1.59 | 1.59 | 1.59 | |
| Commercial bank bonds (AAA) — 7-year maturity | 1.76 | 1.76 | 1.77 | 1.76 | 1.76 | 1.75 | 1.75 | 1.76 | 1.76 | 1.76 | |
| Commercial bank bonds (AAA) — 10-year maturity | 1.96 | 1.96 | 1.97 | 1.97 | 1.97 | 1.95 | 1.95 | 1.95 | 1.95 | 1.95 |
Understanding china 5-Year Commercial Bank Bond Yield (AAA)
This indicator measures the market's required yield on bank-issued securities, specifically applied to the group with the highest credit reliability. This gauge reflects the medium-term funding costs of deposit-taking institutions, differing from short-term debt instruments or ordinary manufacturing sector debt. The calculation scope focuses on assets with fixed medium maturities, excluding shorter or longer instruments as well as debt with major default risks.
Tracking fluctuations requires viewers to cross-reference with daily trading milestones to identify risk-free interest rate trends. Data is updated continuously based on actual secondary market trading developments without retroactive adjustments. When analyzing, observers should compare this yield with neighboring maturities to grasp the yield curve's slope, rather than looking at a single maturity point alone.
Frequently asked questions
- What does this indicator reflect about the money market?
- This gauge captures the medium-term funding costs of major banks and investors' risk appetite.
- Why is this yield important to bond investors?
- It serves as a pricing benchmark for similar high-safety debt products in the market.
- How do fluctuations in this indicator affect credit?
- Rising funding costs typically pressure lending rates across the economy to climb higher.