Germany bank interest rates on loans and deposits, monthly
MFI interest rate statistics for Germany: the rates banks agree on new loans and deposits, by borrower sector, size class, collateral and period of initial rate fixation, alongside the average rate on the stock of business already on the books.
| Indicator | 07-2026 | 06-2026 | 05-2026 | 04-2026 | 03-2026 | 02-2026 | 01-2026 | 12-2025 | 11-2025 | 10-2025 | 09-2025 | 08-2025 | 07-2025 | 06-2025 | 05-2025 | 04-2025 | 03-2025 | 02-2025 | 01-2025 | 12-2024 | 11-2024 | 10-2024 | 09-2024 | 08-2024 | 07-2024 | 06-2024 | 05-2024 | 04-2024 | 03-2024 | 02-2024 | 01-2024 | 12-2023 | 11-2023 | 10-2023 | 09-2023 | 08-2023 | 07-2023 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| New business7 | ||||||||||||||||||||||||||||||||||||||
| Loans to non-financial corporations27 | ||||||||||||||||||||||||||||||||||||||
| Business, Loans to non-financial corporations, total, SUD939A | 3.78 | 3.79 | 3.48 | 3.55 | 3.58 | 3.35 | 3.47 | 3.48 | 3.34 | 3.37 | 3.33 | 3.23 | 3.36 | 3.49 | 3.49 | 3.66 | 3.77 | 4.13 | 4.24 | 4.27 | 4.45 | 4.68 | 4.68 | 5.02 | 4.98 | 5.06 | 5.1 | 5.2 | 5.19 | 5.06 | 5.16 | 5.19 | 5.17 | 5.39 | 5.16 | 5.11 | 5.06 | |
| Business renegotiated loans, Loans to non-financial corporations, total, SUD191 | 4.06 | 3.98 | 3.82 | 3.8 | 3.89 | 3.71 | 3.7 | 3.57 | 3.65 | 3.69 | 3.6 | 3.53 | 3.56 | 3.67 | 3.79 | 3.9 | 4.08 | 4.22 | 4.24 | 4.34 | 4.62 | 4.82 | 4.88 | 4.98 | 5.12 | 5.11 | 5.27 | 5.35 | 5.42 | 5.36 | 5.37 | 5.34 | 5.28 | 5.27 | 5.3 | 5.15 | 4.88 | |
| Business, Loans to non-financial corporations over EUR 1 million, with floating rate or initial rate fixation up to 3 months, SUD149 | 3.49 | 3.52 | 3.11 | 3.27 | 3.29 | 3 | 3.21 | 3.17 | 2.98 | 3.05 | 2.97 | 2.91 | 3.08 | 3.19 | 3.15 | 3.44 | 3.53 | 4.1 | 4.18 | 4.3 | 4.43 | 4.73 | 4.64 | 5.12 | 5 | 5.07 | 5.11 | 5.22 | 5.26 | 5.18 | 5.15 | 5.26 | 4.99 | 5.27 | 5.05 | 5.04 | 4.87 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million, with floating rate or initial rate fixation up to 3 months, SUD137 | 4.23 | 4.18 | 4.08 | 3.99 | 3.96 | 3.94 | 3.91 | 4.02 | 3.95 | 3.96 | 3.97 | 3.9 | 3.93 | 4.03 | 4.09 | 4.23 | 4.43 | 4.52 | 4.62 | 4.91 | 4.97 | 5.15 | 5.29 | 5.53 | 5.58 | 5.64 | 5.65 | 5.7 | 5.63 | 5.81 | 5.88 | 6.29 | 6.57 | 6.75 | 6.29 | 6.31 | 7.06 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million, with floating rate or initial rate fixation up to 3 months, SUD143 | 4.19 | 4.06 | 3.98 | 3.96 | 3.91 | 3.88 | 3.91 | 3.87 | 3.84 | 3.87 | 3.87 | 3.86 | 3.91 | 3.91 | 4.07 | 4.21 | 4.34 | 4.5 | 4.67 | 4.79 | 4.93 | 5.09 | 5.29 | 5.42 | 5.55 | 5.52 | 5.67 | 5.61 | 5.62 | 5.68 | 5.75 | 5.7 | 5.72 | 5.71 | 5.65 | 5.52 | 5.37 | |
| Business, Loans to non-financial corporations up to EUR 1 million with a floating rate or an initial rate fixation up to 1 year, SUD124 | 4.26 | 4.18 | 4.08 | 4.02 | 3.98 | 3.95 | 3.93 | 3.97 | 3.94 | 3.94 | 3.95 | 3.92 | 3.94 | 4 | 4.09 | 4.23 | 4.41 | 4.52 | 4.64 | 4.88 | 4.98 | 5.12 | 5.28 | 5.48 | 5.57 | 5.59 | 5.67 | 5.67 | 5.64 | 5.77 | 5.81 | 6.07 | 6.27 | 6.35 | 6.04 | 6.01 | 6.39 | |
| Business, Loans to non-financial corporations over EUR 1 million with a floating rate or an initial rate fixation up to 1 year, SUD127 | 3.55 | 3.6 | 3.18 | 3.32 | 3.38 | 3.06 | 3.25 | 3.25 | 3.06 | 3.11 | 3.06 | 2.97 | 3.14 | 3.27 | 3.23 | 3.46 | 3.59 | 4.08 | 4.2 | 4.26 | 4.44 | 4.68 | 4.65 | 5.1 | 5.03 | 5.07 | 5.13 | 5.24 | 5.27 | 5.19 | 5.18 | 5.28 | 5.07 | 5.3 | 5.09 | 5.06 | 4.91 | |
| Business, Loans to non-financial corporations up to EUR 1 million with an initial rate fixation of over 1 and up to 5 years, SUD125 | 5.94 | 6.07 | 6.08 | 5.88 | 5.87 | 5.85 | 5.72 | 5.89 | 5.96 | 5.97 | 6 | 5.71 | 5.81 | 6 | 5.96 | 5.85 | 5.83 | 5.77 | 5.66 | 6.15 | 6.31 | 6.23 | 6.44 | 6.52 | 6.5 | 6.58 | 6.62 | 6.6 | 6.7 | 6.77 | 6.48 | 6.6 | 6.87 | 6.93 | 6.76 | 6.63 | 6.54 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 1 year and up to 5 years, SUD128 | 3.8 | 3.91 | 3.7 | 3.77 | 3.76 | 3.44 | 3.6 | 3.62 | 3.59 | 3.64 | 3.73 | 3.69 | 3.23 | 3.88 | 3.92 | 3.82 | 4.27 | 3.69 | 3.79 | 3.77 | 3.73 | 4.16 | 4.21 | 3.95 | 4.14 | 4.49 | 4.12 | 4.4 | 4.29 | 3.29 | 4.51 | 4.63 | 4.66 | 5.02 | 5.03 | 4.47 | 5.32 | |
| Business, Loans to non-financial corporations up to EUR 1 million with an initial rate fixation of over 5 years, SUD126 | 4.14 | 4.28 | 4.15 | 4.15 | 3.94 | 3.96 | 3.96 | 3.91 | 3.82 | 3.93 | 3.93 | 3.88 | 3.87 | 3.87 | 3.87 | 3.96 | 3.95 | 3.81 | 3.88 | 3.7 | 3.78 | 3.89 | 3.93 | 3.98 | 4.22 | 4.26 | 4.24 | 4.2 | 4.24 | 4.19 | 4.21 | 4.33 | 4.5 | 4.61 | 4.35 | 4.46 | 4.35 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 5 years, SUD129 | 3.9 | 3.81 | 3.65 | 3.67 | 3.71 | 3.63 | 3.59 | 3.77 | 3.49 | 3.5 | 3.65 | 3.56 | 3.49 | 3.51 | 3.49 | 3.58 | 3.5 | 3.42 | 3.65 | 3.27 | 3.33 | 3.6 | 3.63 | 3.76 | 3.73 | 3.75 | 3.69 | 3.84 | 3.79 | 3.85 | 3.64 | 3.79 | 4.1 | 4.11 | 4.1 | 3.95 | 3.94 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 5 and up to 10 years, SUD153 | 3.96 | 3.86 | 3.76 | 3.65 | 3.77 | 3.63 | 3.72 | 3.8 | 3.59 | 3.56 | 3.69 | 3.6 | 3.49 | 3.49 | 3.53 | 3.64 | 3.51 | 3.47 | 3.7 | 3.35 | 3.54 | 3.71 | 3.83 | 3.81 | 3.85 | 3.82 | 3.59 | 3.86 | 3.68 | 3.91 | 3.74 | 4 | 4.31 | 4.2 | 4.22 | 3.99 | 4.03 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 5 and up to 10 years, SUD141 | 4.7 | 4.99 | 4.79 | 4.85 | 4.59 | 4.61 | 4.6 | 4.54 | 4.57 | 4.66 | 4.65 | 4.59 | 4.66 | 4.55 | 4.44 | 4.56 | 4.73 | 4.5 | 4.67 | 4.47 | 4.62 | 4.61 | 4.52 | 4.43 | 5.11 | 5.14 | 4.91 | 5.1 | 4.88 | 5.08 | 5.03 | 5.04 | 5.37 | 5.23 | 5.3 | 5.16 | 5.03 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with an initial rate fixation of over 5 and up to 10 years, SUD147 | 4.01 | 4.12 | 3.98 | 3.93 | 3.83 | 3.81 | 3.8 | 3.77 | 3.66 | 3.77 | 3.79 | 3.71 | 3.75 | 3.74 | 3.76 | 3.83 | 3.77 | 3.69 | 3.73 | 3.67 | 3.74 | 3.81 | 3.89 | 3.98 | 4.05 | 4.11 | 4.07 | 4 | 4.09 | 3.98 | 4.15 | 4.42 | 4.4 | 4.52 | 4.19 | 4.41 | 4.28 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 10 years, SUD154 | 3.74 | 3.73 | 3.44 | 3.73 | 3.62 | 3.63 | 3.19 | 3.72 | 3.33 | 3.37 | 3.56 | 3.49 | 3.49 | 3.53 | 3.43 | 3.43 | 3.49 | 3.36 | 3.57 | 3.18 | 3.1 | 3.4 | 3.43 | 3.7 | 3.52 | 3.65 | 3.89 | 3.8 | 3.93 | 3.73 | 3.48 | 3.56 | 3.74 | 3.9 | 3.85 | 3.85 | 3.69 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 10 years, SUD142 | 4.14 | 4.12 | 4.28 | 4.28 | 3.74 | 3.62 | 3.29 | 3.87 | 3.83 | 3.87 | 3.93 | 3.86 | 3.77 | 3.75 | 3.97 | 4.07 | 3.71 | 3.78 | 3.16 | 3.6 | 3.59 | 3.66 | 3.85 | 3.99 | 3.94 | 4.15 | 4.19 | 4.1 | 4.32 | 3.95 | 3.22 | 4.02 | 4.23 | 4.55 | 4.3 | 4.26 | 4.12 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with an initial rate fixation of over 10 years, SUD148 | 3.91 | 4.01 | 3.97 | 3.97 | 3.64 | 3.75 | 4 | 3.82 | 3.59 | 3.7 | 3.63 | 3.72 | 3.49 | 3.68 | 3.56 | 3.66 | 3.67 | 3.52 | 3.6 | 3.38 | 3.32 | 3.39 | 3.52 | 3.54 | 3.81 | 3.64 | 3.91 | 3.72 | 3.86 | 3.59 | 3.65 | 3.7 | 3.93 | 3.97 | 3.92 | 3.85 | 3.72 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 3 months and up to 1 year, SUD150 | 4.02 | 3.86 | 3.63 | 3.67 | 3.89 | 3.59 | 3.69 | 3.57 | 3.49 | 3.46 | 3.52 | 3.44 | 3.58 | 3.56 | 3.78 | 3.59 | 3.96 | 3.96 | 4.36 | 4.13 | 4.48 | 4.37 | 4.74 | 5 | 5.17 | 5.08 | 5.19 | 5.34 | 5.32 | 5.22 | 5.42 | 5.33 | 5.42 | 5.42 | 5.3 | 5.16 | 5.12 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 3 months and up to 1 year, SUD138 | 4.44 | 4.31 | 4.23 | 4.2 | 4.1 | 4.09 | 4.06 | 3.93 | 4.04 | 3.98 | 4.07 | 4.1 | 4.08 | 4.02 | 4.08 | 4.31 | 4.48 | 4.59 | 4.67 | 5.16 | 5.13 | 5.2 | 5.31 | 5.47 | 5.55 | 5.48 | 5.85 | 5.77 | 5.69 | 5.8 | 5.62 | 5.85 | 5.72 | 5.98 | 5.5 | 5.61 | 5.59 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with an initial rate fixation of over 3 months and up to 1 year, SUD144 | 4.48 | 4.45 | 4.44 | 4.23 | 4.15 | 3.98 | 3.96 | 4.12 | 4.22 | 3.97 | 4.01 | 4.04 | 3.96 | 4.14 | 4.18 | 4.12 | 4.39 | 4.49 | 4.56 | 4.55 | 4.93 | 4.91 | 5.1 | 5.32 | 5.53 | 5.43 | 5.63 | 5.65 | 5.67 | 5.57 | 5.63 | 5.74 | 5.94 | 5.88 | 5.92 | 5.78 | 5.69 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 1 and up to 3 years, SUD151 | 3.88 | 3.83 | 3.83 | 3.68 | 3.68 | 3.35 | 3.51 | 3.89 | 3.6 | 3.89 | 3.96 | 3.67 | 2.99 | 3.63 | 3.92 | 3.61 | 3.94 | 3.65 | 3.61 | 3.98 | 3.76 | 4.59 | 4.34 | 3.86 | 4.15 | 4.6 | 3.69 | 4.31 | 4.56 | 2.99 | 4.21 | 5.01 | 4.83 | 5.2 | 4.91 | 4.51 | 5.52 | |
| Business, Loans to non-financial corporations over EUR 1 million with an initial rate fixation of over 3 and up to 5 years, SUD152 | 3.74 | 4.01 | 3.63 | 3.82 | 3.83 | 3.58 | 3.65 | 3.41 | 3.59 | 3.54 | 3.55 | 3.7 | 3.33 | 4.04 | 3.92 | 4 | 4.49 | 3.73 | 3.92 | 3.56 | 3.72 | 3.67 | 4.03 | 4.04 | 4.11 | 4.39 | 4.62 | 4.48 | 3.96 | 4.3 | 4.88 | 4.13 | 4.54 | 4.86 | 5.12 | 4.42 | 5.16 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with an initial rate fixation of over 3 and up to 5 years, SUD140 | 5.31 | 5.34 | 5.24 | 5.17 | 5.2 | 5.13 | 5 | 5.06 | 5.08 | 5.1 | 5.16 | 5.1 | 5.05 | 5.19 | 5.27 | 5.3 | 5.38 | 5.34 | 5.24 | 5.45 | 5.54 | 5.49 | 6.01 | 6.1 | 6.21 | 6.3 | 6.22 | 6.14 | 6.3 | 6.44 | 6.14 | 6.26 | 6.28 | 6.25 | 6.05 | 6.05 | 5.89 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with an initial rate fixation of over 3 and up to 5 years, SUD146 | 4.21 | 4.14 | 4.12 | 3.9 | 3.88 | 3.98 | 3.8 | 3.91 | 3.8 | 3.81 | 3.69 | 3.85 | 3.73 | 3.7 | 3.94 | 4.19 | 4.16 | 3.82 | 3.8 | 4.1 | 4.18 | 4.05 | 4.19 | 4.48 | 4.25 | 4.38 | 4.44 | 4.48 | 4.57 | 4.6 | 4.31 | 4.91 | 4.92 | 4.91 | 4.82 | 5.07 | 4.92 | |
| Business, Loans to non-financial corporations over EUR 1 million, floating rate or initial rate fixation up to 1 year , with original maturity over 1 year, SUD184 | 4.03 | 4.01 | 3.72 | 3.68 | 3.87 | 3.62 | 3.65 | 3.55 | 3.59 | 3.63 | 3.58 | 3.47 | 3.66 | 3.67 | 3.7 | 3.86 | 4.08 | 4.34 | 4.29 | 4.24 | 4.68 | 4.82 | 5.06 | 5.28 | 5.21 | 5.35 | 5.59 | 5.5 | 5.61 | 5.45 | 5.45 | 5.49 | 5.12 | 5.55 | 5.3 | 5.33 | 5.14 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD180 | 4.58 | 4.52 | 4.28 | 4.27 | 4.14 | 4.2 | 4.24 | 4.27 | 4.15 | 4.03 | 4.01 | 4.11 | 4.05 | 4.13 | 4.16 | 4.33 | 4.5 | 4.65 | 4.87 | 4.95 | 5.23 | 5.35 | 5.65 | 5.76 | 5.88 | 5.84 | 5.85 | 5.94 | 5.97 | 6.41 | ||||||||
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD182 | 4.24 | 4.13 | 4.08 | 4.02 | 3.97 | 3.96 | 4 | 3.88 | 3.87 | 3.9 | 3.87 | 3.94 | 3.9 | 3.95 | 4.15 | 4.25 | 4.32 | 4.45 | 4.63 | 4.77 | 5 | 5.05 | 5.25 | 5.26 | 5.51 | 5.59 | 5.64 | 5.59 | 5.77 | 5.66 | 5.66 | 5.65 | 5.76 | 5.67 | 5.72 | 5.56 | 5.35 | |
| Loans to non-financial corporations with collateral or guarantees28 | ||||||||||||||||||||||||||||||||||||||
| Business, Loans to non-financial corporations with collateral and/or guarantees, total, SUD959A | 3.82 | 3.96 | 3.6 | 3.73 | 3.47 | 3.45 | 3.61 | 3.53 | 3.49 | 3.58 | 3.49 | 3.5 | 3.66 | 3.49 | 3.69 | 3.81 | 3.72 | 3.87 | 4.09 | 4.09 | 4.63 | 4.59 | 4.61 | 4.63 | 4.97 | 4.79 | 4.81 | 5.03 | 4.87 | 4.78 | 4.83 | 4.69 | 5.05 | 5.08 | 4.86 | |||
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, with floating rate or initial rate fixation up to 3 months, SUD174 | 3.81 | 4.1 | 3.55 | 3.58 | 3.73 | 3.38 | 3.38 | 3.58 | 3.7 | 3.61 | 3.55 | 3.54 | 3.62 | 3.6 | 3.39 | 3.86 | 3.91 | 3.71 | 3.95 | 4.53 | 4.51 | 4.85 | 4.94 | 5.1 | 5.15 | 5.33 | 5.17 | 4.89 | 5.13 | 5.18 | 4.96 | 5.38 | 4.85 | 5.18 | 5 | 5.6 | 4.8 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, with floating rate or initial rate fixation up to 3 months, SUD162 | 4.61 | 4.31 | 4.42 | 4.36 | 4.18 | 4.42 | 4.57 | 4.31 | 4.29 | 4.2 | 4.22 | 4.22 | 4.27 | 4.12 | 4.25 | 4.58 | 4.58 | 4.85 | 5.23 | 5.04 | 5.3 | 5.47 | 5.52 | 5.85 | 5.94 | 5.9 | 6.02 | 5.9 | 6.07 | 5.92 | 6.11 | 5.72 | 5.98 | 6.07 | 5.7 | 5.52 | 5.62 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, with floating rate or initial rate fixation up to 3 months, SUD168 | 4.25 | 4.12 | 4.18 | 4.13 | 3.93 | 4.01 | 3.95 | 3.87 | 3.95 | 4 | 3.78 | 3.91 | 3.96 | 3.88 | 4.29 | 4.45 | 4.29 | 4.68 | 4.71 | 4.8 | 4.99 | 5.02 | 5.37 | 5.41 | 5.55 | 5.69 | 5.7 | 5.67 | 5.77 | 5.85 | 5.81 | 5.56 | 5.72 | 5.67 | 5.6 | 5.51 | 5.35 | |
| Business, Loans to non-financial corporations up to EUR 1 million with collateral and/or guarantees, with floating rate or an initial rate fixation up to 1 year, SUD524 | 4.3 | 4.31 | 4.29 | 4.14 | 4.02 | 4.02 | 4.01 | 3.95 | 4.11 | 3.96 | 3.86 | 4.01 | 3.93 | 3.98 | 4.3 | 4.37 | 4.31 | 4.58 | 4.7 | 4.71 | 5 | 5.04 | 5.31 | 5.4 | 5.44 | 5.61 | 5.64 | 5.61 | 5.74 | 5.68 | 5.69 | 5.55 | 5.73 | 5.66 | 5.63 | 5.58 | 5.44 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, with floating rate or an initial rate fixation up to 1 year, SUD527 | 3.73 | 3.97 | 3.56 | 3.79 | 3.41 | 3.39 | 3.55 | 3.67 | 3.52 | 3.54 | 3.45 | 3.54 | 3.6 | 3.41 | 3.74 | 3.88 | 3.81 | 3.97 | 4.38 | 4.5 | 4.79 | 4.97 | 5.03 | 5.06 | 5.34 | 5.13 | 4.93 | 5.24 | 5.16 | 5.04 | 5.22 | 4.9 | 5.21 | 5.45 | 4.87 | |||
| Business, Loans to non-financial corporations up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 and up to 5 years, SUD525 | 4.53 | 4.27 | 4.3 | 3.94 | 4.13 | 4.04 | 3.96 | 4.2 | 4.2 | 4.11 | 4.04 | 4.02 | 4.12 | 4.2 | 4.14 | 4.05 | 4.14 | 4.35 | 4.08 | 4.24 | 4.21 | 4.03 | 4.47 | 4.51 | 4.88 | 4.68 | 4.62 | 4.9 | 4.91 | 4.7 | 4.64 | 5.01 | 4.83 | 5.14 | 5.28 | 5.01 | 4.91 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 year and up to 5 years, SUD528 | 4.63 | 4.32 | 3.92 | 4.22 | 3.72 | 3.9 | 3.77 | 3.88 | 3.58 | 3.69 | 3.84 | 3.92 | 3.37 | 4.28 | 3.89 | 3.68 | 3.93 | 3.47 | 3.83 | 4.33 | 4.1 | 5.02 | 4.41 | 4.64 | 3.88 | 4.86 | 4.71 | 5.13 | 5.35 | 4.55 | 4.09 | 4.81 | 4.51 | 5.38 | 5.19 | 4.32 | 5.86 | |
| Business, Loans to non-financial corporations up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 5 years, SUD526 | 3.59 | 3.78 | 3.58 | 3.64 | 3.39 | 3.59 | 3.52 | 3.56 | 3.45 | 3.52 | 3.47 | 3.4 | 3.48 | 3.47 | 3.42 | 3.45 | 3.45 | 3.43 | 3.35 | 3.23 | 3.21 | 3.41 | 3.55 | 3.6 | 3.81 | 3.55 | 3.76 | 3.69 | 3.75 | 3.6 | 3.68 | 3.82 | 3.88 | 3.95 | 3.88 | 3.85 | 3.98 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 5 years, SUD529 | 3.65 | 3.57 | 3.39 | 3.43 | 3.42 | 3.2 | 3.2 | 3.42 | 2.98 | 3.03 | 3.52 | 3.06 | 3.2 | 3.14 | 3.14 | 3.29 | 3.42 | 3.11 | 3.4 | 2.98 | 2.79 | 3.31 | 3.5 | 3.37 | 3.27 | 3.73 | 3.46 | 3.77 | 3.39 | 3.45 | 3.41 | 3.45 | 3.74 | 3.73 | 3.76 | 3.79 | 3.94 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or gurantees, initial rate fixation of over 5 and up to 10 years, SUD178 | 3.83 | 3.55 | 3.34 | 3.47 | 3.74 | 3.36 | 3.32 | 3.38 | 3.3 | 3.25 | 3.67 | 3.26 | 3.43 | 3.14 | 3.48 | 3.48 | 3.45 | 3.13 | 3.42 | 3.44 | 3.29 | 3.59 | 4.13 | 3.55 | 3.81 | 3.82 | 3.43 | 3.91 | 3.2 | 3.39 | 3.49 | 3.92 | 4.16 | 3.81 | 4.16 | 3.93 | 4 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 5 and up to 10 years, SUD166 | 3.62 | 3.9 | 4 | 3.98 | 3.7 | 3.86 | 3.69 | 3.94 | 3.85 | 3.86 | 3.69 | 3.66 | 3.87 | 3.71 | 3.56 | 3.65 | 3.82 | 3.86 | 3.78 | 3.69 | 3.73 | 3.74 | 3.9 | 4.17 | 4.15 | 4.19 | 3.85 | 4.21 | 3.99 | 4.3 | 4.08 | 4.14 | 4.29 | 3.92 | 4.46 | 4.2 | 4.28 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 5 and up to 10 years, SUD172 | 3.67 | 3.92 | 3.58 | 3.55 | 3.52 | 3.73 | 3.62 | 3.5 | 3.56 | 3.66 | 3.58 | 3.34 | 3.54 | 3.53 | 3.5 | 3.48 | 3.44 | 3.39 | 3.41 | 3.39 | 3.51 | 3.53 | 3.67 | 3.59 | 3.99 | 3.71 | 3.71 | 3.67 | 3.73 | 3.42 | 4.01 | 4.15 | 4.12 | 4.19 | 3.98 | 4.1 | 4.02 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 10 years, SUD179 | 3.18 | 3.59 | 3.46 | 3.35 | 3.11 | 3 | 2.97 | 3.53 | 2.68 | 2.8 | 3.21 | 2.81 | 2.88 | 3.14 | 2.71 | 2.93 | 3.37 | 3.09 | 3.38 | 2.37 | 2.36 | 3.06 | 2.59 | 2.98 | 2.78 | 3.5 | 3.48 | 3.56 | 3.8 | 3.5 | 3.32 | 3.09 | 3.14 | 3.61 | 3.26 | 3.6 | 3.81 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 10 years, SUD167 | 3.59 | 3.09 | 3.6 | 3.69 | 2.94 | 3.28 | 2.59 | 3.41 | 3.17 | 2.98 | 3.34 | 3.35 | 3.31 | 3.11 | 3.53 | 3.62 | 3.23 | 3.35 | 2.38 | 3 | 2.67 | 2.93 | 3.17 | 3.31 | 3.06 | 3.44 | 3.66 | 3.61 | 3.91 | 3.3 | 2.63 | 3.2 | 2.78 | 3.87 | 3.21 | 3.66 | 3.74 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 10 years, SUD173 | 3.33 | 3.57 | 3.29 | 3.68 | 3.13 | 3.31 | 3.64 | 3.54 | 2.99 | 3.22 | 3.16 | 3.39 | 3.27 | 3.32 | 3.12 | 3.24 | 3.33 | 3.28 | 3.45 | 2.84 | 2.78 | 3.07 | 3.22 | 3.37 | 3.45 | 3.03 | 3.83 | 3.43 | 3.64 | 3.36 | 3.24 | 3.19 | 3.39 | 3.48 | 3.49 | 3.3 | 3.57 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 months and up to 1 year, SUD175 | 3.55 | 3.7 | 3.59 | 3.9 | 3.53 | 3.47 | 3.46 | 3.59 | 3.33 | 3.53 | 3.2 | 3.32 | 3.63 | 3.51 | 3.28 | 3.83 | 4.53 | 4.15 | 3.96 | 4.47 | 4.14 | 5.11 | 4.57 | 4.9 | 5.34 | 4.81 | 5.03 | 5.53 | 5.07 | 5.28 | 4.76 | 5.15 | 5.3 | 4.62 | 5.04 | |||
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 3 months and up to 1 year, SUD163 | 4.26 | 5.09 | 4.24 | 4.1 | 4.12 | 3.68 | 3.88 | 3.57 | 4.67 | 3.97 | 3.73 | 4.07 | 3.77 | 4.01 | 4.1 | 3.88 | 3.96 | 4.16 | 3.89 | 4.4 | 4.35 | 4.91 | 4.79 | 4.83 | 5.34 | 5.92 | 5.11 | 5.38 | 5.73 | 4.55 | 5.3 | 5.14 | 5.36 | 5.53 | 5.31 | 5.63 | 6.29 | |
| Business, Loans to non-financial corporations over EUR 0.25 million up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 months and up to 1 year, SUD169 | 4.3 | 4.51 | 4.58 | 4.04 | 4.22 | 3.83 | 3.92 | 4.12 | 4.29 | 3.68 | 3.96 | 4.2 | 3.74 | 4.27 | 4.41 | 3.99 | 4.27 | 3.98 | 4.47 | 4.25 | 4.95 | 4.86 | 4.95 | 5.29 | 5.14 | 5.21 | 5.29 | 5.21 | 5.41 | 5.19 | 5.05 | 5.35 | 5.65 | 5.45 | 5.8 | 5.94 | 5.45 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 and up to 3 years, SUD176 | 4.93 | 4.44 | 3.89 | 4.13 | 3.69 | 4.07 | 3.86 | 3.94 | 3.6 | 3.83 | 4.4 | 4 | 3.04 | 3.67 | 3.97 | 3.38 | 3.9 | 3.45 | 3.98 | 4.37 | 4.26 | 5.51 | 4.6 | 5.34 | 3.34 | 5 | 4.84 | 4.85 | 5.79 | 4.64 | 4.66 | 5.28 | 3.98 | 5.69 | 4.91 | 4.31 | 6.27 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 1 and up to 3 years, SUD164 | 4.68 | 4.7 | 4.66 | 4.82 | 4.66 | 4.31 | 4.28 | 5.01 | 5.01 | 4.88 | 4.93 | 4.81 | 4.91 | 4.93 | 5.02 | 4.67 | 4.64 | 5.43 | 4.64 | 4.87 | 4.92 | 4.91 | 5.23 | 5.08 | 5.6 | 5.66 | 5.42 | 5.58 | 5.75 | 5.41 | 5.63 | 5.72 | 5.1 | 5.61 | 5.63 | 5.85 | 5.8 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 1 and up to 3 years, SUD170 | 5.42 | 3.97 | 4.18 | 3.6 | 3.74 | 3.64 | 3.52 | 3.57 | 3.66 | 3.49 | 3.51 | 3.28 | 3.72 | 3.81 | 3.41 | 3.66 | 3.69 | 4.01 | 3.76 | 3.85 | 4.18 | 3.81 | 4.16 | 4.15 | 4.45 | 4.64 | 4.48 | 4.82 | 4.47 | 4.19 | 4.87 | 5.07 | 5 | 5.33 | 5.4 | 5.11 | 4.84 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 and up to 5 years, SUD177 | 4.13 | 4.2 | 3.95 | 4.29 | 3.76 | 3.58 | 3.72 | 3.82 | 3.57 | 3.62 | 3.58 | 3.86 | 3.42 | 4.4 | 3.84 | 3.98 | 3.94 | 3.49 | 3.66 | 4.28 | 3.98 | 4.16 | 3.82 | 4.11 | 4.36 | 4.76 | 4.66 | 5.44 | 4.53 | 4.33 | 3.74 | 4.31 | 4.73 | 4.93 | 5.35 | 4.34 | 5.53 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, initial rate fixation of over 3 and up to 5 years, SUD165 | 4.71 | 4.64 | 4.79 | 4.66 | 4.76 | 4.65 | 4.35 | 4.89 | 4.55 | 4.76 | 4.74 | 4.53 | 4.63 | 4.69 | 4.72 | 4.61 | 4.73 | 4.69 | 4.75 | 4.76 | 4.69 | 4.38 | 4.98 | 5.01 | 5.44 | 5.04 | 5.03 | 5.27 | 6.1 | 5.58 | 5.53 | 5.84 | 4.88 | 5.79 | 5.73 | 5.38 | 5.39 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, initial rate fixation of over 3 and up to 5 years, SUD171 | 4.04 | 3.97 | 3.91 | 3.33 | 3.65 | 3.66 | 3.73 | 3.6 | 3.6 | 3.55 | 3.48 | 3.5 | 3.48 | 3.55 | 3.63 | 3.68 | 3.53 | 3.57 | 3.4 | 3.58 | 3.47 | 3.63 | 3.85 | 3.99 | 4.1 | 4.03 | 3.84 | 4.19 | 3.98 | 4.09 | 3.94 | 4.37 | 4.68 | 4.56 | 4.86 | 4.53 | 4.48 | |
| Business, Loans to non-financial corporations over EUR 1 million with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD185 | 3.68 | 3.92 | 3.56 | 3.39 | 3.88 | 3.27 | 3.3 | 3.62 | 3.7 | 3.52 | 3.57 | 3.44 | 3.55 | 3.72 | 3.45 | 3.82 | 3.96 | 3.99 | 4.08 | 4.41 | 4.63 | 4.83 | 5.09 | 5.08 | 5.1 | 5.43 | 5.47 | 4.9 | 5.46 | 5.34 | 5.07 | 5.24 | 5.24 | 5.58 | 5.17 | 5.14 | 4.95 | |
| Business, Loans to non-financial corporations up to EUR 0.25 million with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD181 | 4.35 | 4.03 | 4.11 | 4.01 | 3.78 | 3.87 | 4.18 | 4.01 | 4.05 | 4.13 | 4.09 | 4.09 | 4.22 | 3.97 | 4.25 | 4.47 | 4.5 | 4.65 | 4.86 | 4.76 | 5.21 | 5.35 | 5.3 | 5.25 | 5.51 | 6.1 | 5.38 | 5.36 | 6.16 | 5.13 | 5.42 | 5.47 | 5.36 | 5.45 | 5.17 | 5.16 | 5.44 | |
| Business, Loans to non-financial corporations over EUR 0.25 million and up to EUR 1 million with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, with original maturity over 1 year, SUD183 | 3.97 | 3.91 | 3.97 | 3.78 | 3.77 | 3.86 | 3.73 | 3.75 | 3.81 | 3.79 | 3.49 | 3.73 | 3.69 | 3.75 | 4.26 | 4.31 | 3.98 | 4.46 | 4.41 | 4.54 | 4.73 | 4.75 | 4.93 | 4.84 | 4.92 | 5.21 | 5.28 | 5.21 | 5.39 | 5.39 | 5.11 | 4.98 | 5.2 | 5.17 | 5.21 | 5.25 | 5 | |
| Consumer loans to households8 | ||||||||||||||||||||||||||||||||||||||
| Business, Loans for consumption to households (annual percentage rate of charge, total cost of loan), SUD130 | 8.58 | 8.35 | 8.53 | 8.54 | 8.13 | 8.47 | 8.55 | 8.32 | 8.43 | 8.32 | 8.27 | 8.35 | 8.36 | 8.26 | 8.3 | 8.33 | 8.13 | 8.34 | 8.54 | 8.41 | 8.49 | 8.46 | 8.45 | 8.42 | 8.33 | 8.29 | 8.46 | 8.34 | 8.27 | 8.56 | 8.73 | 8.69 | 8.72 | 8.66 | 8.57 | 8.46 | 8.4 | |
| Business, Loans for consumption to households, SUD130Z | 8.23 | 8.01 | 8.11 | 8.12 | 7.83 | 8.08 | 8.1 | 7.72 | 8.02 | 7.93 | 7.91 | 7.98 | 8.07 | 7.89 | 7.94 | 7.99 | 7.83 | 7.97 | 8.15 | 7.82 | 8.07 | 8.08 | 8.11 | 8.06 | 8.1 | 8.03 | 8.16 | 8.07 | 8.03 | 8.34 | 8.49 | 8.25 | 8.55 | 8.55 | 8.47 | 8.43 | 8.35 | |
| Business renegotiated loans, Loans for consumption to households, SUD188 | 9.3 | 9.28 | 9.35 | 9.26 | 9 | 8.87 | 8.98 | 8.75 | 8.76 | 8.91 | 8.86 | 8.92 | 8.69 | 8.8 | 8.82 | 8.91 | 8.95 | 8.89 | 9.08 | 8.65 | 8.79 | 9.08 | 9.07 | 9.24 | 9.31 | 9.19 | 9.36 | 9.32 | 9.21 | 9.24 | 9.55 | 9.28 | 9.7 | 9.62 | 9.53 | 9.46 | 9.32 | |
| Business, Loans for consumption to households with a floating rate or an initial rate fixation up to 1 year, SUD113 | 6.35 | 6.53 | 6.44 | 6.22 | 6.41 | 6.19 | 6.77 | 6.36 | 6.33 | 6.41 | 6.52 | 6.8 | 6.58 | 6.52 | 6.78 | 6.76 | 6.42 | 6.57 | 7.23 | 6.73 | 6.15 | 7.02 | 7.18 | 6.99 | 7.03 | 6.76 | 7.04 | 7.46 | 8.15 | 7.86 | 7.86 | 7.99 | 8.45 | 9.43 | 10.21 | 10.65 | 10.92 | |
| Business, Loans for consumption to households with an initial rate fixation of over 1 year and up to 5 years, SUD114 | 7.05 | 6.93 | 6.99 | 6.95 | 6.66 | 7.01 | 7.04 | 6.8 | 6.93 | 6.9 | 6.85 | 6.91 | 6.94 | 6.91 | 6.95 | 7.01 | 6.69 | 6.98 | 7.14 | 6.87 | 6.79 | 6.77 | 6.96 | 6.87 | 6.9 | 6.95 | 7.09 | 6.91 | 6.87 | 7.24 | 7.3 | 7.22 | 7.29 | 7.21 | 7.18 | 7.13 | 7.04 | |
| Business, Loans for consumption to households with an initial rate fixation of over 5 years, SUD115 | 9 | 8.74 | 8.89 | 8.88 | 8.6 | 8.73 | 8.7 | 8.53 | 8.74 | 8.62 | 8.59 | 8.67 | 8.75 | 8.52 | 8.55 | 8.59 | 8.6 | 8.58 | 8.73 | 8.66 | 8.98 | 8.9 | 8.85 | 8.87 | 8.98 | 8.86 | 8.97 | 8.91 | 8.79 | 8.99 | 9.16 | 9.04 | 9.29 | 9.24 | 9.11 | 9.02 | 8.94 | |
| Business, Loans for consumption to households with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, SUD155 | 4.48 | 5.09 | 4.55 | 3.98 | 4.34 | 3.99 | 4.77 | 4.76 | 5.04 | 5.09 | 4.68 | 4.48 | 4.54 | 4 | 5.02 | 4.63 | 5.34 | 4.88 | 5.15 | 5.28 | 5.56 | 5.26 | 5.91 | 5.92 | 6.18 | 6.39 | 6.08 | 5.56 | 6.69 | 5.83 | 6.3 | 5.84 | 6.42 | 5.35 | 6.59 | 5.58 | 5.37 | |
| Business, Loans for consumption to households with collateral and/or guarantees, initial rate fixation of over 5 years, SUD157 | 5.28 | 5.33 | 5.34 | 5.21 | 5.34 | 5.05 | 5.09 | 5.24 | 4.78 | 5.09 | 5.4 | 5.45 | 5.4 | 5.67 | 5.54 | 5.71 | 5.67 | 5.55 | 5.41 | 5.55 | 5.07 | 5.44 | 5.58 | 5.97 | 5.99 | 6.09 | 5.77 | 5.93 | 5.95 | 6.41 | 6.3 | 6.3 | 5.04 | 6.42 | 5.95 | 6.24 | 6.24 | |
| Housing loans to households12 | ||||||||||||||||||||||||||||||||||||||
| Business, Housing loans to households (annual percentage rate of charge, total cost of loan), SUD131 | 3.98 | 4 | 3.99 | 3.89 | 3.79 | 3.85 | 3.87 | 3.8 | 3.75 | 3.75 | 3.78 | 3.76 | 3.72 | 3.72 | 3.7 | 3.73 | 3.64 | 3.63 | 3.56 | 3.59 | 3.65 | 3.69 | 3.78 | 3.87 | 3.97 | 3.99 | 3.96 | 3.91 | 3.88 | 3.92 | 3.9 | 4.12 | 4.27 | 4.22 | 4.17 | 4.19 | 4.08 | |
| Business, Housing loans to households, SUD131Z | 3.94 | 3.95 | 3.93 | 3.84 | 3.72 | 3.77 | 3.77 | 3.71 | 3.7 | 3.71 | 3.74 | 3.71 | 3.68 | 3.68 | 3.66 | 3.69 | 3.6 | 3.58 | 3.52 | 3.56 | 3.59 | 3.65 | 3.73 | 3.83 | 3.92 | 3.95 | 3.91 | 3.86 | 3.83 | 3.88 | 3.85 | 4.05 | 4.22 | 4.18 | 4.12 | 4.14 | 4.02 | |
| Business renegotiated loans, Housing loans to households, SUD189 | 3.91 | 3.93 | 3.91 | 3.79 | 3.64 | 3.69 | 3.66 | 3.57 | 3.61 | 3.6 | 3.62 | 3.64 | 3.55 | 3.68 | 3.63 | 3.78 | 3.66 | 3.74 | 3.7 | 3.86 | 3.95 | 3.89 | 4.01 | 4.14 | 4.22 | 4.33 | 4.19 | 4.21 | 4.01 | 4.3 | 4.1 | 4.32 | 4.56 | 4.39 | 4.32 | 4.43 | 4.03 | |
| Business, Housing loans to households with a floating rate or an initial rate fixation up to 1 year, SUD116 | 4.41 | 4.36 | 4.34 | 4.18 | 4.07 | 4.17 | 4.16 | 4.12 | 4.17 | 4.16 | 4.16 | 4.18 | 4.12 | 4.24 | 4.33 | 4.44 | 4.41 | 4.56 | 4.6 | 4.78 | 5.02 | 4.99 | 5.29 | 5.37 | 5.38 | 5.51 | 5.44 | 5.45 | 5.28 | 5.41 | 5.44 | 5.56 | 5.62 | 5.53 | 5.4 | 5.29 | 5.2 | |
| Business, Housing loans to households with an initial rate fixation of over 1 year and up to 5 years, SUD117 | 3.97 | 3.96 | 3.92 | 3.78 | 3.63 | 3.63 | 3.6 | 3.61 | 3.56 | 3.6 | 3.58 | 3.55 | 3.5 | 3.52 | 3.52 | 3.59 | 3.62 | 3.6 | 3.5 | 3.7 | 3.67 | 3.81 | 3.88 | 4.01 | 4.15 | 4.19 | 4.14 | 4.06 | 4.09 | 4.04 | 4.08 | 4.44 | 4.61 | 4.53 | 4.48 | 4.53 | 4.37 | |
| Business, Housing loans to households with an initial rate fixation of over 5 years and up to 10 years, SUD118 | 3.78 | 3.76 | 3.74 | 3.66 | 3.6 | 3.61 | 3.58 | 3.58 | 3.56 | 3.58 | 3.6 | 3.56 | 3.55 | 3.52 | 3.51 | 3.48 | 3.39 | 3.35 | 3.3 | 3.32 | 3.36 | 3.42 | 3.47 | 3.6 | 3.64 | 3.66 | 3.6 | 3.57 | 3.55 | 3.59 | 3.56 | 3.8 | 3.92 | 3.85 | 3.89 | 3.81 | 3.71 | |
| Business, Housing loans to households with an initial rate fixation of over 10 years, SUD119 | 3.92 | 3.98 | 3.97 | 3.91 | 3.74 | 3.82 | 3.84 | 3.73 | 3.72 | 3.71 | 3.79 | 3.73 | 3.69 | 3.68 | 3.63 | 3.65 | 3.54 | 3.48 | 3.41 | 3.34 | 3.39 | 3.45 | 3.5 | 3.6 | 3.71 | 3.68 | 3.69 | 3.64 | 3.61 | 3.61 | 3.55 | 3.65 | 3.92 | 3.9 | 3.85 | 3.89 | 3.82 | |
| Business, Housing loans to households with collateral and/or guarantees, SUD531 | 3.78 | 3.82 | 3.82 | 3.73 | 3.57 | 3.62 | 3.65 | 3.58 | 3.57 | 3.57 | 3.62 | 3.59 | 3.56 | 3.57 | 3.55 | 3.58 | 3.5 | 3.48 | 3.41 | 3.4 | 3.41 | 3.5 | 3.57 | 3.69 | 3.77 | 3.78 | 3.77 | 3.74 | 3.66 | 3.7 | 3.69 | 3.86 | 4.02 | 4.01 | 3.93 | 3.96 | 3.88 | |
| Business, Housing loans to households with collateral and/or guarantees, floating rate or initial rate fixation up to 1 year, SUD158 | 4.34 | 4.24 | 4.18 | 4.09 | 3.92 | 4.03 | 4.08 | 3.93 | 3.98 | 3.99 | 3.92 | 4.01 | 3.97 | 4.05 | 4.18 | 4.3 | 4.29 | 4.43 | 4.44 | 4.71 | 4.89 | 4.79 | 5.1 | 5.29 | 5.27 | 5.43 | 5.35 | 5.48 | 5 | 5.33 | 5.34 | 5.39 | 5.5 | 5.44 | 5.36 | 5.1 | 5.08 | |
| Business, Housing loans to households with collateral and/or guarantees, initial rate fixation of over 1 and up to 5 years, SUD159 | 3.8 | 3.81 | 3.76 | 3.67 | 3.49 | 3.5 | 3.48 | 3.45 | 3.41 | 3.46 | 3.42 | 3.39 | 3.36 | 3.39 | 3.39 | 3.48 | 3.42 | 3.42 | 3.35 | 3.44 | 3.48 | 3.56 | 3.7 | 3.85 | 3.97 | 4.03 | 3.97 | 3.88 | 3.91 | 3.82 | 3.96 | 4.29 | 4.45 | 4.38 | 4.32 | 4.29 | 4.2 | |
| Business, Housing loans to households with collateral and/or guarantees, initial rate fixation of over 5 and up to 10 years, SUD160 | 3.71 | 3.69 | 3.69 | 3.58 | 3.52 | 3.53 | 3.49 | 3.49 | 3.5 | 3.5 | 3.56 | 3.47 | 3.47 | 3.44 | 3.43 | 3.43 | 3.34 | 3.28 | 3.22 | 3.25 | 3.29 | 3.32 | 3.38 | 3.51 | 3.55 | 3.54 | 3.48 | 3.48 | 3.43 | 3.43 | 3.44 | 3.73 | 3.8 | 3.73 | 3.78 | 3.73 | 3.63 | |
| Business, Housing loans to households with collateral and/or guarantees, initial rate fixation of over 10 years, SUD161 | 3.72 | 3.82 | 3.83 | 3.78 | 3.55 | 3.63 | 3.7 | 3.59 | 3.57 | 3.55 | 3.66 | 3.62 | 3.58 | 3.57 | 3.51 | 3.54 | 3.44 | 3.4 | 3.32 | 3.2 | 3.18 | 3.32 | 3.37 | 3.45 | 3.59 | 3.52 | 3.57 | 3.53 | 3.49 | 3.5 | 3.45 | 3.47 | 3.7 | 3.76 | 3.65 | 3.75 | 3.72 | |
| Loans to households for other purposes8 | ||||||||||||||||||||||||||||||||||||||
| Business, Loans for other purposes to households, SUD120Z | 4.25 | 4.17 | 4.15 | 4.12 | 3.92 | 4.04 | 4.06 | 3.96 | 4.05 | 4.08 | 4.11 | 4.11 | 4.03 | 4.01 | 4.15 | 4.23 | 4.27 | 4.32 | 4.36 | 4.22 | 4.37 | 4.37 | 4.65 | 4.82 | 4.82 | 4.98 | 4.99 | 5.05 | 4.91 | 5.13 | 5.23 | 5.2 | 5.43 | 5.45 | 5.24 | 5.16 | 4.96 | |
| Business renegotiated loans, Loans for other purposes to households, SUD190 | 4.16 | 4.11 | 4.01 | 3.98 | 3.81 | 3.9 | 3.83 | 3.76 | 3.79 | 3.74 | 3.87 | 3.79 | 3.81 | 3.85 | 3.92 | 4.11 | 4.15 | 4.22 | 4.25 | 4.38 | 4.38 | 4.47 | 4.76 | 4.91 | 4.73 | 5.01 | 5 | 4.99 | 5.08 | 5.13 | 5.02 | 5.21 | 5.13 | 5.37 | 5.08 | 5.02 | 4.54 | |
| Business, Loans for other purposes to households with a floating rate or an initial rate fixation up to 1 year, SUD120 | 4.01 | 3.98 | 3.78 | 3.81 | 3.73 | 3.86 | 3.91 | 3.78 | 3.93 | 3.93 | 3.99 | 4.08 | 4 | 3.96 | 4.1 | 4.26 | 4.36 | 4.58 | 4.66 | 4.72 | 4.91 | 4.86 | 5.24 | 5.49 | 5.32 | 5.55 | 5.48 | 5.67 | 5.68 | 5.73 | 5.78 | 5.77 | 5.9 | 5.95 | 5.76 | 5.72 | 5.39 | |
| Business, Loans for other purposes to sole proprietors and unincorporated partnerships with a floating rate or an initial rate fixation up to 1 year, SUD133 | 4.37 | 4.17 | 4.1 | 4.12 | 3.93 | 4.02 | 4.02 | 3.91 | 4.06 | 3.97 | 3.98 | 4.03 | 4.1 | 4.04 | 4.18 | 4.4 | 4.46 | 4.7 | 4.66 | 4.77 | 5.04 | 4.93 | 5.28 | 5.53 | 5.36 | 5.67 | 5.57 | 5.7 | 5.75 | 5.82 | 5.88 | 5.93 | 6.06 | 6.03 | 5.8 | 5.91 | 5.48 | |
| Business, Loans for other purposes to households with an initial rate fixation of over 1 year and up to 5 years, SUD121 | 4.63 | 4.62 | 4.57 | 4.66 | 3.95 | 4.38 | 4.4 | 4.49 | 4.55 | 4.5 | 4.55 | 4.48 | 4.36 | 4.23 | 4.55 | 4.64 | 4.63 | 4.84 | 4.65 | 4.32 | 4.65 | 4.44 | 4.81 | 5.22 | 5.24 | 5.23 | 5.19 | 5.26 | 5.16 | 5.24 | 5.26 | 5.12 | 5.53 | 5.57 | 5.29 | 5.24 | 5.12 | |
| Business, Loans for other purposes to sole proprietors and unincorporated partnerships with an initial rate fixation of over 1 and up to 5 years, SUD134 | 4.81 | 4.71 | 4.75 | 4.85 | 4.12 | 4.63 | 4.55 | 4.66 | 4.74 | 4.62 | 4.66 | 4.58 | 4.47 | 4.33 | 4.65 | 4.74 | 4.78 | 4.98 | 4.8 | 4.75 | 4.72 | 4.77 | 5.09 | 5.33 | 5.39 | 5.35 | 5.34 | 5.39 | 5.25 | 5.4 | 5.34 | 5.58 | 5.6 | 5.67 | 5.57 | 5.55 | 5.48 | |
| Business, Loans for other purposes to households with an initial rate fixation of over 5 years, SUD122 | 4.26 | 4.13 | 4.34 | 4.22 | 4.1 | 4.04 | 4.04 | 3.91 | 3.96 | 4.02 | 4.05 | 3.98 | 3.91 | 3.96 | 4.04 | 4.03 | 4.02 | 3.96 | 3.95 | 3.72 | 3.91 | 3.91 | 4.02 | 4.15 | 4.16 | 4.23 | 4.32 | 4.3 | 4.07 | 4.36 | 4.38 | 4.54 | 4.76 | 4.73 | 4.54 | 4.5 | 4.31 | |
| Business, Loans for other purposes to sole proprietors and unincorporated partnerships with an initial rate fixation of over 5 years, SUD135 | 4.34 | 4.27 | 4.38 | 4.27 | 4.11 | 4.04 | 4.05 | 3.89 | 3.94 | 4.04 | 4.03 | 4.03 | 3.97 | 3.95 | 3.96 | 4.01 | 3.97 | 3.93 | 3.85 | 3.69 | 3.84 | 3.83 | 4.07 | 4.16 | 4.2 | 4.29 | 4.38 | 4.27 | 4.05 | 4.4 | 4.42 | 4.63 | 4.82 | 4.74 | 4.55 | 4.53 | 4.37 | |
| Revolving loans, overdrafts and credit card debt5 | ||||||||||||||||||||||||||||||||||||||
| Business, Revolving loans and overdrafts, convenience and extended credit card debt to non-financial corporations, SUD187 | 4.99 | 5.03 | 4.88 | 4.89 | 4.9 | 4.9 | 4.89 | 4.86 | 4.84 | 4.84 | 4.85 | 4.75 | 4.81 | 5.03 | 5.06 | 5.15 | 5.4 | 5.51 | 5.63 | 5.86 | 6 | 6.1 | 6.27 | 6.36 | 6.34 | 6.32 | 6.38 | 6.37 | 6.48 | 6.47 | 6.48 | 6.49 | 6.41 | 6.42 | 6.25 | 6.11 | 6 | |
| Business, Revolving loans and overdrafts, convenience and extended credit card debt to households, SUD186 | 9.32 | 9.34 | 9.24 | 9.26 | 9.3 | 9.31 | 9.44 | 9.04 | 9.37 | 9.46 | 9.46 | 9.45 | 9.53 | 9.79 | 9.87 | 9.98 | 10.31 | 10.3 | 10.44 | 10.42 | 10.69 | 10.75 | 10.95 | 10.76 | 10.76 | 10.96 | 10.95 | 11 | 10.88 | 11.06 | 11.03 | 10.76 | 10.8 | 10.82 | 10.59 | 10.39 | 10.32 | |
| Business, Revolving loans and overdrafts to non-financial corporations, SUD123 | 5.01 | 5.06 | 4.9 | 4.91 | 4.93 | 4.92 | 4.91 | 4.88 | 4.86 | 4.87 | 4.88 | 4.77 | 4.83 | 5.06 | 5.09 | 5.18 | 5.43 | 5.54 | 5.66 | 5.89 | 6.04 | 6.13 | 6.3 | 6.39 | 6.37 | 6.35 | 6.41 | 6.4 | 6.51 | 6.5 | 6.51 | 6.52 | 6.44 | 6.45 | 6.28 | 6.14 | 6.03 | |
| Business, Revolving loans and overdrafts to households, SUD112 | 9.4 | 9.39 | 9.19 | 9.19 | 9.32 | 9.27 | 9.3 | 9.28 | 9.25 | 9.39 | 9.47 | 9.35 | 9.5 | 9.75 | 9.79 | 9.91 | 10.27 | 10.3 | 10.48 | 10.72 | 10.75 | 10.91 | 11.1 | 11.06 | 11.05 | 11.09 | 11.23 | 11.19 | 11.17 | 11.22 | 11.19 | 11.03 | 10.95 | 11.02 | 10.75 | 10.6 | 10.48 | |
| Business, Extended credit card debt to households, SUD132 | 17.38 | 17.24 | 17.22 | 17.17 | 17.08 | 17.04 | 17.08 | 17.04 | 16.99 | 17.01 | 16.97 | 16.96 | 17.22 | 17.43 | 17.43 | 17.65 | 17.66 | 17.75 | 17.94 | 18.26 | 18.26 | 18.29 | 18.66 | 18.6 | 18.61 | 18.67 | 18.66 | 18.65 | 18.66 | 18.29 | 18.22 | 18.17 | 18.18 | 18.09 | 17.86 | 17.79 | 17.58 | |
| Deposits10 | ||||||||||||||||||||||||||||||||||||||
| Business, Non-financial corporations' deposits, overnight, SUD107 | 0.8 | 0.79 | 0.69 | 0.7 | 0.71 | 0.69 | 0.69 | 0.67 | 0.68 | 0.68 | 0.67 | 0.65 | 0.66 | 0.67 | 0.74 | 0.73 | 0.84 | 0.9 | 0.95 | 0.94 | 1.01 | 0.98 | 1.07 | 1.09 | 1.02 | 1 | 1.06 | 1.01 | 1 | 1.03 | 1.05 | 1.02 | 1.02 | 0.97 | 0.92 | 0.81 | 0.72 | |
| Business, Households' deposits, overnight, SUD101 | 0.5 | 0.51 | 0.48 | 0.48 | 0.47 | 0.45 | 0.43 | 0.44 | 0.43 | 0.43 | 0.44 | 0.43 | 0.43 | 0.47 | 0.51 | 0.5 | 0.52 | 0.52 | 0.56 | 0.56 | 0.54 | 0.56 | 0.57 | 0.58 | 0.58 | 0.59 | 0.6 | 0.6 | 0.6 | 0.58 | 0.62 | 0.6 | 0.59 | 0.56 | 0.55 | 0.51 | 0.41 | |
| Business, Non-financial corporations' deposits with an agreed maturity of up to 1 year, SUD108 | 2.25 | 2.16 | 2.01 | 1.97 | 1.92 | 1.88 | 1.88 | 1.88 | 1.89 | 1.88 | 1.91 | 1.9 | 1.9 | 1.91 | 2.04 | 2.16 | 2.36 | 2.54 | 2.72 | 2.85 | 2.99 | 3.14 | 3.34 | 3.45 | 3.51 | 3.56 | 3.71 | 3.74 | 3.74 | 3.7 | 3.71 | 3.71 | 3.73 | 3.74 | 3.64 | 3.5 | 3.34 | |
| Business, Households' deposits with an agreed maturity of up to 1 year, SUD102 | 2.22 | 2.16 | 2 | 1.94 | 1.89 | 1.85 | 1.84 | 1.79 | 1.78 | 1.8 | 1.77 | 1.76 | 1.73 | 1.78 | 1.86 | 1.94 | 2.11 | 2.2 | 2.36 | 2.48 | 2.64 | 2.76 | 2.92 | 3.04 | 3.1 | 3.11 | 3.22 | 3.21 | 3.27 | 3.28 | 3.27 | 3.37 | 3.46 | 3.4 | 3.22 | 3.12 | 2.94 | |
| Business, Non-financial corporations' deposits with an agreed maturity of over 1 and up to 2 years, SUD109 | 2.76 | 2.56 | 2.65 | 2.47 | 2.42 | 2.12 | 2.26 | 2.05 | 2.11 | 2.08 | 2.11 | 2.08 | 2.06 | 2.13 | 2.01 | 2.13 | 2.3 | 2.27 | 2.39 | 2.21 | 2.66 | 2.66 | 2.99 | 2.86 | 3.51 | 3.46 | 3.58 | 3.46 | 3.29 | 3.16 | 3.2 | 3.47 | 3.71 | 3.78 | 3.63 | 3.46 | 3.53 | |
| Business, Households' deposits with an agreed maturity of over 1 and up to 2 years, SUD103 | 2.58 | 2.54 | 2.37 | 2.25 | 2.14 | 2 | 2.03 | 2 | 2 | 2.02 | 1.99 | 1.98 | 1.93 | 1.94 | 2 | 2.1 | 2.17 | 2.23 | 2.23 | 2.27 | 2.49 | 2.51 | 2.6 | 2.74 | 2.82 | 2.9 | 2.91 | 2.95 | 2.94 | 3.04 | 3.13 | 3.25 | 3.4 | 3.46 | 3.3 | 3.15 | 2.98 | |
| Business, Non-financial corporations' deposits with an agreed maturity of over 2 years, SUD110 | 2.69 | 2.41 | 2.63 | 2.5 | 2.5 | 2.09 | 2.32 | 2.38 | 2.3 | 2.59 | 2.61 | 2.65 | 2.64 | 2.55 | 2.6 | 2.66 | 2.69 | 2.61 | 2.81 | 2.94 | 2.66 | 3.16 | 3.35 | 3.3 | 3.46 | 3.6 | 3.63 | 3.68 | 3.6 | 2.9 | 2.81 | 2.98 | 3.3 | 2.97 | 2.96 | 2.93 | 3.26 | |
| Business, Households' deposits with an agreed maturity of over 2 years, SUD104 | 2.7 | 2.64 | 2.5 | 2.42 | 2.31 | 2.26 | 2.32 | 2.31 | 2.24 | 2.13 | 2.12 | 2.09 | 2.09 | 2.03 | 2.07 | 2.14 | 2.13 | 2.2 | 2.23 | 2.11 | 2.21 | 2.22 | 2.35 | 2.31 | 2.46 | 2.51 | 2.43 | 2.76 | 2.53 | 2.65 | 2.8 | 3.17 | 3.18 | 2.99 | 2.92 | 2.81 | 2.59 | |
| Business, Households' deposits redeemable at notice of up to 3 months, SUD105 | 0.72 | 0.71 | 0.69 | 0.69 | 0.68 | 0.68 | 0.68 | 0.73 | 0.67 | 0.67 | 0.66 | 0.66 | 0.65 | 0.64 | 0.66 | 0.69 | 0.7 | 0.72 | 0.74 | 0.73 | 0.74 | 0.73 | 0.76 | 0.77 | 0.76 | 0.76 | 0.76 | 0.75 | 0.74 | 0.72 | 0.71 | 0.69 | 0.67 | 0.64 | 0.59 | 0.55 | 0.5 | |
| Business, Households' deposits redeemable at notice of over 3 months, SUD106 | 1.9 | 1.84 | 1.78 | 1.74 | 1.73 | 1.73 | 1.74 | 1.75 | 1.78 | 1.81 | 1.87 | 1.95 | 1.97 | 2.01 | 2.07 | 2.08 | 2.12 | 2.16 | 2.23 | 2.27 | 2.34 | 2.39 | 2.42 | 2.44 | 2.44 | 2.43 | 2.41 | 2.38 | 2.35 | 2.3 | 2.25 | 2.17 | 2.09 | 1.94 | 1.76 | 1.62 | 1.48 | |
| Outstanding amounts25 | ||||||||||||||||||||||||||||||||||||||
| Loans to non-financial corporations with a maturity of up to 1 year, SUD012 | 4.46 | 4.46 | 4.38 | 4.37 | 4.31 | 4.35 | 4.35 | 4.33 | 4.31 | 4.35 | 4.32 | 4.31 | 4.35 | 4.46 | 4.55 | 4.67 | 4.86 | 5 | 5.13 | 5.3 | 5.47 | 5.59 | 5.75 | 5.88 | 5.91 | 5.88 | 5.92 | 5.97 | 6.03 | 6 | 6.06 | 6.05 | 5.97 | 6.05 | 5.89 | 5.72 | 5.62 | |
| Loans to non-financial corporations with a maturity of over 2 years, SUD044 | 3.05 | 3.01 | 2.96 | 2.95 | 2.92 | 2.89 | 2.88 | 2.86 | 2.84 | 2.83 | 2.81 | 2.8 | 2.79 | 2.81 | 2.82 | 2.83 | 2.86 | 2.87 | 2.88 | 2.93 | 2.96 | 2.95 | 2.98 | 2.97 | 2.96 | 2.96 | 2.95 | 2.94 | 2.92 | 2.92 | 2.88 | 2.86 | 2.82 | 2.79 | 2.73 | 2.68 | 2.65 | |
| Loans to households with a maturity of over 2 years, SUD018 | 2.93 | 2.9 | 2.88 | 2.87 | 2.84 | 2.83 | 2.81 | 2.79 | 2.78 | 2.77 | 2.75 | 2.74 | 2.72 | 2.7 | 2.69 | 2.67 | 2.66 | 2.64 | 2.63 | 2.63 | 2.62 | 2.6 | 2.59 | 2.57 | 2.55 | 2.53 | 2.51 | 2.49 | 2.47 | 2.46 | 2.44 | 2.42 | 2.4 | 2.38 | 2.36 | 2.34 | 2.31 | |
| Loans to non-financial corporations with maturity over 2 years, residual maturity over to 2 years, interest rate reset in the next 24 months, SUD046 | 3.54 | 3.46 | 3.4 | 3.37 | 3.33 | 3.32 | 3.31 | 3.3 | 3.29 | 3.29 | 3.26 | 3.26 | 3.26 | 3.35 | 3.47 | 3.52 | 3.62 | 3.68 | 3.72 | 3.92 | 4.15 | 4.08 | 4.29 | 4.37 | 4.38 | 4.44 | 4.49 | 4.5 | 4.51 | 4.51 | 4.51 | 4.53 | 4.53 | 4.49 | 4.38 | 4.29 | 4.24 | |
| Loans to households with maturity over 2 years, residual maturity over 2 years, interest rate reset in the next 24 months, SUD020 | 2.58 | 2.52 | 2.5 | 2.47 | 2.44 | 2.43 | 2.42 | 2.41 | 2.41 | 2.39 | 2.38 | 2.4 | 2.39 | 2.42 | 2.43 | 2.44 | 2.48 | 2.51 | 2.53 | 2.59 | 2.65 | 2.63 | 2.69 | 2.71 | 2.73 | 2.78 | 2.79 | 2.81 | 2.86 | 2.88 | 2.9 | 2.93 | 2.95 | 2.96 | 2.93 | 2.94 | 2.93 | |
| Loans to non-financial corporations with maturity of over 2 years, residual maturity up to 2 years, SUD045 | 3.47 | 3.4 | 3.32 | 3.3 | 3.25 | 3.18 | 3.16 | 3.12 | 3.11 | 3.08 | 3.05 | 3.04 | 3.04 | 3.09 | 3.1 | 3.12 | 3.17 | 3.26 | 3.28 | 3.37 | 3.47 | 3.4 | 3.52 | 3.53 | 3.52 | 3.52 | 3.55 | 3.57 | 3.57 | 3.6 | 3.51 | 3.49 | 3.42 | 3.45 | 3.36 | 3.27 | 3.23 | |
| Loans to households with maturity of over 2 years, residual maturity up to 2 years, SUD019 | 3.41 | 3.38 | 3.35 | 3.33 | 3.3 | 3.32 | 3.29 | 3.27 | 3.24 | 3.21 | 3.18 | 3.16 | 3.12 | 3.11 | 3.09 | 3.07 | 3.06 | 3.06 | 3.04 | 3.08 | 3.08 | 3.03 | 3.02 | 3.01 | 3.01 | 3.01 | 3 | 2.97 | 2.97 | 2.98 | 2.99 | 3 | 2.99 | 2.99 | 2.98 | 2.97 | 2.97 | |
| Loans to non-financial corporations with a maturity of 1 year and up to 5 years, SUD013 | 4.26 | 4.2 | 4.12 | 4.11 | 4.07 | 4.05 | 4.05 | 4.04 | 4.01 | 4.01 | 4 | 3.99 | 3.99 | 4.07 | 4.13 | 4.16 | 4.23 | 4.3 | 4.36 | 4.5 | 4.59 | 4.59 | 4.68 | 4.71 | 4.73 | 4.74 | 4.74 | 4.72 | 4.62 | 4.64 | 4.53 | 4.5 | 4.45 | 4.42 | 4.29 | 4.17 | 4.09 | |
| Loans to non-financial corporations with a maturity of over 5 years, SUD014 | 2.8 | 2.76 | 2.72 | 2.7 | 2.67 | 2.65 | 2.63 | 2.62 | 2.59 | 2.58 | 2.56 | 2.54 | 2.53 | 2.55 | 2.55 | 2.55 | 2.57 | 2.58 | 2.57 | 2.6 | 2.63 | 2.61 | 2.62 | 2.62 | 2.6 | 2.59 | 2.59 | 2.58 | 2.56 | 2.55 | 2.52 | 2.51 | 2.48 | 2.45 | 2.41 | 2.37 | 2.35 | |
| Loans to non-financial corporations with a maturity of over 1 year, SUD041 | 3.1 | 3.05 | 3.01 | 2.99 | 2.96 | 2.94 | 2.92 | 2.91 | 2.89 | 2.88 | 2.86 | 2.84 | 2.84 | 2.86 | 2.88 | 2.89 | 2.92 | 2.94 | 2.95 | 3 | 3.05 | 3.03 | 3.06 | 3.07 | 3.06 | 3.06 | 3.05 | 3.04 | 3.01 | 3.01 | 2.96 | 2.95 | 2.9 | 2.88 | 2.81 | 2.76 | 2.73 | |
| Loans to households with a maturity of over 1 year, SUD015 | 2.94 | 2.91 | 2.89 | 2.88 | 2.85 | 2.84 | 2.82 | 2.8 | 2.79 | 2.78 | 2.76 | 2.75 | 2.73 | 2.71 | 2.7 | 2.68 | 2.67 | 2.66 | 2.64 | 2.64 | 2.63 | 2.62 | 2.61 | 2.58 | 2.55 | 2.55 | 2.53 | 2.51 | 2.49 | 2.48 | 2.46 | 2.44 | 2.42 | 2.4 | 2.37 | 2.35 | 2.33 | |
| Loans to non-financial corporations with original maturity over 1 year, residual maturity up to 1 year, SUD042 | 3.64 | 3.56 | 3.45 | 3.44 | 3.37 | 3.34 | 3.29 | 3.25 | 3.3 | 3.26 | 3.27 | 3.27 | 3.32 | 3.39 | 3.41 | 3.46 | 3.57 | 3.7 | 3.78 | 3.86 | 3.95 | 3.86 | 3.99 | 4.04 | 4.02 | 4.11 | 4.14 | 4.11 | 3.91 | 3.9 | 3.66 | 3.63 | 3.6 | 3.63 | 3.66 | 3.61 | 3.54 | |
| Loans to households with original maturity over 1 year, residual maturity up to 1 year, SUD016 | 3.28 | 3.25 | 3.19 | 3.17 | 3.14 | 3.19 | 3.19 | 3.15 | 3.14 | 3.09 | 3.09 | 3.11 | 3.09 | 3.1 | 3.1 | 3.11 | 3.11 | 3.15 | 3.16 | 3.23 | 3.25 | 3.22 | 3.25 | 3.21 | 3.25 | 3.29 | 3.3 | 3.29 | 3.31 | 3.3 | 3.33 | 3.32 | 3.32 | 3.3 | 3.28 | 3.26 | 3.24 | |
| Loans to non-financial corporations with original maturity over 1 year, residual maturity over 1 year, interest rate reset in the next 12 months, SUD043 | 3.75 | 3.65 | 3.59 | 3.57 | 3.51 | 3.51 | 3.5 | 3.5 | 3.48 | 3.48 | 3.46 | 3.47 | 3.47 | 3.59 | 3.73 | 3.78 | 3.9 | 3.98 | 4.03 | 4.25 | 4.51 | 4.47 | 4.68 | 4.75 | 4.77 | 4.83 | 4.9 | 4.9 | 4.91 | 4.92 | 4.92 | 4.93 | 4.93 | 4.91 | 4.74 | 4.63 | 4.57 | |
| Loans to households with original maturity over 1 year, residual maturity over 1 year, interest rate reset in the next 12 months, SUD017 | 2.89 | 2.8 | 2.82 | 2.77 | 2.73 | 2.76 | 2.73 | 2.73 | 2.78 | 2.74 | 2.75 | 2.81 | 2.79 | 2.87 | 2.91 | 2.93 | 3.01 | 3.05 | 3.09 | 3.19 | 3.28 | 3.24 | 3.33 | 3.35 | 3.37 | 3.44 | 3.45 | 3.5 | 3.59 | 3.62 | 3.66 | 3.72 | 3.73 | 3.75 | 3.69 | 3.69 | 3.66 | |
| Housing loans to households with maturity of up to 1 year, SUD006 | 4.33 | 4.31 | 4.29 | 4.28 | 4.19 | 4.24 | 4.21 | 4.2 | 4.21 | 4.15 | 4.19 | 4.2 | 4.19 | 4.39 | 4.47 | 4.54 | 4.63 | 4.77 | 4.8 | 5.1 | 5.15 | 5.19 | 5.38 | 5.43 | 5.45 | 5.58 | 5.55 | 5.65 | 5.68 | 5.7 | 5.66 | 5.62 | 5.7 | 5.57 | 5.49 | 5.41 | 5.34 | |
| Housing loans to households with maturity of over 1 year and up to 5 years, SUD007 | 4.07 | 3.99 | 3.96 | 3.95 | 3.92 | 3.91 | 3.89 | 3.87 | 3.85 | 3.83 | 3.81 | 3.8 | 3.8 | 3.84 | 3.85 | 3.87 | 3.89 | 3.92 | 3.93 | 3.99 | 3.99 | 3.94 | 3.91 | 3.9 | 3.87 | 3.84 | 3.81 | 3.78 | 3.75 | 3.72 | 3.69 | 3.64 | 3.58 | 3.5 | 3.38 | 3.33 | 3.26 | |
| Housing loans to households with maturity of over 5 years, SUD008 | 2.35 | 2.33 | 2.31 | 2.3 | 2.27 | 2.26 | 2.24 | 2.22 | 2.21 | 2.19 | 2.17 | 2.16 | 2.14 | 2.13 | 2.11 | 2.1 | 2.08 | 2.07 | 2.06 | 2.05 | 2.04 | 2.02 | 2.01 | 2 | 1.98 | 1.97 | 1.95 | 1.94 | 1.93 | 1.92 | 1.91 | 1.9 | 1.89 | 1.87 | 1.86 | 1.85 | 1.83 | |
| Loans for consumption and other purposes to households with a maturity of up to 1 year, SUD009 | 8.9 | 8.88 | 8.79 | 8.8 | 8.83 | 8.85 | 8.96 | 8.71 | 8.79 | 8.92 | 8.98 | 8.91 | 8.96 | 9.15 | 9.27 | 9.22 | 9.44 | 9.46 | 9.56 | 9.63 | 9.76 | 9.86 | 10.06 | 9.97 | 10 | 10.17 | 10.13 | 10.13 | 10.05 | 10.18 | 10.16 | 10.01 | 9.99 | 9.95 | 9.72 | 9.55 | 9.45 | |
| Loans for consumption and other purposes to households with a maturity of over 1 year and up to 5 years, SUD010 | 5.94 | 5.92 | 5.9 | 5.89 | 5.88 | 5.88 | 5.88 | 5.85 | 5.83 | 5.82 | 5.81 | 5.8 | 5.78 | 5.77 | 5.75 | 5.73 | 5.71 | 5.68 | 5.63 | 5.43 | 5.41 | 5.37 | 5.34 | 5.3 | 5.27 | 5.22 | 5.13 | 4.97 | 4.9 | 4.97 | 4.89 | 4.81 | 4.74 | 4.65 | 4.54 | 4.45 | 4.35 | |
| Loans for consumption and other purposes to households with a maturity of over 5 years, SUD011 | 4.89 | 4.85 | 4.83 | 4.81 | 4.78 | 4.74 | 4.72 | 4.7 | 4.68 | 4.68 | 4.66 | 4.63 | 4.61 | 4.58 | 4.56 | 4.54 | 4.53 | 4.5 | 4.48 | 4.52 | 4.5 | 4.47 | 4.47 | 4.43 | 4.4 | 4.37 | 4.34 | 4.3 | 4.26 | 4.22 | 4.18 | 4.13 | 4.09 | 4.06 | 3.99 | 3.95 | 3.9 | |
| Non-financial corporations' deposits with an agreed maturity of over 2 years, SUD004 | 2.26 | 2.25 | 2.26 | 2.23 | 2.23 | 2.25 | 2.24 | 2.24 | 2.22 | 2.19 | 2.23 | 2.24 | 2.25 | 2.23 | 2.23 | 2.21 | 2.23 | 2.16 | 2.12 | 2.09 | 2.08 | 2.04 | 2.01 | 1.96 | 1.91 | 1.84 | 1.75 | 1.62 | 1.56 | 1.48 | 1.46 | 1.43 | 1.39 | 1.32 | 1.28 | 1.27 | 1.24 | |
| Households' deposits with an agreed maturity of over 2 years, SUD002 | 1.29 | 1.28 | 1.27 | 1.27 | 1.27 | 1.27 | 1.27 | 1.26 | 1.23 | 1.22 | 1.22 | 1.21 | 1.2 | 1.2 | 1.19 | 1.18 | 1.18 | 1.17 | 1.17 | 1.16 | 1.16 | 1.16 | 1.15 | 1.14 | 1.14 | 1.13 | 1.12 | 1.11 | 1.09 | 1.08 | 1.06 | 1.04 | 1.01 | 0.97 | 0.95 | 0.94 | 0.92 | |
| Non-financial corporations' deposits with an agreed maturity of up to 2 years, SUD003 | 2.19 | 2.12 | 2.01 | 1.96 | 1.92 | 1.91 | 1.9 | 1.91 | 1.9 | 1.9 | 1.93 | 1.94 | 1.96 | 2.03 | 2.16 | 2.27 | 2.42 | 2.56 | 2.72 | 2.84 | 2.98 | 3.14 | 3.28 | 3.4 | 3.44 | 3.42 | 3.5 | 3.54 | 3.56 | 3.54 | 3.51 | 3.47 | 3.43 | 3.39 | 3.27 | 3.15 | 3.01 | |
| Households' deposits with an agreed maturity of up to 2 years, SUD001 | 2.01 | 1.96 | 1.91 | 1.88 | 1.87 | 1.87 | 1.88 | 1.89 | 1.91 | 1.95 | 1.99 | 2.04 | 2.1 | 2.18 | 2.26 | 2.35 | 2.45 | 2.53 | 2.64 | 2.74 | 2.83 | 2.95 | 3.03 | 3.07 | 3.09 | 3.09 | 3.09 | 3.08 | 3.06 | 3.04 | 3.01 | 2.96 | 2.88 | 2.76 | 2.61 | 2.52 | 2.37 |
Latest reading
The latest reading is 3.78 % p.a., for Jul 2026. That is unchanged from Jun 2026 and +0.4 pp from a year earlier. The series on this page is monthly and runs from Jan 2003 to Jul 2026. Source: Deutsche Bundesbank.
- Latest
- 3.78 % p.a.
- Jul 2026
- vs previous period
- 0.0 pp
- Jun 2026
- vs a year earlier
- +0.4 pp
About this data
MFI interest rate statistics for Germany: the rates banks agree on new loans and deposits, by borrower sector, size class, collateral and period of initial rate fixation, alongside the average rate on the stock of business already on the books. New business shows where financing conditions are now; outstanding amounts show what borrowers actually pay.
